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Lake
Minnesota

11K

Population

$74K

Median Income

$277K

Median Home

D+17

Politics

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What stands out

If you had to describe Lake County in numbers, start here: the average temperature is among the coldest in America (38°F), natural-hazard risk is in the bottom 2% of American counties (2 of 100), and violent crime is in the bottom 6% of American counties (3.0 per 1,000). Within Minnesota it ranks 2nd of 87 counties for the average temperature, counting from the bottom.

Where you are

You live in Lake County, Minnesota. 10,915 people live here with you. The population shrank 0.5% last year, and more Americans moved in than out (net +30).

Minnesota has a graduated income tax that reaches 9.85%, taxes Social Security above income thresholds, and has an estate tax with a $3 million exemption. In exchange it ranks near the top in health outcomes, school results and household income, and the Twin Cities metro holds more Fortune 500 headquarters per capita than any other. Winters are long and cold.

Money

The typical household here brings in $73,860 a year, higher than 81% of American counties. Employers pay an average wage of $54,467. Unemployment runs 5.0%, higher than 89% of American counties. 11% of workers work from home.

Minnesota takes 6.1% of that median income in state income tax, about $4,539 a year.

Home

The median home costs $283K, pricier than 65% of American counties, about 2.2 years of the median household's income. A two-bedroom rents for around $1,081 a month. Property tax is 0.79% of home value, roughly $1,590 a year on that median home, lower than 56% of American counties. 83% of households own rather than rent.

Safety and health

Violent crime here is 3.0 per 1,000 residents, lower than 94% of American counties. Drug overdoses killed 15 people per 100,000 in 2024.

A child born here can expect to live 80.7 years, longer than 94% of American counties. There are 15 active physicians in the county, about 13.7 per 10,000 people. 7.0% of people under 65 have no health insurance.

School

Local students test at grade level 3.20 where 3.0 is national grade level, higher than 85% of American counties. 93% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Democratic by 17 points. 83% of eligible voters turned out. Under Minnesota law you can get a concealed-carry permit on request, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 38°F, highs near 48 and lows near 27, colder than almost every county in America. About 27 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 2 out of 100, safer than 98% of American counties; the county has had 12 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 203 Mbps down, faster than 52% of American counties. There are 2 airports in the county, counting general aviation. For a night or a weekend out: 1.3 full-service restaurants per 1,000 people, 1 brewery, 3 museums.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$74K
This county
national avg ~$75K
Poverty Rate8.4%
This county
national avg ~11.5%
Unemployment Rate5.0%
This county
national avg ~3.8%
GDP per Capita$61,529
Federal Spending per Capita$2,236
Median Individual Earnings$47K
This county
national avg $45K
Professional/Management Workers34.1%
Average Adjusted Gross Income$69K
Avg Credit Score713
Work From Home %11.1%
This county
national avg 17.0%
Population Under 1819.0%
This county
national avg 22.0%
Single-Person Households31.1%
This county
national avg 28.0%
Banks & Finance Firms6
Income (20th Percentile)$29K
Income (80th Percentile)$129K
Income (95th Percentile)$195K
Bachelor's Degree or Higher26.1%
This county
national avg 34.3%
Less Than High School7.1%
This county
national avg 11.0%
Knowledge Economy GDP %4.1%
Dependency Ratio0.85
Medicare Spending / Person$4,002
SS Benefits / Person$5,819
Education Wage Premium1.78x
Median Earnings (Bachelor's)$61K
Median Earnings (Graduate)$65K
Median Earnings (HS Diploma)$36K
Public Assistance Recipients1.6%
Average Annual Wage$54K
Professional Services Concentration0.24x national
This county
1.0 = national average share
Federal Government Jobs Located Here18
Federal Share of Jobs Located Here0.4%
Residents Who Work for the Federal Government2.3%
Federal Civilian Share of Earnings0.6%
Oil and Gas Share of Earnings (incl. proprietors)0.1%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$277K
This county
$335K state avg
$303K national
Market Rent (ZORI)$837/mo
This county
$1450/mo state avg
$1400/mo national
Property Tax Rate0.79%
This county
1.02% state avg
1.10% national

Annual tax on median home: $1,590

Affordability & Supply

HUD Fair Market Rent (2BR)$1,277/mo
Home Price Change (1 yr)+4.5%−+1.0% since 2024
Home Value to Income Ratio2.2x income
Severely Cost-Burdened Households10.0%
Homeownership Rate83.0%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
9.9%
Active Listings
80
New Listings / Month
22

Source: Zillow Research · Updated monthly

Health

Life Expectancy80.7 yrs
This county
national avg ~78.5 years
Food Insecurity6.8%
This county
national avg ~11%
Food Environment Index9.1 / 10
This county
higher = better access
Primary Care Shortage Score15
This county
national avg 5
Mental Health Shortage Score16
Dental Care Shortage Score12
Healthcare Shortage Score14.3
Healthcare Offices8
Obesity Rate (BRFSS)35.3%
This county
national avg 32.0%
Smoking Rate (BRFSS)15.6%
This county
national avg 14.0%
Poor Health Rate (BRFSS)15.8%
This county
national avg 18.0%
Physical Inactivity (BRFSS)22.8%
This county
national avg 24.0%
High Blood Pressure (BRFSS)26.7%
This county
national avg 32.0%
Active Physicians15
Nursing Home Rating2.5 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients820 / 1,000
Medicare Cost per Beneficiary$10,402
Uninsured (under 65)7.0%
This county
national avg ~10%
Adults with Depression25.5%

Education

Math Test Scores3.30 grade level
Reading Test Scores3.10 grade level
HS Diploma Holders2,182
Bachelor's Degree Holders1,397
HS Completion Rate92.9%
This county
national avg ~85%
Private Schools3

Safety

Violent Crime Rate3.0 / 1,000
This county
national avg ~4.0
Traffic Fatalities2
Social Vulnerability (CDC SVI)8th pct
Drug Overdose Deaths (2024)15.0 / 100K
Suicide Rate17.0 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale0.2
January Sunshine-0.38
January Temperature-2.16
Average Temp38°F+6.5% since 2022
Avg High Temp48°F+4.8% since 2022
Avg Low Temp27°F+9.8% since 2022
Median AQIAQI 36
Good Air Days282 days/yr
Unhealthy Air Days2 days/yr
Annual Precipitation27.2 in/yr-26% since 2022
Avg Storm Events4.2 storms/yr
Avg Annual Storm Damage$2K
Ozone Days109 days/yr
This county
national avg 50 days/yr
Drought Index (2022)1.12
Heating Degree Days10,085 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days134 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)10,664 HDD/yr
Cooling Degree Days (1901–2000 Baseline)117 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year0.4
Avg Hail Events / Year1.6
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)2 / 100
Community Resilience (FEMA)98 / 100
Federal Disaster Declarations12 since 1953
Fine Particulate Pollution (PM2.5)5.3 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)22 properties
FAA-Registered Airports3 total
Airports (excl. heliports)2 airports

Brewery Scene

Total Breweries1 breweries
Microbreweries1 microbreweries
Brewpubs0 brewpubs

Internet & Remote Work

Download Speed203 Mbps
This county
national avg ~120 Mbps
Upload Speed122 Mbps
Fixed Internet (Q1 2026)242 Mbps
Mobile Internet (Q1 2026)199 Mbps
Mobile Upload (Q1 2026)28 Mbps
Mobile Latency (Q1 2026)43 ms
Households with 100Mbps+99.3%
This county
national avg 75.0%
Cellular-Only Internet13.7%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)163 Mbps

EV Infrastructure

EV Charging Stations7 stations
DC Fast Chargers8 chargers
Level 2 EV Chargers13

Commute & Transit

Remote Workers540 workers
Public Transit Commuters11 workers
Walk to Work (workers)198 workers
Extreme Commutes (90+ min)97 workers
Bike Commuters0.3%
Walk to Work4.1%

Families & Childcare

Childcare Cost Burden30.5%
This county
national median ~27% of household income
Childcare Centers9.7 per 10K residents

Civic & Community

Voter Turnout82.9%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.518
Nonprofit Organizations89
Veterans Share8.2%
This county
national avg 7.0%
Married Adults58.2%
Never-Married Adults21.9%
Divorced Adults11.6%
Religious Organizations12
Asian Population0.1%
Native American Population0.3%
Membership Associations13.7 per 10K residents

Lifestyle & Services

Full-Service Restaurants1.32 per 1K residents
Nursing & Care Facilities13
Hotels & Lodging40
Recreation Businesses11
Professional Services Firms16
Veterinary Practices4
Real Estate Firms6
Museums3
Debt Burden
Avg Mortgage Balance$84K
Avg Student Loan Balance$10K
Avg Credit Card Balance$5K
Loan Delinquency Rate27.8%
This county
national avg 4.0%

Innovation

Inventor Rate0.22%

Politics

D+17

2024 Presidential · Minnesota was D+4 statewide

vs Minnesota State

Income tax
9.85%Same (state law)
Property tax
0.79%1.02% state avg
Politics
D+17D+4
COL Index
95state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +30

More people arriving than leaving

IRS Wealth Migration

Income-neutral migration pattern (IRS: 0.97x avg income)

Economic Mobility

46%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Lake County

Median home value: $283K

View on Zillow →View on Realtor.com →

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable