Clay
Minnesota

65K

Population

$75K

Median Income

$305K

Median Home

D+14

Politics

Economy

Median Household Income$75K

This county

national avg ~$75K

Poverty Rate11.4%

This county

national avg ~11.5%

Unemployment Rate2.2%

This county

national avg ~3.8%

GDP per Capita$42,612

Federal Spending per Capita$1,258

Median Individual Earnings$45K

This county

national avg $45K

Professional/Management Workers40.7%

Average Adjusted Gross Income$73K

Avg Credit Score721

Work From Home %9.6%

This county

national avg 17.0%

Population Under 1824.7%

This county

national avg 22.0%

Single-Person Households31.4%

This county

national avg 28.0%

Banks & Finance Firms31

Income (20th Percentile)$28K

Income (80th Percentile)$138K

Income (95th Percentile)$218K

Bachelor's Degree or Higher30.2%

This county

national avg 35.0%

Less Than High School5.7%

This county

national avg 11.0%

Knowledge Economy GDP %8.6%

Dependency Ratio1.13

Medicare Spending / Person$2,015

SS Benefits / Person$2,999

Education Wage Premium1.80x

Median Earnings (Bachelor's)$58K

Median Earnings (Graduate)$73K

Median Earnings (HS Diploma)$40K

Public Assistance Recipients4.7%

Average Annual Wage$54K

Professional Services Concentration0.34x national

This county

1.0 = national average share

Housing

Median Home Value$301K

This county

$335K state avg

$303K national

Median Sale Price$262K

This county

$303K national

Market Rent (ZORI)$1329/mo

This county

$1450/mo state avg

$1400/mo national

Property Tax Rate1.13%

This county

1.02% state avg

1.10% national

Annual tax on median home: $2,720

Affordability & Supply

HUD Fair Market Rent (2BR)$1,112/mo

Home Price Change (1 yr)+4.8%

Home Value to Income Ratio2.3x income

Severely Cost-Burdened Households13.0%

Homeownership Rate66.1%

This county

national avg ~65%

Market Activity

Sale-to-List Ratio— Buyers market — homes selling below list

98.7%

Listings with Price Cuts— Low — market moving fast

21.2%

Sold Above List Price

19.1%

Median Days to Close

29 days

Active Listings

215

New Listings / Month

Source: Zillow Research · Updated monthly

Health

Life Expectancy78.9 yrs

This county

national avg ~78.5 years

Food Insecurity7.4%

This county

national avg ~11%

Food Environment Index8.8 / 10

This county

higher = better access

Primary Care Shortage Score18

This county

national avg 5

Mental Health Shortage Score16

Dental Care Shortage Score23

Healthcare Shortage Score19.0

Healthcare Offices71

Obesity Rate (BRFSS)34.1%

This county

national avg 32.0%

Smoking Rate (BRFSS)14.6%

This county

national avg 14.0%

Poor Health Rate (BRFSS)15.4%

This county

national avg 18.0%

Physical Inactivity (BRFSS)22.1%

This county

national avg 24.0%

High Blood Pressure (BRFSS)30.1%

This county

national avg 32.0%

Active Physicians33

Nursing Home Rating4.7 / 5

This county

national avg ~3 stars

ER Visits per 1,000 Medicare Patients614 / 1,000

Medicare Cost per Beneficiary$12,830

Uninsured (under 65)5.3%

This county

national avg ~10%

Adults with Depression25.9%

Education

Math Test Scores3.32 grade level

Reading Test Scores3.05 grade level

HS Diploma Holders7,786

Bachelor's Degree Holders5,724

HS Completion Rate94.3%

This county

national avg ~85%

Private Schools9

Safety

Violent Crime Rate3.1 / 1,000

This county

national avg ~4.0

Firearm Fatality Rate7.8 / 100K

This county

national avg ~13.6/100K

Drug Overdose Rate14.4 / 100K

This county

national avg ~21/100K

Traffic Fatalities6

Social Vulnerability (CDC SVI)44th pct

Drug Overdose Deaths (2024)21.1 / 100K

Suicide Rate18.2 / 100K

This county

national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-4.2

January Sunshine-0.38

January Temperature-2.23

Average Temp43°F

Avg High Temp54°F

Avg Low Temp32°F

Median AQIAQI 50

Good Air Days180 days/yr

Unhealthy Air Days12 days/yr

Annual Precipitation22.0 in/yr

Avg Storm Events16.8 storms/yr

Avg Annual Storm Damage$72K

Drought Index (2022)0.54

Heating Degree Days8,590 HDD/yr

This county

national avg ~4,500 HDD/yr

Cooling Degree Days528 CDD/yr

This county

national avg ~1,200 CDD/yr

Heating Degree Days (1901–2000 Baseline)9,481 HDD/yr

Cooling Degree Days (1901–2000 Baseline)489 CDD/yr

Avg Tornadoes / Year1.6

Avg Flood Events / Year1.8

Avg Hail Events / Year4.0

Avg Hurricane Events / Year0.00

Avg Wildfire Events / Year0.0

Avg Winter Storms / Year0.0

Avg Heat Events / Year0.0

Natural Hazard Risk (FEMA)59 / 100

Community Resilience (FEMA)86 / 100

Federal Disaster Declarations29 since 1953

Fine Particulate Pollution (PM2.5)6.4 µg/m³

This county

EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)20 properties

FAA-Registered Airports7 total

Airports (excl. heliports)7 airports

Brewery Scene

Total Breweries1 breweries

Microbreweries1 microbreweries

Brewpubs0 brewpubs

Internet & Remote Work

Download Speed234 Mbps

This county

national avg ~120 Mbps

Upload Speed112 Mbps

Fixed Internet (Q1 2026)308 Mbps

Mobile Internet (Q1 2026)271 Mbps

Mobile Upload (Q1 2026)30 Mbps

Mobile Latency (Q1 2026)28 ms

Households with 100Mbps+98.1%

This county

national avg 75.0%

Cellular-Only Internet11.2%

This county

national avg 8.0%

Fixed Upload Speed (Q1 2026)164 Mbps

EV Infrastructure

EV Charging Stations3 stations

DC Fast Chargers3 chargers

Level 2 EV Chargers2

Commute & Transit

Remote Workers3,223 workers

Public Transit Commuters321 workers

Walk to Work935 workers

Extreme Commutes (90+ min)528 workers

Bike Commuters0.5%

Walk to Work2.8%

Agriculture

Farms151 farms

Farmland44,371 acres

Families & Childcare

Childcare Cost Burden28.3%

This county

national median ~27% of household income

Childcare Centers4.6 per 10K residents

Childcare Facilities6

Civic & Community

Voter Turnout68.4%

This county

national avg ~55%

Volunteering Rate1.0%

Income Inequality (Gini)4.987

Nonprofit Organizations284

Veterans Share5.4%

This county

national avg 7.0%

Married Adults48.9%

Never-Married Adults37.4%

Divorced Adults8.9%

Religious Organizations46

Asian Population1.5%

Native American Population1.3%

Membership Associations11.0 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.36 per 1K residents

Nursing & Care Facilities57

Grocery Stores6

Arts & Entertainment Venues15

Hotels & Lodging5

Recreation Businesses18

Professional Services Firms84

Veterinary Practices13

Real Estate Firms52

Debt Burden

Avg Mortgage Balance$113K

Avg Student Loan Balance$14K

Avg Credit Card Balance$5K

Loan Delinquency Rate26.4%

This county

national avg 4.0%

Innovation

Inventor Rate0.40%

Politics

D+14

2024 Presidential · Minnesota was D+4 statewide

vs Minnesota State

Income tax

9.85%Same (state law)

Property tax

1.13%1.02% state avg

Politics

D+14D+4

COL Index

County data95 (state)

Population & Migration

Net Domestic Migration 2023

↑ +264

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.68x avg income)

Economic Mobility

49%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Clay County

Median home value: $305K

View on Zillow →View on Realtor.com →

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Local News — Clay

The Nature Conservancy · May 20, 2026

1,900 Acres of Prairie and Wetlands Protected in Clay County

The Nature Conservancy, Pheasants Forever, DNR, USFWS Team Up to Protect 1900 Acres in Clay County.…

98.1 - Minnesota's New Country · 1 day ago

The St. Cloud Rox Sporting Clays Shootout Returns - Sign Up Now

If you enjoy a little friendly competition, spending time outdoors, and supporting a good cause, the…

MPR News · 3 weeks ago

MN Shortlist Aug. 14-20: Dystopia at the museum, the Latino music scene, a clay crawl and more

A night of nine artists at The Museum of Russian Art, three local Latino bands at Amsterdam Bar and …

InForum · 4 weeks ago

Where to vote in Clay County for Minnesota's primary on Tuesday

Most polling places in Clay County will be open from 7 a.m. to 8 p.m. Tuesday, Aug. 11. · Ward 1, Pr…

Star Tribune · Jul 1, 2026

Laine Graves, Allie Lauer named All-Minnesota Clay Target Athletes of the Year

Allie Lauer and Laine Graves won the individual titles in the 2026 MSHSL clay target state tournamen…

Valley News Live · Apr 21, 2026

Clay County Commissioners set deer hunting boundaries for 2026 season

Clay County Commissioners moved forward on ordinance language for the 2026 deer hunting season Tuesd…

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

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Clay
Minnesota