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Ulster
New York

182K

Population

$77K

Median Income

$436K

Median Home

D+25

Politics

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What stands out

Against every county in America, Ulster County is unusual in three ways: the property tax rate is in the top 3% of American counties (2.12%), the typical two-bedroom rent is in the top 5% of American counties ($1,491 a month), and the share working from home is in the top 8% of American counties (14%). Within New York it ranks 38th of 62 counties for the property tax rate.

Where you are

You live in Ulster County, New York. 182,153 people live here with you. The population held steady at 0.0% last year, and more Americans moved in than out (net +102).

New York's top income-tax rate is 10.9%, and New York City residents add a city income tax of up to 3.876% on top. The state estate tax has a cliff: estates just over the exemption can owe tax on the whole amount. Social Security is not taxed and up to $20,000 of pension income is excluded. Upstate home prices and taxes look nothing like the downstate market.

Money

The typical household here brings in $77,197 a year, higher than 85% of American counties. Employers pay an average wage of $61,154. Unemployment runs 3.2%, lower than 59% of American counties. 14% of workers work from home; for the rest the average commute is 24 minutes each way.

New York takes 5.2% of that median income in state income tax, about $4,004 a year.

Home

The median home costs $442K, pricier than 90% of American counties, about 2.8 years of the median household's income. A two-bedroom rents for around $1,491 a month. Property tax is 2.12% of home value, roughly $6,114 a year on that median home, higher than 97% of American counties. 69% of households own rather than rent.

Safety and health

Violent crime here is 3.6 per 1,000 residents, lower than 67% of American counties. Drug overdoses killed 26 people per 100,000 in 2024, one of the harder-hit counties in the country.

A child born here can expect to live 79.2 years, longer than 85% of American counties. There are 352 active physicians in the county, about 19.3 per 10,000 people. Medicare rates the local hospitals 1.0 of 5 stars. 6.4% of people under 65 have no health insurance.

School

91% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Democratic by 25 points. 69% of eligible voters turned out. Under New York law you need local approval to carry a concealed handgun, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 48°F, highs near 58 and lows near 38, colder than 81% of American counties. About 47 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 82 out of 100, riskier than 82% of American counties; the county has had 37 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 254 Mbps down, faster than 76% of American counties. There are 9 airports in the county, counting general aviation. For a night or a weekend out: 1.4 full-service restaurants per 1,000 people, 8 breweries, 16 museums.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$77K
This county
national avg ~$75K
Poverty Rate16.2%
This county
national avg ~11.5%
Unemployment Rate3.2%
This county
national avg ~3.8%
GDP per Capita$53,306
Federal Spending per Capita$285
Median Individual Earnings$48K
This county
national avg $45K
Professional/Management Workers42.1%
Average Adjusted Gross Income$87K
Avg Credit Score692
Work From Home %14.2%
This county
national avg 17.0%
Population Under 1817.3%
This county
national avg 22.0%
Single-Person Households33.1%
This county
national avg 28.0%
Banks & Finance Firms79
Income (20th Percentile)$30K
Income (80th Percentile)$158K
Income (95th Percentile)$250K
Bachelor's Degree or Higher35.6%
This county
national avg 34.3%
Less Than High School8.5%
This county
national avg 11.0%
Knowledge Economy GDP %12.1%
Dependency Ratio0.61
Medicare Spending / Person$3,382
SS Benefits / Person$4,709
Education Wage Premium2.02x
Median Earnings (Bachelor's)$58K
Median Earnings (Graduate)$84K
Median Earnings (HS Diploma)$42K
Public Assistance Recipients2.4%
Average Annual Wage$61K
Professional Services Concentration0.50x national
This county
1.0 = national average share
Federal Government Jobs Located Here357
Federal Share of Jobs Located Here0.6%
Residents Who Work for the Federal Government1.1%
Federal Civilian Share of Earnings0.7%
Federal Contract Dollars Performed Here (FY2025)$6M
Contract Dollars Relative to Local Wages0.00x wages
Largest Award's Share of Contract Dollars22%
Oil and Gas Share of Earnings (incl. proprietors)0.0%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$436K
This county
$470K state avg
$303K national
Median Sale Price$418K
This county
$303K national
Market Rent (ZORI)$2178/mo
This county
$2200/mo state avg
$1400/mo national
Property Tax Rate2.12%
This county
1.40% state avg
1.10% national

Annual tax on median home: $6,114

Affordability & Supply

HUD Fair Market Rent (2BR)$1,818/mo
Home Price Change (1 yr)+3.3%−+7.0% since 2024
Home Value to Income Ratio2.8x income
Severely Cost-Burdened Households16.3%
Homeownership Rate69.2%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
96.6%
Listings with Price Cuts— Low — market moving fast
13.8%
Sold Above List Price
18.0%
Median Days to Close
65 days
Active Listings
493
New Listings / Month
146

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
61 days
Months of Supply (Redfin)— High inventory — buyers market
6.6 mo
Sold Above List (Redfin)
36.0%

Sale-to-List Cross-Reference

Zillow 96.6%  ·  Redfin 100.0%

Source: Redfin · Updated monthly

Health

Life Expectancy79.2 yrs
This county
national avg ~78.5 years
Hospital Rating1.0 / 5
This county
national avg 3.0 stars
Food Insecurity9.5%
This county
national avg ~11%
Food Environment Index8.2 / 10
This county
higher = better access
Primary Care Shortage Score14
This county
national avg 5
Mental Health Shortage Score12
Dental Care Shortage Score0
Healthcare Shortage Score8.7
Healthcare Offices297
Obesity Rate (BRFSS)30.6%
This county
national avg 32.0%
Smoking Rate (BRFSS)12.1%
This county
national avg 14.0%
Poor Health Rate (BRFSS)15.6%
This county
national avg 18.0%
Physical Inactivity (BRFSS)22.8%
This county
national avg 24.0%
High Blood Pressure (BRFSS)31.7%
This county
national avg 32.0%
Active Physicians352
Nursing Home Rating2.4 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients594 / 1,000
Medicare Cost per Beneficiary$12,167
Uninsured (under 65)6.4%
This county
national avg ~10%
Adults with Depression20.3%

Education

HS Diploma Holders31,354
Bachelor's Degree Holders26,089
HS Completion Rate91.5%
This county
national avg ~85%
Private Schools90

Safety

Violent Crime Rate3.6 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate6.7 / 100K
This county
national avg ~13.6/100K
Homicide Rate1.8 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate36.0 / 100K
This county
national avg ~21/100K
Traffic Fatalities14
Social Vulnerability (CDC SVI)55th pct
Drug Overdose Deaths (2024)25.8 / 100K
Suicide Rate13.4 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale0.7
January Sunshine-0.50
January Temperature-0.53
Average Temp48°F-0.8% since 2022
Avg High Temp58°F-1.4% since 2022
Avg Low Temp38°F+0.3% since 2022
Annual Precipitation46.5 in/yr-2.1% since 2022
Avg Storm Events54.2 storms/yr
Avg Annual Storm Damage$70K
Drought Index (2022)-0.22
Heating Degree Days6,640 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days498 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)7,189 HDD/yr
Cooling Degree Days (1901–2000 Baseline)304 CDD/yr
Avg Tornadoes / Year0.2
Avg Flood Events / Year11.6
Avg Hail Events / Year3.2
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)82 / 100
Community Resilience (FEMA)78 / 100
Federal Disaster Declarations37 since 1953
Fine Particulate Pollution (PM2.5)8.0 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)204 properties
FAA-Registered Airports16 total
Airports (excl. heliports)9 airports

Brewery Scene

Total Breweries8 breweries
Microbreweries3 microbreweries
Brewpubs4 brewpubs

Internet & Remote Work

Download Speed254 Mbps
This county
national avg ~120 Mbps
Upload Speed24 Mbps
Fixed Internet (Q1 2026)418 Mbps
Mobile Internet (Q1 2026)198 Mbps
Mobile Upload (Q1 2026)18 Mbps
Mobile Latency (Q1 2026)43 ms
Households with 100Mbps+99.8%
This county
national avg 75.0%
Cellular-Only Internet8.5%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)112 Mbps

EV Infrastructure

EV Charging Stations130 stations
DC Fast Chargers80 chargers
Level 2 EV Chargers369

Commute & Transit

Remote Workers11,912 workers
Public Transit Commuters1,918 workers
Walk to Work (workers)2,630 workers
Extreme Commutes (90+ min)3,405 workers
Avg Commute Time24.1 min
This county
national avg ~27 min
Bike Commuters0.4%
Walk to Work3.1%

Families & Childcare

Childcare Cost Burden39.7%
This county
national median ~27% of household income
Childcare Centers9.0 per 10K residents
Childcare Facilities54

Civic & Community

Voter Turnout69.3%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)5.332
Nonprofit Organizations1,097
Veterans Share4.7%
This county
national avg 7.0%
Married Adults46.8%
Never-Married Adults35.2%
Divorced Adults11.5%
Religious Organizations91
Asian Population2.0%
Native American Population0.2%
Membership Associations9.0 per 10K residents

Lifestyle & Services

Full-Service Restaurants1.36 per 1K residents
Colleges & Universities4
Nursing & Care Facilities107
Grocery Stores72
Arts & Entertainment Venues102
Hotels & Lodging75
Recreation Businesses65
Professional Services Firms507
Veterinary Practices62
Real Estate Firms166
Museums16
Debt Burden
Avg Mortgage Balance$78K
Avg Student Loan Balance$12K
Avg Credit Card Balance$5K
Loan Delinquency Rate40.2%
This county
national avg 4.0%

Innovation

Inventor Rate0.27%

Politics

D+25

2024 Presidential · New York was D+12 statewide

vs New York State

Income tax
10.9%Same (state law)
Property tax
2.12%1.4% state avg
Politics
D+25D+12
COL Index
139state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +102

More people arriving than leaving

IRS Wealth Migration

Wealthier people moving in (IRS: 1.26x avg income)

Economic Mobility

43%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Ulster County

Median home value: $442K

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable