← Map/← Montana/Counties/Pondera

Pondera
Montana

6K

Population

$60K

Median Income

$258K

Median Home

R+28

Politics

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What stands out

If you had to describe Pondera County in numbers, start here: home internet speed is in the bottom 2% of American counties (51 Mbps), rainfall is in the bottom 5% of American counties (14 inches a year), and the average temperature is in the bottom 6% of American counties (43°F). Within Montana it ranks 7th of 55 counties for home internet speed, counting from the bottom.

Where you are

You live in Pondera County, Montana. 5,987 people live here with you, so most faces are familiar. The population grew 0.5% last year, and more Americans moved in than out (net +15).

Montana has no sales tax and a two-bracket income tax with a top rate of 5.65% for 2026. It taxes Social Security above income thresholds. Home prices in Bozeman, Missoula and the Flathead Valley roughly doubled between 2019 and 2023 as remote workers arrived, and the state passed a package of zoning reforms in 2023 to add housing supply. Wildfire smoke is now a regular late-summer feature.

Money

The typical household here brings in $59,861 a year, lower than 52% of American counties. Employers pay an average wage of $45,334. Unemployment runs 2.6%, lower than 80% of American counties. 7% of workers work from home.

Montana takes 4.9% of that median income in state income tax, about $2,931 a year.

Home

The median home costs $265K, pricier than 61% of American counties, about 2.3 years of the median household's income. A two-bedroom rents for around $742 a month. Property tax is 0.98% of home value, roughly $1,680 a year on that median home, higher than 58% of American counties. 67% of households own rather than rent.

Safety and health

Violent crime here is 3.7 per 1,000 residents, lower than 59% of American counties. Drug overdoses killed 19 people per 100,000 in 2024.

A child born here can expect to live 78.2 years, longer than 77% of American counties. There are 7 active physicians in the county, about 11.7 per 10,000 people. 17.3% of people under 65 have no health insurance.

School

Local students test at grade level 2.90 where 3.0 is national grade level, lower than 71% of American counties. 88% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 28 points. 68% of eligible voters turned out. Under Montana law you can carry a concealed handgun without a permit, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 43°F, highs near 56 and lows near 31, colder than 94% of American counties. About 14 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 6 out of 100, safer than 94% of American counties; the county has had 14 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 51 Mbps down, slower than 98% of American counties. There are 2 airports in the county, counting general aviation. For a night or a weekend out: 0.7 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$60K
This county
national avg ~$75K
Poverty Rate20.2%
This county
national avg ~11.5%
Unemployment Rate2.6%
This county
national avg ~3.8%
GDP per Capita$62,387
Federal Spending per Capita$371
Median Individual Earnings$33K
This county
national avg $45K
Professional/Management Workers38.5%
Average Adjusted Gross Income$49K
Avg Credit Score710
Work From Home %7.1%
This county
national avg 17.0%
Population Under 1823.4%
This county
national avg 22.0%
Single-Person Households27.0%
This county
national avg 28.0%
Banks & Finance Firms8
Income (20th Percentile)$28K
Income (80th Percentile)$111K
Income (95th Percentile)$188K
Bachelor's Degree or Higher21.9%
This county
national avg 34.3%
Less Than High School12.0%
This county
national avg 11.0%
Knowledge Economy GDP %6.0%
Dependency Ratio0.80
Medicare Spending / Person$3,035
SS Benefits / Person$3,795
Education Wage Premium2.65x
Median Earnings (Bachelor's)$44K
Median Earnings (Graduate)$68K
Median Earnings (HS Diploma)$25K
Public Assistance Recipients3.7%
Average Annual Wage$45K
Professional Services Concentration0.36x national
This county
1.0 = national average share
Federal Government Jobs Located Here34
Federal Share of Jobs Located Here2.2%
Residents Who Work for the Federal Government2.4%
Federal Civilian Share of Earnings1.7%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$258K
This county
$450K state avg
$303K national
Market Rent (ZORI)$785/mo
This county
$1450/mo state avg
$1400/mo national
Property Tax Rate0.98%
This county
0.58% state avg
1.10% national

Annual tax on median home: $1,680

Affordability & Supply

HUD Fair Market Rent (2BR)$1,254/mo
Home Price Change (1 yr)-0.1%−+20.5% since 2024
Home Value to Income Ratio2.3x income
Severely Cost-Burdened Households8.1%
Homeownership Rate66.7%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
8.5%
Active Listings
27
New Listings / Month
4

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
190 days
Months of Supply (Redfin)— High inventory — buyers market
10.0 mo
Sold Above List (Redfin)
0.0%

Source: Redfin · Updated monthly

Health

Life Expectancy78.2 yrs
This county
national avg ~78.5 years
Food Insecurity10.9%
This county
national avg ~11%
Food Environment Index7.2 / 10
This county
higher = better access
Primary Care Shortage Score20
This county
national avg 5
Mental Health Shortage Score21
Dental Care Shortage Score22
Healthcare Shortage Score21.0
Healthcare Offices4
Obesity Rate (BRFSS)37.5%
This county
national avg 32.0%
Smoking Rate (BRFSS)19.9%
This county
national avg 14.0%
Poor Health Rate (BRFSS)23.1%
This county
national avg 18.0%
Physical Inactivity (BRFSS)27.1%
This county
national avg 24.0%
High Blood Pressure (BRFSS)31.0%
This county
national avg 32.0%
Active Physicians7
Nursing Home Rating4.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients500 / 1,000
Medicare Cost per Beneficiary$9,464
Uninsured (under 65)17.3%
This county
national avg ~10%
Adults with Depression26.8%

Education

Math Test Scores2.81 grade level
Reading Test Scores2.99 grade level
HS Diploma Holders1,113
Bachelor's Degree Holders727
HS Completion Rate88.0%
This county
national avg ~85%

Safety

Violent Crime Rate3.7 / 1,000
This county
national avg ~4.0
Traffic Fatalities27
Social Vulnerability (CDC SVI)80th pct
Drug Overdose Deaths (2024)18.6 / 100K

Climate & Air Quality

Natural Amenity Scale3.5
January Sunshine-0.47
January Temperature-1.16
Average Temp43°F+3.6% since 2022
Avg High Temp56°F+2.8% since 2022
Avg Low Temp31°F+5.4% since 2022
Annual Precipitation14.0 in/yr+1.4% since 2022
Avg Storm Events2.2 storms/yr
Avg Annual Storm Damage$0
Drought Index (2022)-1.24
Heating Degree Days8,046 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days246 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)9,123 HDD/yr
Cooling Degree Days (1901–2000 Baseline)150 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year0.2
Avg Hail Events / Year1.0
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)6 / 100
Community Resilience (FEMA)59 / 100
Federal Disaster Declarations14 since 1953
Fine Particulate Pollution (PM2.5)5.8 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)4 properties
FAA-Registered Airports2 total
Airports (excl. heliports)2 airports

Internet & Remote Work

Download Speed51 Mbps
This county
national avg ~120 Mbps
Upload Speed36 Mbps
Fixed Internet (Q1 2026)207 Mbps
Mobile Internet (Q1 2026)391 Mbps
Mobile Upload (Q1 2026)35 Mbps
Mobile Latency (Q1 2026)50 ms
Households with 100Mbps+89.2%
This county
national avg 75.0%
Cellular-Only Internet13.5%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)164 Mbps

Commute & Transit

Remote Workers183 workers
Public Transit Commuters2 workers
Walk to Work (workers)349 workers
Extreme Commutes (90+ min)30 workers
Bike Commuters0.2%
Walk to Work13.6%

Agriculture

Farms132 farms
Farmland316,729 acres

Families & Childcare

Childcare Cost Burden28.6%
This county
national median ~27% of household income
Childcare Facilities4

Civic & Community

Voter Turnout67.6%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)3.919
Nonprofit Organizations79
Veterans Share8.7%
This county
national avg 7.0%
Married Adults52.4%
Never-Married Adults29.7%
Divorced Adults10.9%
Religious Organizations13
Asian Population0.1%
Native American Population16.7%
Membership Associations13.3 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.69 per 1K residents
Grocery Stores3
Professional Services Firms15
Real Estate Firms3
Debt Burden
Avg Mortgage Balance$98K
Avg Student Loan Balance$11K
Avg Credit Card Balance$5K
Loan Delinquency Rate30.8%
This county
national avg 4.0%

Innovation

Inventor Rate0.15%

Politics

R+28

2024 Presidential · Montana was R+13 statewide

vs Montana State

Income tax
5.9%Same (state law)
Property tax
0.98%0.58% state avg
Politics
R+28R+13
COL Index
104state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +15

More people arriving than leaving

IRS Wealth Migration

Income-neutral migration pattern (IRS: 1.03x avg income)

Economic Mobility

53%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Pondera County

Median home value: $265K

View on Zillow →View on Realtor.com →

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Full Montana profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable