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Custer
Montana

12K

Population

$61K

Median Income

$240K

Median Home

R+34

Politics

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What stands out

Three things set Custer County apart from the other 3,142 counties: rainfall is in the bottom 8% of American counties (17 inches a year), high-school completion is in the top 9% of American counties (94%), and the restaurant count per person is in the top 13% of American counties (1.2 per 1,000). Within Montana it ranks 21st of 56 counties for rainfall, counting from the bottom.

Where you are

You live in Custer County, Montana. 11,957 people live here with you. The population held steady at 0.1% last year, and more Americans moved in than out (net +29).

Montana has no sales tax and a two-bracket income tax with a top rate of 5.65% for 2026. It taxes Social Security above income thresholds. Home prices in Bozeman, Missoula and the Flathead Valley roughly doubled between 2019 and 2023 as remote workers arrived, and the state passed a package of zoning reforms in 2023 to add housing supply. Wildfire smoke is now a regular late-summer feature.

Money

The typical household here brings in $61,114 a year, higher than 52% of American counties. Employers pay an average wage of $50,339. Unemployment runs 2.4%, lower than 86% of American counties. 5% of workers work from home.

Montana takes 4.9% of that median income in state income tax, about $3,002 a year.

Home

The median home costs $252K, pricier than 56% of American counties, about 2.5 years of the median household's income. A two-bedroom rents for around $881 a month. Property tax is 1.06% of home value, roughly $2,127 a year on that median home, higher than 64% of American counties. 67% of households own rather than rent.

Safety and health

Violent crime here is 3.4 per 1,000 residents, lower than 76% of American counties. Drug overdoses killed 13 people per 100,000 in 2024.

A child born here can expect to live 75.8 years, longer than 50% of American counties. There are 21 active physicians in the county, about 17.6 per 10,000 people. Medicare rates the local hospitals 5.0 of 5 stars. 11.2% of people under 65 have no health insurance.

School

Local students test at grade level 2.96 where 3.0 is national grade level, lower than 59% of American counties. 94% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 34 points. 65% of eligible voters turned out. Under Montana law you can carry a concealed handgun without a permit, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 47°F, highs near 60 and lows near 34, colder than 86% of American counties. About 17 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 36 out of 100, safer than 64% of American counties; the county has had 9 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 187 Mbps down, slower than 56% of American counties. There are 2 airports in the county, counting general aviation. For a night or a weekend out: 1.2 full-service restaurants per 1,000 people, 1 brewery, 3 museums.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$61K
This county
national avg ~$75K
Poverty Rate10.8%
This county
national avg ~11.5%
Unemployment Rate2.4%
This county
national avg ~3.8%
GDP per Capita$52,117
Federal Spending per Capita$2,604
Median Individual Earnings$38K
This county
national avg $45K
Professional/Management Workers34.7%
Average Adjusted Gross Income$65K
Avg Credit Score710
Work From Home %4.7%
This county
national avg 17.0%
Population Under 1819.7%
This county
national avg 22.0%
Single-Person Households32.1%
This county
national avg 28.0%
Banks & Finance Firms8
Income (20th Percentile)$28K
Income (80th Percentile)$120K
Income (95th Percentile)$196K
Bachelor's Degree or Higher26.6%
This county
national avg 34.3%
Less Than High School5.6%
This county
national avg 11.0%
Knowledge Economy GDP %2.8%
Dependency Ratio0.67
Medicare Spending / Person$2,869
SS Benefits / Person$3,800
Education Wage Premium1.78x
Median Earnings (Bachelor's)$46K
Median Earnings (Graduate)$56K
Median Earnings (HS Diploma)$31K
Public Assistance Recipients2.8%
Average Annual Wage$50K
Professional Services Concentration0.47x national
This county
1.0 = national average share
Federal Government Jobs Located Here207
Federal Share of Jobs Located Here3.9%
Residents Who Work for the Federal Government5.2%
Federal Civilian Share of Earnings5.9%
Federal Contract Dollars Performed Here (FY2025)$4M
Contract Dollars Relative to Local Wages0.02x wages
Largest Award's Share of Contract Dollars27%
Oil and Gas Share of Private Jobs0.0%
Oil and Gas Extraction, Drilling and Support Jobs2
Oil and Gas Share of Earnings (incl. proprietors)0.5%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$240K
This county
$450K state avg
$303K national
Market Rent (ZORI)$813/mo
This county
$1450/mo state avg
$1400/mo national
Property Tax Rate1.06%
This county
0.58% state avg
1.10% national

Annual tax on median home: $2,127

Affordability & Supply

HUD Fair Market Rent (2BR)$1,608/mo
Home Price Change (1 yr)+0.9%−+8.0% since 2024
Home Value to Income Ratio2.5x income
Severely Cost-Burdened Households11.4%
Homeownership Rate67.3%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
7.5%
Active Listings
54
New Listings / Month
11

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
218 days
Months of Supply (Redfin)— Low inventory — sellers market
1.0 mo
Sold Above List (Redfin)
0.0%

Source: Redfin · Updated monthly

Health

Life Expectancy75.8 yrs
This county
national avg ~78.5 years
Hospital Rating5.0 / 5
This county
national avg 3.0 stars
Food Insecurity10.1%
This county
national avg ~11%
Food Environment Index8.3 / 10
This county
higher = better access
Primary Care Shortage Score15
This county
national avg 5
Mental Health Shortage Score18
Dental Care Shortage Score0
Healthcare Shortage Score11.0
Healthcare Offices24
Obesity Rate (BRFSS)32.7%
This county
national avg 32.0%
Smoking Rate (BRFSS)14.8%
This county
national avg 14.0%
Poor Health Rate (BRFSS)17.3%
This county
national avg 18.0%
Physical Inactivity (BRFSS)22.2%
This county
national avg 24.0%
High Blood Pressure (BRFSS)28.9%
This county
national avg 32.0%
Active Physicians21
Nursing Home Rating3.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients569 / 1,000
Medicare Cost per Beneficiary$10,857
Uninsured (under 65)11.2%
This county
national avg ~10%
Adults with Depression25.2%

Education

Math Test Scores2.93 grade level
Reading Test Scores2.99 grade level
HS Diploma Holders2,322
Bachelor's Degree Holders1,499
HS Completion Rate94.4%
This county
national avg ~85%

Safety

Violent Crime Rate3.4 / 1,000
This county
national avg ~4.0
Social Vulnerability (CDC SVI)36th pct
Drug Overdose Deaths (2024)12.6 / 100K

Climate & Air Quality

Natural Amenity Scale-1.1
January Sunshine-0.53
January Temperature-1.44
Average Temp47°F+4.5% since 2022
Avg High Temp60°F+3.8% since 2022
Avg Low Temp34°F+5.7% since 2022
Median AQIAQI 39
Good Air Days288 days/yr
Unhealthy Air Days10 days/yr
Annual Precipitation17.2 in/yr+19% since 2022
Avg Storm Events12.0 storms/yr
Avg Annual Storm Damage$0
Ozone Days228 days/yr
This county
national avg 50 days/yr
Drought Index (2022)0.13
Heating Degree Days7,324 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days742 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)8,229 HDD/yr
Cooling Degree Days (1901–2000 Baseline)601 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year0.6
Avg Hail Events / Year5.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)36 / 100
Community Resilience (FEMA)46 / 100
Federal Disaster Declarations9 since 1953
Fine Particulate Pollution (PM2.5)5.8 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)18 properties
FAA-Registered Airports3 total
Airports (excl. heliports)2 airports

Brewery Scene

Total Breweries1 breweries
Microbreweries1 microbreweries
Brewpubs0 brewpubs

Internet & Remote Work

Download Speed187 Mbps
This county
national avg ~120 Mbps
Upload Speed63 Mbps
Fixed Internet (Q1 2026)274 Mbps
Mobile Internet (Q1 2026)208 Mbps
Mobile Upload (Q1 2026)23 Mbps
Mobile Latency (Q1 2026)58 ms
Households with 100Mbps+91.8%
This county
national avg 75.0%
Cellular-Only Internet15.2%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)95 Mbps

EV Infrastructure

EV Charging Stations2 stations
DC Fast Chargers14 chargers
Level 2 EV Chargers0

Commute & Transit

Remote Workers290 workers
Public Transit Commuters4 workers
Walk to Work (workers)306 workers
Extreme Commutes (90+ min)54 workers
Walk to Work5.0%

Families & Childcare

Childcare Cost Burden24.0%
This county
national median ~27% of household income
Childcare Centers3.3 per 10K residents
Childcare Facilities8

Civic & Community

Voter Turnout64.6%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.307
Nonprofit Organizations121
Veterans Share10.6%
This county
national avg 7.0%
Married Adults55.0%
Never-Married Adults26.4%
Divorced Adults11.4%
Religious Organizations9
Asian Population0.4%
Native American Population1.2%
Membership Associations7.6 per 10K residents

Lifestyle & Services

Full-Service Restaurants1.15 per 1K residents
Colleges & Universities1
Nursing & Care Facilities12
Hotels & Lodging11
Recreation Businesses14
Professional Services Firms30
Real Estate Firms16
Museums3
Debt Burden
Avg Mortgage Balance$93K
Avg Student Loan Balance$10K
Avg Credit Card Balance$5K
Loan Delinquency Rate32.3%
This county
national avg 4.0%

Innovation

Inventor Rate0.31%

Politics

R+34

2024 Presidential · Montana was R+13 statewide

vs Montana State

Income tax
5.9%Same (state law)
Property tax
1.06%0.58% state avg
Politics
R+34R+13
COL Index
104state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +29

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.78x avg income)

Economic Mobility

49%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Custer County

Median home value: $252K

View on Zillow →View on Realtor.com →

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Full Montana profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable