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Mercer
New Jersey

384K

Population

$93K

Median Income

$442K

Median Home

D+38

Politics

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What stands out

Three things set Mercer County apart from the other 3,142 counties: the property tax rate is among the highest in America (2.62%), the typical two-bedroom rent is in the top 4% of American counties ($1,574 a month), and the median household income is in the top 6% of American counties ($92,697). Within New Jersey it ranks 6th of 21 counties for the property tax rate.

Where you are

You live in Mercer County, New Jersey. 383,732 people live here with you. The population held steady at 0.2% last year, and more Americans moved out than in (net -2,892).

New Jersey has the highest property taxes in the nation, averaging more than $9,000 a year per home, and a graduated income tax reaching 10.75% above $1 million. It repealed its estate tax in 2018 but kept an inheritance tax on non-family heirs. Social Security is not taxed, and retirement income up to $100,000 is excluded for many couples. The whole state is within commuting range of New York or Philadelphia.

Money

The typical household here brings in $92,697 a year, higher than 94% of American counties. Employers pay an average wage of $90,503. Unemployment runs 3.2%, lower than 59% of American counties. 16% of workers work from home; for the rest the average commute is 23 minutes each way.

New Jersey takes 4.1% of that median income in state income tax, about $3,779 a year.

Home

The median home costs $446K, pricier than 90% of American counties, about 2.7 years of the median household's income. A two-bedroom rents for around $1,574 a month. Property tax is 2.62% of home value, roughly $8,576 a year on that median home, higher than almost every county in America. 63% of households own rather than rent.

Safety and health

Violent crime here is 3.2 per 1,000 residents, lower than 84% of American counties. Drug overdoses killed 21 people per 100,000 in 2024.

A child born here can expect to live 78.7 years, longer than 82% of American counties. There are 1,715 active physicians in the county, about 44.7 per 10,000 people. Medicare rates the local hospitals 2.7 of 5 stars. 9.4% of people under 65 have no health insurance.

School

Local students test at grade level 3.12 where 3.0 is national grade level, higher than 63% of American counties. 90% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Democratic by 38 points. 70% of eligible voters turned out. Under New Jersey law you need local approval to carry a concealed handgun, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 54°F, highs near 64 and lows near 44, colder than 57% of American counties. About 38 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 93 out of 100, riskier than 93% of American counties; the county has had 28 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 269 Mbps down, faster than 83% of American counties. There are 3 airports in the county, counting general aviation. For a night or a weekend out: 0.8 full-service restaurants per 1,000 people, 2 breweries, 12 museums.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$93K
This county
national avg ~$75K
Poverty Rate10.6%
This county
national avg ~11.5%
Unemployment Rate3.2%
This county
national avg ~3.8%
GDP per Capita$142,590
Federal Spending per Capita$8,978
Median Individual Earnings$53K
This county
national avg $45K
Professional/Management Workers47.3%
Average Adjusted Gross Income$115K
Avg Credit Score687
Work From Home %15.6%
This county
national avg 17.0%
Population Under 1821.4%
This county
national avg 22.0%
Single-Person Households29.1%
This county
national avg 28.0%
Banks & Finance Firms212
Income (20th Percentile)$35K
Income (80th Percentile)$192K
Income (95th Percentile)$250K
Bachelor's Degree or Higher44.2%
This county
national avg 34.3%
Less Than High School10.3%
This county
national avg 11.0%
Knowledge Economy GDP %24.8%
Dependency Ratio0.59
Medicare Spending / Person$2,636
SS Benefits / Person$3,663
Education Wage Premium2.92x
Median Earnings (Bachelor's)$74K
Median Earnings (Graduate)$105K
Median Earnings (HS Diploma)$36K
Public Assistance Recipients2.5%
Average Annual Wage$91K
Professional Services Concentration1.19x national
This county
1.0 = national average share
Federal Government Jobs Located Here2,293
Federal Share of Jobs Located Here0.9%
Residents Who Work for the Federal Government1.6%
Federal Civilian Share of Earnings1.1%
Federal Contract Dollars Performed Here (FY2025)$256M
Contract Dollars Relative to Local Wages0.01x wages
Largest Award's Share of Contract Dollars13%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$442K
This county
$500K state avg
$303K national
Median Sale Price$410K
This county
$303K national
Market Rent (ZORI)$2581/mo
This county
$2200/mo state avg
$1400/mo national
Property Tax Rate2.62%
This county
2.13% state avg
1.10% national

Annual tax on median home: $8,576

Affordability & Supply

HUD Fair Market Rent (2BR)$1,950/mo
Home Price Change (1 yr)+5.7%−+3.7% since 2024
Home Value to Income Ratio2.7x income
Severely Cost-Burdened Households15.7%
Homeownership Rate62.8%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
99.7%
Listings with Price Cuts— Low — market moving fast
16.1%
Sold Above List Price
38.3%
Median Days to Close
40 days
Active Listings
776
New Listings / Month
306

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace
42 days
Months of Supply (Redfin)— Balanced market
3.4 mo
Sold Above List (Redfin)— Competitive — many homes bid up
40.7%

Sale-to-List Cross-Reference

Zillow 99.7%  ·  Redfin 100.3%

Source: Redfin · Updated monthly

Health

Life Expectancy78.7 yrs
This county
national avg ~78.5 years
Hospital Rating2.7 / 5
This county
national avg 3.0 stars
Food Insecurity7.2%
This county
national avg ~11%
Food Environment Index9.0 / 10
This county
higher = better access
Primary Care Shortage Score14
This county
national avg 5
Mental Health Shortage Score19
Dental Care Shortage Score23
Healthcare Shortage Score18.7
Healthcare Offices839
Obesity Rate (BRFSS)25.5%
This county
national avg 32.0%
Smoking Rate (BRFSS)10.7%
This county
national avg 14.0%
Poor Health Rate (BRFSS)16.7%
This county
national avg 18.0%
Physical Inactivity (BRFSS)23.9%
This county
national avg 24.0%
High Blood Pressure (BRFSS)28.4%
This county
national avg 32.0%
Active Physicians1,715
Nursing Home Rating2.9 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients609 / 1,000
Medicare Cost per Beneficiary$13,285
Uninsured (under 65)9.4%
This county
national avg ~10%
Adults with Depression15.1%

Education

Math Test Scores3.09 grade level
Reading Test Scores3.15 grade level
HS Diploma Holders60,272
Bachelor's Degree Holders62,306
HS Completion Rate89.7%
This county
national avg ~85%
Private Schools272

Safety

Violent Crime Rate3.2 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate8.9 / 100K
This county
national avg ~13.6/100K
Homicide Rate8.1 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate32.6 / 100K
This county
national avg ~21/100K
Traffic Fatalities115
Social Vulnerability (CDC SVI)74th pct
Drug Overdose Deaths (2024)21.0 / 100K
Suicide Rate7.5 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-0.8
January Sunshine-0.02
January Temperature-0.06
Average Temp54°F-1.3% since 2022
Avg High Temp64°F-2.0% since 2022
Avg Low Temp44°F-0.2% since 2022
Median AQIAQI 49
Good Air Days194 days/yr
Unhealthy Air Days11 days/yr
Annual Precipitation38.2 in/yr-15% since 2022
Avg Storm Events26.2 storms/yr
Avg Annual Storm Damage$10M
Ozone Days123 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-0.24
Heating Degree Days5,007 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days1,002 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)5,518 HDD/yr
Cooling Degree Days (1901–2000 Baseline)743 CDD/yr
Avg Tornadoes / Year1.4
Avg Flood Events / Year3.2
Avg Hail Events / Year4.2
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)93 / 100
Community Resilience (FEMA)74 / 100
Federal Disaster Declarations28 since 1953
Fine Particulate Pollution (PM2.5)7.2 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)117 properties
FAA-Registered Airports11 total
Airports (excl. heliports)3 airports

Brewery Scene

Total Breweries2 breweries
Microbreweries2 microbreweries
Brewpubs0 brewpubs

Internet & Remote Work

Download Speed269 Mbps
This county
national avg ~120 Mbps
Upload Speed126 Mbps
Fixed Internet (Q1 2026)360 Mbps
Mobile Internet (Q1 2026)293 Mbps
Mobile Upload (Q1 2026)38 Mbps
Mobile Latency (Q1 2026)29 ms
Households with 100Mbps+98.7%
This county
national avg 75.0%
Cellular-Only Internet9.2%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)187 Mbps

EV Infrastructure

EV Charging Stations111 stations
DC Fast Chargers123 chargers
Level 2 EV Chargers275

Commute & Transit

Remote Workers28,241 workers
Public Transit Commuters9,405 workers
Walk to Work (workers)6,480 workers
Extreme Commutes (90+ min)8,175 workers
Avg Commute Time23.2 min
This county
national avg ~27 min
Bike Commuters0.7%
Walk to Work3.6%

Families & Childcare

Childcare Cost Burden33.0%
This county
national median ~27% of household income
Childcare Centers9.0 per 10K residents
Childcare Facilities109

Civic & Community

Voter Turnout70.4%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)5.549
Nonprofit Organizations2,165
Veterans Share3.8%
This county
national avg 7.0%
Married Adults48.4%
Never-Married Adults37.9%
Divorced Adults8.5%
Religious Organizations186
Asian Population12.2%
Native American Population0.3%
Membership Associations10.9 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.77 per 1K residents
Colleges & Universities9
Nursing & Care Facilities114
Grocery Stores164
Arts & Entertainment Venues46
Hotels & Lodging32
Recreation Businesses99
Professional Services Firms1,541
Veterinary Practices75
Real Estate Firms308
Museums12
Debt Burden
Avg Mortgage Balance$95K
Avg Student Loan Balance$12K
Avg Credit Card Balance$5K
Loan Delinquency Rate43.4%
This county
national avg 4.0%

Innovation

Inventor Rate0.33%

Politics

D+38

2024 Presidential · New Jersey was D+6 statewide

vs New Jersey State

Income tax
10.75%Same (state law)
Property tax
2.62%2.13% state avg
Politics
D+38D+6
COL Index
121state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -3K

More people leaving than arriving

IRS Wealth Migration

Income-neutral migration pattern (IRS: 1.05x avg income)

Economic Mobility

39%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Mercer County

Median home value: $446K

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

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Annual sunny days per state

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Food Scene

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Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

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Sports & Entertainment

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Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable