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Chenango
New York

47K

Population

$62K

Median Income

$159K

Median Home

R+19

Politics

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What stands out

Against every county in America, Chenango County is unusual in three ways: the property tax rate is among the highest in America (2.45%), the uninsured rate is in the bottom 4% of American counties (5.2%), and winter sunshine is in the bottom 8% of American counties (-1.2 on the USDA scale). Within New York it ranks 19th of 62 counties for the property tax rate.

Where you are

You live in Chenango County, New York. 47,096 people live here with you. The population shrank 0.9% last year, and more Americans moved out than in (net -239).

New York's top income-tax rate is 10.9%, and New York City residents add a city income tax of up to 3.876% on top. The state estate tax has a cliff: estates just over the exemption can owe tax on the whole amount. Social Security is not taxed and up to $20,000 of pension income is excluded. Upstate home prices and taxes look nothing like the downstate market.

Money

The typical household here brings in $61,741 a year, higher than 54% of American counties. Employers pay an average wage of $64,170. Unemployment runs 3.3%, lower than 55% of American counties. 7% of workers work from home.

New York takes 5.1% of that median income in state income tax, about $3,169 a year.

Home

The median home costs $163K, cheaper than 79% of American counties, about 1.6 years of the median household's income. A two-bedroom rents for around $800 a month. Property tax is 2.45% of home value, roughly $2,966 a year on that median home, higher than almost every county in America. 76% of households own rather than rent.

Safety and health

Violent crime here is 3.5 per 1,000 residents, lower than 70% of American counties. Drug overdoses killed 12 people per 100,000 in 2024.

A child born here can expect to live 75.8 years, longer than 50% of American counties. There are 38 active physicians in the county, about 8.1 per 10,000 people. Medicare rates the local hospitals 2.0 of 5 stars. 5.2% of people under 65 have no health insurance.

School

89% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 19 points. 60% of eligible voters turned out. Under New York law you need local approval to carry a concealed handgun, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 45°F, highs near 55 and lows near 36, colder than 90% of American counties. About 44 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 71 out of 100, riskier than 71% of American counties; the county has had 31 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 234 Mbps down, faster than 66% of American counties. There are 5 airports in the county, counting general aviation. For a night or a weekend out: 0.8 full-service restaurants per 1,000 people, 1 brewery.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$62K
This county
national avg ~$75K
Poverty Rate11.9%
This county
national avg ~11.5%
Unemployment Rate3.3%
This county
national avg ~3.8%
GDP per Capita$61,741
Federal Spending per Capita$859
Median Individual Earnings$43K
This county
national avg $45K
Professional/Management Workers33.8%
Average Adjusted Gross Income$59K
Avg Credit Score684
Work From Home %6.8%
This county
national avg 17.0%
Population Under 1820.5%
This county
national avg 22.0%
Single-Person Households29.4%
This county
national avg 28.0%
Banks & Finance Firms20
Income (20th Percentile)$28K
Income (80th Percentile)$114K
Income (95th Percentile)$184K
Bachelor's Degree or Higher18.3%
This county
national avg 34.3%
Less Than High School11.5%
This county
national avg 11.0%
Knowledge Economy GDP %6.1%
Dependency Ratio0.72
Medicare Spending / Person$3,371
SS Benefits / Person$5,066
Education Wage Premium1.80x
Median Earnings (Bachelor's)$52K
Median Earnings (Graduate)$68K
Median Earnings (HS Diploma)$38K
Public Assistance Recipients4.1%
Average Annual Wage$64K
Professional Services Concentration0.25x national
This county
1.0 = national average share
Federal Government Jobs Located Here82
Federal Share of Jobs Located Here0.5%
Residents Who Work for the Federal Government1.1%
Federal Civilian Share of Earnings0.5%
Federal Contract Dollars Performed Here (FY2025)$13M
Contract Dollars Relative to Local Wages0.01x wages
Largest Award's Share of Contract Dollars23%
Oil and Gas Share of Earnings (incl. proprietors)0.0%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$159K
This county
$470K state avg
$303K national
Market Rent (ZORI)$825/mo
This county
$2200/mo state avg
$1400/mo national
Property Tax Rate2.45%
This county
1.40% state avg
1.10% national

Annual tax on median home: $2,966

Affordability & Supply

HUD Fair Market Rent (2BR)$973/mo
Home Price Change (1 yr)+10.3%++12.3% since 2024
Home Value to Income Ratio1.6x income
Severely Cost-Burdened Households9.4%
Homeownership Rate76.3%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
15.3%
Active Listings
118
New Listings / Month
27

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
63 days
Months of Supply (Redfin)— Balanced market
5.6 mo
Sold Above List (Redfin)
31.8%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
95.4%

Source: Redfin · Updated monthly

Health

Life Expectancy75.8 yrs
This county
national avg ~78.5 years
Hospital Rating2.0 / 5
This county
national avg 3.0 stars
Food Insecurity10.4%
This county
national avg ~11%
Food Environment Index8.5 / 10
This county
higher = better access
Primary Care Shortage Score16
This county
national avg 5
Mental Health Shortage Score17
Dental Care Shortage Score14
Healthcare Shortage Score16.0
Healthcare Offices55
Obesity Rate (BRFSS)36.1%
This county
national avg 32.0%
Smoking Rate (BRFSS)15.7%
This county
national avg 14.0%
Poor Health Rate (BRFSS)17.9%
This county
national avg 18.0%
Physical Inactivity (BRFSS)25.7%
This county
national avg 24.0%
High Blood Pressure (BRFSS)30.2%
This county
national avg 32.0%
Active Physicians38
Nursing Home Rating3.3 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients699 / 1,000
Medicare Cost per Beneficiary$11,260
Uninsured (under 65)5.2%
This county
national avg ~10%
Adults with Depression22.7%

Education

HS Diploma Holders11,524
Bachelor's Degree Holders3,325
HS Completion Rate88.5%
This county
national avg ~85%
Private Schools6

Safety

Violent Crime Rate3.5 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate11.0 / 100K
This county
national avg ~13.6/100K
Drug Overdose Rate30.6 / 100K
This county
national avg ~21/100K
Traffic Fatalities4
Social Vulnerability (CDC SVI)48th pct
Drug Overdose Deaths (2024)12.1 / 100K
Suicide Rate16.4 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-1.4
January Sunshine-1.25
January Temperature-0.82
Average Temp45°F-0.7% since 2022
Avg High Temp55°F-1.8% since 2022
Avg Low Temp36°F+1.4% since 2022
Annual Precipitation44.4 in/yr-1.6% since 2022
Avg Storm Events14.8 storms/yr
Avg Annual Storm Damage$224K
Drought Index (2022)0.38
Heating Degree Days7,432 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days334 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)7,722 HDD/yr
Cooling Degree Days (1901–2000 Baseline)258 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year3.0
Avg Hail Events / Year1.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)71 / 100
Community Resilience (FEMA)60 / 100
Federal Disaster Declarations31 since 1953
Fine Particulate Pollution (PM2.5)6.7 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)47 properties
FAA-Registered Airports6 total
Airports (excl. heliports)5 airports

Brewery Scene

Total Breweries1 breweries
Microbreweries0 microbreweries
Brewpubs1 brewpubs

Internet & Remote Work

Download Speed234 Mbps
This county
national avg ~120 Mbps
Upload Speed55 Mbps
Fixed Internet (Q1 2026)397 Mbps
Mobile Internet (Q1 2026)237 Mbps
Mobile Upload (Q1 2026)21 Mbps
Mobile Latency (Q1 2026)31 ms
Households with 100Mbps+92.2%
This county
national avg 75.0%
Cellular-Only Internet6.7%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)126 Mbps

EV Infrastructure

EV Charging Stations4 stations
DC Fast Chargers4 chargers
Level 2 EV Chargers12

Commute & Transit

Remote Workers1,411 workers
Public Transit Commuters11 workers
Walk to Work (workers)825 workers
Extreme Commutes (90+ min)497 workers
Bike Commuters0.1%
Walk to Work4.0%

Families & Childcare

Childcare Cost Burden37.5%
This county
national median ~27% of household income
Childcare Centers5.3 per 10K residents
Childcare Facilities16

Civic & Community

Voter Turnout60.1%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.139
Nonprofit Organizations253
Veterans Share8.4%
This county
national avg 7.0%
Married Adults52.4%
Never-Married Adults27.4%
Divorced Adults12.5%
Religious Organizations31
Asian Population0.5%
Native American Population0.0%
Membership Associations10.1 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.77 per 1K residents
Colleges & Universities1
Nursing & Care Facilities21
Grocery Stores17
Arts & Entertainment Venues4
Hotels & Lodging5
Recreation Businesses13
Professional Services Firms52
Veterinary Practices6
Real Estate Firms20
Debt Burden
Avg Mortgage Balance$62K
Avg Student Loan Balance$12K
Avg Credit Card Balance$4K
Loan Delinquency Rate41.3%
This county
national avg 4.0%

Innovation

Inventor Rate0.24%

Politics

R+19

2024 Presidential · New York was D+12 statewide

vs New York State

Income tax
10.9%Same (state law)
Property tax
2.45%1.4% state avg
Politics
R+19D+12
COL Index
139state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -239

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.85x avg income)

Economic Mobility

42%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Chenango County

Median home value: $163K

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable