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Gallatin
Montana

120K

Population

$83K

Median Income

$701K

Median Home

D+12

Politics

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What stands out

What stands out about Gallatin County: high-school completion is among the highest in America (98%), the median home price is in the top 2% of American counties ($706K), and the home price against local income is in the top 2% of American counties (5.0 years of income). Within Montana it ranks 2nd of 56 counties for high-school completion.

Where you are

You live in Gallatin County, Montana. 119,685 people live here with you. The population grew 1.2% last year, and more Americans moved in than out (net +686).

Montana has no sales tax and a two-bracket income tax with a top rate of 5.65% for 2026. It taxes Social Security above income thresholds. Home prices in Bozeman, Missoula and the Flathead Valley roughly doubled between 2019 and 2023 as remote workers arrived, and the state passed a package of zoning reforms in 2023 to add housing supply. Wildfire smoke is now a regular late-summer feature.

Money

The typical household here brings in $83,434 a year, higher than 90% of American counties. Employers pay an average wage of $66,213. Unemployment runs 1.9%, lower than 98% of American counties. 15% of workers work from home.

Montana takes 5.1% of that median income in state income tax, about $4,263 a year.

Home

The median home costs $706K, pricier than 98% of American counties, about 5.0 years of the median household's income. A two-bedroom rents for around $1,344 a month. Property tax is 0.65% of home value, roughly $3,423 a year on that median home, lower than 71% of American counties. 61% of households own rather than rent.

Safety and health

Violent crime here is 2.9 per 1,000 residents, lower than 96% of American counties. Drug overdoses killed 12 people per 100,000 in 2024.

A child born here can expect to live 82.0 years, longer than 98% of American counties. There are 372 active physicians in the county, about 31.1 per 10,000 people. Medicare rates the local hospitals 4.0 of 5 stars. 8.9% of people under 65 have no health insurance.

School

Local students test at grade level 3.48 where 3.0 is national grade level, higher than 94% of American counties. 98% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Democratic by 12 points. 81% of eligible voters turned out. Under Montana law you can carry a concealed handgun without a permit, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 42°F, highs near 54 and lows near 29, colder than 97% of American counties. About 24 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 70 out of 100, riskier than 70% of American counties; the county has had 9 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 175 Mbps down, slower than 60% of American counties. There are 16 airports in the county, counting general aviation. For a night or a weekend out: 1.3 full-service restaurants per 1,000 people, 10 breweries, 8 museums.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$83K
This county
national avg ~$75K
Poverty Rate9.5%
This county
national avg ~11.5%
Unemployment Rate1.9%
This county
national avg ~3.8%
GDP per Capita$87,061
Federal Spending per Capita$2,040
Median Individual Earnings$42K
This county
national avg $45K
Professional/Management Workers44.3%
Average Adjusted Gross Income$117K
Avg Credit Score719
Work From Home %14.5%
This county
national avg 17.0%
Population Under 1819.2%
This county
national avg 22.0%
Single-Person Households26.2%
This county
national avg 28.0%
Banks & Finance Firms90
Income (20th Percentile)$38K
Income (80th Percentile)$156K
Income (95th Percentile)$250K
Bachelor's Degree or Higher52.9%
This county
national avg 34.3%
Less Than High School2.4%
This county
national avg 11.0%
Knowledge Economy GDP %17.4%
Dependency Ratio0.48
Medicare Spending / Person$1,529
SS Benefits / Person$2,720
Education Wage Premium1.62x
Median Earnings (Bachelor's)$53K
Median Earnings (Graduate)$67K
Median Earnings (HS Diploma)$41K
Public Assistance Recipients1.8%
Average Annual Wage$66K
Professional Services Concentration0.82x national
This county
1.0 = national average share
Federal Government Jobs Located Here676
Federal Share of Jobs Located Here0.9%
Residents Who Work for the Federal Government1.5%
Federal Civilian Share of Earnings1.2%
Federal Contract Dollars Performed Here (FY2025)$139M
Contract Dollars Relative to Local Wages0.03x wages
Largest Award's Share of Contract Dollars11%
Oil and Gas Share of Earnings (incl. proprietors)0.1%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$701K
This county
$450K state avg
$303K national
Median Sale Price$656K
This county
$303K national
Market Rent (ZORI)$2205/mo
This county
$1450/mo state avg
$1400/mo national
Property Tax Rate0.65%
This county
0.58% state avg
1.10% national

Annual tax on median home: $3,423

Affordability & Supply

HUD Fair Market Rent (2BR)$2,154/mo
Home Price Change (1 yr)+0.1%−+5.4% since 2024
Home Value to Income Ratio5.0x income
Severely Cost-Burdened Households13.1%
Homeownership Rate61.4%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
97.7%
Listings with Price Cuts— Low — market moving fast
17.0%
Sold Above List Price
10.9%
Median Days to Close
36 days
Active Listings
601
New Listings / Month
180

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
70 days
Months of Supply (Redfin)— Balanced market
4.6 mo
Sold Above List (Redfin)
0.0%

Source: Redfin · Updated monthly

Health

Life Expectancy82.0 yrs
This county
national avg ~78.5 years
Hospital Rating4.0 / 5
This county
national avg 3.0 stars
Food Insecurity5.7%
This county
national avg ~11%
Food Environment Index9.2 / 10
This county
higher = better access
Primary Care Shortage Score0
This county
national avg 5
Mental Health Shortage Score15
Dental Care Shortage Score0
Healthcare Shortage Score5.0
Healthcare Offices400
Obesity Rate (BRFSS)24.0%
This county
national avg 32.0%
Smoking Rate (BRFSS)10.4%
This county
national avg 14.0%
Poor Health Rate (BRFSS)13.5%
This county
national avg 18.0%
Physical Inactivity (BRFSS)14.5%
This county
national avg 24.0%
High Blood Pressure (BRFSS)25.2%
This county
national avg 32.0%
Active Physicians372
Nursing Home Rating2.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients473 / 1,000
Medicare Cost per Beneficiary$9,841
Uninsured (under 65)8.9%
This county
national avg ~10%
Adults with Depression22.4%

Education

Math Test Scores3.46 grade level
Reading Test Scores3.50 grade level
HS Diploma Holders11,973
Bachelor's Degree Holders25,951
HS Completion Rate97.6%
This county
national avg ~85%
Private Schools98

Safety

Violent Crime Rate2.9 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate17.3 / 100K
This county
national avg ~13.6/100K
Homicide Rate1.5 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate7.1 / 100K
This county
national avg ~21/100K
Traffic Fatalities18
Social Vulnerability (CDC SVI)8th pct
Drug Overdose Deaths (2024)11.9 / 100K
Suicide Rate22.5 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale3.9
January Sunshine-0.50
January Temperature-1.00
Average Temp42°F+6.4% since 2022
Avg High Temp54°F+5.0% since 2022
Avg Low Temp29°F+8.1% since 2022
Median AQIAQI 26
Good Air Days331 days/yr
Unhealthy Air Days0 days/yr
Annual Precipitation23.9 in/yr-0.8% since 2022
Avg Storm Events10.8 storms/yr
Avg Annual Storm Damage$200K
Ozone Days0 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-0.43
Heating Degree Days8,502 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days121 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)9,658 HDD/yr
Cooling Degree Days (1901–2000 Baseline)61 CDD/yr
Avg Tornadoes / Year0.6
Avg Flood Events / Year0.6
Avg Hail Events / Year4.0
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)70 / 100
Community Resilience (FEMA)70 / 100
Federal Disaster Declarations9 since 1953
Fine Particulate Pollution (PM2.5)2.3 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)108 properties
FAA-Registered Airports20 total
Airports (excl. heliports)16 airports

Brewery Scene

Total Breweries10 breweries
Microbreweries5 microbreweries
Brewpubs5 brewpubs

Internet & Remote Work

Download Speed175 Mbps
This county
national avg ~120 Mbps
Upload Speed53 Mbps
Fixed Internet (Q1 2026)329 Mbps
Mobile Internet (Q1 2026)249 Mbps
Mobile Upload (Q1 2026)25 Mbps
Mobile Latency (Q1 2026)51 ms
Households with 100Mbps+92.7%
This county
national avg 75.0%
Cellular-Only Internet10.9%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)119 Mbps

EV Infrastructure

EV Charging Stations30 stations
DC Fast Chargers54 chargers
Level 2 EV Chargers41

Commute & Transit

Remote Workers9,779 workers
Public Transit Commuters326 workers
Walk to Work (workers)3,704 workers
Extreme Commutes (90+ min)1,334 workers
Bike Commuters2.2%
Walk to Work5.5%

Families & Childcare

Childcare Cost Burden27.9%
This county
national median ~27% of household income
Childcare Centers6.5 per 10K residents
Childcare Facilities59

Civic & Community

Voter Turnout81.0%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.164
Nonprofit Organizations797
Veterans Share5.8%
This county
national avg 7.0%
Married Adults48.6%
Never-Married Adults39.1%
Divorced Adults9.3%
Religious Organizations73
Asian Population1.4%
Native American Population0.8%
Membership Associations11.2 per 10K residents

Lifestyle & Services

Full-Service Restaurants1.31 per 1K residents
Colleges & Universities2
Nursing & Care Facilities29
Grocery Stores29
Arts & Entertainment Venues63
Hotels & Lodging113
Recreation Businesses124
Professional Services Firms931
Veterinary Practices72
Real Estate Firms496
Museums8
Debt Burden
Avg Mortgage Balance$112K
Avg Student Loan Balance$13K
Avg Credit Card Balance$5K
Loan Delinquency Rate27.1%
This county
national avg 4.0%

Innovation

Inventor Rate0.36%

Politics

D+12

2024 Presidential · Montana was R+13 statewide

vs Montana State

Income tax
5.9%Same (state law)
Property tax
0.65%0.58% state avg
Politics
D+12R+13
COL Index
104state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +686

More people arriving than leaving

IRS Wealth Migration

Wealthier people moving in (IRS: 1.10x avg income)

Economic Mobility

47%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Gallatin County

Median home value: $706K

View on Zillow →View on Realtor.com →

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Full Montana profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

Adjust and every page updates live

Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable