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Monroe
Pennsylvania

168K

Population

$81K

Median Income

$310K

Median Home

Swing

Politics

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What stands out

What stands out about Monroe County: the property tax rate is in the top 4% of American counties (2.01%), unemployment is in the top 5% of American counties (5.7%), and the typical two-bedroom rent is in the top 10% of American counties ($1,263 a month). Within Pennsylvania it ranks 2nd of 67 counties for the property tax rate.

Where you are

You live in Monroe County, Pennsylvania. 168,128 people live here with you. The population shrank 0.8% last year, and more Americans moved out than in (net -1,165).

Pennsylvania has a flat 3.07% income tax and exempts all retirement income, including Social Security, pensions and 401(k) and IRA withdrawals after age 59½. It is one of six states with an inheritance tax, which applies even to children at 4.5%. Local earned-income taxes of 1% to nearly 4% apply in most municipalities, and Philadelphia's wage tax is the highest of any city in the country.

Money

The typical household here brings in $80,656 a year, higher than 88% of American counties. Employers pay an average wage of $53,536. Unemployment runs 5.7%, higher than 95% of American counties. 9% of workers work from home.

Pennsylvania takes 3.1% of that median income in state income tax, about $2,476 a year.

Home

The median home costs $314K, pricier than 72% of American counties, about 2.3 years of the median household's income. A two-bedroom rents for around $1,263 a month. Property tax is 2.01% of home value, roughly $4,449 a year on that median home, higher than 96% of American counties. 79% of households own rather than rent.

Safety and health

Violent crime here is 3.6 per 1,000 residents, lower than 64% of American counties. Drug overdoses killed 19 people per 100,000 in 2024.

A child born here can expect to live 77.5 years, longer than 70% of American counties. There are 215 active physicians in the county, about 12.8 per 10,000 people. Medicare rates the local hospitals 4.0 of 5 stars. 8.4% of people under 65 have no health insurance.

School

Local students test at grade level 3.10 where 3.0 is national grade level, higher than 67% of American counties. 90% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted almost evenly. 64% of eligible voters turned out. Under Pennsylvania law you can get a concealed-carry permit on request, abortion is protected by state law, and marijuana is medical only.

Weather and risk

The year averages 48°F, highs near 58 and lows near 37, colder than 82% of American counties. About 41 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 81 out of 100, riskier than 81% of American counties; the county has had 21 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 238 Mbps down, faster than 68% of American counties. There are 3 airports in the county, counting general aviation. For a night or a weekend out: 0.9 full-service restaurants per 1,000 people, 2 breweries, 3 museums.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$81K
This county
national avg ~$75K
Poverty Rate12.3%
This county
national avg ~11.5%
Unemployment Rate5.7%
This county
national avg ~3.8%
GDP per Capita$55,012
Federal Spending per Capita$1,456
Median Individual Earnings$42K
This county
national avg $45K
Professional/Management Workers33.9%
Average Adjusted Gross Income$68K
Avg Credit Score687
Work From Home %9.0%
This county
national avg 17.0%
Population Under 1819.4%
This county
national avg 22.0%
Single-Person Households22.4%
This county
national avg 28.0%
Banks & Finance Firms62
Income (20th Percentile)$34K
Income (80th Percentile)$143K
Income (95th Percentile)$237K
Bachelor's Degree or Higher26.6%
This county
national avg 34.3%
Less Than High School10.1%
This county
national avg 11.0%
Knowledge Economy GDP %6.6%
Dependency Ratio0.61
Medicare Spending / Person$3,150
SS Benefits / Person$4,542
Education Wage Premium2.27x
Median Earnings (Bachelor's)$58K
Median Earnings (Graduate)$88K
Median Earnings (HS Diploma)$39K
Public Assistance Recipients3.2%
Average Annual Wage$54K
Professional Services Concentration0.39x national
This county
1.0 = national average share
Federal Government Jobs Located Here2,779
Federal Share of Jobs Located Here4.9%
Residents Who Work for the Federal Government2.3%
Federal Civilian Share of Earnings7.6%
Federal Contract Dollars Performed Here (FY2025)$173M
Contract Dollars Relative to Local Wages0.05x wages
Largest Award's Share of Contract Dollars15%
Oil and Gas Share of Earnings (incl. proprietors)0.1%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$310K
This county
$270K state avg
$303K national
Median Sale Price$304K
This county
$303K national
Market Rent (ZORI)$1897/mo
This county
$1350/mo state avg
$1400/mo national
Property Tax Rate2.01%
This county
1.43% state avg
1.10% national

Annual tax on median home: $4,449

Affordability & Supply

HUD Fair Market Rent (2BR)$1,529/mo
Home Price Change (1 yr)+7.2%++4.0% since 2024
Home Value to Income Ratio2.3x income
Severely Cost-Burdened Households13.9%
Homeownership Rate78.7%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
97.4%
Listings with Price Cuts— Low — market moving fast
15.0%
Sold Above List Price
20.9%
Median Days to Close
35 days
Active Listings
1,097
New Listings / Month
299

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace
23 days
Months of Supply (Redfin)— Balanced market
3.8 mo
Sold Above List (Redfin)
24.6%

Sale-to-List Cross-Reference

Zillow 97.4%  ·  Redfin 98.4%

Source: Redfin · Updated monthly

Health

Life Expectancy77.5 yrs
This county
national avg ~78.5 years
Hospital Rating4.0 / 5
This county
national avg 3.0 stars
Food Insecurity8.6%
This county
national avg ~11%
Food Environment Index8.5 / 10
This county
higher = better access
Primary Care Shortage Score0
This county
national avg 5
Mental Health Shortage Score0
Dental Care Shortage Score0
Healthcare Shortage Score0.0
Healthcare Offices224
Active Physicians215
Nursing Home Rating2.8 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients651 / 1,000
Medicare Cost per Beneficiary$11,762
Uninsured (under 65)8.4%
This county
national avg ~10%

Education

Math Test Scores3.12 grade level
Reading Test Scores3.08 grade level
HS Diploma Holders36,215
Bachelor's Degree Holders19,037
HS Completion Rate89.9%
This county
national avg ~85%
Private Schools31

Safety

Violent Crime Rate3.6 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate13.7 / 100K
This county
national avg ~13.6/100K
Homicide Rate4.0 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate39.4 / 100K
This county
national avg ~21/100K
Traffic Fatalities23
Social Vulnerability (CDC SVI)41th pct
Drug Overdose Deaths (2024)19.3 / 100K
Suicide Rate15.0 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale0.9
January Sunshine-0.59
January Temperature-0.52
Average Temp48°F-0.2% since 2022
Avg High Temp58°F-1.0% since 2022
Avg Low Temp37°F+0.5% since 2022
Median AQIAQI 34
Good Air Days270 days/yr
Unhealthy Air Days3 days/yr
Annual Precipitation41.0 in/yr-23% since 2022
Avg Storm Events31.6 storms/yr
Avg Annual Storm Damage$20K
Ozone Days294 days/yr
This county
national avg 50 days/yr
Drought Index (2022)0.28
Heating Degree Days6,692 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days435 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)7,176 HDD/yr
Cooling Degree Days (1901–2000 Baseline)281 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year4.4
Avg Hail Events / Year0.8
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)81 / 100
Community Resilience (FEMA)30 / 100
Federal Disaster Declarations21 since 1953
Fine Particulate Pollution (PM2.5)7.9 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)22 properties
FAA-Registered Airports11 total
Airports (excl. heliports)3 airports

Brewery Scene

Total Breweries2 breweries
Microbreweries0 microbreweries
Brewpubs2 brewpubs

Internet & Remote Work

Download Speed238 Mbps
This county
national avg ~120 Mbps
Upload Speed31 Mbps
Fixed Internet (Q1 2026)332 Mbps
Mobile Internet (Q1 2026)243 Mbps
Mobile Upload (Q1 2026)20 Mbps
Mobile Latency (Q1 2026)34 ms
Households with 100Mbps+99.7%
This county
national avg 75.0%
Cellular-Only Internet7.7%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)91 Mbps

EV Infrastructure

EV Charging Stations25 stations
DC Fast Chargers56 chargers
Level 2 EV Chargers72

Commute & Transit

Remote Workers6,990 workers
Public Transit Commuters2,707 workers
Walk to Work (workers)1,134 workers
Extreme Commutes (90+ min)10,508 workers
Walk to Work1.5%

Families & Childcare

Childcare Cost Burden25.6%
This county
national median ~27% of household income
Childcare Centers7.8 per 10K residents
Childcare Facilities47

Civic & Community

Voter Turnout64.1%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.192
Nonprofit Organizations616
Veterans Share7.8%
This county
national avg 7.0%
Married Adults50.7%
Never-Married Adults33.2%
Divorced Adults10.1%
Religious Organizations87
Asian Population2.5%
Native American Population0.2%
Membership Associations7.2 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.91 per 1K residents
Colleges & Universities3
Nursing & Care Facilities19
Grocery Stores36
Arts & Entertainment Venues16
Hotels & Lodging64
Recreation Businesses54
Professional Services Firms284
Veterinary Practices34
Real Estate Firms139
Museums3
Debt Burden
Avg Mortgage Balance$78K
Avg Student Loan Balance$12K
Avg Credit Card Balance$5K
Loan Delinquency Rate43.7%
This county
national avg 4.0%

Innovation

Inventor Rate0.21%

Politics

Swing

2024 Presidential · Pennsylvania was R+2 statewide

vs Pennsylvania State

Income tax
3.07%Same (state law)
Property tax
2.01%1.43% state avg
Politics
SwingR+2
COL Index
97state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -1K

More people leaving than arriving

IRS Wealth Migration

Wealthier people moving in (IRS: 1.07x avg income)

Economic Mobility

43%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Monroe County

Median home value: $314K

View on Zillow →View on Realtor.com →

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Full Pennsylvania profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable