← Map/← New Jersey/Counties/Monmouth

Monmouth
New Jersey

643K

Population

$119K

Median Income

$767K

Median Home

R+10

Politics

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What stands out

Against every county in America, Monmouth County is unusual in three ways: the median household income is among the highest in America ($118,527), the median home price is in the top 2% of American counties ($781K), and the typical two-bedroom rent is in the top 2% of American counties ($1,868 a month). Within New Jersey it ranks 5th of 21 counties for the median household income.

Where you are

You live in Monmouth County, New Jersey. 643,064 people live here with you. The population held steady at 0.2% last year, and more Americans moved out than in (net -2,915).

New Jersey has the highest property taxes in the nation, averaging more than $9,000 a year per home, and a graduated income tax reaching 10.75% above $1 million. It repealed its estate tax in 2018 but kept an inheritance tax on non-family heirs. Social Security is not taxed, and retirement income up to $100,000 is excluded for many couples. The whole state is within commuting range of New York or Philadelphia.

Money

The typical household here brings in $118,527 a year, higher than almost every county in America. Employers pay an average wage of $70,560. Unemployment runs 3.3%, lower than 54% of American counties. 15% of workers work from home; for the rest the average commute is 29 minutes each way.

New Jersey takes 4.6% of that median income in state income tax, about $5,424 a year.

Home

The median home costs $781K, pricier than 98% of American counties, about 3.5 years of the median household's income. A two-bedroom rents for around $1,868 a month. Property tax is 1.89% of home value, roughly $9,830 a year on that median home, higher than 95% of American counties. 76% of households own rather than rent.

Safety and health

Violent crime here is 3.0 per 1,000 residents, lower than 94% of American counties. Drug overdoses killed 17 people per 100,000 in 2024.

A child born here can expect to live 79.8 years, longer than 90% of American counties. There are 3,121 active physicians in the county, about 48.5 per 10,000 people. Medicare rates the local hospitals 3.6 of 5 stars. 6.5% of people under 65 have no health insurance.

School

Local students test at grade level 3.41 where 3.0 is national grade level, higher than 92% of American counties. 94% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 10 points. 82% of eligible voters turned out. Under New Jersey law you need local approval to carry a concealed handgun, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 54°F, highs near 64 and lows near 45, colder than 55% of American counties. About 40 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 96 out of 100, riskier than 96% of American counties; the county has had 28 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 268 Mbps down, faster than 82% of American counties. There are 4 airports in the county, counting general aviation. For a night or a weekend out: 1.1 full-service restaurants per 1,000 people, 8 breweries, 13 museums.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$119K
This county
national avg ~$75K
Poverty Rate6.3%
This county
national avg ~11.5%
Unemployment Rate3.3%
This county
national avg ~3.8%
GDP per Capita$77,878
Federal Spending per Capita$2,413
Median Individual Earnings$65K
This county
national avg $45K
Professional/Management Workers50.4%
Average Adjusted Gross Income$139K
Avg Credit Score705
Work From Home %14.7%
This county
national avg 17.0%
Population Under 1820.8%
This county
national avg 22.0%
Single-Person Households26.6%
This county
national avg 28.0%
Banks & Finance Firms382
Income (20th Percentile)$46K
Income (80th Percentile)$231K
Income (95th Percentile)$250K
Bachelor's Degree or Higher49.9%
This county
national avg 34.3%
Less Than High School5.7%
This county
national avg 11.0%
Knowledge Economy GDP %24.1%
Dependency Ratio0.64
Medicare Spending / Person$3,270
SS Benefits / Person$4,506
Education Wage Premium2.26x
Median Earnings (Bachelor's)$84K
Median Earnings (Graduate)$102K
Median Earnings (HS Diploma)$45K
Public Assistance Recipients1.6%
Average Annual Wage$71K
Professional Services Concentration0.93x national
This county
1.0 = national average share
Federal Government Jobs Located Here1,838
Federal Share of Jobs Located Here0.7%
Residents Who Work for the Federal Government1.6%
Federal Civilian Share of Earnings0.8%
Federal Contract Dollars Performed Here (FY2025)$1.2B
Contract Dollars Relative to Local Wages0.06x wages
Largest Award's Share of Contract Dollars29%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$767K
This county
$500K state avg
$303K national
Median Sale Price$681K
This county
$303K national
Market Rent (ZORI)$2867/mo
This county
$2200/mo state avg
$1400/mo national
Property Tax Rate1.89%
This county
2.13% state avg
1.10% national

Annual tax on median home: $9,830

Affordability & Supply

HUD Fair Market Rent (2BR)$2,328/mo
Home Price Change (1 yr)+6.2%−+2.1% since 2024
Home Value to Income Ratio3.5x income
Severely Cost-Burdened Households15.1%
Homeownership Rate75.6%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Sellers market — homes selling above list
100.5%
Listings with Price Cuts— Low — market moving fast
13.0%
Sold Above List Price
44.1%
Median Days to Close
45 days
Active Listings
1,580
New Listings / Month
696

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Fast market
19 days
Months of Supply (Redfin)— Low inventory — sellers market
2.5 mo
Sold Above List (Redfin)— Competitive — many homes bid up
48.3%

Sale-to-List Cross-Reference

Zillow 100.5%  ·  Redfin 101.5%

Source: Redfin · Updated monthly

Health

Life Expectancy79.8 yrs
This county
national avg ~78.5 years
Hospital Rating3.6 / 5
This county
national avg 3.0 stars
Food Insecurity6.4%
This county
national avg ~11%
Food Environment Index9.0 / 10
This county
higher = better access
Primary Care Shortage Score5
This county
national avg 5
Mental Health Shortage Score15
Dental Care Shortage Score11
Healthcare Shortage Score10.3
Healthcare Offices2,231
Obesity Rate (BRFSS)30.3%
This county
national avg 32.0%
Smoking Rate (BRFSS)9.8%
This county
national avg 14.0%
Poor Health Rate (BRFSS)13.0%
This county
national avg 18.0%
Physical Inactivity (BRFSS)18.4%
This county
national avg 24.0%
High Blood Pressure (BRFSS)27.7%
This county
national avg 32.0%
Active Physicians3,121
Nursing Home Rating3.5 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients559 / 1,000
Medicare Cost per Beneficiary$14,110
Uninsured (under 65)6.5%
This county
national avg ~10%
Adults with Depression15.1%

Education

Math Test Scores3.41 grade level
Reading Test Scores3.41 grade level
HS Diploma Holders87,808
Bachelor's Degree Holders138,371
HS Completion Rate94.3%
This county
national avg ~85%
Private Schools364

Safety

Violent Crime Rate3.0 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate3.0 / 100K
This county
national avg ~13.6/100K
Homicide Rate1.4 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate28.7 / 100K
This county
national avg ~21/100K
Traffic Fatalities37
Social Vulnerability (CDC SVI)21th pct
Drug Overdose Deaths (2024)17.0 / 100K
Suicide Rate8.4 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale0.6
January Sunshine-0.02
January Temperature-0.13
Average Temp54°F-1.8% since 2022
Avg High Temp64°F-3.5% since 2022
Avg Low Temp45°F+0.9% since 2022
Median AQIAQI 39
Good Air Days210 days/yr
Unhealthy Air Days2 days/yr
Annual Precipitation39.6 in/yr-13% since 2022
Avg Storm Events48.8 storms/yr
Avg Annual Storm Damage$1M
Ozone Days247 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-0.33
Heating Degree Days4,843 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,025 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)5,448 HDD/yr
Cooling Degree Days (1901–2000 Baseline)749 CDD/yr
Avg Tornadoes / Year1.2
Avg Flood Events / Year6.8
Avg Hail Events / Year6.0
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)96 / 100
Community Resilience (FEMA)91 / 100
Federal Disaster Declarations28 since 1953
Fine Particulate Pollution (PM2.5)7.9 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)116 properties
FAA-Registered Airports21 total
Airports (excl. heliports)4 airports

Brewery Scene

Total Breweries8 breweries
Microbreweries7 microbreweries
Brewpubs1 brewpubs

Internet & Remote Work

Download Speed268 Mbps
This county
national avg ~120 Mbps
Upload Speed115 Mbps
Fixed Internet (Q1 2026)360 Mbps
Mobile Internet (Q1 2026)291 Mbps
Mobile Upload (Q1 2026)34 Mbps
Mobile Latency (Q1 2026)26 ms
Households with 100Mbps+99.3%
This county
national avg 75.0%
Cellular-Only Internet8.7%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)169 Mbps

EV Infrastructure

EV Charging Stations122 stations
DC Fast Chargers129 chargers
Level 2 EV Chargers227

Commute & Transit

Remote Workers47,831 workers
Public Transit Commuters19,760 workers
Walk to Work (workers)4,666 workers
Extreme Commutes (90+ min)22,657 workers
Avg Commute Time28.6 min
This county
national avg ~27 min
Bike Commuters0.4%
Walk to Work1.4%

Families & Childcare

Childcare Cost Burden24.0%
This county
national median ~27% of household income
Childcare Centers8.2 per 10K residents
Childcare Facilities174

Civic & Community

Voter Turnout81.9%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.987
Nonprofit Organizations2,932
Veterans Share4.4%
This county
national avg 7.0%
Married Adults54.8%
Never-Married Adults31.1%
Divorced Adults8.2%
Religious Organizations263
Asian Population5.4%
Native American Population0.3%
Membership Associations8.4 per 10K residents

Lifestyle & Services

Full-Service Restaurants1.10 per 1K residents
Colleges & Universities8
Nursing & Care Facilities139
Grocery Stores266
Arts & Entertainment Venues129
Hotels & Lodging85
Recreation Businesses319
Professional Services Firms2,504
Veterinary Practices207
Real Estate Firms663
Museums13
Debt Burden
Avg Mortgage Balance$120K
Avg Student Loan Balance$12K
Avg Credit Card Balance$6K
Loan Delinquency Rate37.6%
This county
national avg 4.0%

Innovation

Inventor Rate0.29%

Politics

R+10

2024 Presidential · New Jersey was D+6 statewide

vs New Jersey State

Income tax
10.75%Same (state law)
Property tax
1.89%2.13% state avg
Politics
R+10D+6
COL Index
121state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -3K

More people leaving than arriving

IRS Wealth Migration

Income-neutral migration pattern (IRS: 1.00x avg income)

Economic Mobility

45%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Monmouth County

Median home value: $781K

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable