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Ontario
New York

112K

Population

$77K

Median Income

$316K

Median Home

Swing

Politics

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What stands out

What stands out about Ontario County: the uninsured rate is among the lowest in America (4.2%), the property tax rate is in the top 2% of American counties (2.26%), and winter sunshine is in the bottom 6% of American counties (-1.5 on the USDA scale). Within New York it ranks 2nd of 62 counties for the uninsured rate, counting from the bottom.

Where you are

You live in Ontario County, New York. 112,288 people live here with you. The population held steady at 0.0% last year, and more Americans moved in than out (net +47).

New York's top income-tax rate is 10.9%, and New York City residents add a city income tax of up to 3.876% on top. The state estate tax has a cliff: estates just over the exemption can owe tax on the whole amount. Social Security is not taxed and up to $20,000 of pension income is excluded. Upstate home prices and taxes look nothing like the downstate market.

Money

The typical household here brings in $76,603 a year, higher than 84% of American counties. Employers pay an average wage of $64,047. Unemployment runs 3.1%, lower than 63% of American counties. 10% of workers work from home.

New York takes 5.2% of that median income in state income tax, about $3,972 a year.

Home

The median home costs $323K, pricier than 74% of American counties, about 2.0 years of the median household's income. A two-bedroom rents for around $1,127 a month. Property tax is 2.26% of home value, roughly $4,364 a year on that median home, higher than 98% of American counties. 73% of households own rather than rent.

Safety and health

Violent crime here is 3.2 per 1,000 residents, lower than 83% of American counties. Drug overdoses killed 14 people per 100,000 in 2024.

A child born here can expect to live 79.9 years, longer than 90% of American counties. There are 306 active physicians in the county, about 27.3 per 10,000 people. Medicare rates the local hospitals 2.0 of 5 stars. 4.2% of people under 65 have no health insurance.

School

93% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted almost evenly. 70% of eligible voters turned out. Under New York law you need local approval to carry a concealed handgun, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 48°F, highs near 57 and lows near 39, colder than 81% of American counties. About 30 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 46 out of 100, safer than 54% of American counties; the county has had 20 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 262 Mbps down, faster than 80% of American counties. There are 8 airports in the county, counting general aviation. For a night or a weekend out: 1.1 full-service restaurants per 1,000 people, 8 breweries, 8 museums.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$77K
This county
national avg ~$75K
Poverty Rate9.6%
This county
national avg ~11.5%
Unemployment Rate3.1%
This county
national avg ~3.8%
GDP per Capita$74,063
Federal Spending per Capita$1,770
Median Individual Earnings$46K
This county
national avg $45K
Professional/Management Workers44.8%
Average Adjusted Gross Income$88K
Avg Credit Score696
Work From Home %10.0%
This county
national avg 17.0%
Population Under 1819.5%
This county
national avg 22.0%
Single-Person Households28.7%
This county
national avg 28.0%
Banks & Finance Firms45
Income (20th Percentile)$36K
Income (80th Percentile)$144K
Income (95th Percentile)$250K
Bachelor's Degree or Higher37.2%
This county
national avg 34.3%
Less Than High School6.7%
This county
national avg 11.0%
Knowledge Economy GDP %13.2%
Dependency Ratio0.68
Medicare Spending / Person$2,798
SS Benefits / Person$5,068
Education Wage Premium2.08x
Median Earnings (Bachelor's)$63K
Median Earnings (Graduate)$77K
Median Earnings (HS Diploma)$37K
Public Assistance Recipients2.7%
Average Annual Wage$64K
Professional Services Concentration0.79x national
This county
1.0 = national average share
Federal Government Jobs Located Here932
Federal Share of Jobs Located Here1.7%
Residents Who Work for the Federal Government2.1%
Federal Civilian Share of Earnings4.9%
Federal Contract Dollars Performed Here (FY2025)$105M
Contract Dollars Relative to Local Wages0.03x wages
Largest Award's Share of Contract Dollars78%
Oil and Gas Share of Earnings (incl. proprietors)0.0%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$316K
This county
$470K state avg
$303K national
Median Sale Price$274K
This county
$303K national
Market Rent (ZORI)$1873/mo
This county
$2200/mo state avg
$1400/mo national
Property Tax Rate2.26%
This county
1.40% state avg
1.10% national

Annual tax on median home: $4,364

Affordability & Supply

HUD Fair Market Rent (2BR)$1,573/mo
Home Price Change (1 yr)+7.3%−+0.7% since 2024
Home Value to Income Ratio2.0x income
Severely Cost-Burdened Households9.7%
Homeownership Rate72.5%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Sellers market — homes selling above list
103.7%
Listings with Price Cuts— Low — market moving fast
9.4%
Sold Above List Price
52.7%
Median Days to Close
53 days
Active Listings
166
New Listings / Month
80

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Fast market
11 days
Months of Supply (Redfin)— Low inventory — sellers market
2.7 mo
Sold Above List (Redfin)— Competitive — many homes bid up
62.5%

Sale-to-List Cross-Reference

Zillow 103.7%  ·  Redfin 104.4%

Source: Redfin · Updated monthly

Health

Life Expectancy79.9 yrs
This county
national avg ~78.5 years
Hospital Rating2.0 / 5
This county
national avg 3.0 stars
Food Insecurity8.0%
This county
national avg ~11%
Food Environment Index8.9 / 10
This county
higher = better access
Primary Care Shortage Score16
This county
national avg 5
Mental Health Shortage Score18
Dental Care Shortage Score0
Healthcare Shortage Score11.3
Healthcare Offices178
Obesity Rate (BRFSS)30.8%
This county
national avg 32.0%
Smoking Rate (BRFSS)11.9%
This county
national avg 14.0%
Poor Health Rate (BRFSS)14.3%
This county
national avg 18.0%
Physical Inactivity (BRFSS)20.4%
This county
national avg 24.0%
High Blood Pressure (BRFSS)28.2%
This county
national avg 32.0%
Active Physicians306
Nursing Home Rating2.6 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients726 / 1,000
Medicare Cost per Beneficiary$10,790
Uninsured (under 65)4.2%
This county
national avg ~10%
Adults with Depression21.6%

Education

HS Diploma Holders17,124
Bachelor's Degree Holders15,907
HS Completion Rate93.3%
This county
national avg ~85%
Private Schools28

Safety

Violent Crime Rate3.2 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate6.0 / 100K
This county
national avg ~13.6/100K
Drug Overdose Rate17.8 / 100K
This county
national avg ~21/100K
Traffic Fatalities21
Social Vulnerability (CDC SVI)27th pct
Drug Overdose Deaths (2024)14.2 / 100K
Suicide Rate14.0 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-0.7
January Sunshine-1.49
January Temperature-0.71
Average Temp48°F-0.2% since 2022
Avg High Temp57°F-1.0% since 2022
Avg Low Temp39°F+0.8% since 2022
Median AQIAQI 43
Good Air Days237 days/yr
Unhealthy Air Days11 days/yr
Annual Precipitation30.1 in/yr-7.1% since 2022
Avg Storm Events19.4 storms/yr
Avg Annual Storm Damage$89K
Drought Index (2022)-0.32
Heating Degree Days6,747 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days542 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)7,179 HDD/yr
Cooling Degree Days (1901–2000 Baseline)400 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year5.2
Avg Hail Events / Year1.0
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)46 / 100
Community Resilience (FEMA)92 / 100
Federal Disaster Declarations20 since 1953
Fine Particulate Pollution (PM2.5)6.9 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)79 properties
FAA-Registered Airports8 total
Airports (excl. heliports)8 airports

Brewery Scene

Total Breweries8 breweries
Microbreweries6 microbreweries
Brewpubs2 brewpubs

Internet & Remote Work

Download Speed262 Mbps
This county
national avg ~120 Mbps
Upload Speed48 Mbps
Fixed Internet (Q1 2026)453 Mbps
Mobile Internet (Q1 2026)316 Mbps
Mobile Upload (Q1 2026)23 Mbps
Mobile Latency (Q1 2026)31 ms
Households with 100Mbps+99.8%
This county
national avg 75.0%
Cellular-Only Internet9.3%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)305 Mbps

EV Infrastructure

EV Charging Stations94 stations
DC Fast Chargers66 chargers
Level 2 EV Chargers262

Commute & Transit

Remote Workers5,440 workers
Public Transit Commuters250 workers
Walk to Work (workers)1,597 workers
Extreme Commutes (90+ min)528 workers
Bike Commuters0.2%
Walk to Work2.9%

Families & Childcare

Childcare Cost Burden40.9%
This county
national median ~27% of household income
Childcare Centers5.6 per 10K residents
Childcare Facilities15

Civic & Community

Voter Turnout69.8%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.047
Nonprofit Organizations506
Veterans Share7.1%
This county
national avg 7.0%
Married Adults51.7%
Never-Married Adults30.5%
Divorced Adults11.7%
Religious Organizations51
Asian Population1.4%
Native American Population0.1%
Membership Associations9.1 per 10K residents

Lifestyle & Services

Full-Service Restaurants1.11 per 1K residents
Colleges & Universities4
Nursing & Care Facilities38
Grocery Stores18
Arts & Entertainment Venues23
Hotels & Lodging34
Recreation Businesses50
Professional Services Firms225
Veterinary Practices32
Real Estate Firms99
Museums8
Debt Burden
Avg Mortgage Balance$77K
Avg Student Loan Balance$14K
Avg Credit Card Balance$5K
Loan Delinquency Rate39.7%
This county
national avg 4.0%

Innovation

Inventor Rate0.32%

Politics

Swing

2024 Presidential · New York was D+12 statewide

vs New York State

Income tax
10.9%Same (state law)
Property tax
2.26%1.4% state avg
Politics
SwingD+12
COL Index
139state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +47

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.87x avg income)

Economic Mobility

43%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Ontario County

Median home value: $323K

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable