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Carter
Montana

Population

$46K

Median Income

$182K

Median Home

R+73

Politics

Economy

Median Household Income$46K

This county

national avg ~$75K

Poverty Rate13.2%

This county

national avg ~11.5%

Unemployment Rate2.1%

This county

national avg ~3.8%

GDP per Capita$37,479

Federal Spending per Capita$11

Median Individual Earnings$30K

This county

national avg $45K

Professional/Management Workers57.5%

Average Adjusted Gross Income$59K

Avg Credit Score732

Work From Home %31.3%

This county

national avg 17.0%

Population Under 1818.2%

This county

national avg 22.0%

Single-Person Households40.8%

This county

national avg 28.0%

Income (20th Percentile)$20K

Income (80th Percentile)$92K

Income (95th Percentile)$173K

Bachelor's Degree or Higher22.2%

This county

national avg 35.0%

Less Than High School5.7%

This county

national avg 11.0%

Knowledge Economy GDP %1.0%

Dependency Ratio1.16

Medicare Spending / Person$3,597

SS Benefits / Person$3,986

Education Wage Premium1.34x

Median Earnings (Bachelor's)$27K

Median Earnings (Graduate)$38K

Median Earnings (HS Diploma)$28K

Average Annual Wage$45K

Professional Services Concentration0.08x national

This county

1.0 = national average share

Housing

Median Home Value$174K

This county

$450K state avg

$303K national

Market Rent (ZORI)$754/mo

This county

$1450/mo state avg

$1400/mo national

Property Tax Rate0.63%

This county

0.58% state avg

1.10% national

Annual tax on median home: $883

Affordability & Supply

HUD Fair Market Rent (2BR)$1,244/mo

Home Value to Income Ratio2.3x income

Severely Cost-Burdened Households9.8%

Homeownership Rate63.5%

This county

national avg ~65%

Days on Market (Redfin)— Slow — buyers have leverage

61 days

Sold Above List (Redfin)

0.0%

Source: Redfin · Updated monthly

Health

Food Insecurity9.8%

This county

national avg ~11%

Food Environment Index5.2 / 10

This county

higher = better access

Primary Care Shortage Score9

This county

national avg 5

Mental Health Shortage Score18

Dental Care Shortage Score0

Healthcare Shortage Score9.0

Obesity Rate (BRFSS)33.2%

This county

national avg 32.0%

Smoking Rate (BRFSS)15.9%

This county

national avg 14.0%

Poor Health Rate (BRFSS)18.7%

This county

national avg 18.0%

Physical Inactivity (BRFSS)21.9%

This county

national avg 24.0%

High Blood Pressure (BRFSS)29.8%

This county

national avg 32.0%

Active Physicians0

ER Visits per 1,000 Medicare Patients468 / 1,000

Medicare Cost per Beneficiary$15,095

Uninsured (under 65)16.5%

This county

national avg ~10%

Adults with Depression26.1%

Education

HS Diploma Holders272

Bachelor's Degree Holders89

HS Completion Rate94.3%

This county

national avg ~85%

Safety

Violent Crime Rate3.7 / 1,000

This county

national avg ~4.0

Social Vulnerability (CDC SVI)41th pct

Drug Overdose Deaths (2024)0.0 / 100K

Climate & Air Quality

Natural Amenity Scale-0.6

January Sunshine-0.53

January Temperature-1.27

Average Temp46°F

Avg High Temp59°F

Avg Low Temp32°F

Annual Precipitation20.4 in/yr

Avg Storm Events9.4 storms/yr

Avg Annual Storm Damage$0K

Drought Index (2022)0.44

Heating Degree Days7,644 HDD/yr

This county

national avg ~4,500 HDD/yr

Cooling Degree Days592 CDD/yr

This county

national avg ~1,200 CDD/yr

Heating Degree Days (1901–2000 Baseline)8,528 HDD/yr

Cooling Degree Days (1901–2000 Baseline)482 CDD/yr

Avg Tornadoes / Year0.4

Avg Flood Events / Year0.6

Avg Hail Events / Year5.2

Avg Hurricane Events / Year0.00

Avg Wildfire Events / Year0.0

Avg Winter Storms / Year0.0

Avg Heat Events / Year0.0

Natural Hazard Risk (FEMA)2 / 100

Community Resilience (FEMA)3 / 100

Federal Disaster Declarations8 since 1953

Fine Particulate Pollution (PM2.5)5.5 µg/m³

This county

EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)2 properties

FAA-Registered Airports4 total

Airports (excl. heliports)4 airports

Internet & Remote Work

Download Speed94 Mbps

This county

national avg ~120 Mbps

Upload Speed96 Mbps

Fixed Internet (Q1 2026)133 Mbps

Mobile Internet (Q1 2026)234 Mbps

Mobile Upload (Q1 2026)31 Mbps

Mobile Latency (Q1 2026)50 ms

Households with 100Mbps+52.7%

This county

national avg 75.0%

Cellular-Only Internet12.9%

This county

national avg 8.0%

Fixed Upload Speed (Q1 2026)231 Mbps

Commute & Transit

Remote Workers203 workers

Public Transit Commuters0 workers

Walk to Work58 workers

Extreme Commutes (90+ min)0 workers

Walk to Work8.9%

Families & Childcare

Childcare Cost Burden33.8%

This county

national median ~27% of household income

Civic & Community

Voter Turnout82.3%

This county

national avg ~55%

Volunteering Rate1.0%

Income Inequality (Gini)4.554

Nonprofit Organizations24

Veterans Share7.3%

This county

national avg 7.0%

Married Adults60.5%

Never-Married Adults19.9%

Divorced Adults9.7%

Native American Population1.1%

Membership Associations0.0 per 10K residents

Lifestyle & Services

Professional Services Firms5

Debt Burden

Avg Mortgage Balance$67K

Avg Student Loan Balance$6K

Avg Credit Card Balance$5K

Loan Delinquency Rate20.9%

This county

national avg 4.0%

Politics

R+73

2024 Presidential · Montana was R+13 statewide

vs Montana State

Income tax

5.9%Same (state law)

Property tax

0.63%0.58% state avg

Politics

R+73R+13

COL Index

County data104 (state)

Population & Migration

Net Domestic Migration 2023

↑ +14

More people arriving than leaving

Economic Mobility

56%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Carter County

Median home value: $182K

View on Zillow →View on Realtor.com →

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Local News — Carter

Bozeman Daily Chronicle · قبل أسبوع واحد

Montana State's Elena Carter captures 7th conference title at Big Sky Outdoors

Elena Carter wrestled with bittersweet emotions as she walked into the Bobcat Track and Field Comple…

ESPN · قبل أسبوع واحد

Carter Dahlke

View the profile of Montana State Bobcats Wide Receiver Carter Dahlke on ESPN. Get the latest news, …

Legacy | Obituary · قبل أسبوعين (2)

William Reichelt Obituary - March 22, 2021 - Carter, Montana

William Edward "Bill" Reichelt Carter - William Edward "Bill" Reichelt passed away on March 17, 2021…

USA Facts · 06‏/04‏/2026

How many people live in Carter County, MT?

How many people live in Carter County, MT ? ... In 2025, there were about 1,400 people living in Car…

KRTV · 14‏/05‏/2026

Montana Made: K&H Littlehart Designs

CARTER — For Rachel Benhart, a T-shirt can say a lot before someone ever says a word. That idea is a…

406 Sports · 08‏/06‏/2026

Montana State Bobcats add Minnesota high school TE, announce roster changes

Stillwater (Minn.) Area High School wide receiver/tight end Carter Zollar (3) has committed to Monta…

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

CarterMontana

Carter
Montana