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Otter Tail
Minnesota

60K

Population

$68K

Median Income

$327K

Median Home

R+19

Politics

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What stands out

What stands out about Otter Tail County: the average temperature is in the bottom 4% of American counties (43°F), the school test score is in the top 8% of American counties (3.41 where 3.0 is grade level), and life expectancy is in the top 11% of American counties (79.6 years). Within Minnesota it ranks 25th of 87 counties for the average temperature, counting from the bottom.

Where you are

You live in Otter Tail County, Minnesota. 60,072 people live here with you. The population held steady at 0.1% last year, and more Americans moved in than out (net +196).

Minnesota has a graduated income tax that reaches 9.85%, taxes Social Security above income thresholds, and has an estate tax with a $3 million exemption. In exchange it ranks near the top in health outcomes, school results and household income, and the Twin Cities metro holds more Fortune 500 headquarters per capita than any other. Winters are long and cold.

Money

The typical household here brings in $67,990 a year, higher than 70% of American counties. Employers pay an average wage of $52,013. Unemployment runs 3.0%, lower than 65% of American counties. 10% of workers work from home.

Minnesota takes 6.1% of that median income in state income tax, about $4,140 a year.

Home

The median home costs $332K, pricier than 76% of American counties, about 2.7 years of the median household's income. A two-bedroom rents for around $835 a month. Property tax is 0.80% of home value, roughly $1,875 a year on that median home, lower than 55% of American counties. 80% of households own rather than rent.

Safety and health

Violent crime here is 3.2 per 1,000 residents, lower than 83% of American counties. Drug overdoses killed 9 people per 100,000 in 2024.

A child born here can expect to live 79.6 years, longer than 89% of American counties. There are 84 active physicians in the county, about 14.0 per 10,000 people. Medicare rates the local hospitals 3.5 of 5 stars. 7.1% of people under 65 have no health insurance.

School

Local students test at grade level 3.33 where 3.0 is national grade level, higher than 92% of American counties. 93% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 19 points. 81% of eligible voters turned out. Under Minnesota law you can get a concealed-carry permit on request, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 43°F, highs near 53 and lows near 32, colder than 96% of American counties. About 26 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 63 out of 100, riskier than 63% of American counties; the county has had 17 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 124 Mbps down, slower than 80% of American counties. There are 8 airports in the county, counting general aviation. For a night or a weekend out: 1.0 full-service restaurants per 1,000 people, 2 breweries, 4 museums.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$68K
This county
national avg ~$75K
Poverty Rate8.7%
This county
national avg ~11.5%
Unemployment Rate3.0%
This county
national avg ~3.8%
GDP per Capita$51,875
Federal Spending per Capita$1,146
Median Individual Earnings$44K
This county
national avg $45K
Professional/Management Workers36.0%
Average Adjusted Gross Income$72K
Avg Credit Score722
Work From Home %10.0%
This county
national avg 17.0%
Population Under 1821.7%
This county
national avg 22.0%
Single-Person Households29.5%
This county
national avg 28.0%
Banks & Finance Firms38
Income (20th Percentile)$30K
Income (80th Percentile)$125K
Income (95th Percentile)$213K
Bachelor's Degree or Higher26.6%
This county
national avg 34.3%
Less Than High School6.8%
This county
national avg 11.0%
Knowledge Economy GDP %9.5%
Dependency Ratio0.85
Medicare Spending / Person$3,558
SS Benefits / Person$5,167
Education Wage Premium1.95x
Median Earnings (Bachelor's)$56K
Median Earnings (Graduate)$72K
Median Earnings (HS Diploma)$37K
Public Assistance Recipients4.3%
Average Annual Wage$52K
Professional Services Concentration0.40x national
This county
1.0 = national average share
Federal Government Jobs Located Here198
Federal Share of Jobs Located Here0.9%
Residents Who Work for the Federal Government1.8%
Federal Civilian Share of Earnings1.2%
Federal Contract Dollars Performed Here (FY2025)$42M
Contract Dollars Relative to Local Wages0.03x wages
Largest Award's Share of Contract Dollars11%
Oil and Gas Share of Earnings (incl. proprietors)0.0%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$327K
This county
$335K state avg
$303K national
Median Sale Price$286K
This county
$303K national
Market Rent (ZORI)$989/mo
This county
$1450/mo state avg
$1400/mo national
Property Tax Rate0.80%
This county
1.02% state avg
1.10% national

Annual tax on median home: $1,875

Affordability & Supply

HUD Fair Market Rent (2BR)$983/mo
Home Price Change (1 yr)+1.1%−+8.6% since 2024
Home Value to Income Ratio2.7x income
Severely Cost-Burdened Households8.8%
Homeownership Rate80.1%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Sale-to-List Ratio— Buyers market — homes selling below list
96.6%
Listings with Price Cuts— Low — market moving fast
12.1%
Sold Above List Price
9.9%
Median Days to Close
25 days
Active Listings
242
New Listings / Month
83

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace
27 days
Months of Supply (Redfin)— Balanced market
5.6 mo
Sold Above List (Redfin)
23.1%

