New York
D+12 · High tax burden · COL index 139
10.9%
Income Tax
379
Violent Crime / 100K
79.3
Life Expectancy
$470K
Median Home
$2,050
Childcare / Mo
State Profile
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Taxes
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Income Tax
Property Tax
~$6,580/yr on median home
Sales Tax
Social Security
Pension / IRA
Government pensions fully exempt; other pensions up to $20K
Estate Tax
Cliff tax: if estate exceeds 105% of exemption, full estate taxed
Inheritance Tax
Capital Gains
Housing & Cost of Living
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Cost of Living Index
National avg = 100
Median Home Price
Median Rent (2BR)
Home Insurance
Near national avg (~$1,900/yr)
Flood Insurance
Homestead Exemption
Home equity protected from creditors
Asset Protection
Crime & Safety
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Violent Crime Rate
Near national avg
Property Crime Rate
Below national avg (~2,100)
Traffic Fatality Rate
Among the safest
Healthcare
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State Healthcare Rank
Life Expectancy
Above national avg (76.4)
Medicaid Expansion
Uninsured Rate
Well below national avg
Education
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K-12 Quality Rank
School Choice / Vouchers
Childcare
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Avg Infant Care (Full-Time)
Very expensive (national avg ~$1,200)
Utilities & Daily Costs
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Avg Monthly Energy Bill
Avg Monthly Groceries
2-person household, moderate spending
Road Quality Rank
Among the worst roads in the US
Airports & Travel
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Nonstop Destinations
From state's primary airport
Major Hub Airport
Top-25 US airport by passengers
Culture & Lifestyle
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Urban Population
Highly urban — big city feel
Restaurant Density
Outstanding food scene
Religious Congregations
Pro Sports Teams
NFL + NBA + MLB + NHL + MLS
Major Venues
Stadiums, arenas, amphitheaters (10K+ capacity)
Craft Breweries
2.7/100K residents — Solid scene
Craft Distilleries
One of the nation's top distillery states
Live Music
NYC — the global live music capital; Brooklyn, Manhattan, Williamsburg; Governors Ball, Afropunk
Transportation
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Car Insurance (Avg Annual)
Traffic Fatality Rate
Broadband Access
Social & Legal
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Abortion Access
Legal to viability; state constitutional right on ballot
LGBTQ+ Protections
Marijuana
Minimum Wage
Right to Work
Sports Betting
Casino Gambling
Online Gambling
State Lottery
4 commercial upstate casinos + tribal. NYC sports betting launched 2022 — 9 licensed mobile apps. Lottery revenue is enormous.
Age of Consent
Sex Education
No state sex ed mandate
Medically Accurate Required
Nude Beaches & Naturist Clubs
Gunnison Beach (NJ, serves NYC metro) · Empire Haven Nudist Park · Sun Ridge Resort · Fire Island tradition
Environment & Climate
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Air Quality (Annual AQI)
Near national avg
Natural Disaster Risk
Primary Hazards
Politics & Gun Laws
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2024 Presidential Vote
Gun Laws
Carry Permit
Purchase Permit Required
Gambling
Jobs & Economy
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Job Market
+1.2% job growth · 4.5% unemployment
Top Industries
Tech Jobs
Strong tech presence
Healthcare Jobs
Top healthcare job market
Remote Work
High remote work culture
Median Household Income
Business Climate
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Corporate Income Tax
LLC Formation Fee
LLC Annual Fee
Business Climate Rank
Bottom-10 nationally
NYC LLCs must publish formation notices in 2 newspapers — adds $1,500–$2,000 to effective startup cost
Daily Life
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Gas Price (Regular)
Above avg (+0.14 vs national avg)
Consumer Fireworks
Sparklers only; NYC and most cities ban all consumer fireworks
Weather & Natural Risks
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Winter Severity
Avg January high: 32°F
Summer Heat
Moderate summers
Annual Rainfall
Tornado Risk
Hurricane Risk
Wildfire Risk
Flood Risk
Natural Hazards
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Venomous Snakes
Spider Hazard
Hurricane Risk
Tornado Risk
Wildfire Risk
Earthquake Risk
Danger score is a composite index. Methodology ↗
Veteran Benefits
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Veteran-Friendly Score
5% of state population are veterans
Property Tax Exemption
Cold War/wartime vet property tax exempt
Military Retirement Pay
Active Duty Pay
VA Facilities Access
Notable Benefits
Explore New York counties
Income, housing, poverty, healthcare — ranked by county
See your full cost of living in New York
Housing, taxes, childcare, insurance — all estimated.
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What Residents Say
Cost of Living in NY? : r/movingtoNYC
Hey guys, so I'm in Houston rn and I make 65k. There is a chance that I might be moving to New York due to potentially switching office locations. My ......
reddit.com ↗
How much would you pay to live in NYC versus Seattle or ...
With higher rent ($20 - 25k/yr) and local taxes ($40 - 45k/yr), the difference is $60 - 70k/yr. I know it's a special city, but the price is ......
reddit.com ↗
Cost of living compared to NYC : r/boston
The “luxury” 1/1s in nice areas in Boston are 3.5-4.5k. Those equivalent in NYC are all 5.5-6k per month. Every tax is higher in NYC which has ......
reddit.com ↗
is Living in NYC really worth the tax compared to NJ?
Living in NJ would save me roughly 3-4% in NYC resident income tax, which is a big amount of money, However, I've heard that Jersey City or ......
reddit.com ↗
How do people afford to live in London? Choosing ...
Cost of living is so much cheaper. I was able to copy paste my lifestyle here and everything costs 1/2 to sometimes even 1/3 of New York costs....
reddit.com ↗
Which has a higher cost of living: NYC or Los Angeles?
Which do you think has a higher cost of living? NYC or Los Angeles?...
reddit.com ↗
IS NYC really that expensive : r/movingtoNYC
(posting in another subreddit and they told me to post here) - I currently live in the midwest and i have ALWAYS wanted to live in NYC. I have been drawn ......
reddit.com ↗
I want to move back home to Upstate NY, but how does ...
Property tax varies wildly from town to town. When we were looking, one house was 7k/year. Two towns over was 3k. Albany area, similar houses, ......
reddit.com ↗
Hidden costs of living in Manhattan? : r/AskNYC
The biggest cost that stands out to me is that you'll have to pay NY state taxes + NYC taxes - so your take home pay will be lower once you move ......
reddit.com ↗
Leaving NYC Affordability : r/movingtoNYC
Yes you will get paid less but the absence of state income tax is AMAZING. In Austin, my sister was making a fraction of what I make in NYC & we ......
reddit.com ↗
Stay Current
Get notified when New York tax laws, gun laws, or social policy changes.
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Data is informational only. Verify with a tax professional, real estate agent, and local sources before making relocation decisions. Crime data: FBI UCR ~2022. Healthcare: Commonwealth Fund / US News ~2023. Education: Education Week ~2023. Housing: Zillow / Census ACS ~2024. Insurance: rate surveys ~2024. Sponsored links marked “Sponsored” may earn a commission. This does not affect our data or rankings.