New Jersey
D+6 · High tax burden · COL index 121
10.75%
Income Tax
213
Violent Crime / 100K
79
Life Expectancy
$500K
Median Home
$1,800
Childcare / Mo
State Profile
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Get notified when New Jersey tax laws, gun laws, or social policy changes.
Taxes
▾
Income Tax
Property Tax
~$10,650/yr on median home
Sales Tax
Social Security
Pension / IRA
Estate Tax
No estate tax; inheritance tax on non-spouse/child heirs
Inheritance Tax
⚠ Your heirs pay this tax on what you leave them — even if you have no estate tax. PA charges 4.5% to children from dollar one.
Capital Gains
Housing & Cost of Living
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Cost of Living Index
National avg = 100
Median Home Price
Median Rent (2BR)
Home Insurance
Near national avg (~$1,900/yr)
Flood Insurance
Homestead Exemption
Home equity protected from creditors
Asset Protection
Crime & Safety
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Violent Crime Rate
Near national avg
Property Crime Rate
Below national avg (~2,100)
Traffic Fatality Rate
Among the safest
Healthcare
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State Healthcare Rank
Life Expectancy
Above national avg (76.4)
Medicaid Expansion
Uninsured Rate
Education
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K-12 Quality Rank
Top 10 nationally
School Choice / Vouchers
Childcare
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Avg Infant Care (Full-Time)
Utilities & Daily Costs
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Avg Monthly Energy Bill
Avg Monthly Groceries
2-person household, moderate spending
Road Quality Rank
Airports & Travel
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Nonstop Destinations
From state's primary airport
Major Hub Airport
Top-25 US airport by passengers
Culture & Lifestyle
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Urban Population
Highly urban — big city feel
Restaurant Density
Religious Congregations
Pro Sports Teams
NFL + NBA + MLB + NHL + MLS
Major Venues
Stadiums, arenas, amphitheaters (10K+ capacity)
Craft Breweries
1.8/100K residents — Growing
Craft Distilleries
Live Music
Asbury Park indie heritage (Springsteen); Stone Pony; proximity to NYC inflates show options
Transportation
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Car Insurance (Avg Annual)
Traffic Fatality Rate
Broadband Access
Social & Legal
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Abortion Access
Legal with no gestational limit; strong state protections
LGBTQ+ Protections
Marijuana
Minimum Wage
Right to Work
Sports Betting
Casino Gambling
Online Gambling
State Lottery
Atlantic City casino market. Online casino gambling and poker legal — largest regulated online gaming market after NV. Sports betting pioneer (2018).
Age of Consent
Sex Education
Sex ed required by state
Medically Accurate Required
Nude Beaches & Naturist Clubs
Gunnison Beach (Sandy Hook) · Highland Fling Resort · New Jersey Naturist Society
Environment & Climate
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Air Quality (Annual AQI)
Near national avg
Natural Disaster Risk
Primary Hazards
Politics & Gun Laws
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2024 Presidential Vote
Gun Laws
Carry Permit
Purchase Permit Required
Gambling
Jobs & Economy
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Job Market
+1.1% job growth · 4.5% unemployment
Top Industries
Tech Jobs
Strong tech presence
Healthcare Jobs
Remote Work
High remote work culture
Median Household Income
Business Climate
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Corporate Income Tax
High corporate rate — plan entity structure carefully
LLC Formation Fee
LLC Annual Fee
Business Climate Rank
Bottom-10 nationally
Daily Life
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Gas Price (Regular)
Below avg (-0.12 vs national avg)
Consumer Fireworks
Only licensed professionals may use fireworks; consumer fireworks illegal
Weather & Natural Risks
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Winter Severity
Avg January high: 38°F
Summer Heat
Moderate summers
Annual Rainfall
Tornado Risk
Hurricane Risk
Wildfire Risk
Flood Risk
Natural Hazards
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Venomous Snakes
Spider Hazard
Hurricane Risk
Tornado Risk
Wildfire Risk
Earthquake Risk
Danger score is a composite index. Methodology ↗
Veteran Benefits
▾
Veteran-Friendly Score
5.8% of state population are veterans
Property Tax Exemption
100% disabled: full property tax exempt
Military Retirement Pay
Active Duty Pay
VA Facilities Access
Notable Benefits
Explore New Jersey counties
Income, housing, poverty, healthcare — ranked by county
See your full cost of living in New Jersey
Housing, taxes, childcare, insurance — all estimated.
Compare Similar States
NJ vs WA
New Jersey vs Washington
COL 121 vs 117 · 10.75% vs No income tax
Full comparison →
NJ vs MD
New Jersey vs Maryland
COL 121 vs 116 · 10.75% vs 5.75% income tax
Full comparison →
NJ vs CT
New Jersey vs Connecticut
COL 121 vs 114 · 10.75% vs 6.99% income tax
Full comparison →
NJ vs NH
New Jersey vs New Hampshire
COL 121 vs 114 · 10.75% vs No income tax
Full comparison →
Trending in New Jersey
Here's how much an NJ couple with children pays in taxes - Bergen Record
Bergen Record · Jun 10
Governor’s proposed Stay NJ benefit ‘too low,’ Assembly speaker says - New Jersey Monitor
New Jersey Monitor · Jun 4
Gov. Sherrill announces 770 free World Cup tix for New Jersey residents - NBC New York
NBC New York · Jun 10
Sherrill, FIFA World Cup 2026™ New York New Jersey Host Committee Chief Executive Officer Alex Lasry Announce Over 750 Free Tickets for New Jerseyans for FIFA World Cup Matches - Insider NJ
Insider NJ · Jun 9
$10,000 property taxes, rising insurance, Stay NJ cuts — and NJ residents still won't go - New Jersey 101.5
New Jersey 101.5 · Jun 9
What Residents Say
Is NJ more expensive than WA? : r/newjersey
I just moved to NJ from WA and just received my first paycheck. The deductions are crazy. I was in WA before,healthcare wasn't this expensive. And now ......
reddit.com ↗
is Living in NYC really worth the tax compared to NJ?
Living in NJ would save me roughly 3-4% in NYC resident income tax, which is a big amount of money,...
reddit.com ↗
Opportunity to move from Texas to New Jersey
NJ is very expensive. Expect high taxes as well compared to where you are coming from. The top marginal income tax rate in NJ is about 8%. pay ......
reddit.com ↗
Have any of you moved out of New Jersey and ...
It’s incredibly expensive to live here. I can’t see myself living here long-term. I can’t even afford to buy anything here and the rent is crazy. ......
reddit.com ↗
New Jersey to Dallas : r/relocating
To your point NJ taxes do pay for a lot of ... The most annoying part of living in texas is getting a new gynecologist every few years....
reddit.com ↗
Cost of Living vs NJ? : r/BucksCountyPA
Hi. I'm 22 and I'm finishing up college to be a Social Studies teacher. My family and I live in Monmouth NJ now and are looking to move somewhere with ......
reddit.com ↗
Thinking about leaving NJ for NV - r/newjersey
No state income tax, lower overall cost of living (from what I can tell), growing business / entrepreneurial environment, and a different pace ......
reddit.com ↗
Fiancé & I are considering relocating out of NJ because ...
Expenses are 76% of my income in NJ. We moved from NJ to the. Much lower cost of living and lower property taxes. It's getting more congested ......
reddit.com ↗
Cost of living in North Jersey : r/newjersey
$120K may be enough to cover your mortgage and taxes on a small house or condo. taxes would be 12k per year....
reddit.com ↗
Moving to NJ from OK : r/MovingtoNewJersey
Edit for budget and style of living! Budget is anywhere between 1800-2500 for 2 bedroom. Between the two of us right now we make about 100k and ......
reddit.com ↗
Stay Current
Get notified when New Jersey tax laws, gun laws, or social policy changes.
Data is informational only. Verify with a tax professional, real estate agent, and local sources before making relocation decisions. Crime data: FBI UCR ~2022. Healthcare: Commonwealth Fund / US News ~2023. Education: Education Week ~2023. Housing: Zillow / Census ACS ~2024. Insurance: rate surveys ~2024. Sponsored links marked “Sponsored” may earn a commission. This does not affect our data or rankings.