← Map/← New York/Counties/Otsego

Otsego
New York

60K

Population

$66K

Median Income

$217K

Median Home

R+2

Politics

Economy

Median Household Income$66K

This county

national avg ~$75K

Poverty Rate13.3%

This county

national avg ~11.5%

Unemployment Rate3.4%

This county

national avg ~3.8%

GDP per Capita$54,861

Federal Spending per Capita$697

Median Individual Earnings$39K

This county

national avg $45K

Professional/Management Workers37.2%

Average Adjusted Gross Income$68K

Avg Credit Score697

Work From Home %8.5%

This county

national avg 17.0%

Population Under 1815.3%

This county

national avg 22.0%

Single-Person Households31.1%

This county

national avg 28.0%

Banks & Finance Firms27

Income (20th Percentile)$28K

Income (80th Percentile)$120K

Income (95th Percentile)$207K

Bachelor's Degree or Higher28.1%

This county

national avg 35.0%

Less Than High School7.4%

This county

national avg 11.0%

Knowledge Economy GDP %5.3%

Dependency Ratio0.92

Medicare Spending / Person$3,213

SS Benefits / Person$4,580

Education Wage Premium2.05x

Median Earnings (Bachelor's)$55K

Median Earnings (Graduate)$72K

Median Earnings (HS Diploma)$35K

Public Assistance Recipients1.9%

Average Annual Wage$60K

Professional Services Concentration0.30x national

This county

1.0 = national average share

Housing

Median Home Value$208K

This county

$470K state avg

$303K national

Median Sale Price$220K

This county

$303K national

Market Rent (ZORI)$1433/mo

This county

$2200/mo state avg

$1400/mo national

Property Tax Rate1.76%

This county

1.40% state avg

1.10% national

Annual tax on median home: $2,930

Affordability & Supply

HUD Fair Market Rent (2BR)$1,228/mo

Home Price Change (1 yr)+5.4%

Home Value to Income Ratio2.0x income

Severely Cost-Burdened Households10.5%

Homeownership Rate74.1%

This county

national avg ~65%

Market Activity

Sale-to-List Ratio— Buyers market — homes selling below list

94.6%

Listings with Price Cuts— Low — market moving fast

12.2%

Sold Above List Price

22.7%

Median Days to Close

69 days

Active Listings

167

New Listings / Month

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage

77 days

Months of Supply (Redfin)— Balanced market

5.7 mo

Sold Above List (Redfin)

23.3%

Sale-to-List Cross-Reference

Zillow 94.6% · Redfin 97.5%

Source: Redfin · Updated monthly

Health

Life Expectancy78.3 yrs

This county

national avg ~78.5 years

Hospital Rating2.5 / 5

This county

national avg 3.0 stars

Food Insecurity9.2%

This county

national avg ~11%

Food Environment Index7.8 / 10

This county

higher = better access

Primary Care Shortage Score12

This county

national avg 5

Mental Health Shortage Score17

Dental Care Shortage Score18

Healthcare Shortage Score15.7

Healthcare Offices74

Obesity Rate (BRFSS)32.1%

This county

national avg 32.0%

Smoking Rate (BRFSS)14.0%

This county

national avg 14.0%

Poor Health Rate (BRFSS)16.8%

This county

national avg 18.0%

Physical Inactivity (BRFSS)23.8%

This county

national avg 24.0%

High Blood Pressure (BRFSS)29.5%

This county

national avg 32.0%

Active Physicians406

Nursing Home Rating1.7 / 5

This county

national avg ~3 stars

ER Visits per 1,000 Medicare Patients676 / 1,000

Medicare Cost per Beneficiary$10,806

Uninsured (under 65)6.0%

This county

national avg ~10%

Adults with Depression21.5%

Education

HS Diploma Holders10,223

Bachelor's Degree Holders4,472

HS Completion Rate92.6%

This county

national avg ~85%

Private Schools17

Safety

Violent Crime Rate3.3 / 1,000

This county

national avg ~4.0

Firearm Fatality Rate7.1 / 100K

This county

national avg ~13.6/100K

Homicide Rate2.6 / 100K

This county

national avg ~7.5/100K

Drug Overdose Rate21.6 / 100K

This county

national avg ~21/100K

Traffic Fatalities3

Social Vulnerability (CDC SVI)33th pct

Drug Overdose Deaths (2024)16.6 / 100K

Suicide Rate14.1 / 100K

This county

national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-0.8

January Sunshine-1.25

January Temperature-0.96

Average Temp45°F

Avg High Temp55°F

Avg Low Temp34°F

Annual Precipitation44.6 in/yr

Avg Storm Events27.2 storms/yr

Avg Annual Storm Damage$153K

Drought Index (2022)0.85

Heating Degree Days7,658 HDD/yr

This county

national avg ~4,500 HDD/yr

Cooling Degree Days302 CDD/yr

This county

national avg ~1,200 CDD/yr

Heating Degree Days (1901–2000 Baseline)7,858 HDD/yr

Cooling Degree Days (1901–2000 Baseline)227 CDD/yr

Avg Tornadoes / Year0.0

Avg Flood Events / Year3.4

Avg Hail Events / Year2.6

Avg Hurricane Events / Year0.00

Avg Wildfire Events / Year0.0

Avg Winter Storms / Year0.0

Avg Heat Events / Year0.0

Natural Hazard Risk (FEMA)49 / 100

Community Resilience (FEMA)80 / 100

Federal Disaster Declarations27 since 1953

Fine Particulate Pollution (PM2.5)6.5 µg/m³

This county

EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)82 properties

FAA-Registered Airports6 total

Airports (excl. heliports)5 airports

Brewery Scene

Total Breweries4 breweries

Microbreweries1 microbreweries

Brewpubs1 brewpubs

Internet & Remote Work

Download Speed210 Mbps

This county

national avg ~120 Mbps

Upload Speed65 Mbps

Fixed Internet (Q1 2026)335 Mbps

Mobile Internet (Q1 2026)318 Mbps

Mobile Upload (Q1 2026)43 Mbps

Mobile Latency (Q1 2026)32 ms

Households with 100Mbps+95.3%

This county

national avg 75.0%

Cellular-Only Internet9.9%

This county

national avg 8.0%

Fixed Upload Speed (Q1 2026)54 Mbps

EV Infrastructure

EV Charging Stations35 stations

DC Fast Chargers18 chargers

Level 2 EV Chargers78

Commute & Transit

Remote Workers2,280 workers

Public Transit Commuters172 workers

Walk to Work2,002 workers

Extreme Commutes (90+ min)630 workers

Bike Commuters0.2%

Walk to Work7.4%

Families & Childcare

Childcare Cost Burden33.0%

This county

national median ~27% of household income

Childcare Centers6.7 per 10K residents

Childcare Facilities5

Civic & Community

Voter Turnout57.2%

This county

national avg ~55%

Volunteering Rate1.0%

Income Inequality (Gini)4.344

Nonprofit Organizations413

Veterans Share7.5%

This county

national avg 7.0%

Married Adults45.6%

Never-Married Adults38.2%

Divorced Adults9.5%

Religious Organizations46

Asian Population1.5%

Native American Population0.2%

Membership Associations12.4 per 10K residents

Lifestyle & Services

Full-Service Restaurants1.09 per 1K residents

Colleges & Universities3

Nursing & Care Facilities39

Grocery Stores23

Arts & Entertainment Venues9

Hotels & Lodging44

Recreation Businesses18

Professional Services Firms84

Veterinary Practices8

Real Estate Firms34

Museums6

Debt Burden

Avg Mortgage Balance$74K

Avg Student Loan Balance$12K

Avg Credit Card Balance$5K

Loan Delinquency Rate37.0%

This county

national avg 4.0%

Innovation

Inventor Rate0.24%

Politics

R+2

2024 Presidential · New York was D+12 statewide

vs New York State

Income tax

10.9%Same (state law)

Property tax

1.76%1.4% state avg

Politics

R+2D+12

COL Index

County data139 (state)

Population & Migration

Net Domestic Migration 2023

↓ -122

More people leaving than arriving

IRS Wealth Migration

Income-neutral migration pattern (IRS: 1.02x avg income)

Economic Mobility

44%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Otsego County

Median home value: $217K

View on Zillow →View on Realtor.com →

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Local News — Otsego

IQAir · Jun 23, 2026

Otsego County Air Quality Index (AQI) and USA Air Pollution

Otsego County Air Quality Index (AQI) is now Good. Get real-time, historical and forecast PM2.5 and …

All Otsego · Jun 25, 2026

Lawyer: Town Rushed Proposal Without Adequate Public Input

By DEBRA MOFFITT FLY CREEK. An attorney representing a Manhattan developer who wants to build 126 ho…

WBNG · 1 month ago

State Police locate body of missing Otsego County man

ONEONTA, N.Y. (WBNG) -- New York State Police say a missing Otsego County man has been found decease…

New York Almanack · 1 month ago

Cooperstown Architectural Revolutions

Cooperstown, NY became home to people of European descent in the years immediately following the Ame…

WSTM · May 30, 2026

Otsego Lieutenant arrested after having cocaine while on duty

OTSEGO, N.Y. — The New York State Police arrested Lieutenant Thomas Fellrath of the Otsego County Sh…

New York State Police (.gov) · Mar 17, 2026

Otsego County woman arrested after theft from Walmart

Otsego County woman arrested after theft from Walmart. On March 15, 2026, New York State Police at O…

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

OtsegoNew York

Otsego
New York