Sale-to-List Cross-Reference

Zillow 96.6%  ·  Redfin 98.2%

Source: Redfin · Updated monthly

Health

Life Expectancy79.6 yrs
This county
national avg ~78.5 years
Hospital Rating3.5 / 5
This county
national avg 3.0 stars
Food Insecurity6.5%
This county
national avg ~11%
Food Environment Index8.9 / 10
This county
higher = better access
Primary Care Shortage Score14
This county
national avg 5
Mental Health Shortage Score17
Dental Care Shortage Score15
Healthcare Shortage Score15.3
Healthcare Offices87
Obesity Rate (BRFSS)34.4%
This county
national avg 32.0%
Smoking Rate (BRFSS)15.9%
This county
national avg 14.0%
Poor Health Rate (BRFSS)16.0%
This county
national avg 18.0%
Physical Inactivity (BRFSS)23.5%
This county
national avg 24.0%
High Blood Pressure (BRFSS)25.6%
This county
national avg 32.0%
Active Physicians84
Nursing Home Rating4.4 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients608 / 1,000
Medicare Cost per Beneficiary$12,015
Uninsured (under 65)7.1%
This county
national avg ~10%
Adults with Depression25.4%

Education

Math Test Scores3.41 grade level
Reading Test Scores3.24 grade level
HS Diploma Holders10,487
Bachelor's Degree Holders7,778
HS Completion Rate93.2%
This county
national avg ~85%
Private Schools10

Safety

Violent Crime Rate3.2 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate13.6 / 100K
This county
national avg ~13.6/100K
Drug Overdose Rate7.9 / 100K
This county
national avg ~21/100K
Traffic Fatalities2
Social Vulnerability (CDC SVI)33th pct
Drug Overdose Deaths (2024)8.9 / 100K
Suicide Rate20.4 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-2.4
January Sunshine-0.32
January Temperature-2.04
Average Temp43°F+7.3% since 2022
Avg High Temp53°F+5.8% since 2022
Avg Low Temp32°F+9.5% since 2022
Annual Precipitation25.5 in/yr+8.1% since 2022
Avg Storm Events34.2 storms/yr
Avg Annual Storm Damage$913K
Drought Index (2022)0.08
Heating Degree Days8,568 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days464 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)9,557 HDD/yr
Cooling Degree Days (1901–2000 Baseline)433 CDD/yr
Avg Tornadoes / Year4.6
Avg Flood Events / Year1.6
Avg Hail Events / Year10.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)63 / 100
Community Resilience (FEMA)94 / 100
Federal Disaster Declarations17 since 1953
Fine Particulate Pollution (PM2.5)5.8 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)31 properties
FAA-Registered Airports11 total
Airports (excl. heliports)8 airports

Brewery Scene

Total Breweries2 breweries
Microbreweries1 microbreweries
Brewpubs1 brewpubs

Internet & Remote Work

Download Speed124 Mbps
This county
national avg ~120 Mbps
Upload Speed40 Mbps
Fixed Internet (Q1 2026)192 Mbps
Mobile Internet (Q1 2026)345 Mbps
Mobile Upload (Q1 2026)53 Mbps
Mobile Latency (Q1 2026)34 ms
Households with 100Mbps+94.3%
This county
national avg 75.0%
Cellular-Only Internet13.7%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)67 Mbps

EV Infrastructure

EV Charging Stations6 stations
DC Fast Chargers22 chargers
Level 2 EV Chargers5

Commute & Transit

Remote Workers2,767 workers
Public Transit Commuters261 workers
Walk to Work (workers)949 workers
Extreme Commutes (90+ min)569 workers
Bike Commuters0.5%
Walk to Work3.4%

Families & Childcare

Childcare Cost Burden29.5%
This county
national median ~27% of household income
Childcare Centers3.8 per 10K residents
Childcare Facilities10

Civic & Community

Voter Turnout80.8%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.174
Nonprofit Organizations411
Veterans Share8.5%
This county
national avg 7.0%
Married Adults58.2%
Never-Married Adults24.4%
Divorced Adults10.7%
Religious Organizations80
Asian Population0.5%
Native American Population0.3%
Membership Associations18.3 per 10K residents

Lifestyle & Services

Full-Service Restaurants1.00 per 1K residents
Colleges & Universities1
Nursing & Care Facilities59
Grocery Stores14
Arts & Entertainment Venues14
Hotels & Lodging43
Recreation Businesses22
Professional Services Firms102
Veterinary Practices15
Real Estate Firms44
Museums4
Debt Burden
Avg Mortgage Balance$95K
Avg Student Loan Balance$10K
Avg Credit Card Balance$5K
Loan Delinquency Rate24.5%
This county
national avg 4.0%

Innovation

Inventor Rate0.22%

Politics

R+19

2024 Presidential · Minnesota was D+4 statewide

vs Minnesota State

Income tax
9.85%Same (state law)
Property tax
0.80%1.02% state avg
Politics
R+19D+4
COL Index
95state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +196

More people arriving than leaving

IRS Wealth Migration

Wealthier people moving in (IRS: 1.07x avg income)

Economic Mobility

51%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Otter Tail County

Median home value: $332K

View on Zillow →View on Realtor.com →

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Full Minnesota profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable