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California

High tax burden · COL index 142

Wins 4 categories

VS

Kentucky

Moderate tax burden · COL index 85

Wins 8 categories

California's top income tax rate is 13.3% vs Kentucky's 4%. Cost of living in California (index 142) runs 67% higher than Kentucky (index 85). The median home in California costs $790K vs $215K in Kentucky. Politically, Kentucky voted Republican in 2024 (R+26.0) while California went Democratic (D+20.0).

California
Kentucky

Taxes

13.3%
Income Tax (top rate)
4%
0.71%/yr
Property Tax Rate
0.78%/yr
8.82%
Sales Tax (avg)
6%
Yes
Social Security Tax
Yes
Yes
Estate Tax
Yes
As income
Capital Gains Tax
As income

Housing & Cost of Living

142
COL Index (100=avg)
85
$790K
Median Home Price
$215K
$2,300/mo
Median Rent (2BR/mo)
$1,050/mo
$2K/yr
Home Insurance (avg/yr)
$2K/yr

Crime & Safety

499
Violent Crime / 100K
228
2,027
Property Crime / 100K
1,770

Healthcare

#13 of 50
Healthcare Quality Rank
#24 of 50
79.2 yrs
Life Expectancy
73.5 yrs
6.8%
Uninsured Rate
6.8%
Yes
Medicaid Expansion
Yes

Education

#20 of 50
K-12 Quality Rank
#34 of 50
No
School Choice / Vouchers
Yes

Childcare

$2,200/mo
Avg Infant Care / mo
$890/mo

Utilities & Daily Costs

$175/mo
Avg Energy Bill / mo
$125/mo
$620/mo
Avg Groceries / mo
$400/mo
#49 of 50
Road Quality Rank
#18 of 50

Social Policy

A
Gun Laws Grade
F
D+20.0
2024 Presidential Margin
R+26.0

Category wins

4

California

8

Kentucky

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People Also Ask

Is Kentucky cheaper than California?

Compared to bustling California, Kentucky has a low cost of living, meaning a gallon of milk and the gas for your car will cost considerably less. California is known for its exorbitant prices because many people love to live there. But Kentucky can offer much of the same adventures and comfort at a lower price.

Is moving to Kentucky a good idea?

What salary do you need to live comfortably in KY?

A single adult in Kentucky needs to make $83,574 per year to live comfortably, SmartAsset reports, while a family of four would need an income of $192,941. Kentucky ranked 46th for the highest income needed for an individual, and 49th for the income needed for a family.

What is the nicest part of Kentucky to live in?

Full California Profile →Full Kentucky Profile →

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable