← Map/← New York/Counties/Steuben

Steuben
New York

94K

Population

$63K

Median Income

$167K

Median Home

R+27

Politics

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What stands out

Three things set Steuben County apart from the other 3,142 counties: the property tax rate is among the highest in America (2.56%), the uninsured rate is in the bottom 4% of American counties (5.2%), and winter sunshine is in the bottom 8% of American counties (-1.2 on the USDA scale). Within New York it ranks 12th of 62 counties for the property tax rate.

Where you are

You live in Steuben County, New York. 93,584 people live here with you. The population shrank 0.4% last year, and more Americans moved out than in (net -235).

New York's top income-tax rate is 10.9%, and New York City residents add a city income tax of up to 3.876% on top. The state estate tax has a cliff: estates just over the exemption can owe tax on the whole amount. Social Security is not taxed and up to $20,000 of pension income is excluded. Upstate home prices and taxes look nothing like the downstate market.

Money

The typical household here brings in $62,506 a year, higher than 56% of American counties. Employers pay an average wage of $72,111. Unemployment runs 3.6%, higher than 58% of American counties. 7% of workers work from home.

New York takes 5.1% of that median income in state income tax, about $3,210 a year.

Home

The median home costs $172K, cheaper than 75% of American counties, about 1.5 years of the median household's income. A two-bedroom rents for around $866 a month. Property tax is 2.56% of home value, roughly $3,100 a year on that median home, higher than almost every county in America. 73% of households own rather than rent.

Safety and health

Violent crime here is 3.3 per 1,000 residents, lower than 78% of American counties. Drug overdoses killed 20 people per 100,000 in 2024.

A child born here can expect to live 77.1 years, longer than 65% of American counties. There are 156 active physicians in the county, about 16.7 per 10,000 people. Medicare rates the local hospitals 3.0 of 5 stars. 5.2% of people under 65 have no health insurance.

School

91% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 27 points. 63% of eligible voters turned out. Under New York law you need local approval to carry a concealed handgun, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 47°F, highs near 57 and lows near 37, colder than 85% of American counties. About 33 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 64 out of 100, riskier than 65% of American counties; the county has had 24 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 248 Mbps down, faster than 73% of American counties. There are 6 airports in the county, counting general aviation. For a night or a weekend out: 0.7 full-service restaurants per 1,000 people, 5 breweries, 5 museums.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$63K
This county
national avg ~$75K
Poverty Rate12.8%
This county
national avg ~11.5%
Unemployment Rate3.6%
This county
national avg ~3.8%
GDP per Capita$60,801
Federal Spending per Capita$275
Median Individual Earnings$43K
This county
national avg $45K
Professional/Management Workers39.2%
Average Adjusted Gross Income$70K
Avg Credit Score683
Work From Home %7.0%
This county
national avg 17.0%
Population Under 1821.4%
This county
national avg 22.0%
Single-Person Households31.0%
This county
national avg 28.0%
Banks & Finance Firms48
Income (20th Percentile)$27K
Income (80th Percentile)$121K
Income (95th Percentile)$203K
Bachelor's Degree or Higher25.9%
This county
national avg 34.3%
Less Than High School8.5%
This county
national avg 11.0%
Knowledge Economy GDP %32.9%
Dependency Ratio0.71
Medicare Spending / Person$2,896
SS Benefits / Person$4,717
Education Wage Premium2.20x
Median Earnings (Bachelor's)$53K
Median Earnings (Graduate)$80K
Median Earnings (HS Diploma)$36K
Public Assistance Recipients3.0%
Average Annual Wage$72K
Professional Services Concentration1.06x national
This county
1.0 = national average share
Federal Government Jobs Located Here932
Federal Share of Jobs Located Here2.7%
Residents Who Work for the Federal Government1.9%
Federal Civilian Share of Earnings3.4%
Federal Contract Dollars Performed Here (FY2025)$14M
Contract Dollars Relative to Local Wages0.01x wages
Largest Award's Share of Contract Dollars25%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$167K
This county
$470K state avg
$303K national
Median Sale Price$150K
This county
$303K national
Market Rent (ZORI)$1250/mo
This county
$2200/mo state avg
$1400/mo national
Property Tax Rate2.56%
This county
1.40% state avg
1.10% national

Annual tax on median home: $3,100

Affordability & Supply

HUD Fair Market Rent (2BR)$1,081/mo
Home Price Change (1 yr)+1.1%−+5.6% since 2024
Home Value to Income Ratio1.5x income
Severely Cost-Burdened Households9.1%
Homeownership Rate72.7%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
95.8%
Listings with Price Cuts— Low — market moving fast
15.0%
Sold Above List Price
22.6%
Median Days to Close
58 days
Active Listings
186
New Listings / Month
69

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
71 days
Months of Supply (Redfin)— Balanced market
3.0 mo
Sold Above List (Redfin)
34.4%

Sale-to-List Cross-Reference

Zillow 95.8%  ·  Redfin 98.1%

Source: Redfin · Updated monthly

Health

Life Expectancy77.1 yrs
This county
national avg ~78.5 years
Hospital Rating3.0 / 5
This county
national avg 3.0 stars
Food Insecurity10.3%
This county
national avg ~11%
Food Environment Index8.2 / 10
This county
higher = better access
Primary Care Shortage Score17
This county
national avg 5
Mental Health Shortage Score17
Dental Care Shortage Score18
Healthcare Shortage Score17.3
Healthcare Offices94
Obesity Rate (BRFSS)34.7%
This county
national avg 32.0%
Smoking Rate (BRFSS)15.0%
This county
national avg 14.0%
Poor Health Rate (BRFSS)16.6%
This county
national avg 18.0%
Physical Inactivity (BRFSS)24.5%
This county
national avg 24.0%
High Blood Pressure (BRFSS)29.8%
This county
national avg 32.0%
Active Physicians156
Nursing Home Rating3.7 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients680 / 1,000
Medicare Cost per Beneficiary$10,827
Uninsured (under 65)5.2%
This county
national avg ~10%
Adults with Depression23.0%

Education

HS Diploma Holders19,090
Bachelor's Degree Holders8,548
HS Completion Rate91.5%
This county
national avg ~85%
Private Schools8

Safety

Violent Crime Rate3.3 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate10.7 / 100K
This county
national avg ~13.6/100K
Drug Overdose Rate18.4 / 100K
This county
national avg ~21/100K
Traffic Fatalities12
Social Vulnerability (CDC SVI)47th pct
Drug Overdose Deaths (2024)19.5 / 100K
Suicide Rate15.3 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-0.8
January Sunshine-1.25
January Temperature-0.72
Average Temp47°F+0.2% since 2022
Avg High Temp57°F-0.7% since 2022
Avg Low Temp37°F+1.9% since 2022
Median AQIAQI 40
Good Air Days274 days/yr
Unhealthy Air Days8 days/yr
Annual Precipitation32.8 in/yr-0.3% since 2022
Avg Storm Events29.6 storms/yr
Avg Annual Storm Damage$7M
Ozone Days212 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-0.52
Heating Degree Days6,977 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days441 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)7,493 HDD/yr
Cooling Degree Days (1901–2000 Baseline)295 CDD/yr
Avg Tornadoes / Year0.2
Avg Flood Events / Year7.4
Avg Hail Events / Year1.2
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)64 / 100
Community Resilience (FEMA)71 / 100
Federal Disaster Declarations24 since 1953
Fine Particulate Pollution (PM2.5)5.7 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)64 properties
FAA-Registered Airports8 total
Airports (excl. heliports)6 airports

Brewery Scene

Total Breweries5 breweries
Microbreweries3 microbreweries
Brewpubs2 brewpubs

Internet & Remote Work

Download Speed248 Mbps
This county
national avg ~120 Mbps
Upload Speed44 Mbps
Fixed Internet (Q1 2026)361 Mbps
Mobile Internet (Q1 2026)276 Mbps
Mobile Upload (Q1 2026)19 Mbps
Mobile Latency (Q1 2026)35 ms
Households with 100Mbps+94.0%
This county
national avg 75.0%
Cellular-Only Internet10.7%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)190 Mbps

EV Infrastructure

EV Charging Stations32 stations
DC Fast Chargers40 chargers
Level 2 EV Chargers109

Commute & Transit

Remote Workers2,876 workers
Public Transit Commuters166 workers
Walk to Work (workers)1,461 workers
Extreme Commutes (90+ min)697 workers
Bike Commuters0.5%
Walk to Work3.5%

Agriculture

Farms311 farms
Farmland10,759 acres

Families & Childcare

Childcare Cost Burden40.9%
This county
national median ~27% of household income
Childcare Centers8.2 per 10K residents
Childcare Facilities21

Civic & Community

Voter Turnout63.2%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.443
Nonprofit Organizations459
Veterans Share8.8%
This county
national avg 7.0%
Married Adults53.4%
Never-Married Adults28.0%
Divorced Adults12.3%
Religious Organizations59
Asian Population1.6%
Native American Population0.1%
Membership Associations11.4 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.72 per 1K residents
Colleges & Universities1
Nursing & Care Facilities44
Grocery Stores29
Arts & Entertainment Venues11
Hotels & Lodging34
Recreation Businesses18
Professional Services Firms112
Veterinary Practices13
Real Estate Firms39
Museums5
Debt Burden
Avg Mortgage Balance$64K
Avg Student Loan Balance$12K
Avg Credit Card Balance$4K
Loan Delinquency Rate42.8%
This county
national avg 4.0%

Innovation

Inventor Rate0.43%

Politics

R+27

2024 Presidential · New York was D+12 statewide

vs New York State

Income tax
10.9%Same (state law)
Property tax
2.56%1.4% state avg
Politics
R+27D+12
COL Index
139state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -235

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.88x avg income)

Economic Mobility

43%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Steuben County

Median home value: $172K

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable