← Map/← Minnesota/Counties/Chippewa

Chippewa
Minnesota

12K

Population

$62K

Median Income

$223K

Median Home

R+9

Politics

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What stands out

If you had to describe Chippewa County in numbers, start here: the average temperature is in the bottom 12% of American counties (46°F), population growth is in the bottom 14% of American counties (-0.8% a year), and unemployment is in the bottom 15% of American counties (2.4%). Within Minnesota it ranks 54th of 87 counties for the average temperature, counting from the bottom.

Where you are

You live in Chippewa County, Minnesota. 12,466 people live here with you. The population shrank 0.8% last year, and more Americans moved out than in (net -150).

Minnesota has a graduated income tax that reaches 9.85%, taxes Social Security above income thresholds, and has an estate tax with a $3 million exemption. In exchange it ranks near the top in health outcomes, school results and household income, and the Twin Cities metro holds more Fortune 500 headquarters per capita than any other. Winters are long and cold.

Money

The typical household here brings in $62,112 a year, higher than 55% of American counties. Employers pay an average wage of $52,949. Unemployment runs 2.4%, lower than 85% of American counties. 7% of workers work from home.

Minnesota takes 6.0% of that median income in state income tax, about $3,741 a year.

Home

The median home costs $228K, cheaper than 53% of American counties, about 1.7 years of the median household's income. A two-bedroom rents for around $772 a month. Property tax is 1.01% of home value, roughly $1,403 a year on that median home, higher than 61% of American counties. 71% of households own rather than rent.

Safety and health

Violent crime here is 3.2 per 1,000 residents, lower than 83% of American counties. Drug overdoses killed 8 people per 100,000 in 2024.

A child born here can expect to live 77.0 years, longer than 64% of American counties. There are 16 active physicians in the county, about 12.8 per 10,000 people. 8.2% of people under 65 have no health insurance.

School

Local students test at grade level 3.18 where 3.0 is national grade level, higher than 79% of American counties. 91% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Republican by 9 points. 76% of eligible voters turned out. Under Minnesota law you can get a concealed-carry permit on request, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 46°F, highs near 57 and lows near 35, colder than 88% of American counties. About 33 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 27 out of 100, safer than 72% of American counties; the county has had 21 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 130 Mbps down, slower than 78% of American counties. There are 2 airports in the county, counting general aviation. For a night or a weekend out: 0.8 full-service restaurants per 1,000 people, 1 brewery.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$62K
This county
national avg ~$75K
Poverty Rate10.4%
This county
national avg ~11.5%
Unemployment Rate2.4%
This county
national avg ~3.8%
GDP per Capita$64,722
Federal Spending per Capita$1,307
Median Individual Earnings$39K
This county
national avg $45K
Professional/Management Workers33.3%
Average Adjusted Gross Income$68K
Avg Credit Score719
Work From Home %6.5%
This county
national avg 17.0%
Population Under 1823.3%
This county
national avg 22.0%
Single-Person Households36.3%
This county
national avg 28.0%
Banks & Finance Firms10
Income (20th Percentile)$26K
Income (80th Percentile)$120K
Income (95th Percentile)$185K
Bachelor's Degree or Higher19.8%
This county
national avg 34.3%
Less Than High School9.3%
This county
national avg 11.0%
Knowledge Economy GDP %5.3%
Dependency Ratio0.82
Medicare Spending / Person$3,536
SS Benefits / Person$4,122
Education Wage Premium2.40x
Median Earnings (Bachelor's)$52K
Median Earnings (Graduate)$69K
Median Earnings (HS Diploma)$29K
Public Assistance Recipients1.9%
Average Annual Wage$53K
Professional Services Concentration0.29x national
This county
1.0 = national average share
Federal Government Jobs Located Here67
Federal Share of Jobs Located Here1.3%
Residents Who Work for the Federal Government3.2%
Federal Civilian Share of Earnings1.9%
Federal Contract Dollars Performed Here (FY2025)$198,388
Contract Dollars Relative to Local Wages0.00x wages
Largest Award's Share of Contract Dollars71%
Oil and Gas Share of Earnings (incl. proprietors)0.0%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$223K
This county
$335K state avg
$303K national
Market Rent (ZORI)$788/mo
This county
$1450/mo state avg
$1400/mo national
Property Tax Rate1.01%
This county
1.02% state avg
1.10% national

Annual tax on median home: $1,403

Affordability & Supply

HUD Fair Market Rent (2BR)$973/mo
Home Price Change (1 yr)+11.4%++11.5% since 2024
Home Value to Income Ratio1.7x income
Severely Cost-Burdened Households10.4%
Homeownership Rate70.8%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
20.7%
Active Listings
70
New Listings / Month
15

Source: Zillow Research · Updated monthly

Days on Market (Redfin)— Slow — buyers have leverage
168 days
Months of Supply (Redfin)— High inventory — buyers market
12.4 mo
Sold Above List (Redfin)
0.0%
Sale-to-List Ratio (Redfin)— Buyers market — homes selling below list
93.6%

Source: Redfin · Updated monthly

Health

Life Expectancy77.0 yrs
This county
national avg ~78.5 years
Food Insecurity8.0%
This county
national avg ~11%
Food Environment Index8.6 / 10
This county
higher = better access
Primary Care Shortage Score14
This county
national avg 5
Mental Health Shortage Score19
Dental Care Shortage Score15
Healthcare Shortage Score16.0
Healthcare Offices20
Obesity Rate (BRFSS)40.8%
This county
national avg 32.0%
Smoking Rate (BRFSS)17.0%
This county
national avg 14.0%
Poor Health Rate (BRFSS)18.5%
This county
national avg 18.0%
Physical Inactivity (BRFSS)27.0%
This county
national avg 24.0%
High Blood Pressure (BRFSS)28.6%
This county
national avg 32.0%
Active Physicians16
Nursing Home Rating1.0 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients596 / 1,000
Medicare Cost per Beneficiary$11,780
Uninsured (under 65)8.2%
This county
national avg ~10%
Adults with Depression25.6%

Education

Math Test Scores3.23 grade level
Reading Test Scores3.13 grade level
HS Diploma Holders2,524
Bachelor's Degree Holders1,134
HS Completion Rate90.7%
This county
national avg ~85%

Safety

Violent Crime Rate3.2 / 1,000
This county
national avg ~4.0
Traffic Fatalities48
Social Vulnerability (CDC SVI)65th pct
Drug Overdose Deaths (2024)8.0 / 100K
Suicide Rate28.2 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-3.4
January Sunshine-0.32
January Temperature-1.81
Average Temp46°F+6.2% since 2022
Avg High Temp57°F+5.7% since 2022
Avg Low Temp35°F+7.4% since 2022
Annual Precipitation33.0 in/yr+40% since 2022
Avg Storm Events4.4 storms/yr
Avg Annual Storm Damage$195K
Drought Index (2022)-0.13
Heating Degree Days7,572 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days720 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)8,570 HDD/yr
Cooling Degree Days (1901–2000 Baseline)605 CDD/yr
Avg Tornadoes / Year0.6
Avg Flood Events / Year0.4
Avg Hail Events / Year1.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)27 / 100
Community Resilience (FEMA)98 / 100
Federal Disaster Declarations21 since 1953
Fine Particulate Pollution (PM2.5)5.8 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)9 properties
FAA-Registered Airports3 total
Airports (excl. heliports)2 airports

Brewery Scene

Total Breweries1 breweries
Microbreweries1 microbreweries
Brewpubs0 brewpubs

Internet & Remote Work

Download Speed130 Mbps
This county
national avg ~120 Mbps
Upload Speed14 Mbps
Fixed Internet (Q1 2026)227 Mbps
Mobile Internet (Q1 2026)188 Mbps
Mobile Upload (Q1 2026)21 Mbps
Mobile Latency (Q1 2026)32 ms
Households with 100Mbps+98.0%
This county
national avg 75.0%
Cellular-Only Internet8.9%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)46 Mbps

EV Infrastructure

EV Charging Stations2 stations
DC Fast Chargers0 chargers
Level 2 EV Chargers5

Commute & Transit

Remote Workers380 workers
Public Transit Commuters15 workers
Walk to Work (workers)207 workers
Extreme Commutes (90+ min)163 workers
Bike Commuters0.1%
Walk to Work3.6%

Agriculture

Farms231 farms
Farmland21,162 acres

Families & Childcare

Childcare Cost Burden31.1%
This county
national median ~27% of household income
Childcare Centers6.3 per 10K residents
Childcare Facilities3

Civic & Community

Voter Turnout76.3%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.640
Nonprofit Organizations100
Veterans Share9.2%
This county
national avg 7.0%
Married Adults53.6%
Never-Married Adults26.2%
Divorced Adults11.8%
Religious Organizations25
Asian Population1.2%
Native American Population1.4%
Membership Associations27.5 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.77 per 1K residents
Nursing & Care Facilities19
Grocery Stores4
Hotels & Lodging5
Professional Services Firms22
Real Estate Firms4
Debt Burden
Avg Mortgage Balance$93K
Avg Student Loan Balance$11K
Avg Credit Card Balance$4K
Loan Delinquency Rate26.1%
This county
national avg 4.0%

Innovation

Inventor Rate0.28%

Politics

R+9

2024 Presidential · Minnesota was D+4 statewide

vs Minnesota State

Income tax
9.85%Same (state law)
Property tax
1.01%1.02% state avg
Politics
R+9D+4
COL Index
95state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↓ -150

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.73x avg income)

Economic Mobility

51%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Chippewa County

Median home value: $228K

View on Zillow →View on Realtor.com →

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Full Minnesota profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable