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Polk
Minnesota

31K

Population

$70K

Median Income

$245K

Median Home

R+16

Politics

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What stands out

Three things set Polk County apart from the other 3,142 counties: the average temperature is in the bottom 3% of American counties (41°F), violent crime is in the bottom 8% of American counties (3.0 per 1,000), and population growth is in the bottom 10% of American counties (-1.0% a year). Within Minnesota it ranks 19th of 87 counties for the average temperature, counting from the bottom.

Where you are

You live in Polk County, Minnesota. 31,128 people live here with you. The population shrank 1.0% last year, and more Americans moved out than in (net -288).

Minnesota has a graduated income tax that reaches 9.85%, taxes Social Security above income thresholds, and has an estate tax with a $3 million exemption. In exchange it ranks near the top in health outcomes, school results and household income, and the Twin Cities metro holds more Fortune 500 headquarters per capita than any other. Winters are long and cold.

Money

The typical household here brings in $69,540 a year, higher than 73% of American counties. Employers pay an average wage of $54,723. Unemployment runs 3.0%, lower than 67% of American counties. 6% of workers work from home; for the rest the average commute is 17 minutes each way.

Minnesota takes 6.1% of that median income in state income tax, about $4,246 a year.

Home

The median home costs $250K, pricier than 56% of American counties, about 2.2 years of the median household's income. A two-bedroom rents for around $820 a month. Property tax is 0.96% of home value, roughly $1,967 a year on that median home, higher than 57% of American counties. 72% of households own rather than rent.

Safety and health

Violent crime here is 3.0 per 1,000 residents, lower than 92% of American counties. Drug overdoses killed 9 people per 100,000 in 2024.

A child born here can expect to live 77.4 years, longer than 68% of American counties. There are 26 active physicians in the county, about 8.4 per 10,000 people. 6.3% of people under 65 have no health insurance.

School

Local students test at grade level 3.13 where 3.0 is national grade level, higher than 76% of American counties. 93% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 16 points. 67% of eligible voters turned out. Under Minnesota law you can get a concealed-carry permit on request, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 41°F, highs near 52 and lows near 31, colder than 97% of American counties. About 20 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 60 out of 100, riskier than 60% of American counties; the county has had 31 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 193 Mbps down, slower than 53% of American counties. There are 10 airports in the county, counting general aviation. For a night or a weekend out: 0.7 full-service restaurants per 1,000 people.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$70K
This county
national avg ~$75K
Poverty Rate10.7%
This county
national avg ~11.5%
Unemployment Rate3.0%
This county
national avg ~3.8%
GDP per Capita$58,018
Federal Spending per Capita$1,256
Median Individual Earnings$44K
This county
national avg $45K
Professional/Management Workers34.4%
Average Adjusted Gross Income$71K
Avg Credit Score719
Work From Home %5.9%
This county
national avg 17.0%
Population Under 1824.5%
This county
national avg 22.0%
Single-Person Households32.3%
This county
national avg 28.0%
Banks & Finance Firms19
Income (20th Percentile)$27K
Income (80th Percentile)$128K
Income (95th Percentile)$195K
Bachelor's Degree or Higher26.7%
This county
national avg 34.3%
Less Than High School6.6%
This county
national avg 11.0%
Knowledge Economy GDP %6.2%
Dependency Ratio0.76
Medicare Spending / Person$3,074
SS Benefits / Person$4,066
Education Wage Premium1.85x
Median Earnings (Bachelor's)$55K
Median Earnings (Graduate)$70K
Median Earnings (HS Diploma)$38K
Public Assistance Recipients3.9%
Average Annual Wage$55K
Professional Services Concentration0.21x national
This county
1.0 = national average share
Federal Government Jobs Located Here83
Federal Share of Jobs Located Here0.7%
Residents Who Work for the Federal Government1.5%
Federal Civilian Share of Earnings0.9%
Federal Contract Dollars Performed Here (FY2025)$2M
Contract Dollars Relative to Local Wages0.00x wages
Largest Award's Share of Contract Dollars73%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$245K
This county
$335K state avg
$303K national
Market Rent (ZORI)$855/mo
This county
$1450/mo state avg
$1400/mo national
Property Tax Rate0.96%
This county
1.02% state avg
1.10% national

Annual tax on median home: $1,967

Affordability & Supply

HUD Fair Market Rent (2BR)$1,089/mo
Home Price Change (1 yr)+3.6%−+4.1% since 2024
Home Value to Income Ratio2.2x income
Severely Cost-Burdened Households10.6%
Homeownership Rate71.6%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
16.2%
Active Listings
86
New Listings / Month
22

Source: Zillow Research · Updated monthly

Health

Life Expectancy77.4 yrs
This county
national avg ~78.5 years
Food Insecurity8.2%
This county
national avg ~11%
Food Environment Index8.2 / 10
This county
higher = better access
Primary Care Shortage Score7
This county
national avg 5
Mental Health Shortage Score17
Dental Care Shortage Score15
Healthcare Shortage Score13.0
Healthcare Offices33
Obesity Rate (BRFSS)39.7%
This county
national avg 32.0%
Smoking Rate (BRFSS)15.8%
This county
national avg 14.0%
Poor Health Rate (BRFSS)17.0%
This county
national avg 18.0%
Physical Inactivity (BRFSS)24.6%
This county
national avg 24.0%
High Blood Pressure (BRFSS)27.4%
This county
national avg 32.0%
Active Physicians26
Nursing Home Rating3.5 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients634 / 1,000
Medicare Cost per Beneficiary$13,002
Uninsured (under 65)6.3%
This county
national avg ~10%
Adults with Depression25.7%

Education

Math Test Scores3.19 grade level
Reading Test Scores3.07 grade level
HS Diploma Holders5,536
Bachelor's Degree Holders4,095
HS Completion Rate93.4%
This county
national avg ~85%
Private Schools5

Safety

Violent Crime Rate3.0 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate9.0 / 100K
This county
national avg ~13.6/100K
Drug Overdose Rate15.1 / 100K
This county
national avg ~21/100K
Traffic Fatalities1
Social Vulnerability (CDC SVI)44th pct
Drug Overdose Deaths (2024)8.7 / 100K
Suicide Rate14.9 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-3.8
January Sunshine-0.38
January Temperature-2.35
Average Temp41°F+9.2% since 2022
Avg High Temp52°F+9.0% since 2022
Avg Low Temp31°F+10% since 2022
Annual Precipitation19.7 in/yr-12% since 2022
Avg Storm Events24.2 storms/yr
Avg Annual Storm Damage$38K
Drought Index (2022)0.49
Heating Degree Days8,923 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days461 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)9,927 HDD/yr
Cooling Degree Days (1901–2000 Baseline)402 CDD/yr
Avg Tornadoes / Year2.2
Avg Flood Events / Year1.0
Avg Hail Events / Year7.8
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)60 / 100
Community Resilience (FEMA)85 / 100
Federal Disaster Declarations31 since 1953
Fine Particulate Pollution (PM2.5)6.6 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)6 properties
FAA-Registered Airports11 total
Airports (excl. heliports)10 airports

Internet & Remote Work

Download Speed193 Mbps
This county
national avg ~120 Mbps
Upload Speed142 Mbps
Fixed Internet (Q1 2026)325 Mbps
Mobile Internet (Q1 2026)198 Mbps
Mobile Upload (Q1 2026)36 Mbps
Mobile Latency (Q1 2026)29 ms
Households with 100Mbps+94.0%
This county
national avg 75.0%
Cellular-Only Internet13.9%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)164 Mbps

EV Infrastructure

EV Charging Stations7 stations
DC Fast Chargers6 chargers
Level 2 EV Chargers12

Commute & Transit

Remote Workers887 workers
Public Transit Commuters122 workers
Walk to Work (workers)741 workers
Extreme Commutes (90+ min)166 workers
Avg Commute Time17.2 min
This county
national avg ~27 min
Bike Commuters0.5%
Walk to Work5.0%

Families & Childcare

Childcare Cost Burden27.6%
This county
national median ~27% of household income
Childcare Centers3.8 per 10K residents
Childcare Facilities6

Civic & Community

Voter Turnout66.8%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.733
Nonprofit Organizations238
Veterans Share7.0%
This county
national avg 7.0%
Married Adults54.2%
Never-Married Adults28.9%
Divorced Adults10.3%
Religious Organizations45
Asian Population1.1%
Native American Population1.3%
Membership Associations21.5 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.71 per 1K residents
Colleges & Universities1
Nursing & Care Facilities41
Grocery Stores8
Hotels & Lodging6
Recreation Businesses14
Professional Services Firms37
Veterinary Practices4
Real Estate Firms12
Debt Burden
Avg Mortgage Balance$96K
Avg Student Loan Balance$11K
Avg Credit Card Balance$5K
Loan Delinquency Rate27.6%
This county
national avg 4.0%

Innovation

Inventor Rate0.17%

Politics

R+16

2024 Presidential · Minnesota was D+4 statewide

vs Minnesota State

Income tax
9.85%Same (state law)
Property tax
0.96%1.02% state avg
Politics
R+16D+4
COL Index
95state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -288

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.74x avg income)

Economic Mobility

50%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Polk County

Median home value: $250K

View on Zillow →View on Realtor.com →

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Full Minnesota profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable