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Kentucky

Moderate tax burden · COL index 85

Wins 8 categories

VS

California

High tax burden · COL index 142

Wins 3 categories

California's top income tax rate is 13.3% vs Kentucky's 4%. Cost of living in California (index 142) runs 67% higher than Kentucky (index 85). The median home in California costs $790K vs $215K in Kentucky. Politically, Kentucky voted Republican in 2024 (R+26.0) while California went Democratic (D+20.0).

Kentucky
California

Taxes

4%
Income Tax (top rate)
13.3%
0.78%/yr
Property Tax Rate
0.71%/yr
6%
Sales Tax (avg)
8.82%
Yes
Social Security Tax
Yes
Yes
Estate Tax
Yes
As income
Capital Gains Tax
As income

Housing & Cost of Living

85
COL Index (100=avg)
142
$215K
Median Home Price
$790K
$1,050/mo
Median Rent (2BR/mo)
$2,300/mo
$2K/yr
Home Insurance (avg/yr)
$2K/yr

Crime & Safety

228
Violent Crime / 100K
499
1,770
Property Crime / 100K
2,027

Healthcare

#24 of 50
Healthcare Quality Rank
#13 of 50
73.5 yrs
Life Expectancy
79.2 yrs
6.8%
Uninsured Rate
6.8%
Yes
Medicaid Expansion
Yes

Education

#34 of 50
K-12 Quality Rank
#20 of 50
Yes
School Choice / Vouchers
No

Childcare

$890/mo
Avg Infant Care / mo
$2,200/mo

Utilities & Daily Costs

$125/mo
Avg Energy Bill / mo
$175/mo
$400/mo
Avg Groceries / mo
$620/mo
#18 of 50
Road Quality Rank
#49 of 50

Social Policy

F
Gun Laws Grade
A
R+26.0
2024 Presidential Margin
D+20.0

Category wins

8

Kentucky

3

California

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People Also Ask

Is Kentucky cheaper than California?

Compared to bustling California, Kentucky has a low cost of living, meaning a gallon of milk and the gas for your car will cost considerably less. California is known for its exorbitant prices because many people love to live there. But Kentucky can offer much of the same adventures and comfort at a lower price.

Is $70,000 enough to live in California?

What are the pros and cons of living in Kentucky?

What salary do you need to live comfortably in KY?

A single adult in Kentucky needs to make $83,574 per year to live comfortably, SmartAsset reports, while a family of four would need an income of $192,941. Kentucky ranked 46th for the highest income needed for an individual, and 49th for the income needed for a family.

Full Kentucky Profile →Full California Profile →

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