Michigan vs Minnesota: taxes, cost of living, laws

Michigan

Moderate tax burden · COL index 88

Wins 8 categories

Minnesota

High tax burden · COL index 95

Wins 6 categories

Minnesota's top income tax rate is 9.85% vs Michigan's 4.25%. Property taxes are meaningfully different: Michigan averages 1.32% annually vs Minnesota's 1.02%. The median home in Minnesota costs $335K vs $250K in Michigan. Politically, Michigan voted Republican in 2024 (R+2.0) while Minnesota went Democratic (D+4.0).

Michigan

Minnesota

Taxes

4.25%

Income Tax (top rate)

9.85%

1.32%/yr

Property Tax Rate

1.02%/yr

Sales Tax (avg)

7.42%

Social Security Tax

Yes

Estate Tax

As income

Capital Gains Tax

As income

Housing & Cost of Living

COL Index (100=avg)

$250K

Median Home Price

$335K

$1,150/mo

Median Rent (2BR/mo)

$1,450/mo

$1K/yr

Home Insurance (avg/yr)

$2K/yr

Crime & Safety

445

Violent Crime / 100K

286

1,670

Property Crime / 100K

2,094

405

Sex Offenders / 100K

333

Homeless / 100K

159

Healthcare

#25 of 50

Healthcare Quality Rank

#2 of 50

75.7 yrs

Life Expectancy

79.4 yrs

5.9%

Uninsured Rate

4.5%

Yes

Medicaid Expansion

Yes

Education

#38 of 50

K-12 Quality Rank

#8 of 50

School Choice / Vouchers

Childcare

$1,300/mo

Avg Infant Care / mo

$1,450/mo

Utilities & Daily Costs

$140/mo

Avg Energy Bill / mo

$140/mo

$460/mo

Avg Groceries / mo

$500/mo

#47 of 50

Road Quality Rank

#7 of 50

Social Policy

C+

Gun Laws Grade

R+2.0

2024 Presidential Margin

D+4.0

Category wins

Michigan

Minnesota

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