Michigan vs New York: taxes, cost of living, laws

Michigan

Moderate tax burden · COL index 88

Wins 10 categories

New York

High tax burden · COL index 139

Wins 6 categories

New York's top income tax rate is 10.9% vs Michigan's 4.25%. Cost of living in New York (index 139) runs 58% higher than Michigan (index 88). The median home in New York costs $470K vs $250K in Michigan. Politically, Michigan voted Republican in 2024 (R+2.0) while New York went Democratic (D+12.0).

Michigan

New York

Taxes

4.25%

Income Tax (top rate)

10.9%

1.32%/yr

Property Tax Rate

1.4%/yr

Sales Tax (avg)

8.52%

Social Security Tax

Yes

Estate Tax

As income

Capital Gains Tax

As income

Housing & Cost of Living

COL Index (100=avg)

139

$250K

Median Home Price

$470K

$1,150/mo

Median Rent (2BR/mo)

$2,200/mo

$1K/yr

Home Insurance (avg/yr)

$2K/yr

Crime & Safety

445

Violent Crime / 100K

379

1,670

Property Crime / 100K

1,480

405

Sex Offenders / 100K

217

Homeless / 100K

795

Healthcare

#25 of 50

Healthcare Quality Rank

#15 of 50

75.7 yrs

Life Expectancy

79.3 yrs

5.9%

Uninsured Rate

5.4%

Yes

Medicaid Expansion

Yes

Education

#38 of 50

K-12 Quality Rank

#12 of 50

School Choice / Vouchers

Childcare

$1,300/mo

Avg Infant Care / mo

$2,050/mo

Utilities & Daily Costs

$140/mo

Avg Energy Bill / mo

$175/mo

$460/mo

Avg Groceries / mo

$650/mo

#47 of 50

Road Quality Rank

#48 of 50

Social Policy

C+

Gun Laws Grade

R+2.0

2024 Presidential Margin

D+12.0

Category wins

Michigan

New York

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