Florida
Low tax burden · COL index 103
Wins 6 categories
Pennsylvania
Moderate tax burden · COL index 97
Wins 9 categories
Florida has no state income tax. Pennsylvania's top rate is 3.07%. Property taxes are meaningfully different: Pennsylvania averages 1.43% annually vs Florida's 0.77%. The median home in Florida costs $415K vs $270K in Pennsylvania.
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Category wins
6
Florida
9
Pennsylvania
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Score For My Profile →People Also Ask
Why are people leaving Florida in 2026?
Can you live on $3,000 a month in Florida?
Is it better to retire in Florida or Pennsylvania?
Pennsylvania and Florida took most of the spots in the top 10 mainly for the tax breaks. Florida doesn't tax income and Pennsylvania doesn't tax retirement pensions and distributions from 401(k)s, IRAs or Social Security.
Are taxes better in Florida or Pennsylvania?
The lack of income taxes in Florida can result in significant savings for Pennsylvania and New Jersey residents. Pennsylvania imposes a 3.07% on all income earned by residents. New Jersey's income tax rate can range from 1.4% to 8.97% on ordinary income and 15% to 20% on capital gains.