← Map/← New York/Counties/Monroe

Monroe
New York

756K

Population

$71K

Median Income

$285K

Median Home

D+20

Politics

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What stands out

What stands out about Monroe County: the property tax rate is among the highest in America (2.90%), the uninsured rate is among the lowest in America (4.4%), and winter sunshine is in the bottom 8% of American counties (-1.3 on the USDA scale). Within New York it ranks 3rd of 62 counties for the property tax rate.

Where you are

You live in Monroe County, New York. 756,406 people live here with you. The population shrank 0.3% last year, and more Americans moved out than in (net -4,457).

New York's top income-tax rate is 10.9%, and New York City residents add a city income tax of up to 3.876% on top. The state estate tax has a cliff: estates just over the exemption can owe tax on the whole amount. Social Security is not taxed and up to $20,000 of pension income is excluded. Upstate home prices and taxes look nothing like the downstate market.

Money

The typical household here brings in $71,450 a year, higher than 77% of American counties. Employers pay an average wage of $66,838. Unemployment runs 3.4%, higher than 51% of American counties. 12% of workers work from home; for the rest the average commute is 18 minutes each way.

New York takes 5.2% of that median income in state income tax, about $3,693 a year.

Home

The median home costs $292K, pricier than 68% of American counties, about 1.9 years of the median household's income. A two-bedroom rents for around $1,158 a month. Property tax is 2.90% of home value, roughly $5,306 a year on that median home, higher than almost every county in America. 64% of households own rather than rent.

Safety and health

Violent crime here is 3.5 per 1,000 residents, lower than 70% of American counties. Drug overdoses killed 35 people per 100,000 in 2024, one of the harder-hit counties in the country.

A child born here can expect to live 78.6 years, longer than 81% of American counties. There are 4,777 active physicians in the county, about 63.2 per 10,000 people. Medicare rates the local hospitals 2.5 of 5 stars. 4.4% of people under 65 have no health insurance.

School

91% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Democratic by 20 points. 68% of eligible voters turned out. Under New York law you need local approval to carry a concealed handgun, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 48°F, highs near 57 and lows near 40, colder than 80% of American counties. About 31 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 74 out of 100, riskier than 74% of American counties; the county has had 21 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 268 Mbps down, faster than 82% of American counties. There are 8 airports in the county, counting general aviation. For a night or a weekend out: 0.8 full-service restaurants per 1,000 people, 20 breweries, 14 museums.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$71K
This county
national avg ~$75K
Poverty Rate13.9%
This county
national avg ~11.5%
Unemployment Rate3.4%
This county
national avg ~3.8%
GDP per Capita$82,036
Federal Spending per Capita$3,986
Median Individual Earnings$47K
This county
national avg $45K
Professional/Management Workers47.2%
Average Adjusted Gross Income$79K
Avg Credit Score696
Work From Home %11.7%
This county
national avg 17.0%
Population Under 1820.5%
This county
national avg 22.0%
Single-Person Households32.3%
This county
national avg 28.0%
Banks & Finance Firms285
Income (20th Percentile)$29K
Income (80th Percentile)$141K
Income (95th Percentile)$250K
Bachelor's Degree or Higher40.5%
This county
national avg 34.3%
Less Than High School8.6%
This county
national avg 11.0%
Knowledge Economy GDP %17.9%
Dependency Ratio0.62
Medicare Spending / Person$2,858
SS Benefits / Person$4,484
Education Wage Premium2.09x
Median Earnings (Bachelor's)$62K
Median Earnings (Graduate)$76K
Median Earnings (HS Diploma)$36K
Public Assistance Recipients3.8%
Average Annual Wage$67K
Professional Services Concentration0.90x national
This county
1.0 = national average share
Federal Government Jobs Located Here2,861
Federal Share of Jobs Located Here0.7%
Residents Who Work for the Federal Government1.4%
Federal Civilian Share of Earnings1.0%
Federal Contract Dollars Performed Here (FY2025)$1.8B
Contract Dollars Relative to Local Wages0.07x wages
Largest Award's Share of Contract Dollars8%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$285K
This county
$470K state avg
$303K national
Median Sale Price$252K
This county
$303K national
Market Rent (ZORI)$1572/mo
This county
$2200/mo state avg
$1400/mo national
Property Tax Rate2.90%
This county
1.40% state avg
1.10% national

Annual tax on median home: $5,306

Affordability & Supply

HUD Fair Market Rent (2BR)$1,573/mo
Home Price Change (1 yr)+6.6%−+2.3% since 2024
Home Value to Income Ratio1.9x income
Severely Cost-Burdened Households13.8%
Homeownership Rate63.7%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Sellers market — homes selling above list
112.4%
Listings with Price Cuts— Low — market moving fast
7.4%
Sold Above List Price
73.8%
Median Days to Close
45 days
Active Listings
833
New Listings / Month
567

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Fast market
8 days
Months of Supply (Redfin)— Low inventory — sellers market
1.1 mo
Sold Above List (Redfin)— Competitive — many homes bid up
83.8%

Sale-to-List Cross-Reference

Zillow 112.4%  ·  Redfin 119.3%

Source: Redfin · Updated monthly

Health

Life Expectancy78.6 yrs
This county
national avg ~78.5 years
Hospital Rating2.5 / 5
This county
national avg 3.0 stars
Food Insecurity9.6%
This county
national avg ~11%
Food Environment Index8.1 / 10
This county
higher = better access
Primary Care Shortage Score20
This county
national avg 5
Mental Health Shortage Score24
Dental Care Shortage Score25
Healthcare Shortage Score23.0
Healthcare Offices1,136
Obesity Rate (BRFSS)31.8%
This county
national avg 32.0%
Smoking Rate (BRFSS)12.1%
This county
national avg 14.0%
Poor Health Rate (BRFSS)15.8%
This county
national avg 18.0%
Physical Inactivity (BRFSS)24.5%
This county
national avg 24.0%
High Blood Pressure (BRFSS)30.1%
This county
national avg 32.0%
Active Physicians4,777
Nursing Home Rating3.1 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients782 / 1,000
Medicare Cost per Beneficiary$13,115
Uninsured (under 65)4.4%
This county
national avg ~10%
Adults with Depression22.6%

Education

HS Diploma Holders99,131
Bachelor's Degree Holders116,878
HS Completion Rate91.4%
This county
national avg ~85%
Private Schools310

Safety

Violent Crime Rate3.5 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate7.9 / 100K
This county
national avg ~13.6/100K
Homicide Rate6.6 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate31.0 / 100K
This county
national avg ~21/100K
Traffic Fatalities48
Social Vulnerability (CDC SVI)59th pct
Drug Overdose Deaths (2024)34.9 / 100K
Suicide Rate9.9 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-0.7
January Sunshine-1.28
January Temperature-0.73
Average Temp48°F-0.4% since 2022
Avg High Temp57°F-1.2% since 2022
Avg Low Temp40°F+0.8% since 2022
Median AQIAQI 42
Good Air Days237 days/yr
Unhealthy Air Days8 days/yr
Annual Precipitation31.0 in/yrno change since 2022
Avg Storm Events17.6 storms/yr
Avg Annual Storm Damage$766K
Ozone Days128 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-0.42
Heating Degree Days6,606 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days593 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)7,021 HDD/yr
Cooling Degree Days (1901–2000 Baseline)448 CDD/yr
Avg Tornadoes / Year0.2
Avg Flood Events / Year4.0
Avg Hail Events / Year1.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)74 / 100
Community Resilience (FEMA)91 / 100
Federal Disaster Declarations21 since 1953
Fine Particulate Pollution (PM2.5)6.6 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)234 properties
FAA-Registered Airports11 total
Airports (excl. heliports)8 airports

Brewery Scene

Total Breweries20 breweries
Microbreweries10 microbreweries
Brewpubs7 brewpubs

Internet & Remote Work

Download Speed268 Mbps
This county
national avg ~120 Mbps
Upload Speed66 Mbps
Fixed Internet (Q1 2026)422 Mbps
Mobile Internet (Q1 2026)429 Mbps
Mobile Upload (Q1 2026)29 Mbps
Mobile Latency (Q1 2026)31 ms
Households with 100Mbps+100.0%
This county
national avg 75.0%
Cellular-Only Internet9.2%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)284 Mbps

EV Infrastructure

EV Charging Stations382 stations
DC Fast Chargers128 chargers
Level 2 EV Chargers1,187

Commute & Transit

Remote Workers42,924 workers
Public Transit Commuters7,224 workers
Walk to Work (workers)8,710 workers
Extreme Commutes (90+ min)3,407 workers
Avg Commute Time17.6 min
This county
national avg ~27 min
Bike Commuters0.4%
Walk to Work2.4%

Families & Childcare

Childcare Cost Burden46.1%
This county
national median ~27% of household income
Childcare Centers4.5 per 10K residents
Childcare Facilities202

Civic & Community

Voter Turnout67.7%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.913
Nonprofit Organizations2,819
Veterans Share5.2%
This county
national avg 7.0%
Married Adults45.7%
Never-Married Adults38.3%
Divorced Adults10.4%
Religious Organizations388
Asian Population3.8%
Native American Population0.2%
Membership Associations8.7 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.81 per 1K residents
Colleges & Universities17
Nursing & Care Facilities376
Grocery Stores292
Arts & Entertainment Venues79
Hotels & Lodging75
Recreation Businesses232
Professional Services Firms1,859
Veterinary Practices154
Real Estate Firms825
Museums14
Debt Burden
Avg Mortgage Balance$77K
Avg Student Loan Balance$14K
Avg Credit Card Balance$5K
Loan Delinquency Rate39.9%
This county
national avg 4.0%

Innovation

Inventor Rate0.32%

Politics

D+20

2024 Presidential · New York was D+12 statewide

vs New York State

Income tax
10.9%Same (state law)
Property tax
2.90%1.4% state avg
Politics
D+20D+12
COL Index
139state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -4K

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.88x avg income)

Economic Mobility

39%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Monroe County

Median home value: $292K

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable