Otsego
New York

What stands out

If you had to describe Otsego County in numbers, start here: the property tax rate is in the top 7% of American counties (1.76%), winter sunshine is in the bottom 8% of American counties (-1.2 on the USDA scale), and the average temperature is in the bottom 9% of American counties (45°F). Within New York it ranks 49th of 62 counties for the property tax rate.

Where you are

You live in Otsego County, New York. 59,678 people live here with you. The population shrank 0.5% last year, and more Americans moved out than in (net -122).

New York's top income-tax rate is 10.9%, and New York City residents add a city income tax of up to 3.876% on top. The state estate tax has a cliff: estates just over the exemption can owe tax on the whole amount. Social Security is not taxed and up to $20,000 of pension income is excluded. Upstate home prices and taxes look nothing like the downstate market.

Money

The typical household here brings in $65,778 a year, higher than 64% of American counties. Employers pay an average wage of $60,346. Unemployment runs 3.4%, higher than 52% of American counties. 8% of workers work from home.

New York takes 5.1% of that median income in state income tax, about $3,387 a year.

Home

The median home costs $217K, cheaper than 57% of American counties, about 2.0 years of the median household's income. A two-bedroom rents for around $986 a month. Property tax is 1.76% of home value, roughly $2,930 a year on that median home, higher than 93% of American counties. 74% of households own rather than rent.

Safety and health

Violent crime here is 3.3 per 1,000 residents, lower than 80% of American counties. Drug overdoses killed 17 people per 100,000 in 2024.

A child born here can expect to live 78.3 years, longer than 78% of American counties. There are 406 active physicians in the county, about 68.0 per 10,000 people. Medicare rates the local hospitals 2.5 of 5 stars. 6.0% of people under 65 have no health insurance.

School

93% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted almost evenly. 57% of eligible voters turned out. Under New York law you need local approval to carry a concealed handgun, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 45°F, highs near 55 and lows near 34, colder than 91% of American counties. About 45 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 49 out of 100, riskier than 50% of American counties; the county has had 27 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 210 Mbps down, faster than 55% of American counties. There are 5 airports in the county, counting general aviation. For a night or a weekend out: 1.1 full-service restaurants per 1,000 people, 4 breweries, 6 museums.