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Tioga
New York

48K

Population

$70K

Median Income

$196K

Median Home

R+17

Politics

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What stands out

What stands out about Tioga County: the property tax rate is among the highest in America (2.49%), the uninsured rate is among the lowest in America (4.4%), and winter sunshine is in the bottom 8% of American counties (-1.2 on the USDA scale). Within New York it ranks 17th of 62 counties for the property tax rate.

Where you are

You live in Tioga County, New York. 48,344 people live here with you. The population held steady at 0.1% last year, and more Americans moved in than out (net +19).

New York's top income-tax rate is 10.9%, and New York City residents add a city income tax of up to 3.876% on top. The state estate tax has a cliff: estates just over the exemption can owe tax on the whole amount. Social Security is not taxed and up to $20,000 of pension income is excluded. Upstate home prices and taxes look nothing like the downstate market.

Money

The typical household here brings in $70,427 a year, higher than 75% of American counties. Employers pay an average wage of $67,197. Unemployment runs 3.2%, lower than 58% of American counties. 7% of workers work from home.

New York takes 5.2% of that median income in state income tax, about $3,638 a year.

Home

The median home costs $203K, cheaper than 62% of American counties, about 1.7 years of the median household's income. A two-bedroom rents for around $886 a month. Property tax is 2.49% of home value, roughly $3,590 a year on that median home, higher than almost every county in America. 78% of households own rather than rent.

Safety and health

Violent crime here is 3.4 per 1,000 residents, lower than 76% of American counties. Drug overdoses killed 12 people per 100,000 in 2024.

A child born here can expect to live 79.0 years, longer than 84% of American counties. There are 27 active physicians in the county, about 5.6 per 10,000 people. 4.4% of people under 65 have no health insurance.

School

92% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 17 points. 66% of eligible voters turned out. Under New York law you need local approval to carry a concealed handgun, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 47°F, highs near 57 and lows near 37, colder than 84% of American counties. About 38 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 74 out of 100, riskier than 74% of American counties; the county has had 27 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 213 Mbps down, faster than 56% of American counties. There are 0 airports in the county, counting general aviation. For a night or a weekend out: 0.8 full-service restaurants per 1,000 people, 1 brewery.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$70K
This county
national avg ~$75K
Poverty Rate10.5%
This county
national avg ~11.5%
Unemployment Rate3.2%
This county
national avg ~3.8%
GDP per Capita$41,225
Federal Spending per Capita$35,336
Median Individual Earnings$43K
This county
national avg $45K
Professional/Management Workers37.4%
Average Adjusted Gross Income$68K
Avg Credit Score689
Work From Home %7.0%
This county
national avg 17.0%
Population Under 1820.4%
This county
national avg 22.0%
Single-Person Households28.1%
This county
national avg 28.0%
Banks & Finance Firms17
Income (20th Percentile)$31K
Income (80th Percentile)$129K
Income (95th Percentile)$216K
Bachelor's Degree or Higher26.3%
This county
national avg 34.3%
Less Than High School8.0%
This county
national avg 11.0%
Knowledge Economy GDP %6.6%
Dependency Ratio0.70
Medicare Spending / Person$2,842
SS Benefits / Person$4,971
Education Wage Premium2.02x
Median Earnings (Bachelor's)$76K
Median Earnings (Graduate)$76K
Median Earnings (HS Diploma)$38K
Public Assistance Recipients3.0%
Average Annual Wage$67K
Professional Services Concentration0.47x national
This county
1.0 = national average share
Federal Government Jobs Located Here121
Federal Share of Jobs Located Here0.9%
Residents Who Work for the Federal Government1.1%
Federal Civilian Share of Earnings1.2%
Federal Contract Dollars Performed Here (FY2025)$868M
Contract Dollars Relative to Local Wages0.97x wages
Largest Award's Share of Contract Dollars38%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$196K
This county
$470K state avg
$303K national
Market Rent (ZORI)$1075/mo
This county
$2200/mo state avg
$1400/mo national
Property Tax Rate2.49%
This county
1.40% state avg
1.10% national

Annual tax on median home: $3,590

Affordability & Supply

HUD Fair Market Rent (2BR)$1,103/mo
Home Price Change (1 yr)+12.4%++8.7% since 2024
Home Value to Income Ratio1.7x income
Severely Cost-Burdened Households7.9%
Homeownership Rate77.9%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
18.6%
Active Listings
83
New Listings / Month
28

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
65 days
Months of Supply (Redfin)— High inventory — buyers market
6.6 mo
Sold Above List (Redfin)— Competitive — many homes bid up
62.5%
Sale-to-List Ratio (Redfin)— Sellers market — homes selling at or above list
101.0%

Source: Redfin · Updated monthly

Health

Life Expectancy79.0 yrs
This county
national avg ~78.5 years
Food Insecurity8.5%
This county
national avg ~11%
Food Environment Index9.0 / 10
This county
higher = better access
Primary Care Shortage Score15
This county
national avg 5
Mental Health Shortage Score0
Dental Care Shortage Score16
Healthcare Shortage Score10.3
Healthcare Offices50
Obesity Rate (BRFSS)30.5%
This county
national avg 32.0%
Smoking Rate (BRFSS)14.3%
This county
national avg 14.0%
Poor Health Rate (BRFSS)16.0%
This county
national avg 18.0%
Physical Inactivity (BRFSS)24.2%
This county
national avg 24.0%
High Blood Pressure (BRFSS)30.2%
This county
national avg 32.0%
Active Physicians27
Nursing Home Rating2.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients582 / 1,000
Medicare Cost per Beneficiary$10,561
Uninsured (under 65)4.4%
This county
national avg ~10%
Adults with Depression22.6%

Education

HS Diploma Holders10,086
Bachelor's Degree Holders5,426
HS Completion Rate92.0%
This county
national avg ~85%
Private Schools6

Safety

Violent Crime Rate3.4 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate5.8 / 100K
This county
national avg ~13.6/100K
Drug Overdose Rate15.3 / 100K
This county
national avg ~21/100K
Traffic Fatalities7
Social Vulnerability (CDC SVI)15th pct
Drug Overdose Deaths (2024)11.7 / 100K
Suicide Rate11.8 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-1.0
January Sunshine-1.25
January Temperature-0.90
Average Temp47°Fno change since 2022
Avg High Temp57°F-1.2% since 2022
Avg Low Temp37°F+1.9% since 2022
Annual Precipitation37.5 in/yr-5.3% since 2022
Avg Storm Events14.0 storms/yr
Avg Annual Storm Damage$88K
Drought Index (2022)0.22
Heating Degree Days6,952 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days458 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)7,295 HDD/yr
Cooling Degree Days (1901–2000 Baseline)346 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year1.2
Avg Hail Events / Year1.0
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)74 / 100
Community Resilience (FEMA)70 / 100
Federal Disaster Declarations27 since 1953
Fine Particulate Pollution (PM2.5)7.1 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)57 properties
FAA-Registered Airports2 total
Airports (excl. heliports)0 airports

Brewery Scene

Total Breweries1 breweries
Microbreweries1 microbreweries
Brewpubs0 brewpubs

Internet & Remote Work

Download Speed213 Mbps
This county
national avg ~120 Mbps
Upload Speed35 Mbps
Fixed Internet (Q1 2026)388 Mbps
Mobile Internet (Q1 2026)157 Mbps
Mobile Upload (Q1 2026)12 Mbps
Mobile Latency (Q1 2026)43 ms
Households with 100Mbps+98.0%
This county
national avg 75.0%
Cellular-Only Internet9.7%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)108 Mbps

EV Infrastructure

EV Charging Stations6 stations
DC Fast Chargers12 chargers
Level 2 EV Chargers11

Commute & Transit

Remote Workers1,570 workers
Public Transit Commuters53 workers
Walk to Work (workers)492 workers
Extreme Commutes (90+ min)359 workers
Bike Commuters0.5%
Walk to Work2.2%

Families & Childcare

Childcare Cost Burden29.9%
This county
national median ~27% of household income
Childcare Centers2.9 per 10K residents
Childcare Facilities7

Civic & Community

Voter Turnout66.1%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.225
Nonprofit Organizations255
Veterans Share8.2%
This county
national avg 7.0%
Married Adults55.3%
Never-Married Adults27.2%
Divorced Adults10.6%
Religious Organizations36
Asian Population0.9%
Native American Population0.1%
Membership Associations10.8 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.79 per 1K residents
Nursing & Care Facilities15
Grocery Stores12
Arts & Entertainment Venues4
Hotels & Lodging7
Recreation Businesses14
Professional Services Firms57
Veterinary Practices10
Real Estate Firms13
Debt Burden
Avg Mortgage Balance$67K
Avg Student Loan Balance$13K
Avg Credit Card Balance$4K
Loan Delinquency Rate40.0%
This county
national avg 4.0%

Innovation

Inventor Rate0.39%

Politics

R+17

2024 Presidential · New York was D+12 statewide

vs New York State

Income tax
10.9%Same (state law)
Property tax
2.49%1.4% state avg
Politics
R+17D+12
COL Index
139state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +19

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.80x avg income)

Economic Mobility

41%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Tioga County

Median home value: $203K

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

Adjust and every page updates live

Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable