← Map/← Virginia/Counties/Charlottesville city

Charlottesville city
Virginia

46K

Population

$67K

Median Income

$498K

Median Home

D+68

Politics

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What stands out

What stands out about Charlottesville city: homeownership is among the lowest in America (42%), the restaurant count per person is among the most in America (2.7 per 1,000), and the share working from home is in the top 3% of American counties (18%). Within Virginia it ranks 6th of 133 counties for homeownership, counting from the bottom.

Where you are

You live in Charlottesville city, Virginia. 46,289 people live here with you. The population shrank 0.6% last year, and more Americans moved out than in (net -694).

Virginia has a graduated income tax with a 5.75% top rate that begins at just $17,000 of income, so most residents pay near the top rate. It does not tax Social Security and allows an age deduction of up to $12,000 for residents 65 and over. Northern Virginia's federal and defense economy produces incomes closer to the Washington suburbs of Maryland than to the rest of the state. Localities levy annual property tax on vehicles.

Money

The typical household here brings in $67,177 a year, higher than 68% of American counties. Employers pay an average wage of $71,984. Unemployment runs 2.6%, lower than 79% of American counties. 18% of workers work from home.

Virginia takes 5.4% of that median income in state income tax, about $3,605 a year.

Home

The median home costs $497K, pricier than 93% of American counties, about 3.8 years of the median household's income. A two-bedroom rents for around $1,418 a month. Property tax is 0.85% of home value, roughly $3,376 a year on that median home, lower than 51% of American counties. 42% of households own rather than rent.

Safety and health

Violent crime here is 3.6 per 1,000 residents, lower than 67% of American counties. Drug overdoses killed 14 people per 100,000 in 2024.

A child born here can expect to live 78.7 years, longer than 82% of American counties. There are 1,812 active physicians in the county, about 391.5 per 10,000 people. Medicare rates the local hospitals 4.0 of 5 stars. 8.4% of people under 65 have no health insurance.

School

Local students test at grade level 3.09 where 3.0 is national grade level, higher than 63% of American counties. 92% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Democratic by 68 points, among the most lopsided counties in the country. 65% of eligible voters turned out. Under Virginia law you can get a concealed-carry permit on request, abortion is legal with limits, and marijuana is legal for adults.

Weather and risk

The year averages 58°F, highs near 69 and lows near 47, warmer than 62% of American counties. About 38 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 27 out of 100, safer than 73% of American counties; the county has had 13 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 232 Mbps down, faster than 65% of American counties. There are 0 airports in the county, counting general aviation. For a night or a weekend out: 2.7 full-service restaurants per 1,000 people, 6 breweries, 5 museums.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$67K
This county
national avg ~$75K
Poverty Rate21.8%
This county
national avg ~11.5%
Unemployment Rate2.6%
This county
national avg ~3.8%
Federal Spending per Capita$10,212
Median Individual Earnings$44K
This county
national avg $45K
Professional/Management Workers60.5%
Average Adjusted Gross Income$122K
Avg Credit Score669
Work From Home %18.1%
This county
national avg 17.0%
Population Under 1815.6%
This county
national avg 22.0%
Single-Person Households37.8%
This county
national avg 28.0%
Banks & Finance Firms36
Income (20th Percentile)$21K
Income (80th Percentile)$159K
Income (95th Percentile)$250K
Bachelor's Degree or Higher58.9%
This county
national avg 34.3%
Less Than High School8.0%
This county
national avg 11.0%
Dependency Ratio0.39
Education Wage Premium2.44x
Median Earnings (Bachelor's)$56K
Median Earnings (Graduate)$76K
Median Earnings (HS Diploma)$31K
Public Assistance Recipients2.0%
Average Annual Wage$72K
Professional Services Concentration0.96x national
This county
1.0 = national average share
Federal Government Jobs Located Here423
Federal Share of Jobs Located Here1.1%
Residents Who Work for the Federal Government2.8%
Federal Contract Dollars Performed Here (FY2025)$171M
Contract Dollars Relative to Local Wages0.06x wages
Largest Award's Share of Contract Dollars7%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$498K
This county
$390K state avg
$303K national
Median Sale Price$513K
This county
$303K national
Market Rent (ZORI)$1968/mo
This county
$1700/mo state avg
$1400/mo national
Property Tax Rate0.85%
This county
0.74% state avg
1.10% national

Annual tax on median home: $3,376

Affordability & Supply

HUD Fair Market Rent (2BR)$1,824/mo
Home Price Change (1 yr)-0.5%−+7.4% since 2024
Home Value to Income Ratio3.8x income
Severely Cost-Burdened Households18.0%
Homeownership Rate42.3%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
97.0%
Listings with Price Cuts— Low — market moving fast
20.8%
Sold Above List Price
12.0%
Median Days to Close
37 days
Active Listings
133
New Listings / Month
63

Source: Zillow Research · Updated monthly

Health

Life Expectancy78.7 yrs
This county
national avg ~78.5 years
Hospital Rating4.0 / 5
This county
national avg 3.0 stars
Food Insecurity11.2%
This county
national avg ~11%
Food Environment Index8.1 / 10
This county
higher = better access
Primary Care Shortage Score0
This county
national avg 5
Mental Health Shortage Score16
Dental Care Shortage Score17
Healthcare Shortage Score11.0
Healthcare Offices102
Obesity Rate (BRFSS)35.2%
This county
national avg 32.0%
Smoking Rate (BRFSS)12.3%
This county
national avg 14.0%
Poor Health Rate (BRFSS)17.7%
This county
national avg 18.0%
Physical Inactivity (BRFSS)23.1%
This county
national avg 24.0%
High Blood Pressure (BRFSS)33.0%
This county
national avg 32.0%
Active Physicians1,812
Nursing Home Rating2.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients590 / 1,000
Medicare Cost per Beneficiary$10,798
Uninsured (under 65)8.4%
This county
national avg ~10%
Adults with Depression23.9%

Education

Reading Test Scores3.09 grade level
HS Diploma Holders3,550
Bachelor's Degree Holders8,241
HS Completion Rate92.0%
This county
national avg ~85%
Private Schools42

Safety

Violent Crime Rate3.6 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate6.8 / 100K
This county
national avg ~13.6/100K
Homicide Rate4.2 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate17.9 / 100K
This county
national avg ~21/100K
Traffic Fatalities1
Social Vulnerability (CDC SVI)57th pct
Drug Overdose Deaths (2024)13.8 / 100K
Suicide Rate6.4 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale0.0
January Sunshine0.04
January Temperature0.26
Average Temp58°F+1.9% since 2022
Avg High Temp69°F+1.2% since 2022
Avg Low Temp47°F+2.6% since 2022
Median AQIAQI 44
Good Air Days254 days/yr
Unhealthy Air Days6 days/yr
Annual Precipitation37.5 in/yr-21% since 2022
Avg Storm Events0.6 storms/yr
Avg Annual Storm Damage$2K
Drought Index (2022)0.21
Heating Degree Days3,858 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,454 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)4,563 HDD/yr
Cooling Degree Days (1901–2000 Baseline)1,021 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year0.0
Avg Hail Events / Year0.2
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)27 / 100
Community Resilience (FEMA)84 / 100
Federal Disaster Declarations13 since 1953
Fine Particulate Pollution (PM2.5)7.0 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)71 properties
FAA-Registered Airports1 total
Airports (excl. heliports)0 airports

Brewery Scene

Total Breweries6 breweries
Microbreweries6 microbreweries
Brewpubs0 brewpubs

Internet & Remote Work

Download Speed232 Mbps
This county
national avg ~120 Mbps
Upload Speed86 Mbps
Fixed Internet (Q1 2026)365 Mbps
Mobile Internet (Q1 2026)359 Mbps
Mobile Upload (Q1 2026)25 Mbps
Mobile Latency (Q1 2026)35 ms
Households with 100Mbps+98.8%
This county
national avg 75.0%
Cellular-Only Internet16.6%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)205 Mbps

EV Infrastructure

EV Charging Stations37 stations
DC Fast Chargers8 chargers
Level 2 EV Chargers66

Commute & Transit

Remote Workers4,282 workers
Public Transit Commuters1,182 workers
Walk to Work (workers)3,021 workers
Extreme Commutes (90+ min)144 workers
Bike Commuters2.9%
Walk to Work12.8%

Families & Childcare

Childcare Cost Burden39.5%
This county
national median ~27% of household income
Childcare Centers11.8 per 10K residents
Childcare Facilities17

Civic & Community

Voter Turnout65.2%
This county
national avg ~55%
Income Inequality (Gini)7.549
Nonprofit Organizations418
Veterans Share4.0%
This county
national avg 7.0%
Married Adults35.2%
Never-Married Adults50.4%
Divorced Adults10.9%
Religious Organizations65
Asian Population7.0%
Native American Population0.1%
Membership Associations23.6 per 10K residents

Lifestyle & Services

Full-Service Restaurants2.73 per 1K residents
Colleges & Universities2
Nursing & Care Facilities11
Grocery Stores37
Arts & Entertainment Venues32
Hotels & Lodging37
Recreation Businesses31
Professional Services Firms347
Veterinary Practices29
Real Estate Firms105
Museums5
Debt Burden
Avg Mortgage Balance$78K
Avg Student Loan Balance$11K
Avg Credit Card Balance$4K
Loan Delinquency Rate48.0%
This county
national avg 4.0%

Innovation

Inventor Rate0.17%

Politics

D+68

2024 Presidential · Virginia was D+3 statewide

vs Virginia State

Income tax
5.75%Same (state law)
Property tax
0.85%0.74% state avg
Politics
D+68D+3
COL Index
102state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -694

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.72x avg income)

Economic Mobility

36%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Charlottesville city County

Median home value: $497K

View on Zillow →View on Realtor.com →

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Full Virginia profile

Taxes, cost of living, crime, schools, gun laws and more.

View Virginia →

Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable