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Colorado

D+11  ·  Moderate tax burden  ·  COL index 110

B+

4.4%

Income Tax

453

Violent Crime / 100K

78.8

Life Expectancy

$545K

Median Home

$1,600

Childcare / Mo

State Profile

72/100
255075100TAXES71SAFETY50HEALTH84SCHOOLS84AFFORDABLE69LONGEVITY73

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Taxes

Income Tax

4.4% flat

Property Tax

~$2,616/yr on median home

0.48% / yr

Sales Tax

7.76% avg

Social Security

Taxed

Pension / IRA

SS taxed but up to $24K pension deduction

Partial

Estate Tax

None

Inheritance Tax

None

Capital Gains

Taxed as income

Housing & Cost of Living

Cost of Living Index

National avg = 100

110

Median Home Price

$545,000

Median Rent (2BR)

$1,850/mo

Home Insurance

Near national avg (~$1,900/yr)

$2,800/yr

Flood Insurance

$450/yr

Homestead Exemption

Home equity protected from creditors

$250,000

Asset Protection

Moderate

Crime & Safety

Violent Crime Rate

Near national avg

453 / 100K

Property Crime Rate

Above national avg

2,859 / 100K

Traffic Fatality Rate

11.8 / 100K

Healthcare

State Healthcare Rank

Top tier

#9 of 50

Life Expectancy

78.8 yrs

Medicaid Expansion

Expanded

Uninsured Rate

7.4%

Education

K-12 Quality Rank

Top 10 nationally

#9 of 50

School Choice / Vouchers

Not Available

Childcare

Avg Infant Care (Full-Time)

$1,600/mo

Utilities & Daily Costs

Avg Monthly Energy Bill

$130/mo

Avg Monthly Groceries

2-person household, moderate spending

$530/mo

Road Quality Rank

#30 of 50

Airports & Travel

Nonstop Destinations

From state's primary airport

175+ routes

Major Hub Airport

Top-25 US airport by passengers

Yes

Culture & Lifestyle

Urban Population

Highly urban — big city feel

86% urban

Restaurant Density

510/100K

Religious Congregations

155/100K

Pro Sports Teams

NFL + NBA + MLB + NHL + MLS

5 teams

Major Venues

Stadiums, arenas, amphitheaters (10K+ capacity)

7 venues

Craft Breweries

8/100K residents — Top tier

460 breweries

Craft Distilleries

Strong spirits scene

90 distilleries

Live Music

Denver + Boulder craft scene; Red Rocks Amphitheatre is a bucket-list venue; Underground Music Showcase

World-class

Transportation

Car Insurance (Avg Annual)

$2,170

Traffic Fatality Rate

11.8 / 100K

Broadband Access

86% of households

Social & Legal

Abortion Access

No gestational limit; state constitutional right

Protected

LGBTQ+ Protections

Comprehensive

Marijuana

Recreational

Minimum Wage

$14.42/hr

Right to Work

No

Sports Betting

Legal

Casino Gambling

Commercial casinos

Online Gambling

Illegal

State Lottery

Commercial casinos limited to Central City, Black Hawk, Cripple Creek. Sports betting launched 2020.

Yes

Age of Consent

17

Sex Education

No state sex ed mandate

Comprehensive

Medically Accurate Required

Yes

Nude Beaches & Naturist Clubs

Avalon Resort (Loveland) · Valley View Hot Springs (Villa Grove) · Rocky Mountain Naturists

Clubs only

Environment & Climate

Air Quality (Annual AQI)

Near national avg

50

Natural Disaster Risk

High

Primary Hazards

wildfireblizzardtornado

Politics & Gun Laws

2024 Presidential Vote

D+11

Gun Laws

Gun ControlA-
2A LibertyD

Carry Permit

Shall-issue

Purchase Permit Required

No

Gambling

Legal

Hunting & Outdoors

Public Land36% of state
Resident Deer License$34
Resident Elk Tag$44
Non-Resident Elk$760
Deer Archery SeasonAug 24 – Sep 29
Elk Archery SeasonAug 24 – Sep 29
CrossbowFull season

Colorado's over-the-counter archery elk hunting is world-class. The state has the largest elk herd in North America.

Colorado Parks & Wildlife — Official Season Dates ↗

Finding nearby venues...

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Jobs & Economy

Job Market

+2.2% job growth · 3.5% unemployment

Strong

Top Industries

TechnologyHealthcareTourism

Tech Jobs

Top tech job market nationally

#5 of 50

Healthcare Jobs

#20 of 50

Remote Work

High remote work culture

26% of workers

Median Household Income

$89,302

Business Climate

Corporate Income Tax

4.4%

LLC Formation Fee

$50 one-time

LLC Annual Fee

$10/yr

Business Climate Rank

#18 of 50

Daily Life

Gas Price (Regular)

Below avg (-0.15 vs national avg)

$3.15/gal

Consumer Fireworks

Ground-based only in many areas; fire bans can prohibit all fireworks

Restricted

Weather & Natural Risks

Winter Severity

Avg January high: 44°F

Moderate

Summer Heat

Moderate summers

88°F avg July

Annual Rainfall

17" / yr

Tornado Risk

Moderate

Hurricane Risk

Very Low

Wildfire Risk

High

Flood Risk

Low

Natural Hazards

36MODERATE danger
Rattlesnake countryWildfire risk HIGHPrairie dog-to-plague transmission zoneTarantula migration I-25 corridor

Venomous Snakes

Moderate

Spider Hazard

Moderate

Scorpions

Moderate

Hurricane Risk

Minimal

Tornado Risk

Moderate

Wildfire Risk

High

Earthquake Risk

Low

Danger score is a composite index. Methodology ↗

Veteran Benefits

Veteran-Friendly Score

8.2% of state population are veterans

81/100

Property Tax Exemption

50% exemption for 100% disabled vets

Partial

Military Retirement Pay

Tax Exempt

Active Duty Pay

Tax Exempt

VA Facilities Access

Good

Notable Benefits

Military retirement exempt, strong VA presence

Explore Colorado counties

Income, housing, poverty, healthcare — ranked by county

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Compare Similar States

CO vs OR

Colorado vs Oregon

COL 110 vs 110 · 4.4% vs 9.9% income tax

Full comparison →

CO vs VT

Colorado vs Vermont

COL 110 vs 111 · 4.4% vs 8.75% income tax

Full comparison →

CO vs ME

Colorado vs Maine

COL 110 vs 107 · 4.4% vs 7.15% income tax

Full comparison →

CO vs CT

Colorado vs Connecticut

COL 110 vs 114 · 4.4% vs 6.99% income tax

Full comparison →

Trending in Colorado

State Veto Rates: Colorado & California Lead 2025-2026 - MultiState

MultiState · Jun 9

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What Residents Say

Is cost of living really as bad as I'm seeing people say?

A single, childless renter in denver will have absolutely no problem living on 100K. It gets hard with multiple people in a household, trying to ......

reddit.com ↗

Those of you thinking of leaving Colorado because of high ...

I know a lot of us must be considering a move....

reddit.com ↗

Cost of Living Question : r/ColoradoSprings

The average single family house price in Colorado Springs is just under $500,000, Denver is closer to $600,000. In OKC it's $203,000. Food here ......

reddit.com ↗

Is the cost of living really that bad in the Denver area?

I keep hearing this from some people, that you shouldn’t move to Denver if you’re not ready for a huge COL increase. But from everything I’ve ......

reddit.com ↗

Since everyone asked how much it cost to live comfortably ...

After taxes $130K is ~$7,700k a month. If one were to follow the 1/3rd of your income towards housing “rule” that's $2,600 / month. A payment of ......

reddit.com ↗

Is it worth moving from beautiful Colorado to Portland?

The income tax is effectively flat at around 4 and a half percent in CO, while hitting 10% at moderate incomes in OR (and then scaling higher ......

reddit.com ↗

Stay in Charlotte for $105k or move to Denver for $140k ...

Currently making $106k in Charlotte with really great benefits (including 30 day paid vacation) and yearly bonus of 10 to $15k a year (pretax) working ......

reddit.com ↗

It's not cheap to live in Colorado. We studied just how much ...

Since 2007 (in Colorado) median rent has gone up 22%, while wages have increased 1.1%. The overall cost of living has increased by 53%, or 3X ......

reddit.com ↗

If you were resolved to move to a state with a lower cost of ...

Low cost of living(lower DE), moderate state tax, no sales tax, property taxes are absurdly low. COL is pretty low too. Source, currently live ......

reddit.com ↗

Colorado ranks 7th for highest percentage of income that ...

Colorado ranks 7th for highest percentage of income that goes to housing costs: 22.89%....

reddit.com ↗

Stay Current

Get notified when Colorado tax laws, gun laws, or social policy changes.

Colorado Guides

relocation

Colorado vs. Utah: Where Should You Actually Live?

Colorado and Utah look similar on paper, but the tax and cost-of-living gap between them is real and

relocation

Moving to Colorado: High Cost, High Quality of Life

Colorado's cost of living runs about 7% above the national average in 2026, but its flat 4.40% incom

Data is informational only. Verify with a tax professional, real estate agent, and local sources before making relocation decisions. Crime data: FBI UCR ~2022. Healthcare: Commonwealth Fund / US News ~2023. Education: Education Week ~2023. Housing: Zillow / Census ACS ~2024. Insurance: rate surveys ~2024. Sponsored links marked “Sponsored” may earn a commission. This does not affect our data or rankings.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable