← Map/← New Jersey/Counties/Bergen

Bergen
New Jersey

953K

Population

$119K

Median Income

$773K

Median Home

D+8

Politics

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What stands out

Against every county in America, Bergen County is unusual in three ways: the median household income is among the highest in America ($118,714), violent crime is among the lowest in America (2.6 per 1,000), and natural-hazard risk is among the riskiest in America (99 of 100). Within New Jersey it ranks 4th of 21 counties for the median household income.

Where you are

You live in Bergen County, New Jersey. 953,243 people live here with you. The population grew 0.4% last year, and more Americans moved out than in (net -2,728).

New Jersey has the highest property taxes in the nation, averaging more than $9,000 a year per home, and a graduated income tax reaching 10.75% above $1 million. It repealed its estate tax in 2018 but kept an inheritance tax on non-family heirs. Social Security is not taxed, and retirement income up to $100,000 is excluded for many couples. The whole state is within commuting range of New York or Philadelphia.

Money

The typical household here brings in $118,714 a year, higher than almost every county in America. Employers pay an average wage of $80,639. Unemployment runs 3.4%, lower than 52% of American counties. 14% of workers work from home; for the rest the average commute is 27 minutes each way.

New Jersey takes 4.6% of that median income in state income tax, about $5,436 a year.

Home

The median home costs $786K, pricier than 98% of American counties, about 3.9 years of the median household's income. A two-bedroom rents for around $1,877 a month. Property tax is 1.78% of home value, roughly $10,001 a year on that median home, higher than 94% of American counties. 65% of households own rather than rent.

Safety and health

Violent crime here is 2.6 per 1,000 residents, lower than almost every county in America. Drug overdoses killed 10 people per 100,000 in 2024.

A child born here can expect to live 81.9 years, longer than 97% of American counties. There are 5,664 active physicians in the county, about 59.4 per 10,000 people. Medicare rates the local hospitals 4.6 of 5 stars. 7.6% of people under 65 have no health insurance.

School

Local students test at grade level 3.62 where 3.0 is national grade level, higher than 97% of American counties. 93% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Democratic by 8 points. 77% of eligible voters turned out. Under New Jersey law you need local approval to carry a concealed handgun, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 54°F, highs near 63 and lows near 44, colder than 58% of American counties. About 37 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 99 out of 100, riskier than almost every county in America; the county has had 32 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 271 Mbps down, faster than 84% of American counties. There is 1 airport in the county, counting general aviation. For a night or a weekend out: 1.1 full-service restaurants per 1,000 people, 2 breweries, 8 museums.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$119K
This county
national avg ~$75K
Poverty Rate7.0%
This county
national avg ~11.5%
Unemployment Rate3.4%
This county
national avg ~3.8%
GDP per Capita$106,301
Federal Spending per Capita$325
Median Individual Earnings$66K
This county
national avg $45K
Professional/Management Workers52.3%
Average Adjusted Gross Income$139K
Avg Credit Score724
Work From Home %14.5%
This county
national avg 17.0%
Population Under 1821.0%
This county
national avg 22.0%
Single-Person Households23.9%
This county
national avg 28.0%
Banks & Finance Firms598
Income (20th Percentile)$47K
Income (80th Percentile)$234K
Income (95th Percentile)$250K
Bachelor's Degree or Higher51.7%
This county
national avg 34.3%
Less Than High School7.0%
This county
national avg 11.0%
Knowledge Economy GDP %25.1%
Dependency Ratio0.63
Medicare Spending / Person$2,838
SS Benefits / Person$3,842
Education Wage Premium2.53x
Median Earnings (Bachelor's)$82K
Median Earnings (Graduate)$108K
Median Earnings (HS Diploma)$43K
Public Assistance Recipients1.9%
Average Annual Wage$81K
Professional Services Concentration0.97x national
This county
1.0 = national average share
Federal Government Jobs Located Here2,525
Federal Share of Jobs Located Here0.6%
Residents Who Work for the Federal Government1.4%
Federal Civilian Share of Earnings0.6%
Federal Contract Dollars Performed Here (FY2025)$271M
Contract Dollars Relative to Local Wages0.01x wages
Largest Award's Share of Contract Dollars12%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$773K
This county
$500K state avg
$303K national
Median Sale Price$715K
This county
$303K national
Market Rent (ZORI)$2839/mo
This county
$2200/mo state avg
$1400/mo national
Property Tax Rate1.78%
This county
2.13% state avg
1.10% national

Annual tax on median home: $10,001

Affordability & Supply

HUD Fair Market Rent (2BR)$2,324/mo
Home Price Change (1 yr)+6.8%−+3.1% since 2024
Home Value to Income Ratio3.9x income
Severely Cost-Burdened Households17.1%
Homeownership Rate65.1%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Sellers market — homes selling above list
101.9%
Listings with Price Cuts— Low — market moving fast
10.4%
Sold Above List Price
51.2%
Median Days to Close
46 days
Active Listings
1,821
New Listings / Month
764

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
63 days
Months of Supply (Redfin)— Balanced market
5.0 mo
Sold Above List (Redfin)— Competitive — many homes bid up
61.4%

Sale-to-List Cross-Reference

Zillow 101.9%  ·  Redfin 104.2%

Source: Redfin · Updated monthly

Health

Life Expectancy81.9 yrs
This county
national avg ~78.5 years
Hospital Rating4.6 / 5
This county
national avg 3.0 stars
Food Insecurity6.7%
This county
national avg ~11%
Food Environment Index9.4 / 10
This county
higher = better access
Primary Care Shortage Score0
This county
national avg 5
Mental Health Shortage Score0
Dental Care Shortage Score0
Healthcare Shortage Score0.0
Healthcare Offices3,372
Obesity Rate (BRFSS)25.4%
This county
national avg 32.0%
Smoking Rate (BRFSS)8.4%
This county
national avg 14.0%
Poor Health Rate (BRFSS)13.7%
This county
national avg 18.0%
Physical Inactivity (BRFSS)20.6%
This county
national avg 24.0%
High Blood Pressure (BRFSS)28.1%
This county
national avg 32.0%
Active Physicians5,664
Nursing Home Rating3.3 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients508 / 1,000
Medicare Cost per Beneficiary$13,352
Uninsured (under 65)7.6%
This county
national avg ~10%
Adults with Depression14.6%

Education

Math Test Scores3.57 grade level
Reading Test Scores3.68 grade level
HS Diploma Holders127,582
Bachelor's Degree Holders208,030
HS Completion Rate93.0%
This county
national avg ~85%
Private Schools585

Safety

Violent Crime Rate2.6 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate2.0 / 100K
This county
national avg ~13.6/100K
Homicide Rate1.2 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate19.0 / 100K
This county
national avg ~21/100K
Traffic Fatalities100
Social Vulnerability (CDC SVI)44th pct
Drug Overdose Deaths (2024)10.4 / 100K
Suicide Rate7.5 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale1.2
January Sunshine0.04
January Temperature-0.21
Average Temp54°F-0.4% since 2022
Avg High Temp63°F-0.9% since 2022
Avg Low Temp44°F+0.5% since 2022
Median AQIAQI 48
Good Air Days204 days/yr
Unhealthy Air Days9 days/yr
Annual Precipitation37.0 in/yr-20% since 2022
Avg Storm Events40.6 storms/yr
Avg Annual Storm Damage$68K
Ozone Days91 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-0.36
Heating Degree Days5,132 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,051 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)5,765 HDD/yr
Cooling Degree Days (1901–2000 Baseline)698 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year19.4
Avg Hail Events / Year7.0
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)99 / 100
Community Resilience (FEMA)63 / 100
Federal Disaster Declarations32 since 1953
Fine Particulate Pollution (PM2.5)9.5 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)279 properties
FAA-Registered Airports9 total
Airports (excl. heliports)1 airports

Brewery Scene

Total Breweries2 breweries
Microbreweries1 microbreweries
Brewpubs0 brewpubs

Internet & Remote Work

Download Speed271 Mbps
This county
national avg ~120 Mbps
Upload Speed143 Mbps
Fixed Internet (Q1 2026)381 Mbps
Mobile Internet (Q1 2026)333 Mbps
Mobile Upload (Q1 2026)33 Mbps
Mobile Latency (Q1 2026)23 ms
Households with 100Mbps+99.6%
This county
national avg 75.0%
Cellular-Only Internet8.0%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)190 Mbps

EV Infrastructure

EV Charging Stations228 stations
DC Fast Chargers263 chargers
Level 2 EV Chargers621

Commute & Transit

Remote Workers69,816 workers
Public Transit Commuters56,596 workers
Walk to Work (workers)12,438 workers
Extreme Commutes (90+ min)18,457 workers
Avg Commute Time27.2 min
This county
national avg ~27 min
Bike Commuters0.2%
Walk to Work2.6%

Families & Childcare

Childcare Cost Burden28.0%
This county
national median ~27% of household income
Childcare Centers8.7 per 10K residents
Childcare Facilities299

Civic & Community

Voter Turnout77.3%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.958
Nonprofit Organizations3,719
Veterans Share3.4%
This county
national avg 7.0%
Married Adults55.4%
Never-Married Adults30.8%
Divorced Adults8.1%
Religious Organizations510
Asian Population16.6%
Native American Population0.3%
Membership Associations9.5 per 10K residents

Lifestyle & Services

Full-Service Restaurants1.07 per 1K residents
Colleges & Universities15
Nursing & Care Facilities212
Grocery Stores365
Arts & Entertainment Venues177
Hotels & Lodging77
Recreation Businesses291
Professional Services Firms3,916
Veterinary Practices261
Real Estate Firms1,371
Museums8
Debt Burden
Avg Mortgage Balance$139K
Avg Student Loan Balance$12K
Avg Credit Card Balance$7K
Loan Delinquency Rate29.5%
This county
national avg 4.0%

Innovation

Inventor Rate0.33%

Politics

D+8

2024 Presidential · New Jersey was D+6 statewide

vs New Jersey State

Income tax
10.75%Same (state law)
Property tax
1.78%2.13% state avg
Politics
D+8D+6
COL Index
121state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -3K

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.93x avg income)

Economic Mobility

52%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Bergen County

Median home value: $786K

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable