Terms of Use

These Terms of Use ("Terms") govern your access to and use of liveordiehere.com, operated by Cowboynauts LLC ("we," "us," or "our"). By using this site, you agree to these Terms in full. If you do not agree, do not use the site.

We may update these Terms at any time. The updated date above reflects the most recent revision. Continued use of the site after changes constitutes acceptance.

This site is for informational and general reference purposes only. Nothing on this site constitutes legal, financial, tax, investment, real estate, or relocation advice.

State tax rates, laws, regulations, and policies change frequently. Data presented on this site may be outdated, incomplete, or inaccurate. We make no representations or warranties about the accuracy, completeness, or timeliness of any information.

Before making any relocation, financial, tax, or legal decisions, you must consult a qualified licensed professional — including a licensed attorney, CPA, financial advisor, or real estate professional — who can evaluate your specific circumstances.

Do not rely on this site for decisions involving real money, legal obligations, or life changes without independent verification and professional advice.

Live or Die Here uses artificial intelligence extensively. You should understand how:

• Blog content: Articles on this site are written by AI (Claude, developed by Anthropic, Inc.) under AI-generated editorial personas. This is disclosed on article pages. Content is reviewed for factual plausibility but is not independently fact-checked by a human editor before publication. Treat all blog content as AI-generated reference material, not authoritative reporting.
• Compass AI assistant: The Compass feature is powered by Claude (Anthropic). Responses are AI-generated and may contain errors, hallucinations, or outdated information. Compass responses are not professional advice of any kind.
• Search AI: The search bar AI fallback interprets natural language queries using Claude. Responses are generated in real time and may be incorrect.
• Automated agents: Content generation, data monitoring, and knowledge updates may be performed by automated AI systems without human review of every output.

Do not enter personally identifiable information into AI features. See our Privacy Policy for details on AI data handling. Use general or hypothetical figures when querying AI features.

AI outputs are provided "as is" with no warranty of accuracy. We are not liable for decisions made based on AI-generated content.

This site participates in affiliate programs. When you click affiliate links and make purchases, we may earn a commission at no additional cost to you. Current affiliate relationships include:

• Ravin Crossbows (CJ Affiliate / Commission Junction)
• LendingTree
• The Zebra
• Policygenius
• Moving.com
• H&R Block

Affiliate relationships do not influence our data, rankings, or editorial content. State grades and comparisons are based on objective data sources regardless of affiliate relationships.

Sponsored content and partner placements are labeled with "Official Partner" or "Sponsor" designations.

This site displays third-party advertisements through Google AdSense and may display advertising through other networks. We do not control the content of advertisements and are not responsible for advertiser claims, products, or services. Advertisements do not represent endorsements by Live or Die Here.

You agree not to use this site to:

• Scrape, crawl, or systematically extract data without written permission
• Reproduce, republish, or redistribute site content without written permission
• Attempt to gain unauthorized access to any portion of the site or its systems
• Transmit malware, spam, or harmful code
• Violate any applicable law or regulation
• Use the site or its AI features to generate content that misrepresents the site's data or positions
• Use automated tools to bulk-query AI features or otherwise abuse the service

We reserve the right to terminate access for any user who violates these terms.

If you create an account, you are responsible for maintaining the confidentiality of your authentication credentials and for all activity under your account. Notify us immediately at [email protected] if you suspect unauthorized use.

We may suspend or terminate accounts that violate these Terms, at our sole discretion, with or without notice.

The content, design, data compilations, software, and branding on this site are owned by or licensed to Cowboynauts LLC and protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works from, publicly display, or commercially exploit any content from this site without express written permission.

Underlying government data (tax rates, crime statistics, census data, etc.) is public domain and may be used freely with attribution to its original source agency.

Fair use quotation with attribution to liveordiehere.com is permitted for journalistic, educational, and commentary purposes.

This site links to third-party websites and integrates third-party services (Google, Yelp, Reddit, Anthropic, etc.). We are not responsible for the content, privacy practices, or availability of third-party sites and services. Links do not constitute endorsements.

Third-party services are governed by their own terms and privacy policies. Review those policies before using linked services.

This site is provided "as is" and "as available" without any warranties of any kind, express or implied. We disclaim all warranties including implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement.

We do not warrant that the site will be uninterrupted, error-free, or free of viruses or other harmful components. We do not warrant the accuracy of any data, AI output, or information presented on the site.

To the maximum extent permitted by applicable law, Cowboynauts LLC, its officers, directors, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including but not limited to lost profits, lost data, or financial losses — arising out of or related to your use of or inability to use this site, even if advised of the possibility of such damages.

Our total liability to you for any claim arising from your use of this site shall not exceed the greater of (a) $100 or (b) the amount you paid us in the 12 months preceding the claim.

Some jurisdictions do not allow the exclusion of certain warranties or limitations on liability, so some of the above limitations may not apply to you.

You agree to indemnify, defend, and hold harmless Cowboynauts LLC and its officers, directors, employees, and agents from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of your use of the site, your violation of these Terms, or your violation of any third-party rights.

Any dispute arising out of or relating to these Terms or your use of this site shall be resolved by binding arbitration under the rules of the American Arbitration Association (AAA), conducted in English, in Austin, Texas. You waive any right to a jury trial or to participate in a class action lawsuit.

Notwithstanding the above, either party may seek emergency injunctive relief in a court of competent jurisdiction to prevent irreparable harm pending arbitration.

Class action waiver: You agree that any dispute resolution proceeding will be conducted on an individual basis only, not as a class or representative action.

These Terms are governed by the laws of the State of Texas, without regard to conflict of law principles. For matters not subject to arbitration, you consent to exclusive jurisdiction in the state and federal courts located in Travis County, Texas.

If any provision of these Terms is found unenforceable, the remaining provisions remain in full force. These Terms, together with our Privacy Policy, constitute the entire agreement between you and Cowboynauts LLC regarding your use of this site and supersede all prior agreements.

Cowboynauts LLC
liveordiehere.com
[email protected]