← Map/← Michigan/Counties/Ottawa

Ottawa
Michigan

296K

Population

$84K

Median Income

$399K

Median Home

R+22

Politics

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What stands out

What stands out about Ottawa County: the uninsured rate is in the bottom 4% of American counties (5.2%), winter sunshine is in the bottom 6% of American counties (-1.5 on the USDA scale), and life expectancy is in the top 7% of American counties (80.5 years). Within Michigan it ranks 10th of 83 counties for the uninsured rate, counting from the bottom.

Where you are

You live in Ottawa County, Michigan. 296,183 people live here with you. The population grew 0.8% last year, and more Americans moved in than out (net +1,382).

Michigan has a flat income tax just over 4% and has never taxed Social Security. It restored a broad exemption for pension and retirement income in 2023, phasing in over four years. Home prices are below the national average nearly everywhere except the lakeshore counties and the Ann Arbor area. Detroit's population is growing again for the first time since the 1950s.

Money

The typical household here brings in $83,932 a year, higher than 91% of American counties. Employers pay an average wage of $59,813. Unemployment runs 3.3%, lower than 54% of American counties. 8% of workers work from home.

Michigan takes 4.3% of that median income in state income tax, about $3,567 a year.

Home

The median home costs $397K, pricier than 85% of American counties, about 2.7 years of the median household's income. A two-bedroom rents for around $1,073 a month. Property tax is 1.09% of home value, roughly $2,936 a year on that median home, higher than 66% of American counties. 78% of households own rather than rent.

Safety and health

Violent crime here is 3.3 per 1,000 residents, lower than 78% of American counties. Drug overdoses killed 6 people per 100,000 in 2024.

A child born here can expect to live 80.5 years, longer than 93% of American counties. There are 562 active physicians in the county, about 19.0 per 10,000 people. Medicare rates the local hospitals 4.7 of 5 stars. 5.2% of people under 65 have no health insurance.

School

Local students test at grade level 3.41 where 3.0 is national grade level, higher than 90% of American counties. 94% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 22 points. 79% of eligible voters turned out. Under Michigan law you can get a concealed-carry permit on request, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 49°F, highs near 59 and lows near 39, colder than 79% of American counties. About 29 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 78 out of 100, riskier than 78% of American counties; the county has had 16 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 250 Mbps down, faster than 74% of American counties. There are 12 airports in the county, counting general aviation. For a night or a weekend out: 0.4 full-service restaurants per 1,000 people, 14 breweries, 6 museums.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$84K
This county
national avg ~$75K
Poverty Rate8.2%
This county
national avg ~11.5%
Unemployment Rate3.3%
This county
national avg ~3.8%
GDP per Capita$66,200
Federal Spending per Capita$325
Median Individual Earnings$44K
This county
national avg $45K
Professional/Management Workers39.5%
Average Adjusted Gross Income$90K
Avg Credit Score713
Work From Home %7.8%
This county
national avg 17.0%
Population Under 1823.4%
This county
national avg 22.0%
Single-Person Households21.9%
This county
national avg 28.0%
Banks & Finance Firms142
Income (20th Percentile)$40K
Income (80th Percentile)$151K
Income (95th Percentile)$250K
Bachelor's Degree or Higher36.5%
This county
national avg 34.3%
Less Than High School5.8%
This county
national avg 11.0%
Knowledge Economy GDP %8.2%
Dependency Ratio0.64
Medicare Spending / Person$2,264
SS Benefits / Person$3,909
Education Wage Premium2.03x
Median Earnings (Bachelor's)$66K
Median Earnings (Graduate)$81K
Median Earnings (HS Diploma)$40K
Public Assistance Recipients2.2%
Average Annual Wage$60K
Professional Services Concentration0.61x national
This county
1.0 = national average share
Federal Government Jobs Located Here422
Federal Share of Jobs Located Here0.3%
Residents Who Work for the Federal Government0.8%
Federal Civilian Share of Earnings0.4%
Federal Contract Dollars Performed Here (FY2025)$45M
Contract Dollars Relative to Local Wages0.01x wages
Largest Award's Share of Contract Dollars20%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$399K
This county
$250K state avg
$303K national
Median Sale Price$361K
This county
$303K national
Market Rent (ZORI)$1688/mo
This county
$1150/mo state avg
$1400/mo national
Property Tax Rate1.09%
This county
1.32% state avg
1.10% national

Annual tax on median home: $2,936

Affordability & Supply

HUD Fair Market Rent (2BR)$1,519/mo
Home Price Change (1 yr)+4.7%−+3.0% since 2024
Home Value to Income Ratio2.7x income
Severely Cost-Burdened Households8.4%
Homeownership Rate78.2%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
98.7%
Listings with Price Cuts— Low — market moving fast
17.8%
Sold Above List Price
24.8%
Median Days to Close
29 days
Active Listings
513
New Listings / Month
268

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Fast market
10 days
Months of Supply (Redfin)— Low inventory — sellers market
1.5 mo
Sold Above List (Redfin)
38.2%

Sale-to-List Cross-Reference

Zillow 98.7%  ·  Redfin 100.6%

Source: Redfin · Updated monthly

Health

Life Expectancy80.5 yrs
This county
national avg ~78.5 years
Hospital Rating4.7 / 5
This county
national avg 3.0 stars
Food Insecurity7.7%
This county
national avg ~11%
Food Environment Index8.4 / 10
This county
higher = better access
Primary Care Shortage Score15
This county
national avg 5
Mental Health Shortage Score0
Dental Care Shortage Score0
Healthcare Shortage Score5.0
Healthcare Offices400
Obesity Rate (BRFSS)33.2%
This county
national avg 32.0%
Smoking Rate (BRFSS)12.1%
This county
national avg 14.0%
Poor Health Rate (BRFSS)14.8%
This county
national avg 18.0%
Physical Inactivity (BRFSS)19.9%
This county
national avg 24.0%
High Blood Pressure (BRFSS)29.3%
This county
national avg 32.0%
Active Physicians562
Nursing Home Rating2.9 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients610 / 1,000
Medicare Cost per Beneficiary$11,014
Uninsured (under 65)5.2%
This county
national avg ~10%
Adults with Depression27.0%

Education

Math Test Scores3.37 grade level
Reading Test Scores3.45 grade level
HS Diploma Holders43,218
Bachelor's Degree Holders45,105
HS Completion Rate94.2%
This county
national avg ~85%
Private Schools77

Safety

Violent Crime Rate3.3 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate5.3 / 100K
This county
national avg ~13.6/100K
Homicide Rate1.3 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate11.3 / 100K
This county
national avg ~21/100K
Traffic Fatalities115
Social Vulnerability (CDC SVI)14th pct
Drug Overdose Deaths (2024)5.9 / 100K
Suicide Rate10.0 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale0.0
January Sunshine-1.49
January Temperature-0.61
Average Temp49°F-0.2% since 2022
Avg High Temp59°F+0.3% since 2022
Avg Low Temp39°F-1.0% since 2022
Median AQIAQI 51
Good Air Days176 days/yr
Unhealthy Air Days8 days/yr
Annual Precipitation28.9 in/yr-15% since 2022
Avg Storm Events4.2 storms/yr
Avg Annual Storm Damage$1M
Ozone Days105 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-0.15
Heating Degree Days6,528 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days652 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)6,972 HDD/yr
Cooling Degree Days (1901–2000 Baseline)509 CDD/yr
Avg Tornadoes / Year0.4
Avg Flood Events / Year0.2
Avg Hail Events / Year0.2
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)78 / 100
Community Resilience (FEMA)100 / 100
Federal Disaster Declarations16 since 1953
Fine Particulate Pollution (PM2.5)7.4 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)28 properties
FAA-Registered Airports14 total
Airports (excl. heliports)12 airports

Brewery Scene

Total Breweries14 breweries
Microbreweries9 microbreweries
Brewpubs4 brewpubs

Internet & Remote Work

Download Speed250 Mbps
This county
national avg ~120 Mbps
Upload Speed47 Mbps
Fixed Internet (Q1 2026)367 Mbps
Mobile Internet (Q1 2026)353 Mbps
Mobile Upload (Q1 2026)27 Mbps
Mobile Latency (Q1 2026)37 ms
Households with 100Mbps+97.6%
This county
national avg 75.0%
Cellular-Only Internet10.9%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)150 Mbps

EV Infrastructure

EV Charging Stations86 stations
DC Fast Chargers61 chargers
Level 2 EV Chargers145

Commute & Transit

Remote Workers11,841 workers
Public Transit Commuters751 workers
Walk to Work (workers)3,966 workers
Extreme Commutes (90+ min)1,622 workers
Bike Commuters0.4%
Walk to Work2.6%

Agriculture

Farms141 farms
Farmland64,301 acres

Families & Childcare

Childcare Cost Burden27.8%
This county
national median ~27% of household income
Childcare Centers6.9 per 10K residents
Childcare Facilities42

Civic & Community

Voter Turnout78.8%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)3.742
Nonprofit Organizations1,124
Veterans Share5.2%
This county
national avg 7.0%
Married Adults56.4%
Never-Married Adults31.0%
Divorced Adults8.4%
Religious Organizations259
Asian Population2.7%
Native American Population0.4%
Membership Associations11.5 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.45 per 1K residents
Colleges & Universities5
Nursing & Care Facilities62
Grocery Stores51
Arts & Entertainment Venues28
Hotels & Lodging48
Recreation Businesses78
Professional Services Firms619
Veterinary Practices79
Real Estate Firms284
Museums6
Debt Burden
Avg Mortgage Balance$86K
Avg Student Loan Balance$9K
Avg Credit Card Balance$4K
Loan Delinquency Rate32.8%
This county
national avg 4.0%

Innovation

Inventor Rate0.29%

Politics

R+22

2024 Presidential · Michigan was R+2 statewide

vs Michigan State

Income tax
4.25%Same (state law)
Property tax
1.09%1.32% state avg
Politics
R+22R+2
COL Index
88state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +1K

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.82x avg income)

Economic Mobility

44%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Ottawa County

Median home value: $397K

View on Zillow →View on Realtor.com →

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Full Michigan profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable