← Map/Michigan/Counties/Saginaw

Saginaw
Michigan

190K

Population

$57K

Median Income

$173K

Median Home

Swing

Politics

Economy

Median Household Income$57K
This county
national avg ~$75K
Poverty Rate18.1%
This county
national avg ~11.5%
Unemployment Rate5.6%
This county
national avg ~3.8%
GDP per Capita$57,690
Federal Spending per Capita$443
Median Individual Earnings$38K
This county
national avg $45K
Professional/Management Workers34.0%
Average Adjusted Gross Income$62K
Avg Credit Score672
Work From Home %7.0%
This county
national avg 17.0%
Population Under 1821.4%
This county
national avg 22.0%
Single-Person Households31.5%
This county
national avg 28.0%
Banks & Finance Firms99
Income (20th Percentile)$24K
Income (80th Percentile)$114K
Income (95th Percentile)$208K
Bachelor's Degree or Higher22.8%
This county
national avg 35.0%
Less Than High School9.4%
This county
national avg 11.0%
Knowledge Economy GDP %12.0%
Dependency Ratio1.08
Medicare Spending / Person$3,637
SS Benefits / Person$5,002
Education Wage Premium2.28x
Median Earnings (Bachelor's)$60K
Median Earnings (Graduate)$76K
Median Earnings (HS Diploma)$33K
Public Assistance Recipients3.8%
Average Annual Wage$58K
Professional Services Concentration0.69x national
This county
1.0 = national average share

Housing

Median Home Value$171K
This county
$250K state avg
$303K national
Median Sale Price$155K
This county
$303K national
Market Rent (ZORI)$1035/mo
This county
$1150/mo state avg
$1400/mo national
Property Tax Rate1.54%
This county
1.32% state avg
1.10% national

Annual tax on median home: $2,021

Affordability & Supply

HUD Fair Market Rent (2BR)$1,117/mo
Home Price Change (1 yr)+3.8%
Home Value to Income Ratio1.8x income
Severely Cost-Burdened Households11.4%
Homeownership Rate72.7%
This county
national avg ~65%

Market Activity

Sale-to-List RatioBuyers market — homes selling below list
96.5%
Listings with Price CutsLow — market moving fast
21.4%
Sold Above List Price
25.0%
Median Days to Close
28 days
Active Listings
566
New Listings / Month
166

Source: Zillow Research · Updated monthly

Days on Market (Redfin)Average pace
27 days
Months of Supply (Redfin)Low inventory — sellers market
2.6 mo
Sold Above List (Redfin)
32.3%

Sale-to-List Cross-Reference

Zillow 96.5%  ·  Redfin 98.5%

Source: Redfin · Updated monthly

Health

Life Expectancy75.3 yrs
This county
national avg ~78.5 years
Hospital Rating2.5 / 5
This county
national avg 3.0 stars
Food Insecurity13.6%
This county
national avg ~11%
Food Environment Index6.8 / 10
This county
higher = better access
Primary Care Shortage Score20
This county
national avg 5
Mental Health Shortage Score19
Dental Care Shortage Score26
Healthcare Shortage Score21.7
Healthcare Offices405
Obesity Rate (BRFSS)37.1%
This county
national avg 32.0%
Smoking Rate (BRFSS)17.0%
This county
national avg 14.0%
Poor Health Rate (BRFSS)22.1%
This county
national avg 18.0%
Physical Inactivity (BRFSS)29.2%
This county
national avg 24.0%
High Blood Pressure (BRFSS)35.3%
This county
national avg 32.0%
Active Physicians717
Nursing Home Rating2.7 / 5
This county
national avg ~3 stars
ER Visits per 1,000 Medicare Patients673 / 1,000
Medicare Cost per Beneficiary$12,385
Uninsured (under 65)6.4%
This county
national avg ~10%
Adults with Depression27.6%

Education

Math Test Scores2.74 grade level
Reading Test Scores2.86 grade level
HS Diploma Holders37,140
Bachelor's Degree Holders15,099
HS Completion Rate90.5%
This county
national avg ~85%
Private Schools37

Safety

Violent Crime Rate3.8 / 1,000
This county
national avg ~4.0
Firearm Fatality Rate18.1 / 100K
This county
national avg ~13.6/100K
Homicide Rate10.9 / 100K
This county
national avg ~7.5/100K
Drug Overdose Rate30.4 / 100K
This county
national avg ~21/100K
Traffic Fatalities21
Social Vulnerability (CDC SVI)67th pct
Drug Overdose Deaths (2024)28.8 / 100K
Suicide Rate13.8 / 100K
This county
national avg ~14/100K

Climate & Air Quality

Natural Amenity Scale-3.3
January Sunshine-1.40
January Temperature-0.95
Average Temp48°F
Avg High Temp58°F
Avg Low Temp38°F
Annual Precipitation29.9 in/yr
Avg Storm Events11.0 storms/yr
Avg Annual Storm Damage$2M
Drought Index (2022)-0.31
Heating Degree Days6,739 HDD/yr
This county
national avg ~4,500 HDD/yr
Cooling Degree Days689 CDD/yr
This county
national avg ~1,200 CDD/yr
Heating Degree Days (1901–2000 Baseline)7,296 HDD/yr
Cooling Degree Days (1901–2000 Baseline)497 CDD/yr
Avg Tornadoes / Year0.0
Avg Flood Events / Year0.6
Avg Hail Events / Year1.4
Avg Hurricane Events / Year0.00
Avg Wildfire Events / Year0.0
Avg Winter Storms / Year0.0
Avg Heat Events / Year0.0
Natural Hazard Risk (FEMA)79 / 100
Community Resilience (FEMA)92 / 100
Federal Disaster Declarations18 since 1953
Fine Particulate Pollution (PM2.5)6.6 µg/m³
This county
EPA standard 9 µg/m³

Outdoor & Recreation

Historic Places (NRHP)42 properties
FAA-Registered Airports11 total
Airports (excl. heliports)8 airports

Brewery Scene

Total Breweries4 breweries
Microbreweries3 microbreweries
Brewpubs1 brewpubs

Internet & Remote Work

Download Speed224 Mbps
This county
national avg ~120 Mbps
Upload Speed19 Mbps
Fixed Internet (Q1 2026)339 Mbps
Mobile Internet (Q1 2026)329 Mbps
Mobile Upload (Q1 2026)29 Mbps
Mobile Latency (Q1 2026)31 ms
Households with 100Mbps+96.0%
This county
national avg 75.0%
Cellular-Only Internet12.9%
This county
national avg 8.0%
Fixed Upload Speed (Q1 2026)65 Mbps

EV Infrastructure

EV Charging Stations31 stations
DC Fast Chargers30 chargers
Level 2 EV Chargers37

Commute & Transit

Remote Workers5,566 workers
Public Transit Commuters300 workers
Walk to Work1,656 workers
Extreme Commutes (90+ min)1,800 workers
Bike Commuters0.2%
Walk to Work2.1%

Families & Childcare

Childcare Cost Burden36.5%
This county
national median ~27% of household income
Childcare Centers9.2 per 10K residents
Childcare Facilities41

Civic & Community

Voter Turnout69.7%
This county
national avg ~55%
Volunteering Rate1.0%
Income Inequality (Gini)4.703
Nonprofit Organizations677
Veterans Share7.1%
This county
national avg 7.0%
Married Adults45.8%
Never-Married Adults35.3%
Divorced Adults11.9%
Religious Organizations133
Asian Population1.2%
Native American Population0.4%
Membership Associations11.2 per 10K residents

Lifestyle & Services

Full-Service Restaurants0.62 per 1K residents
Colleges & Universities2
Nursing & Care Facilities91
Grocery Stores50
Arts & Entertainment Venues10
Hotels & Lodging42
Recreation Businesses40
Professional Services Firms292
Veterinary Practices38
Real Estate Firms99
Museums9
Debt Burden
Avg Mortgage Balance$59K
Avg Student Loan Balance$13K
Avg Credit Card Balance$4K
Loan Delinquency Rate48.8%
This county
national avg 4.0%

Innovation

Inventor Rate0.34%

Politics

Swing

2024 Presidential · Michigan was R+2 statewide

vs Michigan State

Income tax
4.25%Same (state law)
Property tax
1.54%1.32% state avg
Politics
SwingR+2
COL Index
County data88 (state)

Population & Migration

Net Domestic Migration 2023

-332

More people leaving than arriving

IRS Wealth Migration

Lower-income migration pattern (IRS: 0.81x avg income)

Economic Mobility

37%

chance a low-income child reaches the middle class

Source: Opportunity Insights

Real Estate

Find Homes in Saginaw County

Median home value: $173K

View on Zillow →View on Realtor.com →

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Local News — Saginaw

Cederberg Funeral Home of Frankenmuth · 41 minutes ago

Joseph Robinson Obituary Aug 30, 2026

Joseph H. Robinson Frankentrost, MI Went home with the Lord Sunday, August 30, 2026 at his home; age

WSMH · 3 hours ago

I-75 to intermittently close on Sept. 3 in Saginaw County

SAGINAW, Mich. — The Michigan Department of Transportation (MDOT) is set to implement temporary inte

MLive.com · 5 hours ago

Mid-Michigan offers plenty of fun activities this weekend

Whether you're looking for something educational for the kids, a chance to explore local gardens and

Detroit Free Press · 3 days ago

Saginaw police probe incident involving 'force.' Investigation underway

Saginaw police chief says internal investigation launched after video circulates on social media app

Legacy | Obituary · 18 hours ago

Terrence "Terry" Williams Obituary (2026) - Saginaw, MI - Snow Funeral Home - Saginaw

Terrence Williams Obituary Terrence "Terry" John Williams Thomas Township, Michigan Terrence "Terry"

W. L. Case & Company Funeral Directors · 2 weeks ago

Bruce G. Hill Jr. Obituary Aug 17, 2026 - W. L. Case and Company Funeral Directors

Bruce G. Hill Jr., age 84, of Saginaw, Michigan, passed away unexpectedly at his home on August 17,

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Data: Census ACS, BLS, Zillow, USDA Natural Amenities, OpenElections 2024, CMS, NCES. Vintage 2022–2025. News via Google News.

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Quick Profiles

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Annual Income

$150K

Affects effective income tax rate

$0$500K$5M+

Retirement Savings

$0

Affects pension and SS tax burden

None$500K$10M+

Social Security

None

Annual Social Security benefit

None$150K/yr

My Property Is Worth

$400K

Affects property tax burden

Tax burden ↓$1M$50M+

Home Buying Budget

$400K

Compared to state median home price

Hard to find$250K$5M+

Monthly Rent Budget

Don't care

Compared to state median 2BR rent

Don't care$10K/mo

Job Market

Don't care

State unemployment and job growth

Don't careHot market

Airport Access

Don't care

Direct flight destinations from state hubs

Don't careMust have hub

City vs Country

Mid-size city

% urban population

Deep countryBig city

Sunshine

Don't care

Annual sunny days per state

Don't careMax sunshine

Food Scene

Don't care

Restaurants per 100K residents

Don't careWorld-class

Political Preference

Neutral

State's political lean

LiberalConservative

Gun Laws

Neutral

State gun law grade (Giffords)

Gun Control2A Freedom

Abortion Access

Neutral

State abortion access policy

Pro-ChoiceNeutralPro-Life

Community

None

Congregations per 100K residents

AvoidDon't careSeek

Sports & Entertainment

Don't care

Pro sports teams and major venues

Don't careMust have pro teams

Cannabis Laws

Neutral

State cannabis legality

Prefer LegalNeutralPrefer Prohibition

Retiree Community

Neutral

% population 65+ (Census)

Young areaRetirement-heavy

Dating Market

Neutral

% adults never-married (Census)

Singles sceneFamily community

Safety / Low Crime

Don't care

Violent crime rate per 100K (FBI)

Don't careVery safe

School Quality

Don't care

K-12 rank (Education Week)

Don't careTop-ranked

Healthcare Access

Don't care

Healthcare system rank (Commonwealth Fund)

Don't careTop-ranked

Childcare Affordability

Don't care

Cost of living proxy for childcare affordability

Don't careMust be affordable