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Lake of the Woods
Minnesota

Population

$62K

Median Income

$232K

Median Home

R+35

Politics

Economy

Median Household Income$62K

This county

national avg ~$75K

Poverty Rate11.0%

This county

national avg ~11.5%

Unemployment Rate3.2%

This county

national avg ~3.8%

GDP per Capita$59,540

Federal Spending per Capita$316

Median Individual Earnings$40K

This county

national avg $45K

Professional/Management Workers24.5%

Average Adjusted Gross Income$63K

Avg Credit Score712

Work From Home %6.7%

This county

national avg 17.0%

Population Under 1818.5%

This county

national avg 22.0%

Single-Person Households32.8%

This county

national avg 28.0%

Banks & Finance Firms3

Income (20th Percentile)$26K

Income (80th Percentile)$115K

Income (95th Percentile)$198K

Bachelor's Degree or Higher25.6%

This county

national avg 35.0%

Less Than High School4.0%

This county

national avg 11.0%

Knowledge Economy GDP %0.8%

Dependency Ratio0.97

Medicare Spending / Person$4,921

SS Benefits / Person$5,443

Education Wage Premium2.22x

Median Earnings (Bachelor's)$64K

Median Earnings (Graduate)$88K

Median Earnings (HS Diploma)$39K

Public Assistance Recipients1.0%

Average Annual Wage$54K

Professional Services Concentration0.16x national

This county

1.0 = national average share

Housing

Median Home Value$227K

This county

$335K state avg

$303K national

Market Rent (ZORI)$821/mo

This county

$1450/mo state avg

$1400/mo national

Property Tax Rate0.69%

This county

1.02% state avg

1.10% national

Annual tax on median home: $1,399

Affordability & Supply

HUD Fair Market Rent (2BR)$1,014/mo

Home Price Change (1 yr)-7.9%

Home Value to Income Ratio2.6x income

Severely Cost-Burdened Households9.6%

Homeownership Rate82.7%

This county

national avg ~65%

Market Activity

Listings with Price Cuts— Low — market moving fast

10.2%

Active Listings

New Listings / Month

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Average pace

23 days

Months of Supply (Redfin)— High inventory — buyers market

7.8 mo

Sold Above List (Redfin)

0.0%

Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list

94.5%

Source: Redfin · Updated monthly

Health

Life Expectancy78.9 yrs

This county

national avg ~78.5 years

Food Insecurity7.7%

This county

national avg ~11%

Food Environment Index8.3 / 10

This county

higher = better access

Primary Care Shortage Score13

This county

national avg 5

Mental Health Shortage Score19

Dental Care Shortage Score16

Healthcare Shortage Score16.0

Healthcare Offices4

Obesity Rate (BRFSS)35.6%

This county

national avg 32.0%

Smoking Rate (BRFSS)15.6%

This county

national avg 14.0%

Poor Health Rate (BRFSS)15.7%

This county

national avg 18.0%

Physical Inactivity (BRFSS)23.3%

This county

national avg 24.0%

High Blood Pressure (BRFSS)27.9%

This county

national avg 32.0%

Active Physicians1

ER Visits per 1,000 Medicare Patients667 / 1,000

Medicare Cost per Beneficiary$14,561

Uninsured (under 65)6.5%

This county

national avg ~10%

Adults with Depression25.1%

Education

Math Test Scores2.94 grade level

Reading Test Scores2.75 grade level

HS Diploma Holders875

Bachelor's Degree Holders375

HS Completion Rate96.0%

This county

national avg ~85%

Safety

Violent Crime Rate3.1 / 1,000

This county

national avg ~4.0

Traffic Fatalities1

Social Vulnerability (CDC SVI)4th pct

Drug Overdose Deaths (2024)0.0 / 100K

Climate & Air Quality

Natural Amenity Scale-3.1

January Sunshine-0.80

January Temperature-2.50

Average Temp40°F

Avg High Temp51°F

Avg Low Temp28°F

Annual Precipitation21.4 in/yr

Avg Storm Events5.4 storms/yr

Avg Annual Storm Damage$2K

Drought Index (2022)-0.61

Heating Degree Days9,404 HDD/yr

This county

national avg ~4,500 HDD/yr

Cooling Degree Days338 CDD/yr

This county

national avg ~1,200 CDD/yr

Heating Degree Days (1901–2000 Baseline)10,672 HDD/yr

Cooling Degree Days (1901–2000 Baseline)229 CDD/yr

Avg Tornadoes / Year0.8

Avg Flood Events / Year0.0

Avg Hail Events / Year2.2

Avg Hurricane Events / Year0.00

Avg Wildfire Events / Year0.0

Avg Winter Storms / Year0.0

Avg Heat Events / Year0.0

Natural Hazard Risk (FEMA)2 / 100

Community Resilience (FEMA)99 / 100

Federal Disaster Declarations18 since 1953

Fine Particulate Pollution (PM2.5)5.1 µg/m³

This county

EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)4 properties

FAA-Registered Airports4 total

Airports (excl. heliports)2 airports

Internet & Remote Work

Download Speed88 Mbps

This county

national avg ~120 Mbps

Upload Speed25 Mbps

Fixed Internet (Q1 2026)180 Mbps

Mobile Internet (Q1 2026)179 Mbps

Mobile Upload (Q1 2026)27 Mbps

Mobile Latency (Q1 2026)49 ms

Households with 100Mbps+86.2%

This county

national avg 75.0%

Cellular-Only Internet14.6%

This county

national avg 8.0%

Fixed Upload Speed (Q1 2026)116 Mbps

Commute & Transit

Remote Workers128 workers

Public Transit Commuters13 workers

Walk to Work133 workers

Extreme Commutes (90+ min)38 workers

Bike Commuters0.2%

Walk to Work7.0%

Families & Childcare

Childcare Cost Burden30.9%

This county

national median ~27% of household income

Civic & Community

Voter Turnout80.4%

This county

national avg ~55%

Volunteering Rate1.0%

Income Inequality (Gini)4.356

Nonprofit Organizations47

Veterans Share9.1%

This county

national avg 7.0%

Married Adults52.0%

Never-Married Adults27.1%

Divorced Adults12.9%

Religious Organizations9

Asian Population0.1%

Native American Population2.1%

Membership Associations36.6 per 10K residents

Lifestyle & Services

Full-Service Restaurants1.33 per 1K residents

Hotels & Lodging30

Recreation Businesses7

Professional Services Firms7

Real Estate Firms4

Debt Burden

Avg Mortgage Balance$84K

Avg Student Loan Balance$8K

Avg Credit Card Balance$5K

Loan Delinquency Rate25.9%

This county

national avg 4.0%

Innovation

Inventor Rate0.74%

Politics

R+35

2024 Presidential · Minnesota was D+4 statewide

vs Minnesota State

Income tax

9.85%Same (state law)

Property tax

0.69%1.02% state avg

Politics

R+35D+4

COL Index

County data95 (state)

Population & Migration

Net Domestic Migration 2023

↓ -95

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.92x avg income)

Economic Mobility

52%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Lake of the Woods County

Median home value: $232K

View on Zillow →View on Realtor.com →

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Local News — Lake of the Woods

USAFacts · Apr 6, 2026

How many people live in Lake of the Woods County, MN?

How many people live in Lake of the Woods County, MN ? ... In 2025, there were about 3,800 people li…

Only In Your State · 2 weeks ago

Explore All The Things To Do In Warroad, Minnesota

If you're looking for a small town adventure in Minnesota, head to the very top of the state and the…

OutdoorsFIRST · Jan 6, 2026

Lake of the Woods MN Fishing Report 1/6/2026 | IceFishingFIRST

Ice thickness on the Rainy River continues to build, though anglers should always be cautious due to…

The Timberjay · Mar 5, 2026

On the road to recovery

LAKE OF THE WOODS—After years of study and monitoring, new data suggest that Lake of the Woods, one …

98.1 - Minnesota's New Country · Mar 23, 2026

Trucks Drive Through A Foot Of Water On Lake Of The Woods In Wild Video

Odds are pretty good that if you live in Minnesota, you've at least been on a frozen lake a time or …

WJON · May 6, 2026

Prime Fishing Spots Highlighted For Minnesota's Walleye Opener

Get the scoop on Minnesota's walleye fishing opener, featuring prime locations from Lake of the Wood…

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Lake of the WoodsMinnesota

Lake of the Woods
Minnesota