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Madison
Montana

9K

Population

$61K

Median Income

$743K

Median Home

R+36

Politics

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What stands out

Against every county in America, Madison County is unusual in three ways: the median home price is in the top 2% of American counties ($753K), the home price against local income is in the top 2% of American counties (5.2 years of income), and high-school completion is in the top 2% of American counties (96%). Within Montana it ranks 1st of 56 counties for the median home price.

Where you are

You live in Madison County, Montana. 8,742 people live here with you, so most faces are familiar. The population grew 2.9% last year, and more Americans moved in than out (net +296).

Montana has no sales tax and a two-bracket income tax with a top rate of 5.65% for 2026. It taxes Social Security above income thresholds. Home prices in Bozeman, Missoula and the Flathead Valley roughly doubled between 2019 and 2023 as remote workers arrived, and the state passed a package of zoning reforms in 2023 to add housing supply. Wildfire smoke is now a regular late-summer feature.

Money

The typical household here brings in $61,226 a year, higher than 52% of American counties. Employers pay an average wage of $57,421. Unemployment runs 2.2%, lower than 91% of American counties. 16% of workers work from home.

Montana takes 4.9% of that median income in state income tax, about $3,008 a year.

Home

The median home costs $753K, pricier than 98% of American counties, about 5.2 years of the median household's income. A two-bedroom rents for around $1,021 a month. Property tax is 0.45% of home value, roughly $1,692 a year on that median home, lower than 92% of American counties. 78% of households own rather than rent.

Safety and health

Violent crime here is 3.0 per 1,000 residents, lower than 91% of American counties.

A child born here can expect to live 80.5 years, longer than 93% of American counties. There are 8 active physicians in the county, about 9.2 per 10,000 people. 13.6% of people under 65 have no health insurance.

School

Local students test at grade level 3.19 where 3.0 is national grade level, higher than 60% of American counties. 96% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 36 points. 87% of eligible voters turned out. Under Montana law you can carry a concealed handgun without a permit, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 42°F, highs near 54 and lows near 30, colder than 97% of American counties. About 23 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 18 out of 100, safer than 82% of American counties; the county has had 7 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 78 Mbps down, slower than 93% of American counties. There are 5 airports in the county, counting general aviation. For a night or a weekend out: 1.9 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$61K
This county
national avg ~$75K
Poverty Rate9.6%
This county
national avg ~11.5%
Unemployment Rate2.2%
This county
national avg ~3.8%
GDP per Capita$77,567
Federal Spending per Capita$332
Median Individual Earnings$36K
This county
national avg $45K
Professional/Management Workers33.4%
Average Adjusted Gross Income$101K
Avg Credit Score710
Work From Home %15.5%
This county
national avg 17.0%
Population Under 1814.9%
This county
national avg 22.0%
Single-Person Households32.9%
This county
national avg 28.0%
Banks & Finance Firms5
Income (20th Percentile)$34K
Income (80th Percentile)$111K
Income (95th Percentile)$214K
Bachelor's Degree or Higher31.6%
This county
national avg 34.3%
Less Than High School3.6%
This county
national avg 11.0%
Knowledge Economy GDP %8.4%
Dependency Ratio0.82
Medicare Spending / Person$3,168
SS Benefits / Person$5,055
Education Wage Premium2.21x
Median Earnings (Bachelor's)$40K
Median Earnings (Graduate)$77K
Median Earnings (HS Diploma)$35K
Public Assistance Recipients1.1%
Average Annual Wage$57K
Professional Services Concentration0.41x national
This county
1.0 = national average share
Federal Government Jobs Located Here53
Federal Share of Jobs Located Here1.8%
Residents Who Work for the Federal Government2.4%
Federal Civilian Share of Earnings2.0%
Federal Contract Dollars Performed Here (FY2025)$3M
Contract Dollars Relative to Local Wages0.02x wages
Largest Award's Share of Contract Dollars26%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$743K
This county
$450K state avg
$303K national
Market Rent (ZORI)$1101/mo
This county
$1450/mo state avg
$1400/mo national
Property Tax Rate0.45%
This county
0.58% state avg
1.10% national

Annual tax on median home: $1,692

Affordability & Supply

HUD Fair Market Rent (2BR)$1,540/mo
Home Price Change (1 yr)-6.4%−+26.0% since 2024
Home Value to Income Ratio5.2x income
Severely Cost-Burdened Households9.0%
Homeownership Rate77.6%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
14.0%
Active Listings
160
New Listings / Month
26

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
89 days
Months of Supply (Redfin)— High inventory — buyers market
8.0 mo
Sold Above List (Redfin)
0.0%

Source: Redfin · Updated monthly

Health

Life Expectancy80.5 yrs
This county
national avg ~78.5 years
Food Insecurity6.5%
This county
national avg ~11%
Food Environment Index8.5 / 10
This county
higher = better access
Primary Care Shortage Score16
This county
national avg 5
Mental Health Shortage Score16
Dental Care Shortage Score15
Healthcare Shortage Score15.7
Healthcare Offices7
Obesity Rate (BRFSS)28.6%
This county
national avg 32.0%
Smoking Rate (BRFSS)12.7%
This county
national avg 14.0%
Poor Health Rate (BRFSS)15.4%
This county
national avg 18.0%
Physical Inactivity (BRFSS)17.3%
This county
national avg 24.0%
High Blood Pressure (BRFSS)26.8%
This county
national avg 32.0%
Active Physicians8
Nursing Home Rating3.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients463 / 1,000
Medicare Cost per Beneficiary$9,511
Uninsured (under 65)13.6%
This county
national avg ~10%
Adults with Depression23.9%

Education

Math Test Scores3.07 grade level
Reading Test Scores3.32 grade level
HS Diploma Holders1,781
Bachelor's Degree Holders1,547
HS Completion Rate96.4%
This county
national avg ~85%

Safety

Violent Crime Rate3.0 / 1,000
This county
national avg ~4.0
Traffic Fatalities2
Social Vulnerability (CDC SVI)10th pct
Drug Overdose Deaths (2024)0.0 / 100K
Suicide Rate17.1 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale3.2
January Sunshine-0.50
January Temperature-0.95
Average Temp42°F+5.5% since 2022
Avg High Temp54°F+3.5% since 2022
Avg Low Temp30°F+9.8% since 2022
Annual Precipitation23.0 in/yr-3.8% since 2022
Avg Storm Events5.0 storms/yr
Avg Annual Storm Damage$4K
Drought Index (2022)-0.03
Heating Degree Days8,473 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days101 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)9,675 HDD/yr
Cooling Degree Days (1901–2000 Baseline)58 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year0.6
Avg Hail Events / Year0.8
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)18 / 100
Community Resilience (FEMA)43 / 100
Federal Disaster Declarations7 since 1953
Fine Particulate Pollution (PM2.5)5.2 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)18 properties
FAA-Registered Airports7 total
Airports (excl. heliports)5 airports

Internet & Remote Work

Download Speed78 Mbps
This county
national avg ~120 Mbps
Upload Speed63 Mbps
Fixed Internet (Q1 2026)124 Mbps
Mobile Internet (Q1 2026)165 Mbps
Mobile Upload (Q1 2026)31 Mbps
Mobile Latency (Q1 2026)45 ms
Households with 100Mbps+72.4%
This county
national avg 75.0%
Cellular-Only Internet12.6%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)95 Mbps

EV Infrastructure

EV Charging Stations4 stations
DC Fast Chargers0 chargers
Level 2 EV Chargers6

Commute & Transit

Remote Workers615 workers
Public Transit Commuters57 workers
Walk to Work (workers)326 workers
Extreme Commutes (90+ min)157 workers
Bike Commuters0.6%
Walk to Work8.2%

Families & Childcare

Childcare Cost Burden24.6%
This county
national median ~27% of household income
Childcare Centers3.0 per 10K residents
Childcare Facilities4

Civic & Community

Voter Turnout86.8%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)3.220
Nonprofit Organizations138
Veterans Share10.7%
This county
national avg 7.0%
Married Adults60.8%
Never-Married Adults20.4%
Divorced Adults11.5%
Religious Organizations8
Asian Population0.8%
Native American Population0.3%
Membership Associations12.3 per 10K residents

Lifestyle & Services

Full-Service Restaurants1.90 per 1K residents
Grocery Stores4
Arts & Entertainment Venues4
Hotels & Lodging27
Recreation Businesses16
Professional Services Firms30
Veterinary Practices6
Real Estate Firms27
Debt Burden
Avg Mortgage Balance$92K
Avg Student Loan Balance$12K
Avg Credit Card Balance$5K
Loan Delinquency Rate30.3%
This county
national avg 4.0%

Innovation

Inventor Rate0.36%

Politics

R+36

2024 Presidential · Montana was R+13 statewide

vs Montana State

Income tax
5.9%Same (state law)
Property tax
0.45%0.58% state avg
Politics
R+36R+13
COL Index
104state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +296

More people arriving than leaving

IRS Wealth Migration

Wealthier people moving in (IRS: 1.72x avg income)

Economic Mobility

54%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Madison County

Median home value: $753K

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable