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Carlton
Minnesota

36K

Population

$75K

Median Income

$299K

Median Home

D+12

Politics

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What stands out

Against every county in America, Carlton County is unusual in three ways: the average temperature is among the coldest in America (40°F), the school test score is in the top 4% of American counties (3.52 where 3.0 is grade level), and the uninsured rate is in the bottom 7% of American counties (5.6%). Within Minnesota it ranks 9th of 87 counties for the average temperature, counting from the bottom.

Where you are

You live in Carlton County, Minnesota. 36,362 people live here with you. The population grew 0.8% last year, and more Americans moved in than out (net +336).

Minnesota has a graduated income tax that reaches 9.85%, taxes Social Security above income thresholds, and has an estate tax with a $3 million exemption. In exchange it ranks near the top in health outcomes, school results and household income, and the Twin Cities metro holds more Fortune 500 headquarters per capita than any other. Winters are long and cold.

Money

The typical household here brings in $74,660 a year, higher than 82% of American counties. Employers pay an average wage of $58,073. Unemployment runs 3.6%, higher than 58% of American counties. 7% of workers work from home.

Minnesota takes 6.2% of that median income in state income tax, about $4,594 a year.

Home

The median home costs $301K, pricier than 70% of American counties, about 2.4 years of the median household's income. A two-bedroom rents for around $997 a month. Property tax is 1.19% of home value, roughly $2,595 a year on that median home, higher than 72% of American counties. 80% of households own rather than rent.

Safety and health

Violent crime here is 3.4 per 1,000 residents, lower than 74% of American counties. Drug overdoses killed 14 people per 100,000 in 2024.

A child born here can expect to live 77.3 years, longer than 67% of American counties. There are 46 active physicians in the county, about 12.7 per 10,000 people. 5.6% of people under 65 have no health insurance.

School

Local students test at grade level 3.44 where 3.0 is national grade level, higher than 96% of American counties. 94% of adults finished high school.

Neighbors and politics

In 2024 your neighbors voted Democratic by 12 points. 74% of eligible voters turned out. Under Minnesota law you can get a concealed-carry permit on request, abortion is protected by state law, and marijuana is legal for adults.

Weather and risk

The year averages 40°F, highs near 51 and lows near 30, colder than almost every county in America. About 22 inches of rain and snow fall a year. FEMA puts natural-hazard risk at 29 out of 100, safer than 71% of American counties; the county has had 10 federal disaster declarations since 1953.

Getting around, going out

Home internet averages 136 Mbps down, slower than 76% of American counties. There are 3 airports in the county, counting general aviation. For a night or a weekend out: 0.5 full-service restaurants per 1,000 people, 1 brewery.

Written from the figures below. Percentiles compare this county with every other county that reports the same figure; missing figures are left out rather than guessed.

Economy

Median Household Income$75K
This county
national avg ~$75K
Poverty Rate10.3%
This county
national avg ~11.5%
Unemployment Rate3.6%
This county
national avg ~3.8%
GDP per Capita$48,686
Federal Spending per Capita$1,457
Median Individual Earnings$47K
This county
national avg $45K
Professional/Management Workers36.2%
Average Adjusted Gross Income$67K
Avg Credit Score709
Work From Home %7.1%
This county
national avg 17.0%
Population Under 1822.1%
This county
national avg 22.0%
Single-Person Households26.9%
This county
national avg 28.0%
Banks & Finance Firms15
Income (20th Percentile)$35K
Income (80th Percentile)$132K
Income (95th Percentile)$216K
Bachelor's Degree or Higher25.1%
This county
national avg 34.3%
Less Than High School5.9%
This county
national avg 11.0%
Knowledge Economy GDP %4.3%
Dependency Ratio0.66
Medicare Spending / Person$3,238
SS Benefits / Person$4,293
Education Wage Premium1.88x
Median Earnings (Bachelor's)$58K
Median Earnings (Graduate)$75K
Median Earnings (HS Diploma)$40K
Public Assistance Recipients4.0%
Average Annual Wage$58K
Professional Services Concentration0.26x national
This county
1.0 = national average share
Federal Government Jobs Located Here64
Federal Share of Jobs Located Here0.5%
Residents Who Work for the Federal Government2.6%
Federal Civilian Share of Earnings0.7%
Federal Contract Dollars Performed Here (FY2025)$4M
Contract Dollars Relative to Local Wages0.00x wages
Largest Award's Share of Contract Dollars89%

Housing

Sources: Zillow ZHVI · Census ACS 2022 · Tax Foundation 2023 (effective rates)

Median Home Value$299K
This county
$335K state avg
$303K national
Market Rent (ZORI)$955/mo
This county
$1450/mo state avg
$1400/mo national
Property Tax Rate1.19%
This county
1.02% state avg
1.10% national

Annual tax on median home: $2,595

Affordability & Supply

HUD Fair Market Rent (2BR)$1,232/mo
Home Price Change (1 yr)+12.7%++13.1% since 2024
Home Value to Income Ratio2.4x income
Severely Cost-Burdened Households8.5%
Homeownership Rate79.6%
This county
national avg ~65%

Market Activity

Sources: Zillow Research monthly · Redfin

Listings with Price Cuts— Low — market moving fast
19.1%
Active Listings
64
New Listings / Month
31

Source: Zillow Research · Updated monthly

Health

Life Expectancy77.3 yrs
This county
national avg ~78.5 years
Food Insecurity8.3%
This county
national avg ~11%
Food Environment Index8.7 / 10
This county
higher = better access
Primary Care Shortage Score17
This county
national avg 5
Mental Health Shortage Score18
Dental Care Shortage Score22
Healthcare Shortage Score19.0
Healthcare Offices37
Obesity Rate (BRFSS)38.5%
This county
national avg 32.0%
Smoking Rate (BRFSS)16.2%
This county
national avg 14.0%
Poor Health Rate (BRFSS)16.7%
This county
national avg 18.0%
Physical Inactivity (BRFSS)24.3%
This county
national avg 24.0%
High Blood Pressure (BRFSS)29.0%
This county
national avg 32.0%
Active Physicians46
Nursing Home Rating4.5 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients711 / 1,000
Medicare Cost per Beneficiary$11,538
Uninsured (under 65)5.6%
This county
national avg ~10%
Adults with Depression27.5%

Education

Math Test Scores3.52 grade level
Reading Test Scores3.36 grade level
HS Diploma Holders6,549
Bachelor's Degree Holders4,272
HS Completion Rate94.1%
This county
national avg ~85%
Private Schools4

Safety

Violent Crime Rate3.4 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate10.6 / 100K
This county
national avg ~13.6/100K
Drug Overdose Rate25.9 / 100K
This county
national avg ~21/100K
Traffic Fatalities3
Social Vulnerability (CDC SVI)37th pct
Drug Overdose Deaths (2024)13.8 / 100K
Suicide Rate14.3 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-2.1
January Sunshine-0.32
January Temperature-2.02
Average Temp40°F+7.2% since 2022
Avg High Temp51°F+6.5% since 2022
Avg Low Temp30°F+8.4% since 2022
Median AQIAQI 38
Good Air Days266 days/yr
Unhealthy Air Days5 days/yr
Annual Precipitation22.4 in/yr-27% since 2022
Avg Storm Events9.4 storms/yr
Avg Annual Storm Damage$4K
Ozone Days126 days/yr
This county
national avg 50 days/yr
Drought Index (2022)0.36
Heating Degree Days9,204 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days238 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)9,885 HDD/yr
Cooling Degree Days (1901–2000 Baseline)193 CDD/yr
Avg Tornadoes / Year0.4
Avg Flood Events / Year0.2
Avg Hail Events / Year5.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)29 / 100
Community Resilience (FEMA)94 / 100
Federal Disaster Declarations10 since 1953
Fine Particulate Pollution (PM2.5)1.3 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)15 properties
FAA-Registered Airports4 total
Airports (excl. heliports)3 airports

Brewery Scene

Total Breweries1 breweries
Microbreweries1 microbreweries
Brewpubs0 brewpubs

Internet & Remote Work

Download Speed136 Mbps
This county
national avg ~120 Mbps
Upload Speed28 Mbps
Fixed Internet (Q1 2026)270 Mbps
Mobile Internet (Q1 2026)180 Mbps
Mobile Upload (Q1 2026)35 Mbps
Mobile Latency (Q1 2026)35 ms
Households with 100Mbps+88.3%
This county
national avg 75.0%
Cellular-Only Internet15.5%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)65 Mbps

EV Infrastructure

EV Charging Stations5 stations
DC Fast Chargers11 chargers
Level 2 EV Chargers4

Commute & Transit

Remote Workers1,167 workers
Public Transit Commuters48 workers
Walk to Work (workers)416 workers
Extreme Commutes (90+ min)321 workers
Bike Commuters0.2%
Walk to Work2.5%

Families & Childcare

Childcare Cost Burden28.6%
This county
national median ~27% of household income
Childcare Centers9.2 per 10K residents
Childcare Facilities8

Civic & Community

Voter Turnout74.4%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)3.734
Nonprofit Organizations226
Veterans Share8.2%
This county
national avg 7.0%
Married Adults49.9%
Never-Married Adults29.4%
Divorced Adults14.5%
Religious Organizations31
Asian Population0.5%
Native American Population4.0%
Membership Associations11.3 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.53 per 1K residents
Colleges & Universities1
Nursing & Care Facilities47
Grocery Stores6
Arts & Entertainment Venues5
Hotels & Lodging4
Recreation Businesses10
Professional Services Firms38
Veterinary Practices5
Real Estate Firms19
Debt Burden
Avg Mortgage Balance$87K
Avg Student Loan Balance$11K
Avg Credit Card Balance$5K
Loan Delinquency Rate30.4%
This county
national avg 4.0%

Innovation

Inventor Rate0.22%

Politics

D+12

2024 Presidential · Minnesota was D+4 statewide

vs Minnesota State

Income tax
9.85%Same (state law)
Property tax
1.19%1.02% state avg
Politics
D+12D+4
COL Index
95state index (no county figure)

Population & Migration

Net Domestic Migration 2023

↑ +336

More people arriving than leaving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.90x avg income)

Economic Mobility

44%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Carlton County

Median home value: $301K

View on Zillow →View on Realtor.com →

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Full Minnesota profile

Taxes, cost of living, crime, schools, gun laws and more.

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

Your Priorities

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Quick Profiles

Dial in your priorities

Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable