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Northumberland
Pennsylvania

91K

Population

$56K

Median Income

$172K

Median Home

R+35

Politics

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What stands out

If you had to describe Northumberland County in numbers, start here: unemployment is in the top 12% of American counties (5.0%). Within Pennsylvania it ranks 28th of 67 counties for unemployment.

Where you are

You live in Northumberland County, Pennsylvania. 91,340 people live here with you. The population held steady at 0.0% last year, and more Americans moved in than out (net +327).

Pennsylvania has a flat 3.07% income tax and exempts all retirement income, including Social Security, pensions and 401(k) and IRA withdrawals after age 59½. It is one of six states with an inheritance tax, which applies even to children at 4.5%. Local earned-income taxes of 1% to nearly 4% apply in most municipalities, and Philadelphia's wage tax is the highest of any city in the country.

Money

The typical household here brings in $55,952 a year, lower than 64% of American counties. Employers pay an average wage of $53,035. Unemployment runs 5.0%, higher than 88% of American counties. 7% of workers work from home.

Pennsylvania takes 3.1% of that median income in state income tax, about $1,718 a year.

Home

The median home costs $166K, cheaper than 77% of American counties, about 1.9 years of the median household's income. A two-bedroom rents for around $756 a month. Property tax is 1.22% of home value, roughly $1,723 a year on that median home, higher than 73% of American counties. 74% of households own rather than rent.

Safety and health

Violent crime here is 3.9 per 1,000 residents, higher than 52% of American counties. Drug overdoses killed 19 people per 100,000 in 2024.

A child born here can expect to live 75.5 years, shorter than 54% of American counties. There are 82 active physicians in the county, about 9.0 per 10,000 people. 8.4% of people under 65 have no health insurance.

School

Local students test at grade level 3.05 where 3.0 is national grade level, higher than 55% of American counties. 90% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 35 points. 58% of eligible voters turned out. Under Pennsylvania law you can get a concealed-carry permit on request, abortion is protected by state law, and marijuana is medical only.

Weather and risk

The year averages 51°F, highs near 61 and lows near 41, colder than 71% of American counties. About 38 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 52 out of 100, riskier than 52% of American counties; the county has had 19 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 216 Mbps down, faster than 57% of American counties. There are 4 airports in the county, counting general aviation. For a night or a weekend out: 0.7 full-service restaurants per 1,000 people, 1 brewery.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$56K
This county
national avg ~$75K
Poverty Rate14.0%
This county
national avg ~11.5%
Unemployment Rate5.0%
This county
national avg ~3.8%
GDP per Capita$46,195
Federal Spending per Capita$273
Median Individual Earnings$40K
This county
national avg $45K
Professional/Management Workers30.6%
Average Adjusted Gross Income$59K
Avg Credit Score693
Work From Home %7.4%
This county
national avg 17.0%
Population Under 1819.5%
This county
national avg 22.0%
Single-Person Households31.5%
This county
national avg 28.0%
Banks & Finance Firms39
Income (20th Percentile)$24K
Income (80th Percentile)$113K
Income (95th Percentile)$183K
Bachelor's Degree or Higher18.5%
This county
national avg 34.3%
Less Than High School10.1%
This county
national avg 11.0%
Knowledge Economy GDP %7.6%
Dependency Ratio0.70
Medicare Spending / Person$3,993
SS Benefits / Person$4,829
Education Wage Premium2.00x
Median Earnings (Bachelor's)$60K
Median Earnings (Graduate)$72K
Median Earnings (HS Diploma)$36K
Public Assistance Recipients3.3%
Average Annual Wage$53K
Professional Services Concentration0.52x national
This county
1.0 = national average share
Federal Government Jobs Located Here160
Federal Share of Jobs Located Here0.6%
Residents Who Work for the Federal Government2.0%
Federal Civilian Share of Earnings0.8%
Federal Contract Dollars Performed Here (FY2025)$16M
Contract Dollars Relative to Local Wages0.01x wages
Largest Award's Share of Contract Dollars16%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$172K
This county
$270K state avg
$303K national
Median Sale Price$98K
This county
$303K national
Market Rent (ZORI)$1042/mo
This county
$1350/mo state avg
$1400/mo national
Property Tax Rate1.22%
This county
1.43% state avg
1.10% national

Annual tax on median home: $1,723

Affordability & Supply

HUD Fair Market Rent (2BR)$973/mo
Home Price Change (1 yr)+5.3%−+2.4% since 2024
Home Value to Income Ratio1.9x income
Severely Cost-Burdened Households9.2%
Homeownership Rate73.8%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
97.4%
Listings with Price Cuts— Low — market moving fast
21.8%
Sold Above List Price
23.2%
Median Days to Close
37 days
Active Listings
237
New Listings / Month
82

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
59 days
Months of Supply (Redfin)— Balanced market
4.0 mo
Sold Above List (Redfin)
18.5%

Sale-to-List Cross-Reference

Zillow 97.4%  ·  Redfin 95.3%

Source: Redfin · Updated monthly

Health

Life Expectancy75.5 yrs
This county
national avg ~78.5 years
Food Insecurity10.9%
This county
national avg ~11%
Food Environment Index8.3 / 10
This county
higher = better access
Primary Care Shortage Score6
This county
national avg 5
Mental Health Shortage Score14
Dental Care Shortage Score16
Healthcare Shortage Score12.0
Healthcare Offices130
Active Physicians82
ER Visits per 1,000 Medicare Patients636 / 1,000
Medicare Cost per Beneficiary$12,383
Uninsured (under 65)8.4%
This county
national avg ~10%

Education

Math Test Scores3.03 grade level
Reading Test Scores3.06 grade level
HS Diploma Holders28,481
Bachelor's Degree Holders8,572
HS Completion Rate89.9%
This county
national avg ~85%
Private Schools13

Safety

Violent Crime Rate3.9 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate9.7 / 100K
This county
national avg ~13.6/100K
Homicide Rate4.1 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate43.3 / 100K
This county
national avg ~21/100K
Traffic Fatalities13
Social Vulnerability (CDC SVI)42th pct
Drug Overdose Deaths (2024)18.9 / 100K
Suicide Rate13.0 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale0.7
January Sunshine-0.56
January Temperature-0.44
Average Temp51°Fno change since 2022
Avg High Temp61°F-0.7% since 2022
Avg Low Temp41°F+1.2% since 2022
Annual Precipitation37.7 in/yr-12% since 2022
Avg Storm Events11.4 storms/yr
Avg Annual Storm Damage$36K
Drought Index (2022)-0.10
Heating Degree Days5,850 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days692 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)6,336 HDD/yr
Cooling Degree Days (1901–2000 Baseline)539 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year1.2
Avg Hail Events / Year1.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)52 / 100
Community Resilience (FEMA)86 / 100
Federal Disaster Declarations19 since 1953
Fine Particulate Pollution (PM2.5)8.7 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)29 properties
FAA-Registered Airports11 total
Airports (excl. heliports)4 airports

Brewery Scene

Total Breweries1 breweries
Microbreweries1 microbreweries
Brewpubs0 brewpubs

Internet & Remote Work

Download Speed216 Mbps
This county
national avg ~120 Mbps
Upload Speed68 Mbps
Fixed Internet (Q1 2026)340 Mbps
Mobile Internet (Q1 2026)360 Mbps
Mobile Upload (Q1 2026)30 Mbps
Mobile Latency (Q1 2026)29 ms
Households with 100Mbps+96.4%
This county
national avg 75.0%
Cellular-Only Internet13.3%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)125 Mbps

EV Infrastructure

EV Charging Stations4 stations
DC Fast Chargers20 chargers
Level 2 EV Chargers8

Commute & Transit

Remote Workers3,005 workers
Public Transit Commuters156 workers
Walk to Work (workers)1,111 workers
Extreme Commutes (90+ min)1,268 workers
Bike Commuters0.1%
Walk to Work2.7%

Families & Childcare

Childcare Cost Burden31.0%
This county
national median ~27% of household income
Childcare Centers4.1 per 10K residents
Childcare Facilities14

Civic & Community

Voter Turnout58.0%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.612
Nonprofit Organizations444
Veterans Share8.5%
This county
national avg 7.0%
Married Adults51.4%
Never-Married Adults30.1%
Divorced Adults10.4%
Religious Organizations106
Asian Population0.4%
Native American Population0.1%
Membership Associations16.1 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.65 per 1K residents
Colleges & Universities2
Nursing & Care Facilities21
Grocery Stores29
Hotels & Lodging6
Recreation Businesses14
Professional Services Firms93
Veterinary Practices11
Real Estate Firms26
Debt Burden
Avg Mortgage Balance$76K
Avg Student Loan Balance$10K
Avg Credit Card Balance$5K
Loan Delinquency Rate39.0%
This county
national avg 4.0%

Innovation

Inventor Rate0.21%

Politics

R+35

2024 Presidential · Pennsylvania was R+2 statewide

vs Pennsylvania State

Income tax
3.07%Same (state law)
Property tax
1.22%1.43% state avg
Politics
R+35R+2
COL Index
97state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +327

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.77x avg income)

Economic Mobility

45%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Northumberland County

Median home value: $166K

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable