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Swift
Minnesota

10K

Population

$58K

Median Income

$195K

Median Home

R+10

Politics

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What stands out

If you had to describe Swift County in numbers, start here: the overdose death rate is in the bottom 4% of American counties (0 per 100,000), the average temperature is in the bottom 10% of American counties (46°F), and the school test score is in the top 11% of American counties (3.35 where 3.0 is grade level). Within Minnesota it ranks 23rd of 87 counties for the overdose death rate, counting from the bottom.

Where you are

You live in Swift County, Minnesota. 9,806 people live here with you, so most faces are familiar. The population shrank 0.5% last year, and more Americans moved out than in (net -101).

Minnesota has a graduated income tax that reaches 9.85%, taxes Social Security above income thresholds, and has an estate tax with a $3 million exemption. In exchange it ranks near the top in health outcomes, school results and household income, and the Twin Cities metro holds more Fortune 500 headquarters per capita than any other. Winters are long and cold.

Money

The typical household here brings in $58,362 a year, lower than 57% of American counties. Employers pay an average wage of $55,905. Unemployment runs 3.0%, lower than 64% of American counties. 6% of workers work from home; for the rest the average commute is 20 minutes each way.

Minnesota takes 6.0% of that median income in state income tax, about $3,486 a year.

Home

The median home costs $201K, cheaper than 62% of American counties, about 1.7 years of the median household's income. A two-bedroom rents for around $777 a month. Property tax is 0.88% of home value, roughly $1,169 a year on that median home, higher than 51% of American counties. 74% of households own rather than rent.

Safety and health

Violent crime here is 3.4 per 1,000 residents, lower than 75% of American counties.

A child born here can expect to live 78.6 years, longer than 81% of American counties. There are 2 active physicians in the county, about 2.0 per 10,000 people. 7.6% of people under 65 have no health insurance.

School

Local students test at grade level 3.15 where 3.0 is national grade level, higher than 89% of American counties. 93% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 10 points. 74% of eligible voters turned out. Under Minnesota law you can get a concealed-carry permit on request, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 46°F, highs near 57 and lows near 35, colder than 90% of American counties. About 32 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 19 out of 100, safer than 81% of American counties; the county has had 19 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 240 Mbps down, faster than 69% of American counties. There are 4 airports in the county, counting general aviation. For a night or a weekend out: 0.9 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$58K
This county
national avg ~$75K
Poverty Rate9.5%
This county
national avg ~11.5%
Unemployment Rate3.0%
This county
national avg ~3.8%
GDP per Capita$82,607
Federal Spending per Capita$485
Median Individual Earnings$42K
This county
national avg $45K
Professional/Management Workers38.6%
Average Adjusted Gross Income$70K
Avg Credit Score727
Work From Home %6.5%
This county
national avg 17.0%
Population Under 1822.9%
This county
national avg 22.0%
Single-Person Households31.0%
This county
national avg 28.0%
Banks & Finance Firms9
Income (20th Percentile)$25K
Income (80th Percentile)$118K
Income (95th Percentile)$212K
Bachelor's Degree or Higher22.9%
This county
national avg 34.3%
Less Than High School6.9%
This county
national avg 11.0%
Knowledge Economy GDP %4.3%
Dependency Ratio0.85
Medicare Spending / Person$3,401
SS Benefits / Person$4,029
Education Wage Premium2.13x
Median Earnings (Bachelor's)$53K
Median Earnings (Graduate)$77K
Median Earnings (HS Diploma)$36K
Public Assistance Recipients2.5%
Average Annual Wage$56K
Professional Services Concentration0.22x national
This county
1.0 = national average share
Federal Government Jobs Located Here46
Federal Share of Jobs Located Here1.3%
Residents Who Work for the Federal Government3.3%
Federal Civilian Share of Earnings0.9%
Federal Contract Dollars Performed Here (FY2025)$3M
Contract Dollars Relative to Local Wages0.01x wages
Largest Award's Share of Contract Dollars94%
Oil and Gas Share of Earnings (incl. proprietors)0.4%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$195K
This county
$335K state avg
$303K national
Market Rent (ZORI)$823/mo
This county
$1450/mo state avg
$1400/mo national
Property Tax Rate0.88%
This county
1.02% state avg
1.10% national

Annual tax on median home: $1,169

Affordability & Supply

HUD Fair Market Rent (2BR)$973/mo
Home Price Change (1 yr)+1.1%−+15.0% since 2024
Home Value to Income Ratio1.7x income
Severely Cost-Burdened Households10.7%
Homeownership Rate73.7%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
14.8%
Active Listings
43
New Listings / Month
7

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
215 days
Months of Supply (Redfin)— Balanced market
3.9 mo
Sold Above List (Redfin)
12.5%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
93.9%

Source: Redfin · Updated monthly

Health

Life Expectancy78.6 yrs
This county
national avg ~78.5 years
Food Insecurity8.7%
This county
national avg ~11%
Food Environment Index8.3 / 10
This county
higher = better access
Primary Care Shortage Score15
This county
national avg 5
Mental Health Shortage Score19
Dental Care Shortage Score15
Healthcare Shortage Score16.3
Healthcare Offices9
Obesity Rate (BRFSS)39.1%
This county
national avg 32.0%
Smoking Rate (BRFSS)17.6%
This county
national avg 14.0%
Poor Health Rate (BRFSS)18.3%
This county
national avg 18.0%
Physical Inactivity (BRFSS)25.8%
This county
national avg 24.0%
High Blood Pressure (BRFSS)30.6%
This county
national avg 32.0%
Active Physicians2
Nursing Home Rating3.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients556 / 1,000
Medicare Cost per Beneficiary$12,975
Uninsured (under 65)7.6%
This county
national avg ~10%
Adults with Depression26.7%

Education

Math Test Scores3.35 grade level
Reading Test Scores2.94 grade level
HS Diploma Holders2,055
Bachelor's Degree Holders1,298
HS Completion Rate93.1%
This county
national avg ~85%

Safety

Violent Crime Rate3.4 / 1,000
This county
national avg ~4.0
Traffic Fatalities1
Social Vulnerability (CDC SVI)51th pct
Drug Overdose Deaths (2024)0.0 / 100K

Climate & Air Quality

Natural Amenity Scale-3.7
January Sunshine-0.32
January Temperature-1.86
Average Temp46°F+6.3% since 2022
Avg High Temp57°F+5.6% since 2022
Avg Low Temp35°F+7.5% since 2022
Annual Precipitation32.2 in/yr+53% since 2022
Avg Storm Events6.0 storms/yr
Avg Annual Storm Damage$91K
Drought Index (2022)-0.38
Heating Degree Days7,732 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days687 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)8,800 HDD/yr
Cooling Degree Days (1901–2000 Baseline)553 CDD/yr
Avg Tornadoes / Year1.2
Avg Flood Events / Year0.0
Avg Hail Events / Year1.0
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)19 / 100
Community Resilience (FEMA)88 / 100
Federal Disaster Declarations19 since 1953
Fine Particulate Pollution (PM2.5)5.8 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)9 properties
FAA-Registered Airports6 total
Airports (excl. heliports)4 airports

Internet & Remote Work

Download Speed240 Mbps
This county
national avg ~120 Mbps
Upload Speed17 Mbps
Fixed Internet (Q1 2026)351 Mbps
Mobile Internet (Q1 2026)276 Mbps
Mobile Upload (Q1 2026)26 Mbps
Mobile Latency (Q1 2026)37 ms
Households with 100Mbps+100.0%
This county
national avg 75.0%
Cellular-Only Internet11.0%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)29 Mbps

Commute & Transit

Remote Workers297 workers
Public Transit Commuters15 workers
Walk to Work (workers)342 workers
Extreme Commutes (90+ min)158 workers
Avg Commute Time19.5 min
This county
national avg ~27 min
Bike Commuters0.5%
Walk to Work7.5%

Families & Childcare

Childcare Cost Burden28.6%
This county
national median ~27% of household income
Childcare Centers5.5 per 10K residents

Civic & Community

Voter Turnout74.3%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.689
Nonprofit Organizations103
Veterans Share6.8%
This county
national avg 7.0%
Married Adults53.8%
Never-Married Adults26.8%
Divorced Adults11.3%
Religious Organizations13
Native American Population0.5%
Membership Associations17.4 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.87 per 1K residents
Nursing & Care Facilities9
Grocery Stores3
Recreation Businesses4
Professional Services Firms17
Veterinary Practices4
Real Estate Firms4
Debt Burden
Avg Mortgage Balance$92K
Avg Student Loan Balance$9K
Avg Credit Card Balance$5K
Loan Delinquency Rate23.6%
This county
national avg 4.0%

Innovation

Inventor Rate0.28%

Politics

R+10

2024 Presidential · Minnesota was D+4 statewide

vs Minnesota State

Income tax
9.85%Same (state law)
Property tax
0.88%1.02% state avg
Politics
R+10D+4
COL Index
95state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -101

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.78x avg income)

Economic Mobility

52%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Swift County

Median home value: $201K

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable