← Map/← Virginia/Counties/Fluvanna

Fluvanna
Virginia

27K

Population

$91K

Median Income

$375K

Median Home

R+4

Politics

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What stands out

Against every county in America, Fluvanna County is unusual in three ways: homeownership is among the highest in America (88%), the restaurant count per person is in the bottom 2% of American counties (0.3 per 1,000), and the median household income is in the top 6% of American counties ($90,766). Within Virginia it ranks 4th of 133 counties for homeownership.

Where you are

You live in Fluvanna County, Virginia. 27,442 people live here with you. The population grew 1.2% last year, and more Americans moved in than out (net +371).

Virginia has a graduated income tax with a 5.75% top rate that begins at just $17,000 of income, so most residents pay near the top rate. It does not tax Social Security and allows an age deduction of up to $12,000 for residents 65 and over. Northern Virginia's federal and defense economy produces incomes closer to the Washington suburbs of Maryland than to the rest of the state. Localities levy annual property tax on vehicles.

Money

The typical household here brings in $90,766 a year, higher than 94% of American counties. Employers pay an average wage of $57,223. Unemployment runs 2.6%, lower than 81% of American counties. 12% of workers work from home.

Virginia takes 5.5% of that median income in state income tax, about $4,962 a year.

Home

The median home costs $380K, pricier than 83% of American counties, about 2.6 years of the median household's income. A two-bedroom rents for around $1,028 a month. Property tax is 0.67% of home value, roughly $1,827 a year on that median home, lower than 69% of American counties. 88% of households own rather than rent.

Safety and health

Violent crime here is 3.4 per 1,000 residents, lower than 77% of American counties. Drug overdoses killed 17 people per 100,000 in 2024.

A child born here can expect to live 79.7 years, longer than 89% of American counties. There are 30 active physicians in the county, about 10.9 per 10,000 people. 5.8% of people under 65 have no health insurance.

School

Local students test at grade level 3.38 where 3.0 is national grade level, higher than 90% of American counties. 93% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 4 points. 75% of eligible voters turned out. Under Virginia law you can get a concealed-carry permit on request, abortion is legal with limits, and marijuana is legal for adults.

Weather and risk

The year averages 59°F, highs near 70 and lows near 48, warmer than 63% of American counties. About 40 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 13 out of 100, safer than 87% of American counties; the county has had 23 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 272 Mbps down, faster than 85% of American counties. For a night or a weekend out: 0.3 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$91K
This county
national avg ~$75K
Poverty Rate7.7%
This county
national avg ~11.5%
Unemployment Rate2.6%
This county
national avg ~3.8%
GDP per Capita$42,694
Federal Spending per Capita$41
Median Individual Earnings$44K
This county
national avg $45K
Professional/Management Workers43.2%
Average Adjusted Gross Income$77K
Avg Credit Score675
Work From Home %11.8%
This county
national avg 17.0%
Population Under 1819.8%
This county
national avg 22.0%
Single-Person Households22.9%
This county
national avg 28.0%
Banks & Finance Firms4
Income (20th Percentile)$42K
Income (80th Percentile)$155K
Income (95th Percentile)$250K
Bachelor's Degree or Higher35.8%
This county
national avg 34.3%
Less Than High School6.7%
This county
national avg 11.0%
Knowledge Economy GDP %7.1%
Dependency Ratio0.67
Medicare Spending / Person$2,561
SS Benefits / Person$4,746
Education Wage Premium2.02x
Median Earnings (Bachelor's)$52K
Median Earnings (Graduate)$82K
Median Earnings (HS Diploma)$41K
Public Assistance Recipients2.5%
Average Annual Wage$57K
Professional Services Concentration0.58x national
This county
1.0 = national average share
Federal Government Jobs Located Here30
Federal Share of Jobs Located Here0.6%
Residents Who Work for the Federal Government1.6%
Federal Civilian Share of Earnings0.7%
Federal Contract Dollars Performed Here (FY2025)$172,531
Contract Dollars Relative to Local Wages0.00x wages
Largest Award's Share of Contract Dollars82%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$375K
This county
$390K state avg
$303K national
Median Sale Price$319K
This county
$303K national
Market Rent (ZORI)$2028/mo
This county
$1700/mo state avg
$1400/mo national
Property Tax Rate0.67%
This county
0.74% state avg
1.10% national

Annual tax on median home: $1,827

Affordability & Supply

HUD Fair Market Rent (2BR)$1,824/mo
Home Price Change (1 yr)-0.8%−+4.2% since 2024
Home Value to Income Ratio2.6x income
Severely Cost-Burdened Households7.6%
Homeownership Rate88.4%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
97.8%
Listings with Price Cuts— Low — market moving fast
16.9%
Sold Above List Price
15.6%
Median Days to Close
38 days
Active Listings
103
New Listings / Month
47

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Fast market
19 days
Months of Supply (Redfin)— Low inventory — sellers market
2.5 mo
Sold Above List (Redfin)
19.2%

Sale-to-List Cross-Reference

Zillow 97.8%  ·  Redfin 99.4%

Source: Redfin · Updated monthly

Health

Life Expectancy79.7 yrs
This county
national avg ~78.5 years
Food Insecurity5.0%
This county
national avg ~11%
Food Environment Index9.5 / 10
This county
higher = better access
Primary Care Shortage Score12
This county
national avg 5
Mental Health Shortage Score16
Dental Care Shortage Score0
Healthcare Shortage Score9.3
Healthcare Offices19
Obesity Rate (BRFSS)38.8%
This county
national avg 32.0%
Smoking Rate (BRFSS)12.6%
This county
national avg 14.0%
Poor Health Rate (BRFSS)16.2%
This county
national avg 18.0%
Physical Inactivity (BRFSS)21.4%
This county
national avg 24.0%
High Blood Pressure (BRFSS)31.5%
This county
national avg 32.0%
Active Physicians30
Nursing Home Rating1.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients511 / 1,000
Medicare Cost per Beneficiary$10,515
Uninsured (under 65)5.8%
This county
national avg ~10%
Adults with Depression24.8%

Education

Reading Test Scores3.38 grade level
HS Diploma Holders4,286
Bachelor's Degree Holders4,547
HS Completion Rate93.3%
This county
national avg ~85%
Private Schools6

Safety

Violent Crime Rate3.4 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate12.5 / 100K
This county
national avg ~13.6/100K
Drug Overdose Rate12.1 / 100K
This county
national avg ~21/100K
Traffic Fatalities2
Social Vulnerability (CDC SVI)6th pct
Drug Overdose Deaths (2024)16.7 / 100K
Suicide Rate16.5 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-0.5
January Sunshine0.11
January Temperature0.24
Average Temp59°F+2.1% since 2022
Avg High Temp70°F+1.7% since 2022
Avg Low Temp48°F+2.8% since 2022
Median AQIAQI 44
Good Air Days254 days/yr
Unhealthy Air Days6 days/yr
Annual Precipitation40.0 in/yr-18% since 2022
Avg Storm Events9.8 storms/yr
Avg Annual Storm Damage$36K
Drought Index (2022)0.43
Heating Degree Days3,737 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,532 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)4,453 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,071 CDD/yr
Avg Tornadoes / Year0.4
Avg Flood Events / Year0.2
Avg Hail Events / Year0.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)13 / 100
Community Resilience (FEMA)51 / 100
Federal Disaster Declarations23 since 1953
Fine Particulate Pollution (PM2.5)6.9 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)16 properties

Internet & Remote Work

Download Speed272 Mbps
This county
national avg ~120 Mbps
Upload Speed203 Mbps
Fixed Internet (Q1 2026)317 Mbps
Mobile Internet (Q1 2026)201 Mbps
Mobile Upload (Q1 2026)31 Mbps
Mobile Latency (Q1 2026)32 ms
Households with 100Mbps+90.7%
This county
national avg 75.0%
Cellular-Only Internet14.0%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)206 Mbps

EV Infrastructure

EV Charging Stations1 stations
DC Fast Chargers0 chargers
Level 2 EV Chargers2

Commute & Transit

Remote Workers1,548 workers
Public Transit Commuters90 workers
Walk to Work (workers)120 workers
Extreme Commutes (90+ min)254 workers
Walk to Work0.9%

Families & Childcare

Childcare Cost Burden19.8%
This county
national median ~27% of household income
Childcare Centers7.2 per 10K residents
Childcare Facilities4

Civic & Community

Voter Turnout74.7%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)3.703
Nonprofit Organizations140
Veterans Share9.1%
This county
national avg 7.0%
Married Adults56.6%
Never-Married Adults23.9%
Divorced Adults12.6%
Religious Organizations16
Asian Population1.4%
Native American Population0.1%
Membership Associations6.5 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.26 per 1K residents
Grocery Stores3
Professional Services Firms36
Veterinary Practices4
Real Estate Firms19
Debt Burden
Avg Mortgage Balance$74K
Avg Student Loan Balance$9K
Avg Credit Card Balance$4K
Loan Delinquency Rate47.6%
This county
national avg 4.0%

Innovation

Inventor Rate0.17%

Politics

R+4

2024 Presidential · Virginia was D+3 statewide

vs Virginia State

Income tax
5.75%Same (state law)
Property tax
0.67%0.74% state avg
Politics
R+4D+3
COL Index
102state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +371

More people arriving than leaving

IRS Wealth Migration

Income-neutral migration pattern (IRS: 0.97x avg income)

Economic Mobility

39%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Fluvanna County

Median home value: $380K

View on Zillow →View on Realtor.com →

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Full Virginia profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

Adjust and every page updates live

Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable