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Fergus
Montana

11K

Population

$58K

Median Income

$300K

Median Home

R+42

Politics

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What stands out

What stands out about Fergus County: the share working from home is in the top 4% of American counties (17%), the overdose death rate is in the bottom 4% of American counties (0 per 100,000), and the restaurant count per person is in the top 7% of American counties (1.4 per 1,000). Within Montana it ranks 9th of 56 counties for the share working from home.

Where you are

You live in Fergus County, Montana. 11,496 people live here with you. The population grew 0.9% last year, and more Americans moved in than out (net +158).

Montana has no sales tax and a two-bracket income tax with a top rate of 5.65% for 2026. It taxes Social Security above income thresholds. Home prices in Bozeman, Missoula and the Flathead Valley roughly doubled between 2019 and 2023 as remote workers arrived, and the state passed a package of zoning reforms in 2023 to add housing supply. Wildfire smoke is now a regular late-summer feature.

Money

The typical household here brings in $58,321 a year, lower than 57% of American counties. Employers pay an average wage of $48,764. Unemployment runs 2.8%, lower than 72% of American counties. 17% of workers work from home.

Montana takes 4.9% of that median income in state income tax, about $2,844 a year.

Home

The median home costs $312K, pricier than 72% of American counties, about 2.1 years of the median household's income. A two-bedroom rents for around $846 a month. Property tax is 0.87% of home value, roughly $1,527 a year on that median home, higher than 50% of American counties. 67% of households own rather than rent.

Safety and health

Violent crime here is 3.3 per 1,000 residents, lower than 81% of American counties.

A child born here can expect to live 77.1 years, longer than 66% of American counties. There are 18 active physicians in the county, about 15.7 per 10,000 people. 11.2% of people under 65 have no health insurance.

School

Local students test at grade level 3.01 where 3.0 is national grade level, higher than 53% of American counties. 95% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 42 points, among the most lopsided counties in the country. 74% of eligible voters turned out. Under Montana law you can carry a concealed handgun without a permit, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 45°F, highs near 58 and lows near 32, colder than 91% of American counties. About 18 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 10 out of 100, safer than 90% of American counties; the county has had 10 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 213 Mbps down, faster than 56% of American counties. There are 11 airports in the county, counting general aviation. For a night or a weekend out: 1.4 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$58K
This county
national avg ~$75K
Poverty Rate12.3%
This county
national avg ~11.5%
Unemployment Rate2.8%
This county
national avg ~3.8%
GDP per Capita$58,070
Federal Spending per Capita$5,224
Median Individual Earnings$37K
This county
national avg $45K
Professional/Management Workers35.1%
Average Adjusted Gross Income$66K
Avg Credit Score712
Work From Home %17.2%
This county
national avg 17.0%
Population Under 1819.7%
This county
national avg 22.0%
Single-Person Households35.4%
This county
national avg 28.0%
Banks & Finance Firms8
Income (20th Percentile)$26K
Income (80th Percentile)$102K
Income (95th Percentile)$197K
Bachelor's Degree or Higher27.6%
This county
national avg 34.3%
Less Than High School5.4%
This county
national avg 11.0%
Knowledge Economy GDP %6.5%
Dependency Ratio0.80
Medicare Spending / Person$2,845
SS Benefits / Person$4,581
Education Wage Premium1.89x
Median Earnings (Bachelor's)$50K
Median Earnings (Graduate)$58K
Median Earnings (HS Diploma)$31K
Public Assistance Recipients3.6%
Average Annual Wage$49K
Professional Services Concentration0.25x national
This county
1.0 = national average share
Federal Government Jobs Located Here140
Federal Share of Jobs Located Here3.0%
Residents Who Work for the Federal Government2.9%
Federal Civilian Share of Earnings5.2%
Federal Contract Dollars Performed Here (FY2025)$12M
Contract Dollars Relative to Local Wages0.05x wages
Largest Award's Share of Contract Dollars61%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$300K
This county
$450K state avg
$303K national
Market Rent (ZORI)$815/mo
This county
$1450/mo state avg
$1400/mo national
Property Tax Rate0.87%
This county
0.58% state avg
1.10% national

Annual tax on median home: $1,527

Affordability & Supply

HUD Fair Market Rent (2BR)$1,446/mo
Home Price Change (1 yr)+0.1%−+14.1% since 2024
Home Value to Income Ratio2.1x income
Severely Cost-Burdened Households9.7%
Homeownership Rate67.3%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
16.7%
Active Listings
73
New Listings / Month
14

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
192 days
Months of Supply (Redfin)— High inventory — buyers market
25.5 mo
Sold Above List (Redfin)
0.0%

Source: Redfin · Updated monthly

Health

Life Expectancy77.1 yrs
This county
national avg ~78.5 years
Food Insecurity9.6%
This county
national avg ~11%
Food Environment Index7.6 / 10
This county
higher = better access
Primary Care Shortage Score12
This county
national avg 5
Mental Health Shortage Score16
Dental Care Shortage Score14
Healthcare Shortage Score14.0
Healthcare Offices20
Obesity Rate (BRFSS)31.2%
This county
national avg 32.0%
Smoking Rate (BRFSS)15.1%
This county
national avg 14.0%
Poor Health Rate (BRFSS)17.6%
This county
national avg 18.0%
Physical Inactivity (BRFSS)21.7%
This county
national avg 24.0%
High Blood Pressure (BRFSS)29.7%
This county
national avg 32.0%
Active Physicians18
Nursing Home Rating3.5 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients476 / 1,000
Medicare Cost per Beneficiary$8,876
Uninsured (under 65)11.2%
This county
national avg ~10%
Adults with Depression25.1%

Education

Math Test Scores3.01 grade level
HS Diploma Holders1,930
Bachelor's Degree Holders1,897
HS Completion Rate94.6%
This county
national avg ~85%

Safety

Violent Crime Rate3.3 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate23.1 / 100K
This county
national avg ~13.6/100K
Traffic Fatalities1
Social Vulnerability (CDC SVI)38th pct
Drug Overdose Deaths (2024)0.0 / 100K
Suicide Rate21.0 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale2.6
January Sunshine-0.35
January Temperature-1.14
Average Temp45°F+3.2% since 2022
Avg High Temp58°F+2.3% since 2022
Avg Low Temp32°F+4.5% since 2022
Median AQIAQI 41
Good Air Days315 days/yr
Unhealthy Air Days6 days/yr
Annual Precipitation17.9 in/yr+4.7% since 2022
Avg Storm Events15.8 storms/yr
Avg Annual Storm Damage$47K
Ozone Days305 days/yr
This county
national avg 50 days/yr
Drought Index (2022)-0.35
Heating Degree Days7,640 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days380 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)8,322 HDD/yr
Cooling Degree Days (1901–2000 Baseline)319 CDD/yr
Avg Tornadoes / Year0.4
Avg Flood Events / Year1.4
Avg Hail Events / Year5.0
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)10 / 100
Community Resilience (FEMA)76 / 100
Federal Disaster Declarations10 since 1953
Fine Particulate Pollution (PM2.5)4.7 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)49 properties
FAA-Registered Airports12 total
Airports (excl. heliports)11 airports

Internet & Remote Work

Download Speed213 Mbps
This county
national avg ~120 Mbps
Upload Speed72 Mbps
Fixed Internet (Q1 2026)206 Mbps
Mobile Internet (Q1 2026)114 Mbps
Mobile Upload (Q1 2026)22 Mbps
Mobile Latency (Q1 2026)57 ms
Households with 100Mbps+85.5%
This county
national avg 75.0%
Cellular-Only Internet11.4%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)95 Mbps

Commute & Transit

Remote Workers958 workers
Public Transit Commuters27 workers
Walk to Work (workers)433 workers
Extreme Commutes (90+ min)125 workers
Bike Commuters1.7%
Walk to Work7.8%

Families & Childcare

Childcare Cost Burden29.1%
This county
national median ~27% of household income
Childcare Centers3.4 per 10K residents
Childcare Facilities7

Civic & Community

Voter Turnout74.3%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)3.884
Nonprofit Organizations179
Veterans Share12.5%
This county
national avg 7.0%
Married Adults57.8%
Never-Married Adults20.0%
Divorced Adults14.0%
Religious Organizations13
Asian Population1.5%
Native American Population1.3%
Membership Associations16.4 per 10K residents

Lifestyle & Services

Full-Service Restaurants1.44 per 1K residents
Nursing & Care Facilities8
Grocery Stores6
Hotels & Lodging7
Recreation Businesses10
Professional Services Firms29
Veterinary Practices4
Real Estate Firms20
Debt Burden
Avg Mortgage Balance$91K
Avg Student Loan Balance$10K
Avg Credit Card Balance$5K
Loan Delinquency Rate30.3%
This county
national avg 4.0%

Innovation

Inventor Rate0.10%

Politics

R+42

2024 Presidential · Montana was R+13 statewide

vs Montana State

Income tax
5.9%Same (state law)
Property tax
0.87%0.58% state avg
Politics
R+42R+13
COL Index
104state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +158

More people arriving than leaving

IRS Wealth Migration

Income-neutral migration pattern (IRS: 0.98x avg income)

Economic Mobility

48%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Fergus County

Median home value: $312K

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable