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Michigan

R+2  ·  Moderate tax burden  ·  COL index 88

B

4.25%

Income Tax

445

Violent Crime / 100K

75.7

Life Expectancy

$250K

Median Home

$1,300

Childcare / Mo

State Profile

54/100
255075100TAXES64SAFETY51HEALTH51SCHOOLS24AFFORDABLE86LONGEVITY48

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Taxes

Income Tax

4.25% flat

Property Tax

~$3,300/yr on median home

1.32% / yr

Sales Tax

6% avg

Social Security

Taxed

Pension / IRA

Partial

Estate Tax

None

Inheritance Tax

None

Capital Gains

Taxed as income

Housing & Cost of Living

Cost of Living Index

National avg = 100

88

Median Home Price

$250,000

Median Rent (2BR)

$1,150/mo

Home Insurance

Near national avg (~$1,900/yr)

$1,100/yr

Flood Insurance

$500/yr

Homestead Exemption

Home equity protected from creditors

Unlimited

Asset Protection

Strong

Crime & Safety

Violent Crime Rate

Near national avg

445 / 100K

Property Crime Rate

Near national avg

1,670 / 100K

Traffic Fatality Rate

10.3 / 100K

Healthcare

State Healthcare Rank

#25 of 50

Life Expectancy

75.7 yrs

Medicaid Expansion

Expanded

Uninsured Rate

Well below national avg

5.9%

Education

K-12 Quality Rank

#38 of 50

School Choice / Vouchers

Not Available

Childcare

Avg Infant Care (Full-Time)

$1,300/mo

Utilities & Daily Costs

Avg Monthly Energy Bill

$140/mo

Avg Monthly Groceries

2-person household, moderate spending

$460/mo

Road Quality Rank

Among the worst roads in the US

#47 of 50

Airports & Travel

Nonstop Destinations

From state's primary airport

155+ routes

Major Hub Airport

Top-25 US airport by passengers

Yes

Culture & Lifestyle

Urban Population

Mix of urban and rural

75% urban

Restaurant Density

420/100K

Religious Congregations

195/100K

Pro Sports Teams

NFL + NBA + MLB + NHL + MLS

5 teams

Major Venues

Stadiums, arenas, amphitheaters (10K+ capacity)

7 venues

Craft Breweries

4.3/100K residents — Strong scene

430 breweries

Craft Distilleries

Strong spirits scene

90 distilleries

Live Music

Motown birthplace (Detroit); Bell's, Founders, Short's — nationally recognized craft brands; Mo Pop Festival

Strong

Transportation

Car Insurance (Avg Annual)

Very expensive (national avg ~$1,600)

$2,870

Traffic Fatality Rate

10.3 / 100K

Broadband Access

83% of households

Social & Legal

Abortion Access

Voters restored abortion rights 2022; legal to viability

Protected

LGBTQ+ Protections

Comprehensive

Marijuana

Recreational

Minimum Wage

$10.33/hr

Right to Work

No

Sports Betting

Legal

Casino Gambling

Commercial casinos

Online Gambling

Legal

State Lottery

Detroit's 3 commercial casinos plus tribal casinos statewide. Online casino gambling legal since 2021 — strong market.

Yes

Age of Consent

16

Sex Education

Sex ed required by state

Abstinence-plus

Nude Beaches & Naturist Clubs

Turtle Lake Resort · Forest Hills Club · Spring Lake Sun Resort

Active scene

Environment & Climate

Air Quality (Annual AQI)

Near national avg

42

Natural Disaster Risk

Moderate

Primary Hazards

blizzardfloodtornado

Politics & Gun Laws

2024 Presidential Vote

R+2

Gun Laws

Gun ControlC+
2A LibertyC+

Carry Permit

Shall-issue

Purchase Permit Required

Yes

Gambling

Legal

Jobs & Economy

Job Market

+1% job growth · 4% unemployment

Moderate

Top Industries

AutomotiveHealthcareTechnology

Tech Jobs

#19 of 50

Healthcare Jobs

#14 of 50

Remote Work

18% of workers

Median Household Income

$70,448

Business Climate

Corporate Income Tax

6%

LLC Formation Fee

$50 one-time

LLC Annual Fee

$25/yr

Business Climate Rank

#12 of 50

Daily Life

Gas Price (Regular)

Below avg (-0.08 vs national avg)

$3.22/gal

Consumer Fireworks

Consumer fireworks legal; 18+ only; neighbors can request no-use periods

Legal

Weather & Natural Risks

Winter Severity

Avg January high: 28°F

Cold

Summer Heat

Moderate summers

82°F avg July

Annual Rainfall

34" / yr

Tornado Risk

Low

Hurricane Risk

Very Low

Wildfire Risk

Low

Flood Risk

Low

Natural Hazards

19LOW danger
EEE zone (Upper Peninsula)Polar vortex wintersLake effect snow disasters

Venomous Snakes

Low

Spider Hazard

Low

Hurricane Risk

Minimal

Tornado Risk

Moderate

Wildfire Risk

Low

Earthquake Risk

Minimal

Danger score is a composite index. Methodology ↗

Veteran Benefits

Veteran-Friendly Score

6.3% of state population are veterans

78/100

Property Tax Exemption

100% disabled: full property tax exempt

Partial

Military Retirement Pay

Tax Exempt

Active Duty Pay

Tax Exempt

VA Facilities Access

Good

Notable Benefits

Military retirement fully exempt since 2024

Explore Michigan counties

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Trending in Michigan

Michigan House Speaker discusses legislation impacting the UP - Upper Michigan's Source

Upper Michigan's Source · Jun 8

In a heated Michigan GOP race for governor, Trump looms large - Detroit Free Press

Detroit Free Press · Jun 8

A look at where each candidate for Michigan governor stands on education - WWMT

WWMT · Jun 5

Huizenga hosts roundtable discussion to improve mental healthcare in Michigan - Michigan Senate Republicans

Michigan Senate Republicans · Jun 8

Senate Committee Advances Legislation to Make Housing More Affordable for Michigan Families - Michigan Senate Democrats

Michigan Senate Democrats · Jun 2

What Residents Say

Question about the cost of living in Detroit

As for specifically in city of Detroit, property taxes are some of the highest in the country. That plus city income tax and high insurance cost ......

reddit.com ↗

Michigan and Pennsylvania Property Taxes. Are they really ...

Is the rate really as high as 3.9%? This would increase our monthly costs another 1200$ a month for close to $1900 a month or almost 23k a year ......

reddit.com ↗

Moving from Michigan, how much of a shock and I in for?

Title says it, specifically Ann Arbor and Detroit MI. For further background, my girlfriends family is from NH so we're really excited for the move potentially ...

reddit.com ↗

100k in FL or 125k in MI ? : r/careerguidance

My employer reached out to me and raised my salary from 80K to 100k when I told them about my move. Now I am not sure whether to stay or leave as I ......

reddit.com ↗

Lansing cost of living

The thing about Michigan's tax system to ・ our flat income tax means Michiganders get nickeled and dimed ・ 6 cent sales tax, high auto ......

reddit.com ↗

Anyone thinking about moving out of state (not including to ...

If it wasn’t for my wife’s job (which is hybrid but she has to be in office 3 days a week) we would have left Jersey back in 2023 but I guess we are ......

reddit.com ↗

Should I relocate to Michigan? : r/moving

I’m thinking about moving out of Florida and my options are central Michigan and Virginia Beach because of family support there and I have 2 kids ages ......

reddit.com ↗

I often see Michigan recommended here as a place to ...

MI is prettier and the people are better, but I think the cost of living is much higher. The property taxes are 3x as much, a lot of cities ......

reddit.com ↗

Cost of Living/home ownership in Detroit

We bought our house for 140k and property taxes are 9k/year. Detroit city tax is 2%. Auto insurance and home insurance is high as hell....

reddit.com ↗

Considering moving to Toledo Ohio from Michigan. ...

I just graduated from a college in Illinois and I’m considering moving to Toledo (I’m a Michigan resident). I’m interviewing with a steel company ......

reddit.com ↗

Stay Current

Get notified when Michigan tax laws, gun laws, or social policy changes.

Data is informational only. Verify with a tax professional, real estate agent, and local sources before making relocation decisions. Crime data: FBI UCR ~2022. Healthcare: Commonwealth Fund / US News ~2023. Education: Education Week ~2023. Housing: Zillow / Census ACS ~2024. Insurance: rate surveys ~2024. Sponsored links marked “Sponsored” may earn a commission. This does not affect our data or rankings.

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Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable