← Map/Minnesota/Counties/Cottonwood

Cottonwood
Minnesota

11K

Population

$64K

Median Income

$164K

Median Home

R+16

Politics

Economy

Median Household Income$64K
This county
national avg ~$75K
Poverty Rate13.2%
This county
national avg ~11.5%
Unemployment Rate2.8%
This county
national avg ~3.8%
GDP per Capita$73,168
Federal Spending per Capita$125
Median Individual Earnings$41K
This county
national avg $45K
Professional/Management Workers35.1%
Average Adjusted Gross Income$67K
Avg Credit Score726
Work From Home %8.7%
This county
national avg 17.0%
Population Under 1824.7%
This county
national avg 22.0%
Single-Person Households30.3%
This county
national avg 28.0%
Banks & Finance Firms8
Income (20th Percentile)$30K
Income (80th Percentile)$116K
Income (95th Percentile)$194K
Bachelor's Degree or Higher23.1%
This county
national avg 35.0%
Less Than High School8.7%
This county
national avg 11.0%
Knowledge Economy GDP %4.0%
Dependency Ratio1.38
Medicare Spending / Person$4,077
SS Benefits / Person$4,759
Education Wage Premium1.56x
Median Earnings (Bachelor's)$51K
Median Earnings (Graduate)$59K
Median Earnings (HS Diploma)$38K
Public Assistance Recipients2.8%
Average Annual Wage$49K
Professional Services Concentration0.23x national
This county
1.0 = national average share

Housing

Median Home Value$163K
This county
$335K state avg
$303K national
Market Rent (ZORI)$755/mo
This county
$1450/mo state avg
$1400/mo national
Property Tax Rate1.12%
This county
1.02% state avg
1.10% national

Annual tax on median home: $1,586

Affordability & Supply

HUD Fair Market Rent (2BR)$973/mo
Home Price Change (1 yr)+4.5%
Home Value to Income Ratio1.7x income
Severely Cost-Burdened Households6.6%
Homeownership Rate76.7%
This county
national avg ~65%

Market Activity

Listings with Price CutsLow — market moving fast
14.9%
Active Listings
56
New Listings / Month
11

Source: Zillow Research · Updated monthly

Days on Market (Redfin)Average pace
39 days
Months of Supply (Redfin)Balanced market
4.0 mo
Sold Above List (Redfin)
30.0%
Sale-to-List Ratio (Redfin)Buyers market — homes selling below list
98.5%

Source: Redfin · Updated monthly

Health

Life Expectancy77.9 yrs
This county
national avg ~78.5 years
Food Insecurity7.6%
This county
national avg ~11%
Food Environment Index9.0 / 10
This county
higher = better access
Primary Care Shortage Score15
This county
national avg 5
Mental Health Shortage Score19
Dental Care Shortage Score15
Healthcare Shortage Score16.3
Healthcare Offices13
Obesity Rate (BRFSS)39.8%
This county
national avg 32.0%
Smoking Rate (BRFSS)16.7%
This county
national avg 14.0%
Poor Health Rate (BRFSS)18.6%
This county
national avg 18.0%
Physical Inactivity (BRFSS)27.6%
This county
national avg 24.0%
High Blood Pressure (BRFSS)30.1%
This county
national avg 32.0%
Active Physicians9
Nursing Home Rating2.7 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients630 / 1,000
Medicare Cost per Beneficiary$11,629
Uninsured (under 65)7.3%
This county
national avg ~10%
Adults with Depression25.1%

Education

Math Test Scores3.50 grade level
Reading Test Scores3.28 grade level
HS Diploma Holders2,413
Bachelor's Degree Holders972
HS Completion Rate91.3%
This county
national avg ~85%

Safety

Violent Crime Rate3.3 / 1,000
This county
national avg ~4.0
Social Vulnerability (CDC SVI)49th pct
Drug Overdose Deaths (2024)7.7 / 100K

Climate & Air Quality

Natural Amenity Scale-2.4
January Sunshine0.14
January Temperature-1.55
Average Temp47°F
Avg High Temp58°F
Avg Low Temp37°F
Annual Precipitation26.7 in/yr
Avg Storm Events17.0 storms/yr
Avg Annual Storm Damage$40K
Drought Index (2022)-0.73
Heating Degree Days7,209 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days794 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)8,333 HDD/yr
Cooling Degree Days (1901–2000 Baseline)616 CDD/yr
Avg Tornadoes / Year1.8
Avg Flood Events / Year4.0
Avg Hail Events / Year2.8
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)45 / 100
Community Resilience (FEMA)82 / 100
Federal Disaster Declarations17 since 1953
Fine Particulate Pollution (PM2.5)6.2 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)5 properties
FAA-Registered Airports6 total
Airports (excl. heliports)4 airports

Internet & Remote Work

Download Speed70 Mbps
This county
national avg ~120 Mbps
Upload Speed32 Mbps
Fixed Internet (Q1 2026)120 Mbps
Mobile Internet (Q1 2026)173 Mbps
Mobile Upload (Q1 2026)15 Mbps
Mobile Latency (Q1 2026)32 ms
Households with 100Mbps+92.9%
This county
national avg 75.0%
Cellular-Only Internet8.7%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)82 Mbps

Commute & Transit

Remote Workers453 workers
Public Transit Commuters0 workers
Walk to Work239 workers
Extreme Commutes (90+ min)120 workers
Avg Commute Time14.7 min
This county
national avg ~27 min
Bike Commuters0.3%
Walk to Work4.6%

Families & Childcare

Childcare Cost Burden32.0%
This county
national median ~27% of household income
Childcare Centers8.0 per 10K residents
Childcare Facilities3

Civic & Community

Voter Turnout75.8%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)3.874
Nonprofit Organizations114
Veterans Share6.9%
This county
national avg 7.0%
Married Adults53.8%
Never-Married Adults26.6%
Divorced Adults12.0%
Religious Organizations23
Asian Population3.9%
Native American Population0.3%
Membership Associations20.7 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.62 per 1K residents
Nursing & Care Facilities15
Grocery Stores3
Recreation Businesses3
Professional Services Firms16
Real Estate Firms7
Debt Burden
Avg Mortgage Balance$90K
Avg Student Loan Balance$9K
Avg Credit Card Balance$5K
Loan Delinquency Rate23.8%
This county
national avg 4.0%

Innovation

Inventor Rate0.34%

Politics

R+16

2024 Presidential · Minnesota was D+4 statewide

vs Minnesota State

Income tax
9.85%Same (state law)
Property tax
1.12%1.02% state avg
Politics
R+16D+4
COL Index
County data95 (state)

Population & Migration

Net Domestic Migration 2023

-39

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.68x avg income)

Economic Mobility

51%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Cottonwood County

Median home value: $164K

View on Zillow →View on Realtor.com →

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Local News — Cottonwood

Hamilton Funeral Home | Marshall, MN · Mar 3, 2026

Frances Bernice Viaene Obituary Mar 3, 2026

Fran Viaene, age 97, of Cottonwood, Minnesota, died peacefully on Tuesday, March 3, 2026, at the Gra

InForum · Mar 22, 2026

5 people killed, 9 injured in rural Cottonwood County crash

COTTONWOOD COUNTY, Minn. — Five people were killed and nine injured in a two-vehicle, head-on crash

Patch · Mar 21, 2026

5 Killed In Cottonwood County Party Bus Crash Identified

A GMC Terrain SUV was headed northbound on Highway 71 when it collided with a Ford Transit van heade

MPR News · Jan 28, 2026

ICE in greater Minnesota spreads fear, strains local leaders

Many immigration enforcement actions are flying under the radar in greater Minnesota because of fewe

CBS News · Sep 27, 2025

1 dead, 2 hurt when firetruck overturns during southwestern Minnesota school's Homecoming celebration

Authorities say one person is dead and two others, including a 6-year-old, are hurt after a firetruc

Legacy | Obituary · May 9, 2026

Robert K. Olson Obituary (1942 - 2026) - Cottonwood, MN - Tri-County News

Robert K. Olson Obituary ... Robert "Bobby" K. Olson, August 2, 1942 - March 5, 2026. Robert Kay Ols

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

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Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable