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Dutchess
New York

296K

Population

$95K

Median Income

$486K

Median Home

D+11

Politics

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What stands out

Against every county in America, Dutchess County is unusual in three ways: the uninsured rate is in the bottom 2% of American counties (4.7%), the property tax rate is in the top 3% of American counties (2.05%), and the typical two-bedroom rent is in the top 4% of American counties ($1,550 a month). Within New York it ranks 15th of 62 counties for the uninsured rate, counting from the bottom.

Where you are

You live in Dutchess County, New York. 296,467 people live here with you. The population held steady at 0.1% last year, and more Americans moved out than in (net -800).

New York's top income-tax rate is 10.9%, and New York City residents add a city income tax of up to 3.876% on top. The state estate tax has a cliff: estates just over the exemption can owe tax on the whole amount. Social Security is not taxed and up to $20,000 of pension income is excluded. Upstate home prices and taxes look nothing like the downstate market.

Money

The typical household here brings in $94,578 a year, higher than 95% of American counties. Employers pay an average wage of $70,950. Unemployment runs 3.1%, lower than 63% of American counties. 12% of workers work from home; for the rest the average commute is 28 minutes each way.

New York takes 5.3% of that median income in state income tax, about $5,012 a year.

Home

The median home costs $495K, pricier than 93% of American counties, about 2.9 years of the median household's income. A two-bedroom rents for around $1,550 a month. Property tax is 2.05% of home value, roughly $7,135 a year on that median home, higher than 97% of American counties. 69% of households own rather than rent.

Safety and health

Violent crime here is 3.4 per 1,000 residents, lower than 75% of American counties. Drug overdoses killed 24 people per 100,000 in 2024, one of the harder-hit counties in the country.

A child born here can expect to live 79.7 years, longer than 89% of American counties. There are 1,053 active physicians in the county, about 35.5 per 10,000 people. Medicare rates the local hospitals 3.5 of 5 stars. 4.7% of people under 65 have no health insurance.

School

92% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Democratic by 11 points. 68% of eligible voters turned out. Under New York law you need local approval to carry a concealed handgun, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 51°F, highs near 61 and lows near 40, colder than 73% of American counties. About 40 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 77 out of 100, riskier than 77% of American counties; the county has had 27 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 268 Mbps down, faster than 82% of American counties. There are 7 airports in the county, counting general aviation. For a night or a weekend out: 1.1 full-service restaurants per 1,000 people, 8 breweries, 14 museums, 3 National Park Service sites.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$95K
This county
national avg ~$75K
Poverty Rate9.0%
This county
national avg ~11.5%
Unemployment Rate3.1%
This county
national avg ~3.8%
GDP per Capita$63,571
Federal Spending per Capita$355
Median Individual Earnings$53K
This county
national avg $45K
Professional/Management Workers44.8%
Average Adjusted Gross Income$98K
Avg Credit Score698
Work From Home %12.1%
This county
national avg 17.0%
Population Under 1818.6%
This county
national avg 22.0%
Single-Person Households29.0%
This county
national avg 28.0%
Banks & Finance Firms125
Income (20th Percentile)$38K
Income (80th Percentile)$183K
Income (95th Percentile)$250K
Bachelor's Degree or Higher39.0%
This county
national avg 34.3%
Less Than High School8.4%
This county
national avg 11.0%
Knowledge Economy GDP %11.0%
Dependency Ratio0.59
Medicare Spending / Person$3,140
SS Benefits / Person$4,502
Education Wage Premium2.26x
Median Earnings (Bachelor's)$71K
Median Earnings (Graduate)$96K
Median Earnings (HS Diploma)$42K
Public Assistance Recipients2.5%
Average Annual Wage$71K
Professional Services Concentration0.59x national
This county
1.0 = national average share
Federal Government Jobs Located Here1,215
Federal Share of Jobs Located Here1.0%
Residents Who Work for the Federal Government1.8%
Federal Civilian Share of Earnings1.6%
Federal Contract Dollars Performed Here (FY2025)$29M
Contract Dollars Relative to Local Wages0.00x wages
Largest Award's Share of Contract Dollars27%
Oil and Gas Share of Earnings (incl. proprietors)0.0%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$486K
This county
$470K state avg
$303K national
Median Sale Price$465K
This county
$303K national
Market Rent (ZORI)$2140/mo
This county
$2200/mo state avg
$1400/mo national
Property Tax Rate2.05%
This county
1.40% state avg
1.10% national

Annual tax on median home: $7,135

Affordability & Supply

HUD Fair Market Rent (2BR)$1,979/mo
Home Price Change (1 yr)+6.3%−+0.6% since 2024
Home Value to Income Ratio2.9x income
Severely Cost-Burdened Households15.0%
Homeownership Rate68.8%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Sellers market — homes selling above list
101.5%
Listings with Price Cuts— Low — market moving fast
11.3%
Sold Above List Price
37.4%
Median Days to Close
54 days
Active Listings
648
New Listings / Month
216

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace
36 days
Months of Supply (Redfin)— Balanced market
4.5 mo
Sold Above List (Redfin)— Competitive — many homes bid up
47.5%

Sale-to-List Cross-Reference

Zillow 101.5%  ·  Redfin 100.3%

Source: Redfin · Updated monthly

Health

Life Expectancy79.7 yrs
This county
national avg ~78.5 years
Hospital Rating3.5 / 5
This county
national avg 3.0 stars
Food Insecurity7.2%
This county
national avg ~11%
Food Environment Index8.8 / 10
This county
higher = better access
Primary Care Shortage Score0
This county
national avg 5
Mental Health Shortage Score0
Dental Care Shortage Score0
Healthcare Shortage Score0.0
Healthcare Offices512
Obesity Rate (BRFSS)28.5%
This county
national avg 32.0%
Smoking Rate (BRFSS)11.3%
This county
national avg 14.0%
Poor Health Rate (BRFSS)14.3%
This county
national avg 18.0%
Physical Inactivity (BRFSS)20.7%
This county
national avg 24.0%
High Blood Pressure (BRFSS)29.2%
This county
national avg 32.0%
Active Physicians1,053
Nursing Home Rating2.6 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients578 / 1,000
Medicare Cost per Beneficiary$12,568
Uninsured (under 65)4.7%
This county
national avg ~10%
Adults with Depression19.6%

Education

HS Diploma Holders44,213
Bachelor's Degree Holders43,496
HS Completion Rate91.6%
This county
national avg ~85%
Private Schools128

Safety

Violent Crime Rate3.4 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate6.0 / 100K
This county
national avg ~13.6/100K
Homicide Rate2.0 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate33.5 / 100K
This county
national avg ~21/100K
Traffic Fatalities26
Social Vulnerability (CDC SVI)45th pct
Drug Overdose Deaths (2024)24.2 / 100K
Suicide Rate13.1 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-0.1
January Sunshine-0.50
January Temperature-0.53
Average Temp51°F-1.0% since 2022
Avg High Temp61°F-1.6% since 2022
Avg Low Temp40°F+0.2% since 2022
Median AQIAQI 33
Good Air Days333 days/yr
Unhealthy Air Days1 days/yr
Annual Precipitation39.7 in/yr+2.3% since 2022
Avg Storm Events37.2 storms/yr
Avg Annual Storm Damage$531K
Ozone Days347 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-0.78
Heating Degree Days5,981 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days745 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)6,692 HDD/yr
Cooling Degree Days (1901–2000 Baseline)452 CDD/yr
Avg Tornadoes / Year0.8
Avg Flood Events / Year6.2
Avg Hail Events / Year1.8
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)77 / 100
Community Resilience (FEMA)78 / 100
Federal Disaster Declarations27 since 1953
Fine Particulate Pollution (PM2.5)8.3 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

National Park Units3 units
Historic Places (NRHP)271 properties
FAA-Registered Airports17 total
Airports (excl. heliports)7 airports

Brewery Scene

Total Breweries8 breweries
Microbreweries4 microbreweries
Brewpubs4 brewpubs

Internet & Remote Work

Download Speed268 Mbps
This county
national avg ~120 Mbps
Upload Speed75 Mbps
Fixed Internet (Q1 2026)381 Mbps
Mobile Internet (Q1 2026)178 Mbps
Mobile Upload (Q1 2026)16 Mbps
Mobile Latency (Q1 2026)43 ms
Households with 100Mbps+98.1%
This county
national avg 75.0%
Cellular-Only Internet8.6%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)104 Mbps

EV Infrastructure

EV Charging Stations136 stations
DC Fast Chargers90 chargers
Level 2 EV Chargers410

Commute & Transit

Remote Workers17,604 workers
Public Transit Commuters6,125 workers
Walk to Work (workers)4,371 workers
Extreme Commutes (90+ min)8,770 workers
Avg Commute Time28.3 min
This county
national avg ~27 min
Bike Commuters0.2%
Walk to Work3.0%

Families & Childcare

Childcare Cost Burden34.6%
This county
national median ~27% of household income
Childcare Centers8.0 per 10K residents
Childcare Facilities90

Civic & Community

Voter Turnout67.6%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.788
Nonprofit Organizations1,390
Veterans Share5.2%
This county
national avg 7.0%
Married Adults50.3%
Never-Married Adults34.4%
Divorced Adults9.5%
Religious Organizations125
Asian Population3.4%
Native American Population0.3%
Membership Associations7.2 per 10K residents

Lifestyle & Services

Full-Service Restaurants1.05 per 1K residents
Colleges & Universities4
Nursing & Care Facilities135
Grocery Stores134
Arts & Entertainment Venues94
Hotels & Lodging49
Recreation Businesses84
Professional Services Firms796
Veterinary Practices92
Real Estate Firms294
Museums14
Debt Burden
Avg Mortgage Balance$94K
Avg Student Loan Balance$13K
Avg Credit Card Balance$5K
Loan Delinquency Rate38.6%
This county
national avg 4.0%

Innovation

Inventor Rate0.27%

Politics

D+11

2024 Presidential · New York was D+12 statewide

vs New York State

Income tax
10.9%Same (state law)
Property tax
2.05%1.4% state avg
Politics
D+11D+12
COL Index
139state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -800

More people leaving than arriving

IRS Wealth Migration

Wealthier people moving in (IRS: 1.10x avg income)

Economic Mobility

43%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Dutchess County

Median home value: $495K

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable