← Map/← Montana/Counties/Jefferson

Jefferson
Montana

12K

Population

$74K

Median Income

$527K

Median Home

R+24

Politics

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What stands out

Three things set Jefferson County apart from the other 3,142 counties: the average temperature is in the bottom 4% of American counties (43°F), the median home price is in the top 5% of American counties ($532K), and homeownership is in the top 6% of American counties (83%). Within Montana it ranks 17th of 56 counties for the average temperature, counting from the bottom.

Where you are

You live in Jefferson County, Montana. 12,273 people live here with you. The population grew 1.7% last year, and more Americans moved in than out (net +245).

Montana has no sales tax and a two-bracket income tax with a top rate of 5.65% for 2026. It taxes Social Security above income thresholds. Home prices in Bozeman, Missoula and the Flathead Valley roughly doubled between 2019 and 2023 as remote workers arrived, and the state passed a package of zoning reforms in 2023 to add housing supply. Wildfire smoke is now a regular late-summer feature.

Money

The typical household here brings in $73,875 a year, higher than 81% of American counties. Employers pay an average wage of $54,570. Unemployment runs 2.5%, lower than 82% of American counties. 10% of workers work from home; for the rest the average commute is 21 minutes each way.

Montana takes 5.0% of that median income in state income tax, about $3,723 a year.

Home

The median home costs $532K, pricier than 95% of American counties, about 3.9 years of the median household's income. A two-bedroom rents for around $1,016 a month. Property tax is 0.60% of home value, roughly $2,114 a year on that median home, lower than 78% of American counties. 83% of households own rather than rent.

Safety and health

Violent crime here is 3.2 per 1,000 residents, lower than 83% of American counties. Drug overdoses killed 11 people per 100,000 in 2024.

A child born here can expect to live 75.9 years, longer than 50% of American counties. There are 30 active physicians in the county, about 24.4 per 10,000 people. 11.9% of people under 65 have no health insurance.

School

Local students test at grade level 3.24 where 3.0 is national grade level, higher than 79% of American counties. 94% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 24 points. 86% of eligible voters turned out. Under Montana law you can carry a concealed handgun without a permit, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 43°F, highs near 55 and lows near 31, colder than 96% of American counties. About 19 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 12 out of 100, safer than 88% of American counties; the county has had 11 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 110 Mbps down, slower than 85% of American counties. There are 5 airports in the county, counting general aviation. For a night or a weekend out: 0.9 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$74K
This county
national avg ~$75K
Poverty Rate8.0%
This county
national avg ~11.5%
Unemployment Rate2.5%
This county
national avg ~3.8%
GDP per Capita$28,075
Federal Spending per Capita$467
Median Individual Earnings$41K
This county
national avg $45K
Professional/Management Workers44.6%
Average Adjusted Gross Income$93K
Avg Credit Score705
Work From Home %9.7%
This county
national avg 17.0%
Population Under 1820.1%
This county
national avg 22.0%
Single-Person Households21.2%
This county
national avg 28.0%
Banks & Finance Firms7
Income (20th Percentile)$37K
Income (80th Percentile)$152K
Income (95th Percentile)$237K
Bachelor's Degree or Higher33.3%
This county
national avg 34.3%
Less Than High School6.3%
This county
national avg 11.0%
Knowledge Economy GDP %12.0%
Dependency Ratio0.74
Medicare Spending / Person$2,542
SS Benefits / Person$4,996
Education Wage Premium1.79x
Median Earnings (Bachelor's)$53K
Median Earnings (Graduate)$67K
Median Earnings (HS Diploma)$37K
Public Assistance Recipients3.9%
Average Annual Wage$55K
Professional Services Concentration0.70x national
This county
1.0 = national average share
Federal Government Jobs Located Here41
Federal Share of Jobs Located Here1.5%
Residents Who Work for the Federal Government4.6%
Federal Civilian Share of Earnings2.0%
Federal Contract Dollars Performed Here (FY2025)$2M
Contract Dollars Relative to Local Wages0.01x wages
Largest Award's Share of Contract Dollars71%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$527K
This county
$450K state avg
$303K national
Market Rent (ZORI)$869/mo
This county
$1450/mo state avg
$1400/mo national
Property Tax Rate0.60%
This county
0.58% state avg
1.10% national

Annual tax on median home: $2,114

Affordability & Supply

HUD Fair Market Rent (2BR)$1,404/mo
Home Price Change (1 yr)+6.4%++3.8% since 2024
Home Value to Income Ratio3.9x income
Severely Cost-Burdened Households6.9%
Homeownership Rate83.1%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
15.4%
Active Listings
66
New Listings / Month
16

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
58 days
Months of Supply (Redfin)— High inventory — buyers market
7.9 mo
Sold Above List (Redfin)
0.0%

Source: Redfin · Updated monthly

Health

Life Expectancy75.9 yrs
This county
national avg ~78.5 years
Food Insecurity5.7%
This county
national avg ~11%
Food Environment Index8.5 / 10
This county
higher = better access
Primary Care Shortage Score15
This county
national avg 5
Mental Health Shortage Score18
Dental Care Shortage Score12
Healthcare Shortage Score15.0
Healthcare Offices16
Obesity Rate (BRFSS)32.1%
This county
national avg 32.0%
Smoking Rate (BRFSS)12.7%
This county
national avg 14.0%
Poor Health Rate (BRFSS)15.5%
This county
national avg 18.0%
Physical Inactivity (BRFSS)19.6%
This county
national avg 24.0%
High Blood Pressure (BRFSS)26.5%
This county
national avg 32.0%
Active Physicians30
Nursing Home Rating2.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients354 / 1,000
Medicare Cost per Beneficiary$8,821
Uninsured (under 65)11.9%
This county
national avg ~10%
Adults with Depression24.3%

Education

Math Test Scores3.24 grade level
Reading Test Scores3.25 grade level
HS Diploma Holders2,052
Bachelor's Degree Holders1,925
HS Completion Rate93.7%
This county
national avg ~85%

Safety

Violent Crime Rate3.2 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate27.9 / 100K
This county
national avg ~13.6/100K
Traffic Fatalities3
Social Vulnerability (CDC SVI)12th pct
Drug Overdose Deaths (2024)11.0 / 100K
Suicide Rate46.8 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale2.3
January Sunshine-0.50
January Temperature-1.11
Average Temp43°F+4.1% since 2022
Avg High Temp55°F+2.8% since 2022
Avg Low Temp31°F+7.0% since 2022
Median AQIAQI 45
Good Air Days240 days/yr
Unhealthy Air Days5 days/yr
Annual Precipitation18.8 in/yr+11% since 2022
Avg Storm Events4.2 storms/yr
Avg Annual Storm Damage$20K
Drought Index (2022)-1.08
Heating Degree Days8,212 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days144 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)9,278 HDD/yr
Cooling Degree Days (1901–2000 Baseline)86 CDD/yr
Avg Tornadoes / Year0.2
Avg Flood Events / Year0.2
Avg Hail Events / Year2.6
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)12 / 100
Community Resilience (FEMA)44 / 100
Federal Disaster Declarations11 since 1953
Fine Particulate Pollution (PM2.5)5.9 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)15 properties
FAA-Registered Airports5 total
Airports (excl. heliports)5 airports

Internet & Remote Work

Download Speed110 Mbps
This county
national avg ~120 Mbps
Upload Speed17 Mbps
Fixed Internet (Q1 2026)226 Mbps
Mobile Internet (Q1 2026)249 Mbps
Mobile Upload (Q1 2026)15 Mbps
Mobile Latency (Q1 2026)39 ms
Households with 100Mbps+43.5%
This county
national avg 75.0%
Cellular-Only Internet10.1%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)61 Mbps

Commute & Transit

Remote Workers529 workers
Public Transit Commuters33 workers
Walk to Work (workers)153 workers
Extreme Commutes (90+ min)136 workers
Avg Commute Time20.5 min
This county
national avg ~27 min
Bike Commuters0.1%
Walk to Work2.8%

Families & Childcare

Childcare Cost Burden23.4%
This county
national median ~27% of household income
Childcare Centers11.8 per 10K residents
Childcare Facilities4

Civic & Community

Voter Turnout86.3%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.130
Nonprofit Organizations160
Veterans Share11.9%
This county
national avg 7.0%
Married Adults64.8%
Never-Married Adults20.3%
Divorced Adults9.2%
Religious Organizations10
Asian Population0.4%
Native American Population1.1%
Membership Associations7.2 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.89 per 1K residents
Nursing & Care Facilities5
Hotels & Lodging5
Recreation Businesses4
Professional Services Firms30
Real Estate Firms10
Debt Burden
Avg Mortgage Balance$98K
Avg Student Loan Balance$10K
Avg Credit Card Balance$4K
Loan Delinquency Rate32.0%
This county
national avg 4.0%

Innovation

Inventor Rate0.30%

Politics

R+24

2024 Presidential · Montana was R+13 statewide

vs Montana State

Income tax
5.9%Same (state law)
Property tax
0.60%0.58% state avg
Politics
R+24R+13
COL Index
104state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +245

More people arriving than leaving

IRS Wealth Migration

Income-neutral migration pattern (IRS: 1.02x avg income)

Economic Mobility

53%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Jefferson County

Median home value: $532K

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable