New Jersey
D+6 · High tax burden · COL index 121
10.75%
Income Tax
213
Violent Crime / 100K
79
Life Expectancy
$500K
Median Home
$1,800
Childcare / Mo
State Profile
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Get notified when New Jersey tax laws, gun laws, or social policy changes.
Taxes
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Income Tax
Property Tax
~$10,650/yr on median home
Sales Tax
Social Security
Pension / IRA
Estate Tax
No estate tax; inheritance tax on non-spouse/child heirs
Inheritance Tax
⚠ Your heirs pay this tax on what you leave them — even if you have no estate tax. PA charges 4.5% to children from dollar one.
Capital Gains
Housing & Cost of Living
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Cost of Living Index
National avg = 100
Median Home Price
Median Rent (2BR)
Home Insurance
Near national avg (~$1,900/yr)
Flood Insurance
Homestead Exemption
Home equity protected from creditors
Asset Protection
Crime & Safety
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Violent Crime Rate
Near national avg
Property Crime Rate
Below national avg (~2,100)
Traffic Fatality Rate
Among the safest
Healthcare
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State Healthcare Rank
Life Expectancy
Above national avg (76.4)
Medicaid Expansion
Uninsured Rate
Education
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K-12 Quality Rank
Top 10 nationally
School Choice / Vouchers
Childcare
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Avg Infant Care (Full-Time)
Utilities & Daily Costs
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Avg Monthly Energy Bill
Avg Monthly Groceries
2-person household, moderate spending
Road Quality Rank
Airports & Travel
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Nonstop Destinations
From state's primary airport
Major Hub Airport
Top-25 US airport by passengers
Culture & Lifestyle
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Urban Population
Highly urban — big city feel
Restaurant Density
Religious Congregations
Pro Sports Teams
NFL + NBA + MLB + NHL + MLS
Major Venues
Stadiums, arenas, amphitheaters (10K+ capacity)
Craft Breweries
1.8/100K residents — Growing
Craft Distilleries
Live Music
Asbury Park indie heritage (Springsteen); Stone Pony; proximity to NYC inflates show options
Transportation
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Car Insurance (Avg Annual)
Traffic Fatality Rate
Broadband Access
Social & Legal
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Abortion Access
Legal with no gestational limit; strong state protections
LGBTQ+ Protections
Marijuana
Minimum Wage
Right to Work
Sports Betting
Casino Gambling
Online Gambling
State Lottery
Atlantic City casino market. Online casino gambling and poker legal — largest regulated online gaming market after NV. Sports betting pioneer (2018).
Age of Consent
Sex Education
Sex ed required by state
Medically Accurate Required
Nude Beaches & Naturist Clubs
Gunnison Beach (Sandy Hook) · Highland Fling Resort · New Jersey Naturist Society
Environment & Climate
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Air Quality (Annual AQI)
Near national avg
Natural Disaster Risk
Primary Hazards
Politics & Gun Laws
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2024 Presidential Vote
Gun Laws
Carry Permit
Purchase Permit Required
Gambling
Jobs & Economy
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Job Market
+1.1% job growth · 4.5% unemployment
Top Industries
Tech Jobs
Strong tech presence
Healthcare Jobs
Remote Work
High remote work culture
Median Household Income
Business Climate
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Corporate Income Tax
High corporate rate — plan entity structure carefully
LLC Formation Fee
LLC Annual Fee
Business Climate Rank
Bottom-10 nationally
Daily Life
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Gas Price (Regular)
Below avg (-0.12 vs national avg)
Consumer Fireworks
Only licensed professionals may use fireworks; consumer fireworks illegal
Weather & Natural Risks
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Winter Severity
Avg January high: 38°F
Summer Heat
Moderate summers
Annual Rainfall
Tornado Risk
Hurricane Risk
Wildfire Risk
Flood Risk
Natural Hazards
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Venomous Snakes
Spider Hazard
Hurricane Risk
Tornado Risk
Wildfire Risk
Earthquake Risk
Danger score is a composite index. Methodology ↗
Veteran Benefits
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Veteran-Friendly Score
5.8% of state population are veterans
Property Tax Exemption
100% disabled: full property tax exempt
Military Retirement Pay
Active Duty Pay
VA Facilities Access
Notable Benefits
Explore New Jersey counties
Income, housing, poverty, healthcare — ranked by county
See your full cost of living in New Jersey
Housing, taxes, childcare, insurance — all estimated.
Compare Similar States
NJ vs WA
New Jersey vs Washington
COL 121 vs 117 · 10.75% vs No income tax
Full comparison →
NJ vs MD
New Jersey vs Maryland
COL 121 vs 116 · 10.75% vs 5.75% income tax
Full comparison →
NJ vs CT
New Jersey vs Connecticut
COL 121 vs 114 · 10.75% vs 6.99% income tax
Full comparison →
NJ vs NH
New Jersey vs New Hampshire
COL 121 vs 114 · 10.75% vs No income tax
Full comparison →
Trending in New Jersey
New Jersey’s disclosure of noncitizens on the voter rolls due to a software glitch echoes past problems in other states - Votebeat
Votebeat · Jul 23
NJ Gov. Sherrill signs law aimed to make groceries more affordable in New Jersey by banning surveillance pricing - ABC7 New York
ABC7 New York · Jul 23
NJ governor says 6K non-citizens were registered to vote, 400 voted thanks to 'software error' - New Jersey Monitor
New Jersey Monitor · Jul 21
Phil Murphy says he didn’t know about error that added noncitizens to New Jersey voter rolls - Politico
Politico · Jul 24
Error Led to 400 Noncitizens Voting, New Jersey Governor Says - The New York Times
The New York Times · Jul 21
What Residents Say
Is NJ more expensive than WA? : r/newjersey
I just moved to NJ from WA and just received my first paycheck. The deductions are crazy. I was in WA before,healthcare wasn't this expensive. And now ......
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Is living here really that expensive? : r/newjersey
I’m most likely gonna have to move some time this year, so I’m searching around looking at rent costs compared to wages in other states and quite frankly ......
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Relocating from NYC to NJ... Is lower cost of living worth a ...
New Jersey cost of living insights. New Jersey vs New York cost of living. New Jersey vs New York taxes comparison. Best tips for moving from ......
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Opportunity to move from Texas to New Jersey
NJ is very expensive. Expect high taxes as well compared to where you are coming from. The top marginal income tax rate in NJ is about 8%. pay ......
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Fiancé & I are considering relocating out of NJ because ...
Much lower cost of living and lower property taxes. It's getting more congested and expensive though. We bought a new build on 1/2 acre and ......
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Cost of Living vs NJ? : r/BucksCountyPA
Hi. I'm 22 and I'm finishing up college to be a Social Studies teacher. My family and I live in Monmouth NJ now and are looking to move somewhere with ......
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Am I crazy for considering moving from NJ to Dallas for a job?
No state income taxes. You'll see a pay increase just by changing addresses. · Property taxes are pretty similar to NJ. Dont expect a huge break ......
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is Living in NYC really worth the tax compared to NJ?
Living in NJ would save me roughly 3-4% in NYC resident income tax, which is a big amount of money, It's also not that much cheaper w...
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Is it possible to financially survive in Jersey? : r/newjersey
The income to be comfortable and own a home in NJ is 100K. You won't be living in luxury but you won't be struggling either. Obviously it ......
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r/MovingtoNewJersey
The monthly mortgage all in with taxes on a 3BR house in Northern NJ is only $1600/mo and will paid off when I retire. There's a lot of good things going on in ...
reddit.com ↗
Stay Current
Get notified when New Jersey tax laws, gun laws, or social policy changes.
Data is informational only. Verify with a tax professional, real estate agent, and local sources before making relocation decisions. Crime data: FBI UCR ~2022. Healthcare: Commonwealth Fund / US News ~2023. Education: Education Week ~2023. Housing: Zillow / Census ACS ~2024. Insurance: rate surveys ~2024. Sponsored links marked “Sponsored” may earn a commission. This does not affect our data or rankings.