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Pennsylvania

R+2  ·  Moderate tax burden  ·  COL index 97

B

3.07%

Income Tax

305

Violent Crime / 100K

77.1

Life Expectancy

$270K

Median Home

$1,350

Childcare / Mo

State Profile

65/100
255075100TAXES60SAFETY71HEALTH67SCHOOLS55AFFORDABLE79LONGEVITY59

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Taxes

Income Tax

3.07% flat

Property Tax

~$3,861/yr on median home

1.43% / yr

Sales Tax

6.34% avg

Social Security

Exempt

Pension / IRA

Retirement income broadly exempt including IRA distributions

Fully Exempt

Estate Tax

Inheritance tax: 4.5% to children, 12% to siblings, 15% to others

None

Inheritance Tax

⚠ Your heirs pay this tax on what you leave them — even if you have no estate tax. PA charges 4.5% to children from dollar one.

Yes

Capital Gains

Taxed as income

Housing & Cost of Living

Cost of Living Index

National avg = 100

97

Median Home Price

$270,000

Median Rent (2BR)

$1,350/mo

Home Insurance

Near national avg (~$1,900/yr)

$1,100/yr

Flood Insurance

$700/yr

Homestead Exemption

Home equity protected from creditors

Unlimited

Asset Protection

Strong

Crime & Safety

Violent Crime Rate

Near national avg

305 / 100K

Property Crime Rate

Below national avg (~2,100)

1,394 / 100K

Traffic Fatality Rate

9.8 / 100K

Healthcare

State Healthcare Rank

#17 of 50

Life Expectancy

77.1 yrs

Medicaid Expansion

Expanded

Uninsured Rate

6.5%

Education

K-12 Quality Rank

#23 of 50

School Choice / Vouchers

Available

Childcare

Avg Infant Care (Full-Time)

$1,350/mo

Utilities & Daily Costs

Avg Monthly Energy Bill

$150/mo

Avg Monthly Groceries

2-person household, moderate spending

$510/mo

Road Quality Rank

#37 of 50

Airports & Travel

Nonstop Destinations

From state's primary airport

135+ routes

Major Hub Airport

Top-25 US airport by passengers

Yes

Culture & Lifestyle

Urban Population

Mix of urban and rural

79% urban

Restaurant Density

460/100K

Religious Congregations

195/100K

Pro Sports Teams

NFL + NBA + MLB + NHL + MLS

6 teams

Major Venues

Stadiums, arenas, amphitheaters (10K+ capacity)

9 venues

Craft Breweries

2.9/100K residents — Solid scene

380 breweries

Craft Distilleries

Strong spirits scene

75 distilleries

Live Music

Philadelphia (Live Nation hub, Made in America); Pittsburgh strong venues; Deer Creek; Troegs nationally known

Strong

Transportation

Car Insurance (Avg Annual)

$1,680

Traffic Fatality Rate

9.8 / 100K

Broadband Access

87% of households

Social & Legal

Abortion Access

Legal to 24 weeks; ongoing political battles

Protected

LGBTQ+ Protections

Moderate

Marijuana

Medical Only

Minimum Wage

$7.25/hr

Right to Work

No

Sports Betting

Legal

Casino Gambling

Commercial casinos

Online Gambling

Legal

State Lottery

Second largest commercial casino market after NV. Online casino gambling legal since 2019. 16 commercial casinos.

Yes

Age of Consent

16

Sex Education

No state sex ed mandate

Abstinence-plus

Nude Beaches & Naturist Clubs

White Thorn Lodge · Sunny Rest Resort (Poconos) · Penn Sylvan Health Society

Active scene

Environment & Climate

Air Quality (Annual AQI)

Near national avg

47

Natural Disaster Risk

Moderate

Primary Hazards

blizzardfloodnor-easter

Politics & Gun Laws

2024 Presidential Vote

R+2

Gun Laws

Gun ControlC
2A LibertyC

Carry Permit

Shall-issue

Purchase Permit Required

No

Gambling

Legal

Jobs & Economy

Job Market

+0.9% job growth · 3.7% unemployment

Moderate

Top Industries

HealthcareFinanceManufacturing

Tech Jobs

#17 of 50

Healthcare Jobs

Top healthcare job market

#3 of 50

Remote Work

21% of workers

Median Household Income

$73,170

Business Climate

Corporate Income Tax

High corporate rate — plan entity structure carefully

8.99%

LLC Formation Fee

$125 one-time

LLC Annual Fee

$7/yr

Business Climate Rank

Bottom-10 nationally

#45 of 50

Daily Life

Gas Price (Regular)

Near avg (+0.00 vs national avg)

$3.30/gal

Consumer Fireworks

Consumer fireworks legal since 2017; 18+ only

Legal

Weather & Natural Risks

Winter Severity

Avg January high: 35°F

Moderate

Summer Heat

Moderate summers

82°F avg July

Annual Rainfall

42" / yr

Tornado Risk

Low

Hurricane Risk

Low

Wildfire Risk

Very Low

Flood Risk

Moderate

Natural Hazards

29LOW danger
Copperhead + timber rattlesnake zoneLyme disease significantEEE risk eastern PA

Venomous Snakes

Moderate

Spider Hazard

Moderate

Hurricane Risk

Low

Tornado Risk

Moderate

Wildfire Risk

Low

Earthquake Risk

Low

Danger score is a composite index. Methodology ↗

Veteran Benefits

Veteran-Friendly Score

7.5% of state population are veterans

82/100

Property Tax Exemption

Disabled vet property tax exemption

Partial

Military Retirement Pay

Tax Exempt

Active Duty Pay

Tax Exempt

VA Facilities Access

Excellent

Notable Benefits

All retirement income exempt from PA income tax

Explore Pennsylvania counties

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Trending in Pennsylvania

Governor Shapiro Secures Major New Investment from Urban Outfitters, Inc., Expanding Operations in Pennsylvania and Creating at Least 1,050 New Jobs in Philadelphia and Bucks County - PA Department of Community & Economic Development (.gov)

PA Department of Community & Economic Development (.gov) · Jun 8

Pa. rape crisis centers: We are not a budget line item - Pennsylvania Capital-Star

Pennsylvania Capital-Star · Jun 8

PA Senate Approves Collett’s Legislation to Hold Sex Traffickers Accountable - Pennsylvania Senate Democrats

Pennsylvania Senate Democrats · Jun 8

Setting an agenda - timesobserver.com

timesobserver.com · Jun 9

Will Pennsylvania’s budget pass on time? One leader believes it can - ABC27

ABC27 · Jun 7

What Residents Say

I'm thinking about moving to Pennsylvania, what are the ...

In terms of taxes, PA has a flat state tax (3.07%) which is great ... Plenty of parks, Lehigh River & fairly low cost of living. Living ......

reddit.com ↗

Moving from California to Pennsylvania, wondering about ...

PA is an across the board tax. And even with the 1% employment tax, county tax, and school tax. Still less taxes than California. California ......

reddit.com ↗

Moving to PA: Taxes. How do they work and what can I ...

Hi everyone. My husband and I are debating the move from Florida to PA. So far we’ve settled on the west side of PA but no definitive location ......

reddit.com ↗

It's 110k enough to live comfortably in Pennsylvania?

Don't let anyone feed you BS about state income tax. It's not that bad. Sales taxes are lower in PA. No sales tax on clothing. Registration fees ......

reddit.com ↗

I currently live in Pennsylvania and me and my boyfriend ...

It all depends on where you want to stay. If you stay on the coast or in a place like Ridgeland then expect to pay high prices....

reddit.com ↗

Relocating from NYC to PA... Is the lower cost of living ...

I am seeing that housing costs are definitely lower in these areas on the list, but also nursing pay is lower so I'm beginning to wonder if this ......

reddit.com ↗

Is yearly $22k gross enough to live in Pennsylvania? ...

Doubtful. Half your money will go to rent unless you get roomates. 22k isnt a livable wage in PA(or any parts of the US)....

reddit.com ↗

Thinking to move from FL to PA : r/relocating

Taxes suck of course but the cost of living is better than FL. The city is blue and the suburbs are a mix. For instance most in the north ......

reddit.com ↗

Younger Couple presented with 80k opportunity to move ...

PA state income tax is like flat 3% so not bad. I wouldn't live in Philly with their municipal income tax on top of it, though. Overall PA ......

reddit.com ↗

Harrisburg is no longer a Low Cost of Living Area

Lol, actually looked it up and Mechanicsburg Local resident tax is 1.55%, Harrisburg proper is 2%. So I would actually pay even more in taxes ......

reddit.com ↗

Stay Current

Get notified when Pennsylvania tax laws, gun laws, or social policy changes.

Pennsylvania Guides

taxes

Pennsylvania: The Best State for Retirees (With One Deadly Catch)

Pennsylvania exempts Social Security, pensions, and 401(k) distributions from state income tax, maki

Data is informational only. Verify with a tax professional, real estate agent, and local sources before making relocation decisions. Crime data: FBI UCR ~2022. Healthcare: Commonwealth Fund / US News ~2023. Education: Education Week ~2023. Housing: Zillow / Census ACS ~2024. Insurance: rate surveys ~2024. Sponsored links marked “Sponsored” may earn a commission. This does not affect our data or rankings.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable