← Map/← Montana/Counties/Silver Bow

Silver Bow
Montana

35K

Population

$56K

Median Income

$283K

Median Home

D+31

Politics

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What stands out

If you had to describe Silver Bow County in numbers, start here: the average temperature is in the bottom 3% of American counties (41°F), the average commute is in the bottom 8% of American counties (16 minutes), and rainfall is in the bottom 10% of American counties (18 inches a year). Within Montana it ranks 7th of 56 counties for the average temperature, counting from the bottom.

Where you are

You live in Silver Bow County, Montana. 35,306 people live here with you. The population grew 1.1% last year, and more Americans moved in than out (net +495).

Montana has no sales tax and a two-bracket income tax with a top rate of 5.65% for 2026. It taxes Social Security above income thresholds. Home prices in Bozeman, Missoula and the Flathead Valley roughly doubled between 2019 and 2023 as remote workers arrived, and the state passed a package of zoning reforms in 2023 to add housing supply. Wildfire smoke is now a regular late-summer feature.

Money

The typical household here brings in $56,297 a year, lower than 63% of American counties. Employers pay an average wage of $55,167. Unemployment runs 2.9%, lower than 70% of American counties. 6% of workers work from home; for the rest the average commute is 16 minutes each way.

Montana takes 4.8% of that median income in state income tax, about $2,730 a year.

Home

The median home costs $289K, pricier than 67% of American counties, about 2.6 years of the median household's income. A two-bedroom rents for around $854 a month. Property tax is 1.10% of home value, roughly $2,153 a year on that median home, higher than 66% of American counties. 70% of households own rather than rent.

Safety and health

Violent crime here is 3.6 per 1,000 residents, lower than 67% of American counties. Drug overdoses killed 8 people per 100,000 in 2024.

A child born here can expect to live 74.8 years, shorter than 61% of American counties. There are 73 active physicians in the county, about 20.7 per 10,000 people. Medicare rates the local hospitals 2.0 of 5 stars. 10.5% of people under 65 have no health insurance.

School

Local students test at grade level 3.20 where 3.0 is national grade level, higher than 69% of American counties. 94% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Democratic by 31 points. 68% of eligible voters turned out. Under Montana law you can carry a concealed handgun without a permit, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 41°F, highs near 53 and lows near 30, colder than 97% of American counties. About 18 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 55 out of 100, riskier than 55% of American counties; the county has had 7 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 199 Mbps down, faster than 50% of American counties. There is 1 airport in the county, counting general aviation. For a night or a weekend out: 0.9 full-service restaurants per 1,000 people, 3 breweries.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$56K
This county
national avg ~$75K
Poverty Rate16.0%
This county
national avg ~11.5%
Unemployment Rate2.9%
This county
national avg ~3.8%
GDP per Capita$59,159
Federal Spending per Capita$1,026
Median Individual Earnings$37K
This county
national avg $45K
Professional/Management Workers32.9%
Average Adjusted Gross Income$67K
Avg Credit Score698
Work From Home %6.4%
This county
national avg 17.0%
Population Under 1820.2%
This county
national avg 22.0%
Single-Person Households39.4%
This county
national avg 28.0%
Banks & Finance Firms28
Income (20th Percentile)$23K
Income (80th Percentile)$112K
Income (95th Percentile)$186K
Bachelor's Degree or Higher27.7%
This county
national avg 34.3%
Less Than High School6.5%
This county
national avg 11.0%
Knowledge Economy GDP %11.8%
Dependency Ratio0.66
Medicare Spending / Person$2,839
SS Benefits / Person$4,379
Education Wage Premium2.39x
Median Earnings (Bachelor's)$57K
Median Earnings (Graduate)$71K
Median Earnings (HS Diploma)$30K
Public Assistance Recipients4.4%
Average Annual Wage$55K
Professional Services Concentration0.68x national
This county
1.0 = national average share
Federal Government Jobs Located Here251
Federal Share of Jobs Located Here1.5%
Residents Who Work for the Federal Government4.1%
Federal Civilian Share of Earnings2.1%
Federal Contract Dollars Performed Here (FY2025)$50M
Contract Dollars Relative to Local Wages0.05x wages
Largest Award's Share of Contract Dollars88%
Oil and Gas Share of Private Jobs0.2%
Oil and Gas Extraction, Drilling and Support Jobs22

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$283K
This county
$450K state avg
$303K national
Median Sale Price$272K
This county
$303K national
Market Rent (ZORI)$1349/mo
This county
$1450/mo state avg
$1400/mo national
Property Tax Rate1.10%
This county
0.58% state avg
1.10% national

Annual tax on median home: $2,153

Affordability & Supply

HUD Fair Market Rent (2BR)$1,414/mo
Home Price Change (1 yr)+3.9%−+1.2% since 2024
Home Value to Income Ratio2.6x income
Severely Cost-Burdened Households11.8%
Homeownership Rate70.1%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
95.6%
Listings with Price Cuts— Low — market moving fast
19.1%
Sold Above List Price
18.8%
Median Days to Close
34 days
Active Listings
161
New Listings / Month
44

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
59 days
Months of Supply (Redfin)— Balanced market
4.8 mo
Sold Above List (Redfin)
0.0%

Source: Redfin · Updated monthly

Health

Life Expectancy74.8 yrs
This county
national avg ~78.5 years
Hospital Rating2.0 / 5
This county
national avg 3.0 stars
Food Insecurity10.4%
This county
national avg ~11%
Food Environment Index8.4 / 10
This county
higher = better access
Primary Care Shortage Score20
This county
national avg 5
Mental Health Shortage Score20
Dental Care Shortage Score22
Healthcare Shortage Score20.7
Healthcare Offices104
Obesity Rate (BRFSS)32.8%
This county
national avg 32.0%
Smoking Rate (BRFSS)14.8%
This county
national avg 14.0%
Poor Health Rate (BRFSS)19.2%
This county
national avg 18.0%
Physical Inactivity (BRFSS)21.3%
This county
national avg 24.0%
High Blood Pressure (BRFSS)29.1%
This county
national avg 32.0%
Active Physicians73
Nursing Home Rating4.3 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients570 / 1,000
Medicare Cost per Beneficiary$10,241
Uninsured (under 65)10.5%
This county
national avg ~10%
Adults with Depression26.0%

Education

Math Test Scores3.13 grade level
Reading Test Scores3.27 grade level
HS Diploma Holders6,421
Bachelor's Degree Holders4,492
HS Completion Rate93.5%
This county
national avg ~85%
Private Schools14

Safety

Violent Crime Rate3.6 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate25.7 / 100K
This county
national avg ~13.6/100K
Homicide Rate4.1 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate32.2 / 100K
This county
national avg ~21/100K
Traffic Fatalities2
Social Vulnerability (CDC SVI)45th pct
Drug Overdose Deaths (2024)8.3 / 100K
Suicide Rate36.9 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale2.2
January Sunshine-0.50
January Temperature-1.47
Average Temp41°F+3.8% since 2022
Avg High Temp53°F+3.1% since 2022
Avg Low Temp30°F+5.0% since 2022
Median AQIAQI 31
Good Air Days268 days/yr
Unhealthy Air Days3 days/yr
Annual Precipitation18.0 in/yr+18% since 2022
Avg Storm Events1.6 storms/yr
Avg Annual Storm Damage$3K
Ozone Days0 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-1.43
Heating Degree Days8,660 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days93 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)9,765 HDD/yr
Cooling Degree Days (1901–2000 Baseline)53 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year0.4
Avg Hail Events / Year1.0
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)55 / 100
Community Resilience (FEMA)64 / 100
Federal Disaster Declarations7 since 1953
Fine Particulate Pollution (PM2.5)6.5 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)22 properties
FAA-Registered Airports2 total
Airports (excl. heliports)1 airports

Brewery Scene

Total Breweries3 breweries
Microbreweries3 microbreweries
Brewpubs0 brewpubs

Internet & Remote Work

Download Speed199 Mbps
This county
national avg ~120 Mbps
Upload Speed14 Mbps
Fixed Internet (Q1 2026)395 Mbps
Mobile Internet (Q1 2026)330 Mbps
Mobile Upload (Q1 2026)32 Mbps
Mobile Latency (Q1 2026)51 ms
Households with 100Mbps+94.8%
This county
national avg 75.0%
Cellular-Only Internet17.8%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)171 Mbps

EV Infrastructure

EV Charging Stations3 stations
DC Fast Chargers18 chargers
Level 2 EV Chargers0

Commute & Transit

Remote Workers1,045 workers
Public Transit Commuters129 workers
Walk to Work (workers)416 workers
Extreme Commutes (90+ min)270 workers
Avg Commute Time15.6 min
This county
national avg ~27 min
Bike Commuters0.0%
Walk to Work2.5%

Families & Childcare

Childcare Cost Burden26.6%
This county
national median ~27% of household income
Childcare Centers4.9 per 10K residents
Childcare Facilities24

Civic & Community

Voter Turnout67.9%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.949
Nonprofit Organizations256
Veterans Share9.7%
This county
national avg 7.0%
Married Adults45.9%
Never-Married Adults32.8%
Divorced Adults15.1%
Religious Organizations19
Asian Population0.5%
Native American Population1.9%
Membership Associations8.8 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.88 per 1K residents
Colleges & Universities3
Nursing & Care Facilities36
Grocery Stores7
Arts & Entertainment Venues10
Hotels & Lodging21
Recreation Businesses41
Professional Services Firms91
Veterinary Practices4
Real Estate Firms51
Debt Burden
Avg Mortgage Balance$92K
Avg Student Loan Balance$14K
Avg Credit Card Balance$5K
Loan Delinquency Rate34.9%
This county
national avg 4.0%

Innovation

Inventor Rate0.15%

Politics

D+31

2024 Presidential · Montana was R+13 statewide

vs Montana State

Income tax
5.9%Same (state law)
Property tax
1.10%0.58% state avg
Politics
D+31R+13
COL Index
104state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +495

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.89x avg income)

Economic Mobility

46%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Silver Bow County

Median home value: $289K

View on Zillow →View on Realtor.com →

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Full Montana profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable