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Chester
Pennsylvania

536K

Population

$119K

Median Income

$576K

Median Home

D+13

Politics

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What stands out

Three things set Chester County apart from the other 3,142 counties: the median household income is among the highest in America ($118,574), the share working from home is in the top 2% of American counties (19%), and the typical two-bedroom rent is in the top 3% of American counties ($1,644 a month). Within Pennsylvania it ranks 1st of 67 counties for the median household income.

Where you are

You live in Chester County, Pennsylvania. 536,474 people live here with you. The population grew 0.6% last year, and more Americans moved in than out (net +279).

Pennsylvania has a flat 3.07% income tax and exempts all retirement income, including Social Security, pensions and 401(k) and IRA withdrawals after age 59½. It is one of six states with an inheritance tax, which applies even to children at 4.5%. Local earned-income taxes of 1% to nearly 4% apply in most municipalities, and Philadelphia's wage tax is the highest of any city in the country.

Money

The typical household here brings in $118,574 a year, higher than almost every county in America. Employers pay an average wage of $87,886. Unemployment runs 3.2%, lower than 58% of American counties. 19% of workers work from home; for the rest the average commute is 22 minutes each way.

Pennsylvania takes 3.1% of that median income in state income tax, about $3,640 a year.

Home

The median home costs $577K, pricier than 96% of American counties, about 3.0 years of the median household's income. A two-bedroom rents for around $1,644 a month. Property tax is 1.40% of home value, roughly $6,109 a year on that median home, higher than 82% of American counties. 75% of households own rather than rent.

Safety and health

Violent crime here is 3.0 per 1,000 residents, lower than 92% of American counties. Drug overdoses killed 12 people per 100,000 in 2024.

A child born here can expect to live 81.1 years, longer than 95% of American counties. There are 1,636 active physicians in the county, about 30.5 per 10,000 people. Medicare rates the local hospitals 4.3 of 5 stars. 5.8% of people under 65 have no health insurance.

School

Local students test at grade level 3.48 where 3.0 is national grade level, higher than 95% of American counties. 95% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Democratic by 13 points. 83% of eligible voters turned out. Under Pennsylvania law you can get a concealed-carry permit on request, abortion is protected by state law, and marijuana is medical only.

Weather and risk

The year averages 54°F, highs near 63 and lows near 44, colder than 59% of American counties. About 41 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 92 out of 100, riskier than 92% of American counties; the county has had 26 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 278 Mbps down, faster than 88% of American counties. There are 9 airports in the county, counting general aviation. For a night or a weekend out: 0.7 full-service restaurants per 1,000 people, 8 breweries, 19 museums.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$119K
This county
national avg ~$75K
Poverty Rate5.6%
This county
national avg ~11.5%
Unemployment Rate3.2%
This county
national avg ~3.8%
GDP per Capita$104,188
Federal Spending per Capita$1,083
Median Individual Earnings$63K
This county
national avg $45K
Professional/Management Workers54.8%
Average Adjusted Gross Income$147K
Avg Credit Score714
Work From Home %19.0%
This county
national avg 17.0%
Population Under 1822.3%
This county
national avg 22.0%
Single-Person Households23.0%
This county
national avg 28.0%
Banks & Finance Firms302
Income (20th Percentile)$52K
Income (80th Percentile)$231K
Income (95th Percentile)$250K
Bachelor's Degree or Higher56.1%
This county
national avg 34.3%
Less Than High School5.3%
This county
national avg 11.0%
Knowledge Economy GDP %35.1%
Dependency Ratio0.65
Medicare Spending / Person$2,566
SS Benefits / Person$4,077
Education Wage Premium2.63x
Median Earnings (Bachelor's)$82K
Median Earnings (Graduate)$111K
Median Earnings (HS Diploma)$42K
Public Assistance Recipients1.9%
Average Annual Wage$88K
Professional Services Concentration1.27x national
This county
1.0 = national average share
Federal Government Jobs Located Here2,078
Federal Share of Jobs Located Here0.8%
Residents Who Work for the Federal Government1.5%
Federal Civilian Share of Earnings0.9%
Federal Contract Dollars Performed Here (FY2025)$346M
Contract Dollars Relative to Local Wages0.02x wages
Largest Award's Share of Contract Dollars20%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$576K
This county
$270K state avg
$303K national
Median Sale Price$486K
This county
$303K national
Market Rent (ZORI)$2173/mo
This county
$1350/mo state avg
$1400/mo national
Property Tax Rate1.40%
This county
1.43% state avg
1.10% national

Annual tax on median home: $6,109

Affordability & Supply

HUD Fair Market Rent (2BR)$1,810/mo
Home Price Change (1 yr)+4.7%−+1.5% since 2024
Home Value to Income Ratio3.0x income
Severely Cost-Burdened Households10.5%
Homeownership Rate74.6%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
99.8%
Listings with Price Cuts— Low — market moving fast
14.4%
Sold Above List Price
37.3%
Median Days to Close
37 days
Active Listings
771
New Listings / Month
476

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace
29 days
Months of Supply (Redfin)— Low inventory — sellers market
2.1 mo
Sold Above List (Redfin)— Competitive — many homes bid up
51.7%

Sale-to-List Cross-Reference

Zillow 99.8%  ·  Redfin 102.3%

Source: Redfin · Updated monthly

Health

Life Expectancy81.1 yrs
This county
national avg ~78.5 years
Hospital Rating4.3 / 5
This county
national avg 3.0 stars
Food Insecurity5.4%
This county
national avg ~11%
Food Environment Index9.1 / 10
This county
higher = better access
Primary Care Shortage Score18
This county
national avg 5
Mental Health Shortage Score14
Dental Care Shortage Score25
Healthcare Shortage Score19.0
Healthcare Offices1,090
Active Physicians1,636
Nursing Home Rating4.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients455 / 1,000
Medicare Cost per Beneficiary$11,819
Uninsured (under 65)5.8%
This county
national avg ~10%

Education

Math Test Scores3.47 grade level
Reading Test Scores3.50 grade level
HS Diploma Holders63,466
Bachelor's Degree Holders120,444
HS Completion Rate94.7%
This county
national avg ~85%
Private Schools265

Safety

Violent Crime Rate3.0 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate6.5 / 100K
This county
national avg ~13.6/100K
Homicide Rate1.6 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate23.1 / 100K
This county
national avg ~21/100K
Traffic Fatalities33
Social Vulnerability (CDC SVI)12th pct
Drug Overdose Deaths (2024)11.8 / 100K
Suicide Rate11.6 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-1.5
January Sunshine-0.02
January Temperature-0.15
Average Temp54°Fno change since 2022
Avg High Temp63°F-1.1% since 2022
Avg Low Temp44°F+1.6% since 2022
Median AQIAQI 45
Good Air Days220 days/yr
Unhealthy Air Days7 days/yr
Annual Precipitation40.8 in/yr-14% since 2022
Avg Storm Events99.0 storms/yr
Avg Annual Storm Damage$8M
Ozone Days126 days/yr
This county
national avg 50 days/yr
Drought Index (2022)0.14
Heating Degree Days5,124 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days984 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)5,616 HDD/yr
Cooling Degree Days (1901–2000 Baseline)735 CDD/yr
Avg Tornadoes / Year0.8
Avg Flood Events / Year18.2
Avg Hail Events / Year3.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)92 / 100
Community Resilience (FEMA)86 / 100
Federal Disaster Declarations26 since 1953
Fine Particulate Pollution (PM2.5)8.5 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)327 properties
FAA-Registered Airports25 total
Airports (excl. heliports)9 airports

Brewery Scene

Total Breweries8 breweries
Microbreweries1 microbreweries
Brewpubs7 brewpubs

Internet & Remote Work

Download Speed278 Mbps
This county
national avg ~120 Mbps
Upload Speed110 Mbps
Fixed Internet (Q1 2026)398 Mbps
Mobile Internet (Q1 2026)308 Mbps
Mobile Upload (Q1 2026)28 Mbps
Mobile Latency (Q1 2026)26 ms
Households with 100Mbps+98.9%
This county
national avg 75.0%
Cellular-Only Internet7.2%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)184 Mbps

EV Infrastructure

EV Charging Stations121 stations
DC Fast Chargers114 chargers
Level 2 EV Chargers221

Commute & Transit

Remote Workers52,862 workers
Public Transit Commuters4,514 workers
Walk to Work (workers)5,475 workers
Extreme Commutes (90+ min)4,649 workers
Avg Commute Time22.4 min
This county
national avg ~27 min
Bike Commuters0.1%
Walk to Work2.0%

Families & Childcare

Childcare Cost Burden27.0%
This county
national median ~27% of household income
Childcare Centers7.3 per 10K residents
Childcare Facilities127

Civic & Community

Voter Turnout82.9%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.418
Nonprofit Organizations2,480
Veterans Share5.4%
This county
national avg 7.0%
Married Adults57.2%
Never-Married Adults30.2%
Divorced Adults7.8%
Religious Organizations298
Asian Population6.3%
Native American Population0.1%
Membership Associations9.7 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.66 per 1K residents
Colleges & Universities10
Nursing & Care Facilities152
Grocery Stores102
Arts & Entertainment Venues64
Hotels & Lodging47
Recreation Businesses189
Professional Services Firms2,404
Veterinary Practices218
Real Estate Firms596
Museums19
Debt Burden
Avg Mortgage Balance$113K
Avg Student Loan Balance$11K
Avg Credit Card Balance$5K
Loan Delinquency Rate33.0%
This county
national avg 4.0%

Innovation

Inventor Rate0.23%

Politics

D+13

2024 Presidential · Pennsylvania was R+2 statewide

vs Pennsylvania State

Income tax
3.07%Same (state law)
Property tax
1.40%1.43% state avg
Politics
D+13R+2
COL Index
97state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +279

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.83x avg income)

Economic Mobility

45%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Chester County

Median home value: $577K

View on Zillow →View on Realtor.com →

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Full Pennsylvania profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable