← Map/← Minnesota/Counties/Stearns

Stearns
Minnesota

159K

Population

$73K

Median Income

$316K

Median Home

R+10

Politics

This county as a story, on one page you can share·See it on the map with these filters

What stands out

What stands out about Stearns County: life expectancy is in the top 7% of American counties (80.5 years), the average temperature is in the bottom 8% of American counties (45°F), and violent crime is in the bottom 11% of American counties (3.1 per 1,000). Within Minnesota it ranks 21st of 87 counties for life expectancy.

Where you are

You live in Stearns County, Minnesota. 158,622 people live here with you. The population grew 0.5% last year, and more Americans moved out than in (net -708).

Minnesota has a graduated income tax that reaches 9.85%, taxes Social Security above income thresholds, and has an estate tax with a $3 million exemption. In exchange it ranks near the top in health outcomes, school results and household income, and the Twin Cities metro holds more Fortune 500 headquarters per capita than any other. Winters are long and cold.

Money

The typical household here brings in $73,105 a year, higher than 80% of American counties. Employers pay an average wage of $62,313. Unemployment runs 2.7%, lower than 75% of American counties. 8% of workers work from home; for the rest the average commute is 20 minutes each way.

Minnesota takes 6.1% of that median income in state income tax, about $4,488 a year.

Home

The median home costs $320K, pricier than 74% of American counties, about 2.6 years of the median household's income. A two-bedroom rents for around $1,045 a month. Property tax is 1.02% of home value, roughly $2,470 a year on that median home, higher than 62% of American counties. 67% of households own rather than rent.

Safety and health

Violent crime here is 3.1 per 1,000 residents, lower than 89% of American counties. Drug overdoses killed 10 people per 100,000 in 2024.

A child born here can expect to live 80.5 years, longer than 93% of American counties. There are 498 active physicians in the county, about 31.4 per 10,000 people. Medicare rates the local hospitals 4.5 of 5 stars. 6.8% of people under 65 have no health insurance.

School

Local students test at grade level 3.20 where 3.0 is national grade level, higher than 86% of American counties. 93% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 10 points. 72% of eligible voters turned out. Under Minnesota law you can get a concealed-carry permit on request, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 45°F, highs near 55 and lows near 35, colder than 92% of American counties. About 32 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 81 out of 100, riskier than 81% of American counties; the county has had 13 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 210 Mbps down, faster than 55% of American counties. There are 6 airports in the county, counting general aviation. For a night or a weekend out: 0.7 full-service restaurants per 1,000 people, 3 breweries, 6 museums.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$73K
This county
national avg ~$75K
Poverty Rate11.1%
This county
national avg ~11.5%
Unemployment Rate2.7%
This county
national avg ~3.8%
GDP per Capita$73,043
Federal Spending per Capita$903
Median Individual Earnings$42K
This county
national avg $45K
Professional/Management Workers36.2%
Average Adjusted Gross Income$80K
Avg Credit Score737
Work From Home %8.4%
This county
national avg 17.0%
Population Under 1823.2%
This county
national avg 22.0%
Single-Person Households27.1%
This county
national avg 28.0%
Banks & Finance Firms112
Income (20th Percentile)$31K
Income (80th Percentile)$135K
Income (95th Percentile)$222K
Bachelor's Degree or Higher28.4%
This county
national avg 34.3%
Less Than High School7.3%
This county
national avg 11.0%
Knowledge Economy GDP %10.0%
Dependency Ratio0.63
Medicare Spending / Person$2,491
SS Benefits / Person$3,471
Education Wage Premium1.94x
Median Earnings (Bachelor's)$58K
Median Earnings (Graduate)$77K
Median Earnings (HS Diploma)$40K
Public Assistance Recipients3.2%
Average Annual Wage$62K
Professional Services Concentration0.42x national
This county
1.0 = national average share
Federal Government Jobs Located Here2,300
Federal Share of Jobs Located Here2.6%
Residents Who Work for the Federal Government2.3%
Federal Civilian Share of Earnings4.2%
Federal Contract Dollars Performed Here (FY2025)$94M
Contract Dollars Relative to Local Wages0.02x wages
Largest Award's Share of Contract Dollars7%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$316K
This county
$335K state avg
$303K national
Median Sale Price$288K
This county
$303K national
Market Rent (ZORI)$1265/mo
This county
$1450/mo state avg
$1400/mo national
Property Tax Rate1.02%
This county
1.02% state avg
1.10% national

Annual tax on median home: $2,470

Affordability & Supply

HUD Fair Market Rent (2BR)$1,206/mo
Home Price Change (1 yr)+2.2%−+2.0% since 2024
Home Value to Income Ratio2.6x income
Severely Cost-Burdened Households10.9%
Homeownership Rate67.5%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
98.1%
Listings with Price Cuts— Low — market moving fast
17.9%
Sold Above List Price
23.4%
Median Days to Close
29 days
Active Listings
421
New Listings / Month
161

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace
26 days
Months of Supply (Redfin)— Low inventory — sellers market
2.1 mo
Sold Above List (Redfin)
29.2%

Sale-to-List Cross-Reference

Zillow 98.1%  ·  Redfin 99.2%

Source: Redfin · Updated monthly

Health

Life Expectancy80.5 yrs
This county
national avg ~78.5 years
Hospital Rating4.5 / 5
This county
national avg 3.0 stars
Food Insecurity7.3%
This county
national avg ~11%
Food Environment Index8.6 / 10
This county
higher = better access
Primary Care Shortage Score15
This county
national avg 5
Mental Health Shortage Score19
Dental Care Shortage Score17
Healthcare Shortage Score17.0
Healthcare Offices264
Obesity Rate (BRFSS)37.4%
This county
national avg 32.0%
Smoking Rate (BRFSS)15.1%
This county
national avg 14.0%
Poor Health Rate (BRFSS)16.4%
This county
national avg 18.0%
Physical Inactivity (BRFSS)23.0%
This county
national avg 24.0%
High Blood Pressure (BRFSS)28.7%
This county
national avg 32.0%
Active Physicians498
Nursing Home Rating3.3 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients577 / 1,000
Medicare Cost per Beneficiary$11,202
Uninsured (under 65)6.8%
This county
national avg ~10%
Adults with Depression25.5%

Education

Math Test Scores3.32 grade level
Reading Test Scores3.08 grade level
HS Diploma Holders24,766
Bachelor's Degree Holders18,295
HS Completion Rate92.7%
This county
national avg ~85%
Private Schools56

Safety

Violent Crime Rate3.1 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate8.0 / 100K
This county
national avg ~13.6/100K
Homicide Rate2.0 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate14.1 / 100K
This county
national avg ~21/100K
Traffic Fatalities132
Social Vulnerability (CDC SVI)46th pct
Drug Overdose Deaths (2024)9.9 / 100K
Suicide Rate13.3 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-2.9
January Sunshine-0.32
January Temperature-1.98
Average Temp45°F+6.7% since 2022
Avg High Temp55°F+5.6% since 2022
Avg Low Temp35°F+9.2% since 2022
Median AQIAQI 48
Good Air Days199 days/yr
Unhealthy Air Days14 days/yr
Annual Precipitation31.7 in/yr+13% since 2022
Avg Storm Events20.2 storms/yr
Avg Annual Storm Damage$12K
Ozone Days112 days/yr
This county
national avg 50 days/yr
Drought Index (2022)0.18
Heating Degree Days7,963 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days588 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)9,064 HDD/yr
Cooling Degree Days (1901–2000 Baseline)463 CDD/yr
Avg Tornadoes / Year1.0
Avg Flood Events / Year0.4
Avg Hail Events / Year10.0
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)81 / 100
Community Resilience (FEMA)98 / 100
Federal Disaster Declarations13 since 1953
Fine Particulate Pollution (PM2.5)5.8 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)35 properties
FAA-Registered Airports9 total
Airports (excl. heliports)6 airports

Brewery Scene

Total Breweries3 breweries
Microbreweries1 microbreweries
Brewpubs1 brewpubs

Internet & Remote Work

Download Speed210 Mbps
This county
national avg ~120 Mbps
Upload Speed49 Mbps
Fixed Internet (Q1 2026)453 Mbps
Mobile Internet (Q1 2026)271 Mbps
Mobile Upload (Q1 2026)32 Mbps
Mobile Latency (Q1 2026)28 ms
Households with 100Mbps+97.1%
This county
national avg 75.0%
Cellular-Only Internet11.3%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)265 Mbps

EV Infrastructure

EV Charging Stations16 stations
DC Fast Chargers34 chargers
Level 2 EV Chargers14

Commute & Transit

Remote Workers6,939 workers
Public Transit Commuters1,369 workers
Walk to Work (workers)4,141 workers
Extreme Commutes (90+ min)2,032 workers
Avg Commute Time19.9 min
This county
national avg ~27 min
Bike Commuters0.5%
Walk to Work5.0%

Families & Childcare

Childcare Cost Burden33.8%
This county
national median ~27% of household income
Childcare Centers6.5 per 10K residents
Childcare Facilities48

Civic & Community

Voter Turnout71.9%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.290
Nonprofit Organizations839
Veterans Share6.9%
This county
national avg 7.0%
Married Adults49.6%
Never-Married Adults37.1%
Divorced Adults8.9%
Religious Organizations99
Asian Population1.9%
Native American Population0.1%
Membership Associations13.2 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.73 per 1K residents
Colleges & Universities5
Nursing & Care Facilities125
Grocery Stores43
Arts & Entertainment Venues16
Hotels & Lodging40
Recreation Businesses59
Professional Services Firms312
Veterinary Practices47
Real Estate Firms169
Museums6
Debt Burden
Avg Mortgage Balance$113K
Avg Student Loan Balance$9K
Avg Credit Card Balance$5K
Loan Delinquency Rate20.9%
This county
national avg 4.0%

Innovation

Inventor Rate0.30%

Politics

R+10

2024 Presidential · Minnesota was D+4 statewide

vs Minnesota State

Income tax
9.85%Same (state law)
Property tax
1.02%1.02% state avg
Politics
R+10D+4
COL Index
95state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -708

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.71x avg income)

Economic Mobility

54%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Stearns County

Median home value: $320K

View on Zillow →View on Realtor.com →

Opens in a new tab

Explore Other Minnesota Counties

Aitkin County, MinnesotaBecker County, MinnesotaBeltrami County, MinnesotaBenton County, MinnesotaBig Stone County, MinnesotaBlue Earth County, MinnesotaBrown County, MinnesotaCarlton County, MinnesotaCarver County, MinnesotaCass County, MinnesotaChippewa County, MinnesotaChisago County, MinnesotaAll Minnesota counties →

Full Minnesota profile

Taxes, cost of living, crime, schools, gun laws and more.

View Minnesota →

Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

Adjust and every page updates live

Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable