← Map/← New York/Counties/Chemung

Chemung
New York

84K

Population

$61K

Median Income

$156K

Median Home

R+12

Politics

This county as a story, on one page you can share·See it on the map with these filters

What stands out

Against every county in America, Chemung County is unusual in three ways: the property tax rate is among the highest in America (2.55%), the uninsured rate is in the bottom 2% of American counties (4.5%), and home internet speed is in the top 5% of American counties (298 Mbps). Within New York it ranks 14th of 62 counties for the property tax rate.

Where you are

You live in Chemung County, New York. 83,584 people live here with you. The population shrank 0.4% last year, and more Americans moved out than in (net -150).

New York's top income-tax rate is 10.9%, and New York City residents add a city income tax of up to 3.876% on top. The state estate tax has a cliff: estates just over the exemption can owe tax on the whole amount. Social Security is not taxed and up to $20,000 of pension income is excluded. Upstate home prices and taxes look nothing like the downstate market.

Money

The typical household here brings in $61,358 a year, higher than 53% of American counties. Employers pay an average wage of $61,216. Unemployment runs 3.7%, higher than 59% of American counties. 6% of workers work from home; for the rest the average commute is 19 minutes each way.

New York takes 5.1% of that median income in state income tax, about $3,148 a year.

Home

The median home costs $162K, cheaper than 79% of American counties, about 1.6 years of the median household's income. A two-bedroom rents for around $1,008 a month. Property tax is 2.55% of home value, roughly $3,267 a year on that median home, higher than almost every county in America. 68% of households own rather than rent.

Safety and health

Violent crime here is 3.7 per 1,000 residents, lower than 58% of American counties. Drug overdoses killed 21 people per 100,000 in 2024.

A child born here can expect to live 75.5 years, shorter than 54% of American counties. There are 357 active physicians in the county, about 42.7 per 10,000 people. Medicare rates the local hospitals 2.0 of 5 stars. 4.5% of people under 65 have no health insurance.

School

90% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 12 points. 61% of eligible voters turned out. Under New York law you need local approval to carry a concealed handgun, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 48°F, highs near 58 and lows near 37, colder than 82% of American counties. About 34 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 49 out of 100, safer than 51% of American counties; the county has had 19 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 298 Mbps down, faster than 95% of American counties. There are 3 airports in the county, counting general aviation. For a night or a weekend out: 0.8 full-service restaurants per 1,000 people, 1 brewery, 5 museums.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$61K
This county
national avg ~$75K
Poverty Rate15.3%
This county
national avg ~11.5%
Unemployment Rate3.7%
This county
national avg ~3.8%
GDP per Capita$55,710
Federal Spending per Capita$328
Median Individual Earnings$41K
This county
national avg $45K
Professional/Management Workers35.7%
Average Adjusted Gross Income$68K
Avg Credit Score678
Work From Home %5.9%
This county
national avg 17.0%
Population Under 1821.0%
This county
national avg 22.0%
Single-Person Households33.8%
This county
national avg 28.0%
Banks & Finance Firms36
Income (20th Percentile)$27K
Income (80th Percentile)$115K
Income (95th Percentile)$193K
Bachelor's Degree or Higher24.6%
This county
national avg 34.3%
Less Than High School9.8%
This county
national avg 11.0%
Knowledge Economy GDP %7.5%
Dependency Ratio0.68
Medicare Spending / Person$3,142
SS Benefits / Person$4,848
Education Wage Premium1.90x
Median Earnings (Bachelor's)$62K
Median Earnings (Graduate)$69K
Median Earnings (HS Diploma)$36K
Public Assistance Recipients4.1%
Average Annual Wage$61K
Professional Services Concentration0.43x national
This county
1.0 = national average share
Federal Government Jobs Located Here219
Federal Share of Jobs Located Here0.7%
Residents Who Work for the Federal Government1.8%
Federal Civilian Share of Earnings0.8%
Federal Contract Dollars Performed Here (FY2025)$925,685
Contract Dollars Relative to Local Wages0.00x wages
Largest Award's Share of Contract Dollars35%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$156K
This county
$470K state avg
$303K national
Median Sale Price$155K
This county
$303K national
Market Rent (ZORI)$1247/mo
This county
$2200/mo state avg
$1400/mo national
Property Tax Rate2.55%
This county
1.40% state avg
1.10% national

Annual tax on median home: $3,267

Affordability & Supply

HUD Fair Market Rent (2BR)$1,283/mo
Home Price Change (1 yr)+3.9%−+2.6% since 2024
Home Value to Income Ratio1.6x income
Severely Cost-Burdened Households12.0%
Homeownership Rate68.4%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
96.4%
Listings with Price Cuts— Low — market moving fast
17.8%
Sold Above List Price
25.4%
Median Days to Close
64 days
Active Listings
208
New Listings / Month
64

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
82 days
Months of Supply (Redfin)— Balanced market
4.8 mo
Sold Above List (Redfin)
28.3%

Sale-to-List Cross-Reference

Zillow 96.4%  ·  Redfin 98.7%

Source: Redfin · Updated monthly

Health

Life Expectancy75.5 yrs
This county
national avg ~78.5 years
Hospital Rating2.0 / 5
This county
national avg 3.0 stars
Food Insecurity11.0%
This county
national avg ~11%
Food Environment Index7.9 / 10
This county
higher = better access
Primary Care Shortage Score17
This county
national avg 5
Mental Health Shortage Score16
Dental Care Shortage Score3
Healthcare Shortage Score12.0
Healthcare Offices101
Obesity Rate (BRFSS)30.8%
This county
national avg 32.0%
Smoking Rate (BRFSS)15.3%
This county
national avg 14.0%
Poor Health Rate (BRFSS)17.6%
This county
national avg 18.0%
Physical Inactivity (BRFSS)25.1%
This county
national avg 24.0%
High Blood Pressure (BRFSS)31.6%
This county
national avg 32.0%
Active Physicians357
Nursing Home Rating3.3 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients728 / 1,000
Medicare Cost per Beneficiary$11,523
Uninsured (under 65)4.5%
This county
national avg ~10%
Adults with Depression22.5%

Education

HS Diploma Holders16,347
Bachelor's Degree Holders7,943
HS Completion Rate90.2%
This county
national avg ~85%
Private Schools12

Safety

Violent Crime Rate3.7 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate7.6 / 100K
This county
national avg ~13.6/100K
Homicide Rate4.4 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate37.7 / 100K
This county
national avg ~21/100K
Traffic Fatalities9
Social Vulnerability (CDC SVI)61th pct
Drug Overdose Deaths (2024)20.9 / 100K
Suicide Rate13.7 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-1.1
January Sunshine-1.25
January Temperature-0.65
Average Temp48°F+0.6% since 2022
Avg High Temp58°F-0.7% since 2022
Avg Low Temp37°F+2.5% since 2022
Annual Precipitation33.8 in/yr-2.3% since 2022
Avg Storm Events9.6 storms/yr
Avg Annual Storm Damage$52K
Drought Index (2022)-0.31
Heating Degree Days6,768 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days482 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)7,278 HDD/yr
Cooling Degree Days (1901–2000 Baseline)347 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year0.8
Avg Hail Events / Year1.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)49 / 100
Community Resilience (FEMA)84 / 100
Federal Disaster Declarations19 since 1953
Fine Particulate Pollution (PM2.5)6.8 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)48 properties
FAA-Registered Airports5 total
Airports (excl. heliports)3 airports

Brewery Scene

Total Breweries1 breweries
Microbreweries1 microbreweries
Brewpubs0 brewpubs

Internet & Remote Work

Download Speed298 Mbps
This county
national avg ~120 Mbps
Upload Speed40 Mbps
Fixed Internet (Q1 2026)407 Mbps
Mobile Internet (Q1 2026)216 Mbps
Mobile Upload (Q1 2026)20 Mbps
Mobile Latency (Q1 2026)40 ms
Households with 100Mbps+99.9%
This county
national avg 75.0%
Cellular-Only Internet10.0%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)205 Mbps

EV Infrastructure

EV Charging Stations21 stations
DC Fast Chargers37 chargers
Level 2 EV Chargers52

Commute & Transit

Remote Workers2,090 workers
Public Transit Commuters444 workers
Walk to Work (workers)874 workers
Extreme Commutes (90+ min)762 workers
Avg Commute Time18.8 min
This county
national avg ~27 min
Bike Commuters0.3%
Walk to Work2.5%

Families & Childcare

Childcare Cost Burden45.2%
This county
national median ~27% of household income
Childcare Centers6.3 per 10K residents
Childcare Facilities16

Civic & Community

Voter Turnout61.2%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.236
Nonprofit Organizations318
Veterans Share9.2%
This county
national avg 7.0%
Married Adults47.5%
Never-Married Adults33.5%
Divorced Adults12.0%
Religious Organizations54
Asian Population1.5%
Native American Population0.3%
Membership Associations10.8 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.76 per 1K residents
Colleges & Universities3
Nursing & Care Facilities38
Grocery Stores23
Hotels & Lodging18
Recreation Businesses25
Professional Services Firms87
Veterinary Practices10
Real Estate Firms44
Museums5
Debt Burden
Avg Mortgage Balance$65K
Avg Student Loan Balance$13K
Avg Credit Card Balance$4K
Loan Delinquency Rate46.3%
This county
national avg 4.0%

Innovation

Inventor Rate0.43%

Politics

R+12

2024 Presidential · New York was D+12 statewide

vs New York State

Income tax
10.9%Same (state law)
Property tax
2.55%1.4% state avg
Politics
R+12D+12
COL Index
139state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -150

More people leaving than arriving

IRS Wealth Migration

Income-neutral migration pattern (IRS: 0.96x avg income)

Economic Mobility

40%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Chemung County

Median home value: $162K

View on Zillow →View on Realtor.com →

Opens in a new tab

Explore Other New York Counties

Albany County, New YorkAllegany County, New YorkBronx County, New YorkBroome County, New YorkCattaraugus County, New YorkCayuga County, New YorkChautauqua County, New YorkChenango County, New YorkClinton County, New YorkColumbia County, New YorkCortland County, New YorkDelaware County, New YorkAll New York counties →

Full New York profile

Taxes, cost of living, crime, schools, gun laws and more.

View New York →

Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

Adjust and every page updates live

Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable