← Map/New York/Counties/Schenectady

Schenectady
New York

159K

Population

$75K

Median Income

$309K

Median Home

D+16

Politics

Economy

Median Household Income$75K
This county
national avg ~$75K
Poverty Rate11.6%
This county
national avg ~11.5%
Unemployment Rate3.3%
This county
national avg ~3.8%
GDP per Capita$73,188
Federal Spending per Capita$969
Median Individual Earnings$49K
This county
national avg $45K
Professional/Management Workers43.5%
Average Adjusted Gross Income$73K
Avg Credit Score695
Work From Home %10.1%
This county
national avg 17.0%
Population Under 1821.4%
This county
national avg 22.0%
Single-Person Households33.9%
This county
national avg 28.0%
Banks & Finance Firms75
Income (20th Percentile)$32K
Income (80th Percentile)$143K
Income (95th Percentile)$238K
Bachelor's Degree or Higher30.8%
This county
national avg 35.0%
Less Than High School8.4%
This county
national avg 11.0%
Knowledge Economy GDP %19.1%
Dependency Ratio1.02
Medicare Spending / Person$2,731
SS Benefits / Person$4,043
Education Wage Premium2.23x
Median Earnings (Bachelor's)$68K
Median Earnings (Graduate)$84K
Median Earnings (HS Diploma)$38K
Public Assistance Recipients3.4%
Average Annual Wage$74K
Professional Services Concentration1.01x national
This county
1.0 = national average share

Housing

Median Home Value$303K
This county
$470K state avg
$303K national
Median Sale Price$286K
This county
$303K national
Market Rent (ZORI)$1550/mo
This county
$2200/mo state avg
$1400/mo national
Property Tax Rate2.56%
This county
1.40% state avg
1.10% national

Annual tax on median home: $5,241

Affordability & Supply

HUD Fair Market Rent (2BR)$1,702/mo
Home Price Change (1 yr)+4.2%
Home Value to Income Ratio2.1x income
Severely Cost-Burdened Households13.4%
Homeownership Rate63.9%
This county
national avg ~65%

Market Activity

Sale-to-List RatioSellers market — homes selling above list
100.5%
Listings with Price CutsLow — market moving fast
16.4%
Sold Above List Price
51.2%
Median Days to Close
52 days
Active Listings
225
New Listings / Month
115

Source: Zillow Research · Updated monthly

Days on Market (Redfin)Fast market
7 days
Months of Supply (Redfin)Low inventory — sellers market
1.9 mo
Sold Above List (Redfin)Competitive — many homes bid up
62.4%

Sale-to-List Cross-Reference

Zillow 100.5%  ·  Redfin 103.3%

Source: Redfin · Updated monthly

Health

Life Expectancy77.7 yrs
This county
national avg ~78.5 years
Hospital Rating3.0 / 5
This county
national avg 3.0 stars
Food Insecurity9.0%
This county
national avg ~11%
Food Environment Index8.7 / 10
This county
higher = better access
Primary Care Shortage Score21
This county
national avg 5
Mental Health Shortage Score23
Dental Care Shortage Score25
Healthcare Shortage Score23.0
Healthcare Offices197
Obesity Rate (BRFSS)34.6%
This county
national avg 32.0%
Smoking Rate (BRFSS)12.5%
This county
national avg 14.0%
Poor Health Rate (BRFSS)15.6%
This county
national avg 18.0%
Physical Inactivity (BRFSS)21.9%
This county
national avg 24.0%
High Blood Pressure (BRFSS)29.8%
This county
national avg 32.0%
Active Physicians420
Nursing Home Rating2.6 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients539 / 1,000
Medicare Cost per Beneficiary$11,037
Uninsured (under 65)4.9%
This county
national avg ~10%
Adults with Depression19.9%

Education

HS Diploma Holders23,714
Bachelor's Degree Holders13,882
HS Completion Rate91.6%
This county
national avg ~85%
Private Schools38

Safety

Violent Crime Rate3.2 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate4.9 / 100K
This county
national avg ~13.6/100K
Homicide Rate3.0 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate25.0 / 100K
This county
national avg ~21/100K
Traffic Fatalities8
Social Vulnerability (CDC SVI)49th pct
Drug Overdose Deaths (2024)21.3 / 100K
Suicide Rate9.2 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-2.1
January Sunshine-0.50
January Temperature-0.92
Average Temp48°F
Avg High Temp58°F
Avg Low Temp38°F
Median AQIAQI 42
Good Air Days244 days/yr
Unhealthy Air Days7 days/yr
Annual Precipitation40.4 in/yr
Avg Storm Events17.4 storms/yr
Avg Annual Storm Damage$26K
Drought Index (2022)-0.21
Heating Degree Days6,805 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days567 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)7,306 HDD/yr
Cooling Degree Days (1901–2000 Baseline)400 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year3.8
Avg Hail Events / Year0.2
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)54 / 100
Community Resilience (FEMA)90 / 100
Federal Disaster Declarations25 since 1953
Fine Particulate Pollution (PM2.5)8.0 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)87 properties
FAA-Registered Airports4 total
Airports (excl. heliports)3 airports

Brewery Scene

Total Breweries3 breweries
Microbreweries2 microbreweries
Brewpubs1 brewpubs

Internet & Remote Work

Download Speed259 Mbps
This county
national avg ~120 Mbps
Upload Speed58 Mbps
Fixed Internet (Q1 2026)395 Mbps
Mobile Internet (Q1 2026)326 Mbps
Mobile Upload (Q1 2026)20 Mbps
Mobile Latency (Q1 2026)29 ms
Households with 100Mbps+100.0%
This county
national avg 75.0%
Cellular-Only Internet7.7%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)93 Mbps

EV Infrastructure

EV Charging Stations110 stations
DC Fast Chargers38 chargers
Level 2 EV Chargers496

Commute & Transit

Remote Workers7,597 workers
Public Transit Commuters2,950 workers
Walk to Work2,269 workers
Extreme Commutes (90+ min)1,086 workers
Bike Commuters0.2%
Walk to Work3.0%

Families & Childcare

Childcare Cost Burden41.8%
This county
national median ~27% of household income
Childcare Centers5.7 per 10K residents
Childcare Facilities48

Civic & Community

Voter Turnout64.6%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.455
Nonprofit Organizations703
Veterans Share5.8%
This county
national avg 7.0%
Married Adults46.6%
Never-Married Adults36.2%
Divorced Adults10.9%
Religious Organizations74
Asian Population4.9%
Native American Population0.3%
Membership Associations7.5 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.66 per 1K residents
Colleges & Universities5
Nursing & Care Facilities95
Grocery Stores79
Arts & Entertainment Venues11
Hotels & Lodging18
Recreation Businesses39
Professional Services Firms252
Veterinary Practices23
Real Estate Firms101
Museums5
Debt Burden
Avg Mortgage Balance$89K
Avg Student Loan Balance$13K
Avg Credit Card Balance$5K
Loan Delinquency Rate41.0%
This county
national avg 4.0%

Innovation

Inventor Rate0.33%

Politics

D+16

2024 Presidential · New York was D+12 statewide

vs New York State

Income tax
10.9%Same (state law)
Property tax
2.56%1.4% state avg
Politics
D+16D+12
COL Index
County data139 (state)

Population & Migration

Net Domestic Migration 2023

-210

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.82x avg income)

Economic Mobility

42%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Schenectady County

Median home value: $309K

View on Zillow →View on Realtor.com →

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Local News — Schenectady

NEWS10 ABC · قبل 18 ساعة

DEC planning to investigate contamination site in Schenectady

SCHENECTADY, N.Y. (NEWS10) — The New York State Department of Environmental Conservation is reviewin

WRGB · قبل يوم واحد

Schenectady Police search for missing adult

Schenectady, NY (WRGB) — Police are searching for a missing woman who resides in Schenectady. The Sc

Tribute Archive · قبل يوم واحد

James "Jim" Oleniczak Obituary | Glenville Funeral Home | Schenectady, NY

October 10, 1948 - September 1, 2026, James "Jim" Oleniczak passed away on September 1, 2026 in Sche

stupidDOPE · قبل 24 ساعة

Cloud 9 Dispensary in Schenectady Has One of This Week’s Most Complete Silly Nice Lineups

Cloud 9 Dispensary in Schenectady has Silly Nice Frosted Flower, Bubble Hash, Frosted Hash Ball and

Legacy | Obituary · قبل 21 ساعة

Anna McCormick Obituary (2026) - Schenectady, NY - Albany Times Union

McCormick, Anna MaySCHENECTADY - Anna May McCormick, 92, of Schenectady, N.Y., and formerly of Knox

CBRE · قبل شهر واحد

CBRE Arranges $14.73M Sale of Crosstown Plaza in Schenectady, New York

Media Contact ... CBRE has arranged the sale of Crosstown Plaza, a 210,515-square-foot grocery-ancho

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

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Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

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State unemployment and job growth

Don't careHot market

Airport Access

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Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

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Annual sunny days per state

Don't careMax sunshine

Food Scene

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Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

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Sports & Entertainment

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Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

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K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

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Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable