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Florida

R+13  ·  Low tax burden  ·  COL index 103

A

0%

Income Tax

387

Violent Crime / 100K

77.3

Life Expectancy

$415K

Median Home

$1,000

Childcare / Mo

State Profile

60/100
255075100TAXES79SAFETY59HEALTH20SCHOOLS63AFFORDABLE75LONGEVITY61

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Taxes

Income Tax

None

Property Tax

~$3,196/yr on median home

0.77% / yr

Sales Tax

7.02% avg

Social Security

Exempt

Pension / IRA

Fully Exempt

Estate Tax

None

Inheritance Tax

None

Capital Gains

Not taxed

Housing & Cost of Living

Cost of Living Index

National avg = 100

103

Median Home Price

$415,000

Median Rent (2BR)

$1,900/mo

Home Insurance

Well above national avg (~$1,900/yr)

$3,500/yr

Flood Insurance

High flood risk area — verify with local insurer

$3,200/yr

Homestead Exemption

Home equity protected from creditors

Unlimited

Asset Protection

Strong

Crime & Safety

Violent Crime Rate

Near national avg

387 / 100K

Property Crime Rate

Near national avg

1,882 / 100K

Traffic Fatality Rate

15.6 / 100K

Healthcare

State Healthcare Rank

Bottom tier

#40 of 50

Life Expectancy

77.3 yrs

Medicaid Expansion

Not Expanded

Uninsured Rate

Above national avg (~9%)

13.2%

Education

K-12 Quality Rank

#19 of 50

School Choice / Vouchers

Available

Childcare

Avg Infant Care (Full-Time)

$1,000/mo

Utilities & Daily Costs

Avg Monthly Energy Bill

$155/mo

Avg Monthly Groceries

2-person household, moderate spending

$510/mo

Road Quality Rank

#26 of 50

Airports & Travel

Nonstop Destinations

From state's primary airport

165+ routes

Major Hub Airport

Top-25 US airport by passengers

Yes

Culture & Lifestyle

Urban Population

Highly urban — big city feel

91% urban

Restaurant Density

580/100K

Religious Congregations

155/100K

Pro Sports Teams

NFL + NBA + MLB + NHL + MLS

7 teams

Major Venues

Stadiums, arenas, amphitheaters (10K+ capacity)

15 venues

Craft Breweries

1.9/100K residents — Growing

420 breweries

Craft Distilleries

Strong spirits scene

80 distilleries

Live Music

Miami, Tampa, Orlando; Ultra Music Festival, Gasparilla Music Fest; rum heritage

World-class

Transportation

Car Insurance (Avg Annual)

Very expensive (national avg ~$1,600)

$3,180

Traffic Fatality Rate

15.6 / 100K

Broadband Access

86% of households

Social & Legal

Abortion Access

6-week ban (before most women know they're pregnant)

Banned

LGBTQ+ Protections

Hostile

Marijuana

Medical Only

Minimum Wage

$13/hr

Right to Work

Yes

Sports Betting

Legal

Casino Gambling

Tribal casinos

Online Gambling

Illegal

State Lottery

Seminole Tribe controls Hard Rock casinos. Hard Rock Bet operational under tribal compact, upheld by federal courts June 2024.

Yes

Age of Consent

18

Sex Education

Sex ed required by state

Abstinence-plus

Nude Beaches & Naturist Clubs

Haulover Beach (Miami) · Blind Creek Beach (Fort Pierce) · Playalinda Beach (Cape Canaveral) · Cypress Cove Nudist Resort

Nude beach

Environment & Climate

Air Quality (Annual AQI)

Excellent (national avg ~38)

28

Natural Disaster Risk

Very High

Primary Hazards

hurricanefloodtornado

Politics & Gun Laws

2024 Presidential Vote

R+13

Gun Laws

Gun ControlF
2A LibertyA+

Carry Permit

No permit required

Purchase Permit Required

No

Gambling

Legal

Jobs & Economy

Job Market

+2.6% job growth · 3.2% unemployment

Strong

Top Industries

TourismHealthcareReal Estate

Tech Jobs

#20 of 50

Healthcare Jobs

#16 of 50

Remote Work

21% of workers

Median Household Income

$67,917

Business Climate

Corporate Income Tax

5.5%

LLC Formation Fee

$125 one-time

LLC Annual Fee

$139/yr

Business Climate Rank

Top-10 nationally (Tax Foundation SBTCI 2024)

#4 of 50

Daily Life

Gas Price (Regular)

Below avg (-0.12 vs national avg)

$3.18/gal

Consumer Fireworks

Legal statewide; must sign waiver acknowledging agricultural use

Legal

Weather & Natural Risks

Winter Severity

Avg January high: 72°F

Very Mild

Summer Heat

Hot summers

92°F avg July

Annual Rainfall

54" / yr

Tornado Risk

Moderate

Hurricane Risk

Very High

Wildfire Risk

Moderate

Flood Risk

Very High

Natural Hazards

73EXTREME danger
Hurricane EXTREMEFlorida man just stabbed someone with an alligatorArmadillo leprosy EXTREMECottonmouth in every pondMosquito-borne illness index: OFF THE CHARTS

Venomous Snakes

Extreme

Spider Hazard

Brown Recluse Zone

Scorpions

Low

Hurricane Risk

Extreme

Tornado Risk

High

Wildfire Risk

High

Earthquake Risk

Minimal

Armadillo Leprosy Risk

Extreme

Danger score is a composite index. Methodology ↗

Veteran Benefits

Veteran-Friendly Score

9.2% of state population are veterans

100/100

Property Tax Exemption

100% disabled: full property tax exempt

Full (disabled)

Military Retirement Pay

Tax Exempt

Active Duty Pay

Tax Exempt

VA Facilities Access

Excellent

Notable Benefits

No income tax. Top veteran destination.

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Trending in Florida

Florida TaxWatch flags $830 million in budget 'turkeys,’ including Rays stadium site money - WUSF

WUSF · Jun 9

DeSantis reacts to tax plan; Fl budget updates - Spectrum Bay News 9

Spectrum Bay News 9 · Jun 9

Who Is Ahead in Florida's 23rd Congressional District? - The New York Times

The New York Times · Jun 9

UWF's $8 million project lands on 'Turkey Watch Report' - Pensacola News Journal

Pensacola News Journal · Jun 9

Byron Donalds calls Florida immigration crackdown 'mission accomplished,' seeks federal repayment - WPTV

WPTV · Jun 10

What Residents Say

Moved to Florida… did your paycheck actually feel bigger?

Cost of living eats into any tax savings you see in Florida. Based on earnings, Florida is one of the most expensive states to live in....

reddit.com ↗

I just moved here from central florida and need help ...

Taxes are more expensive, gas is more expensive, and mostly, utilities are WAY more expensive. Like, oh my god. I live in the same sized ......

reddit.com ↗

How different is the cost of living on paper vs ...

Florida in general is not a cheap place unless you're willing to live in the middle of nowhere or the ghetto. The ghetto in FL is like nothing ......

reddit.com ↗

Florida to vermont : r/vermont

I understand we have no state income tax which I have never delt with as an adult. However, looking and reading I see houses in the 300k range....

reddit.com ↗

If you left Florida, are you affording the cost of living where ...

So no state income tax to almost 9% state income tax? At my income level, that pays for my Florida car insurance, home insurance and property ......

reddit.com ↗

Relocation cost analysis question : r/florida

Your rent might be 6k ($500/mo) more per year than PA. You'll also save on no income tax from state. The only other noticable difference is car ......

reddit.com ↗

Those who moved out of Florida due to increased cost ...

Even though inflation is high in FL since Covid, it's still lower than many other states. I moved out west and it's much more expensive there....

reddit.com ↗

Maryland or Florida? : r/maryland

I received job offers in Salisbury MD and Jacksonville FL. The Salisbury job pays $40000 and the Jacksonville job pays $51000. All my friends and family ......

reddit.com ↗

How does cost of living in FL compare to where you've ...

I moved to central Florida recently from Utah. The housing market exploded there and it gave my family an opportunity to sell our first home in ......

reddit.com ↗

No state income tax. Is this a true amenity or just ...

How come most states have a state income tax if no state income tax is truly an amenity? How do these states make up for it?...

reddit.com ↗

Stay Current

Get notified when Florida tax laws, gun laws, or social policy changes.

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Data is informational only. Verify with a tax professional, real estate agent, and local sources before making relocation decisions. Crime data: FBI UCR ~2022. Healthcare: Commonwealth Fund / US News ~2023. Education: Education Week ~2023. Housing: Zillow / Census ACS ~2024. Insurance: rate surveys ~2024. Sponsored links marked “Sponsored” may earn a commission. This does not affect our data or rankings.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable